Bank of America SEC Filings

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering buffered auto-callable notes linked to the S&P 500® Index, maturing on February 4, 2031. The notes may be automatically called annually starting in 2027 if the index is at or above its starting level, paying preset call amounts up to $1,286.00 per $1,000.00.

If not called and the index finishes at or above its starting level, investors receive a fixed $1,357.50 per $1,000.00. A 10% downside buffer applies; below that, losses match further index declines, with up to 90% of principal at risk. The public offering price is $1,000.00 per note, including a $25.00 underwriting discount, and the preliminary estimated value is between $910.00 and $960.00. The notes pay no interest, are unsecured, subject to BofA Finance and BAC credit risk, and will not be listed on any exchange.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering contingent income issuer callable yield notes linked to the worst performer of three ETFs: XLE, KRE and IGV. The notes run to October 26, 2028, unless called earlier.

Investors may receive a contingent coupon of at least 11.00% per year, paid quarterly, but only when each ETF is at or above 65% of its starting value on the relevant observation date. From July 28, 2026, BofA Finance can redeem the notes quarterly at par plus any due coupon.

If the notes are not called and the worst-performing ETF finishes below 60% of its starting value at maturity, repayment of principal is reduced one-for-one with the decline, up to a total loss of principal. The initial estimated value is disclosed as below the public offering price, and all payments depend on the credit of BofA Finance and Bank of America.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $580,000 of Contingent Income (with Memory Feature) Auto-Callable Yield Notes due January 25, 2029, linked to the least performing of Amazon.com, Inc. and Monolithic Power Systems, Inc. common stock.

The notes pay monthly contingent coupons only if each stock’s observation value is at least 60% of its starting price, using a memory feature to catch up missed coupons when conditions are later met. Starting in April 2026, the notes are automatically called if both stocks are at or above 100% of their starting values, returning principal plus the applicable coupon.

If the notes are not called and either stock ends below 60% of its starting value at maturity, investors face 1:1 downside to the least performing stock, with up to 100% loss of principal. The public offering price is $1,000 per note, with an initial estimated value of $947.90 and underwriting discounts of up to $30 per $1,000, and the notes will not be listed on any exchange.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering fixed income auto-callable yield notes linked to the least performing of the Russell 2000 Index and the S&P 500 Index, maturing March 4, 2027, with an expected pricing date of January 30, 2026 and issue date of February 4, 2026.

The notes pay a fixed coupon of 9.50% per annum (0.7917% monthly) as long as they remain outstanding, and can be called monthly starting March 2, 2026 if each index is at or above 100% of its starting level, in which case investors receive principal plus the applicable coupon.

If the notes are not called and, during the knock-in period, either index ever closes below 75% of its starting level and the least performing index finishes below its start at maturity, repayment of principal is reduced 1:1 with that index’s decline, up to a total loss, though the final coupon is still paid. The initial estimated value is expected to be $940–$990 per $1,000, below the public offering price, and all payments are subject to the credit risk of BofA Finance and BAC.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $784,000 of Contingent Income Auto-Callable Yield Notes due January 22, 2032, linked to the S&P 500® Futures 35% Volatility Compass TCA 6% Decrement Index ER. The notes offer a 14.50% per annum contingent coupon (1.2084% per month) when the index is at or above 60% of its 1,037.62 starting value on monthly observation dates.

Beginning with the January 19, 2027 call observation date, the notes are automatically called at par plus coupon if the index is at or above 100% of the starting value. If not called and the index has fallen more than 40% at maturity, principal is exposed to 1:1 downside with up to 100% loss of capital; otherwise, principal is returned and a final coupon may be paid. The initial estimated value is $950.00 per $1,000 note, below the $1,000 public offering price, reflecting internal funding and fees. The notes are unsecured, subject to BofA Finance and BAC credit risk, and will not be listed on an exchange.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $10,719,000 of Auto-Callable Trigger PLUS linked to the Russell 2000® Index, maturing on February 3, 2028. These are principal-at-risk structured notes with a $1,000 denomination and no coupons.

If on the January 26, 2027 determination date the index closes at or above the initial index value of 2,677.738, the notes are automatically redeemed on January 29, 2027 for $1,116.50 per note (an 11.65% gain), and no further payments are made. If not called, at maturity investors receive $1,000 plus 125% of any index gain when the final index value on January 31, 2028 is above the initial level.

If the final index value is at or below the initial level but at or above the downside threshold of 2,142.190 (80% of the initial value), investors receive only the $1,000 principal. If it is below the threshold, repayment is fully exposed 1-for-1 to index losses, and investors can lose most or all of their investment. The notes are unsecured obligations, not FDIC insured, and the initial estimated value is $967.40 per $1,000.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $214,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the EURO STOXX 50, Russell 2000 and S&P 500 Equal Weight indices. The notes run to January 21, 2028, unless called early, and offer a 10.20% per annum contingent coupon (2.55% quarterly) only when each index on an observation date is at least 70% of its starting level.

Beginning July 21, 2026, BofA may redeem the notes quarterly at par plus any due coupon. If the notes are held to maturity and any index has fallen more than 30% from its starting value, repayment of principal is reduced 1:1 with the decline in the worst index, up to a total loss. The initial estimated value is $987.40 per $1,000, and the notes are unsecured, unlisted, and subject to the issuer’s and guarantor’s credit and complex tax and market risks.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $2,753,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices, maturing January 19, 2029.

The notes pay a contingent coupon of 9.70% per annum (2.425% quarterly) only if, on each observation date, all three indices are at or above 70% of their starting levels. Beginning July 21, 2026, BofA Finance may redeem the notes quarterly at par plus any due coupon, which would stop future payments.

If the notes are not called and any index finishes below 65% of its starting level at maturity, investors are exposed to 1:1 downside in the worst-performing index and can lose up to all principal. The initial estimated value is $986.30 per $1,000, below the $1,000 public offering price, and the notes will not be listed on an exchange.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Buffered Enhanced Return Notes linked to the least performing of the EURO STOXX 50 Index, iShares MSCI EAFE ETF and iShares MSCI Emerging Markets ETF. The notes are expected to price on January 22, 2026 and mature on July 27, 2027, giving an approximate 18‑month term.

At maturity, if each underlying finishes above its starting level, investors receive a leveraged gain of 165.00% of the increase in the least performing underlying. If the least performer is down but not by more than 20%, principal is returned. If any underlying falls by more than 20%, repayment is reduced 1:1 beyond that threshold, with up to 80% of principal at risk.

The notes pay no periodic interest, are unsecured senior debt of BofA Finance guaranteed by BAC, and will not be listed on an exchange. The initial estimated value is expected to be between $930 and $980 per $1,000 note, below the $1,000 public offering price due to underwriting discounts, internal funding rates and hedging costs.