Bank of America SEC Filings

BofA Finance, fully guaranteed by Bank of America Corporation, is offering senior unsecured Digital Return Notes linked to the least performing of Meta Platforms Class A, Apple common stock, and NVIDIA common stock. The Notes have a term of approximately 13 months, are issued in $1,000.00 minimum denominations, and pay a fixed digital return if conditions are met.

If, on the Valuation Date, the Ending Value of the least performing underlying stock is at or above its Threshold Value (60.00% of its Starting Value for each name), investors receive a Digital Payment of $1,200.00 per $1,000.00, representing a 20.00% return. If the least performing stock finishes below its Threshold Value, the Redemption Amount falls in line with the stock’s loss, and can be less than 60.00% of principal, down to zero, meaning investors could lose their entire investment.

The public offering price is $1,000.00 per Note, with an underwriting discount of $2.20 and proceeds before expenses of $997.80 to BofA Finance. The initial estimated value is $985.50 per $1,000.00, reflecting BAC’s internal funding rate, underwriting discount, and hedging-related charges. Payments depend on the credit risk of BofA Finance and BAC, and investors do not receive dividends on the underlying stocks.

BofA Finance, fully guaranteed by Bank of America Corporation, is offering Buffered Digital Return Notes linked to the S&P 500® Index. The notes have a term of approximately 13 months with a minimum denomination of $1,000.00 and total public offering size of $2,375,000.00.

The notes pay a fixed Digital Payment of $1,084.00 per $1,000.00 (an 8.40% return) if, on the valuation date, the S&P 500® Index closing level is at or above the Starting Value of 6,827.41. If the index is below the Starting Value but at or above the Threshold Value of 5,803.30 (85.00% of the Starting Value), investors receive only their principal back. If the index closes below the Threshold Value, repayment is reduced in line with the index decline beyond the 15% buffer, and investors could lose up to 85.00% of their investment.

The initial estimated value of the notes on the pricing date is $988.20 per $1,000.00, less than the public offering price. All payments are subject to the credit risk of BofA Finance as issuer and BAC as guarantor, and the notes do not pay dividends on S&P 500® stocks.

BofA Finance, fully guaranteed by Bank of America Corporation, is offering approximately 3-year Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices. Each Note has a $1,000.00 denomination and public offering price, with an initial estimated value of $985.30 per $1,000.00, reflecting internal funding and hedging-related costs.

Investors may receive a contingent monthly coupon of $7.625 per $1,000.00 (0.7625% per month, 9.15% per annum) only if on each observation date all three indices are at or above their coupon barriers set at 70% of starting levels. BofA Finance may redeem the Notes early on specified monthly call dates at $1,000.00 per Note plus any due coupon if the barrier condition is met.

If the Notes are not called and, at maturity, the least performing index closes below its 60% threshold value, the redemption amount per $1,000.00 will be less than 60% of principal and could be zero, meaning up to 100% loss of invested principal. All payments depend on the credit risk of BofA Finance as issuer and BAC as guarantor.

BofA Finance LLC, guaranteed by Bank of America Corporation, is offering S&P 500® Index-linked notes that do not pay interest and return depends entirely on index performance. Each note has a $1,000 face amount, with $1,475,000 total offered, and an initial underlier level of 6,800.26. At maturity on March 17, 2027, investors receive up to a capped maximum of $1,123 per $1,000 if the index rises, reflecting a 200% upside participation subject to a cap at 106.15% of the initial level.

The structure includes a 10% downside buffer: if the S&P 500® is down by 10% or less, investors receive their face amount. Below that buffer, losses are magnified by a buffer rate of approximately 111.111%, so investors can lose some or all principal. The notes are unsecured obligations of BofA Finance, fully and unconditionally guaranteed by BAC, will not be listed on an exchange, and have an initial estimated value of $981.70 per $1,000, below the 100% public offering price.

Bank of America’s BofA Finance is offering auto-callable notes linked to the S&P 500 Futures 35% Volatility Compass TCA 6% Decrement Index ER, maturing in December 2030. The notes have an approximate five-year term and are automatically called quarterly starting in December 2026 if the index is at or above preset call values, paying call amounts that rise from $1,162.50 to $1,771.875 per $1,000 of principal.

