Bank of America Corporation filings document material events, shareholder governance and the capital structure of a diversified banking company listed on the New York Stock Exchange. Recent Form 8-K reports identify registered securities including BAC common stock, multiple series of preferred stock represented by depositary shares, preferred hybrid income securities, income capital obligation notes and senior medium-term notes associated with BofA Finance LLC guarantees.
The company's definitive proxy statement covers annual meeting matters, shareholder voting procedures and governance topics, including board leadership references and the role of the lead independent director. Together, these filings record the formal securities, governance and material-event disclosures tied to Bank of America's banking, wealth management, investment banking and markets businesses.
BofA Finance, guaranteed by Bank of America Corporation, is offering approximately 6-year Contingent Income Auto-Callable Yield Notes linked to the S&P 500 Futures 35% Volatility Compass TCA 6% Decrement Index ER. Each $1,000 Note pays a monthly contingent coupon of $14.584 (1.4584% per month, 17.50% per year) only when the index is at or above 70% of its starting level on the observation date.
Beginning June 18, 2026, the Notes are automatically called at $1,000 plus the coupon if the index is at or above its starting level. If not called, and at maturity the index is at or above 50% of its starting level, investors receive full principal back plus any final coupon; if it is below 50%, repayment is reduced in line with the index decline and can fall to zero.
The underlying index uses leveraged exposure to E‑Mini S&P 500 futures with a 35% volatility target, a 6.00% annual decrement and transaction costs that can significantly weigh on performance. The initial estimated value is expected between $930 and $980 per $1,000 Note, below the $1,000 public offering price, and the Notes carry the unsecured credit risk of BofA Finance and BAC.
BofA Finance, fully guaranteed by Bank of America Corporation, is offering Auto-Callable Enhanced Return Notes linked to the common stock of Intel Corporation. Each Note has a public offering price of $1,000.00, with an underwriting discount of $20.00 and proceeds of $980.00 to BofA Finance, while the initial estimated value is expected to range between $910.00 and $960.00 per $1,000.00 in principal amount.
The Notes have an approximately 3-year term, may be automatically called after one year if Intel’s stock meets a specified level, and offer a 150.00% upside participation rate if held to maturity and the stock finishes at or above a 100.00% redemption barrier. Protection against loss extends down to a 50.00% threshold value of the starting stock price; below that threshold, investors can lose up to 100.00% of their principal. All payments depend on the credit risk of BofA Finance as issuer and BAC as guarantor and do not include Intel dividends.
BofA Finance, fully guaranteed by Bank of America, plans to issue approximately 3‑year Contingent Income Issuer Callable Yield Notes linked to the worst performer of the Nasdaq‑100 Technology Sector Index, the Russell 2000 Index and the Energy Select Sector SPDR ETF. The Notes pay a monthly contingent coupon of $10 per $1,000 (about 1.00% per month, 12.00% per year) only if on each Observation Date all three underlyings are at or above 70% of their starting levels. BofA Finance may redeem the Notes quarterly at $1,000 plus any due coupon.
If the Notes are not called and the worst‑performing underlying finishes at or above 55% of its starting level, investors receive $1,000 per Note (plus any final coupon). If it finishes below 55%, principal is reduced in line with the decline and can fall to zero. The initial estimated value is expected between $930 and $980 per $1,000, below the $1,000 public offering price, reflecting internal funding and hedging costs. Payments depend on the credit of BofA Finance and Bank of America, and the Notes are not eligible for EEA or UK retail investors.
Bank of America Corporation is offering fixed rate callable senior notes due December 15, 2028. These unsecured notes pay interest at a fixed annual rate of 4.07%, with interest paid semi-annually on June 15 and December 15, starting June 15, 2026. The notes are issued in minimum denominations of $1,000 and are not insured or guaranteed by any bank or government agency.
The notes can be redeemed early at Bank of America’s option at 100% of principal, plus accrued interest, on June 15, 2027 and on each subsequent call date of June 15 and December 15 through June 15, 2028. Investors have no repayment right before maturity and must accept issuer credit risk and potential secondary market illiquidity. The notes are expected to be delivered in book-entry form through The Depository Trust Company on or about December 16, 2025.
BofA Finance, fully guaranteed by Bank of America Corporation, is issuing fixed income auto-callable yield notes linked to the Class C common stock of Dell Technologies Inc. Each note has a $1,000.00 denomination and an approximately 2-year term, unless automatically called.
The notes pay a fixed coupon of $10.292 per $1,000.00 every month, equal to 1.0292% per month or 12.35% per annum, as long as they remain outstanding. Beginning with the December 14, 2026 Call Observation Date, all notes are automatically called if the Dell share Observation Value is at or above the Call Value of $140.63, in which case investors receive $1,000.00 plus the applicable coupon.