If the notes are not called and the index ends at or above 60% of its starting level, investors receive a fixed $1,812.50 per $1,000 at maturity. If the index falls more than 40% from its starting level, repayment is reduced 1:1 with the decline, and principal can be fully lost. The notes pay no periodic interest, are unsecured obligations of BofA Finance guaranteed by Bank of America Corporation, and will not be listed on an exchange. The public offering price is $1,000 per note, with proceeds of $992.50 per note to BofA Finance and an initial estimated value of $924.80.

Bank of America Corporation is offering $7,500,000 of senior unsecured Fixed Rate Callable Notes due December 18, 2045. The notes are issued in minimum denominations of $1,000, pay a fixed interest rate of 5.25% per annum, and pay interest semi-annually on June 18 and December 18, starting June 18, 2026.

Bank of America may redeem all of the notes at 100% of principal plus accrued interest on December 18, 2028 and on each subsequent semi-annual Call Date through June 18, 2045, which creates reinvestment risk if rates fall. The public offering price is 100% of principal, with an underwriting discount of 2.00%, resulting in $7,350,000 in proceeds to BAC before expenses. The notes are not bank deposits, are not FDIC-insured, will not be listed on any exchange, and carry BAC’s credit risk and potential liquidity and market value risks.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Trigger Autocallable Contingent Yield Notes linked to the EURO STOXX 50® Index and the Nikkei 225® Index, maturing on December 27, 2030. Each Note has a $10 stated principal amount, with a minimum investment of 100 Notes.

The Notes can pay quarterly contingent coupons at an annual rate between 7.10% and 7.60%, but only if the “least performing” index on each observation date is at or above its coupon barrier, initially set at 70% of its starting level. Beginning June 23, 2026, the Notes are automatically called if the least performing index is at or above its initial value, returning principal plus the coupon for that quarter.

If not called, principal repayment at maturity depends on the least performing index. If its final level is at or above the downside threshold (initially 60% of its starting level), investors receive full principal (and any due coupon). If it is below this threshold, repayment is reduced in line with the index loss, up to a 100% loss of principal. The Notes are senior unsecured debt, not FDIC insured, and all payments depend on the credit of BofA Finance and BAC. The public offering price is $10.00 per Note, with an underwriting discount of $0.225 and an initial estimated value expected between $9.175 and $9.675 per $10 principal.

BofA Finance, fully guaranteed by Bank of America Corporation (BAC), is offering approximately 5-year Enhanced Return Notes linked to the Russell 2000® Futures Excess Return Index. Each Note has a public offering price of $1,000 and an initial estimated value between $935 and $985, reflecting internal funding and hedging costs.

At maturity, if the index finishes above its Starting Value of 339.12, investors receive amplified gains at a 170.50% participation rate. If the Ending Value is between 60% and 100% of the Starting Value, principal is repaid. If the index falls below 60% of the Starting Value, repayment is reduced in line with the loss and investors can lose all of their principal. The Notes pay no periodic interest, all payments depend on the credit of BofA Finance and BAC, and the product carries significant market, liquidity, structural and tax risks.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering trigger autocallable notes linked to the S&P 500® Index, maturing around December 28, 2027. Each note has a $10 stated principal amount and is sold at 100% of principal, with an underwriting discount of $0.15 per note.

The notes may be automatically called quarterly if the index closes at or above its initial level, paying back principal plus a call return based on a fixed call return rate of at least 9.00% per year, with call returns starting at at least 4.50% and rising to at least 18.00% if called on the final observation date. If the notes are not called and, at final observation, the index is below its initial level but at or above 80% of the initial value (the downside threshold), investors receive only their principal back. If the index finishes below the downside threshold, repayment is reduced in line with the index loss, down to a possible total loss of principal.

Investors will not receive dividends on S&P 500 stocks, the notes will not be listed on any exchange, and liquidity may be limited. The initial estimated value is expected to be between $9.25 and $9.75 per $10 of principal, reflecting internal funding and hedging costs. All payments depend on the creditworthiness of BofA Finance and BAC.