If the notes are not called, principal repayment at maturity depends on Dell’s performance relative to a Threshold Value of $77.35, which is 55.00% of the Starting Value of $140.63. The initial estimated value per $1,000.00 note is expected to be between $899.00 and $969.00, below the $1,000.00 public offering price, reflecting internal funding and hedging costs.
BofA Finance LLC, fully and unconditionally guaranteed by Bank of America Corporation, is offering Autocallable Strategic Accelerated Redemption Securities linked to one or more equity indices or exchange-traded funds. These senior unsecured notes pay no interest and do not guarantee a return of principal, so investors can lose some or all of their investment.
The notes may be automatically called on preset Observation Dates if the underlying Market Measure is at or above a specified Call Level, in which case investors receive principal plus a defined Call Premium. If the notes are not called, the maturity payment depends on whether the Ending Value of the Market Measure is at or above a Threshold Value; below that level, repayment is reduced on a 1‑to‑1 basis and can fall to zero when the Threshold equals 100% of the Starting Value.
The Market Measure can be a single index, an ETF (Underlying Fund), or a Basket of several components. The document details extensive risk factors, including issuer and guarantor credit risk, market and liquidity risk, basket and currency risks, conflicts of interest, tax uncertainty, and complex adjustments for market disruption events, index or fund changes, and corporate actions. Net proceeds are generally lent to Bank of America and its subsidiaries for general corporate purposes and to hedge obligations on the notes.
BofA Finance, fully guaranteed by Bank of America Corporation, is offering auto-callable senior notes linked to the least performing of the S&P 500 Index and the State Street Energy Select Sector SPDR ETF. The notes have a term of approximately three years, $1,000 denominations, and may be automatically called quarterly from June 2026 through September 2028 if both underlyings are at or above their applicable call values, with call amounts starting at least at $1,061 and rising to at least $1,335.50 per $1,000.
If not called, and the least performing underlying ends at or above 90% of its starting value, investors receive a fixed redemption amount of $1,366 per $1,000. If it finishes below 90% but at or above 70%, principal is returned; below 70%, repayment falls in line with the loss in the least performing underlying, up to a complete loss of principal. The initial estimated value is expected between $919 and $969 per $1,000, reflecting internal funding and hedging costs, and all payments depend on the credit of BofA Finance and BAC.
Bank of America Corp. insider activity: Chief Risk Officer Geoffrey S. Greener reported charitable gifts of Bank of America common stock held indirectly through a revocable trust. On 12/09/2025, the trust made two gifts totaling 9,265 shares of common stock (8,800 shares and 465 shares) at a reported price of $0 per share, reflecting their nature as donations rather than sales. Following these transactions, Greener indirectly beneficially owned 1,373,439 shares of Bank of America common stock through the revocable trust.
BofA Finance, fully guaranteed by Bank of America, is offering Buffered Auto-Callable Enhanced Return Notes linked to the MSCI Emerging Markets Index. The notes have an approximately 4-year term, a public offering price of $1,000.00 per note and an initial estimated value expected between $940.00 and $990.00 per $1,000.00. Investors receive 140% of any positive index return if the notes are not called and the index finishes at or above the starting level, and full principal back if the index ends between 80% and 100% of the starting level. If the index falls below 80% of the starting level and the notes have not been automatically called, the redemption amount falls below principal and investors could lose up to 100% of their investment. The notes may be automatically called on December 21, 2026 for $1,115.00 per $1,000.00 if the index is at or above the starting level, and all payments depend on the credit risk of BofA Finance and Bank of America.
BofA Finance, fully guaranteed by Bank of America Corporation, is issuing approximately 3-year Auto-Callable Enhanced Return Dual Directional Notes linked to the worst-performing of Amazon.com, Inc. and Apple Inc. common stock. The Notes are issued in $1,000 denominations, with the pricing date on December 9, 2025, maturity on December 14, 2028, and an initial estimated value of $976 per $1,000 principal, below the public offering price.
The structure offers a 150% upside participation rate and potential automatic call on December 10, 2026 at a call amount of $1,310 per $1,000 if each stock is at or above its starting value. Redemption and protection levels depend on the “Least Performing” stock, with a Redemption Barrier at 100% of starting value and a Threshold Value at 70%. If the least-performing stock finishes below its Threshold Value, repayment can fall below 70% of principal and investors can lose their entire investment.
Payments depend on the credit of BofA Finance and BAC and do not include dividends on the underlying stocks. The Notes are complex, involve valuation, market, conflict, underlying stock and tax-related risks, and are not intended for retail investors in the EEA or United Kingdom.