Bank of America SEC Filings

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the worst performer of the Nasdaq‑100, Russell 2000 and S&P 500 indices, maturing on July 9, 2027. The Notes pay a contingent coupon of at least 7.75% per year, credited monthly only if each index is at or above 70% of its starting level on the observation date, and can be called monthly at the issuer’s option from April 9, 2026 at par plus any due coupon.

If held to maturity and the least‑performing index has fallen more than 30% from its starting level, investors are exposed to 1:1 downside and can lose up to their entire principal; otherwise they receive full principal back plus any final coupon. The public offering price is $1,000 per Note, with an underwriting discount of $22 and proceeds to BofA Finance of $978 per $1,000 before expenses, while the initial estimated value is expected between $920 and $970 per $1,000. The Notes are unsecured obligations subject to the credit risk of BofA Finance and Bank of America, will not be listed on any exchange, and involve complex market, liquidity and tax risks highlighted in extensive risk disclosures.

Bank of America’s BofA Finance is issuing 724,810 Autocallable Strategic Accelerated Redemption Securities linked to the Russell 1000 Value Index, at a public offering price of $10 per unit, for total proceeds before expenses of $7,103,138. The notes are senior unsecured obligations of BofA Finance, fully and unconditionally guaranteed by Bank of America Corporation, and may be automatically called on scheduled observation dates if the index is at or above its starting level of 2,060.183.

If called, investors receive $10 plus a fixed call premium that increases over time, up to $14.014 per unit on the final observation date. If the notes are never called and the index is at or above the 85% threshold at maturity, principal is returned; if the index finishes below that threshold, losses track the index decline beyond 15%, with up to 85% of principal at risk. The initial estimated value is $9.718 per unit, below the $10 offering price, reflecting internal funding rates, a $0.20 underwriting discount and a $0.05 per-unit hedging-related charge.

Bank of America’s BofA Finance unit is offering Contingent Income Issuer Callable Yield Notes linked to the Nasdaq-100, Russell 2000 and S&P 500 indices. The notes have an expected term of about 4.75 years, pay a contingent coupon at a rate of 7.15% per annum (0.5959% per month) and are fully and unconditionally guaranteed by Bank of America Corporation.

Monthly coupons of $5.959 per $1,000 are paid only if, on each observation date, all three indices are at or above 70% of their starting levels. Beginning January 11, 2027, BofA Finance can redeem the notes monthly at $1,000 per note plus any due coupon. If the notes are not called and any index finishes below 70% of its starting value at maturity, investors are exposed to 1:1 downside in the worst-performing index and can lose up to all of their principal.

The notes are unsecured, subject to the credit risk of BofA Finance and Bank of America, will not be listed on any exchange, and have an initial estimated value expected between $900 and $950 per $1,000, below the public offering price.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100®, Russell 2000® and S&P 500® Indexes, maturing July 9, 2027. The notes target an at least 10.00% per annum contingent coupon (about $8.334 per $1,000 monthly) only when, on an observation date, each index is at or above 70% of its starting level.

The issuer can redeem the notes monthly beginning April 9, 2026 at $1,000 plus any due coupon, which can cut off future income. If the notes are not called and any index finishes below 70% of its starting value, repayment is reduced 1:1 with the decline in the worst index, up to a total loss of principal; otherwise, investors receive principal back plus any final coupon. The public offering price is $1,000 per note, with an underwriting discount up to $7 and proceeds to the issuer as low as $993, while the initial estimated value is expected between $930 and $980 per $1,000. Payments depend on the credit of BofA Finance and BAC, and the notes will not be listed on an exchange.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the Nasdaq-100, Russell 2000 and S&P 500 indexes, maturing January 11, 2028. The notes pay a contingent coupon of at least 7.75% per year, or at least $6.459 per $1,000 monthly, but only if each index is at or above 70% of its starting level on the relevant observation date.

Beginning July 9, 2026, the issuer may call the notes monthly at $1,000 per note plus any due coupon, which would stop future payments. If the notes are not called and any index falls more than 30% below its starting value at maturity, investors incur 1:1 downside exposure to the weakest index and can lose up to their entire principal. The public offering price is $1,000 per note, with underwriting discounts up to $26 and initial estimated value between $920 and $970 per $1,000, and the notes will not be listed on any exchange.

Bank of America Corporation (BAC) is offering $102,000,000 of Fixed Rate Callable Notes due December 22, 2037. The notes pay a fixed interest rate of 5.00% per annum, with interest paid monthly on the 22nd of each month starting January 22, 2026, in minimum denominations of $1,000.

The notes are senior unsecured obligations and are callable at BAC’s option at 100% of principal plus accrued interest on December 22, 2026 and on each monthly Call Date thereafter through November 22, 2037. The public offering price is 100.00% of principal, with a 1.20% underwriting discount, resulting in proceeds before expenses to BAC of $100,776,000. The offering price also includes a hedging-related charge of up to $10.89 per $1,000 in principal amount.

The notes will not be listed on any exchange, and a secondary market may be limited. Key risks include BAC’s credit risk, the issuer’s right to redeem the notes early, reinvestment risk if called, sensitivity to interest rate changes over the 12-year term and potential conflicts of interest and pricing impacts from affiliated trading and hedging activities.

BofA Finance, fully guaranteed by Bank of America Corporation, is offering Contingent Income Buffered Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indexes. Each Note has a public offering price of $1,000.00, with an underwriting discount of $2.50 and proceeds of $997.50 to BofA Finance per Note, before expenses. The initial estimated value is expected to range from $924.80 to $974.80 per $1,000.00 on the pricing date.

The Notes have a term of approximately 18 months and pay a contingent monthly coupon of $6.875 per $1,000.00 (0.6875% per month, 8.25% per year) only if, on each observation date, every index is at or above 75% of its starting level. BofA Finance may redeem the Notes early on specified monthly call payment dates at $1,000.00 per Note plus any due coupon if all indexes are at or above the coupon barrier. At maturity, if not called, investors receive full principal plus any final coupon if the least performing index is at or above 75% of its starting level; if it finishes below that threshold, repayment is reduced in line with the index loss and investors can lose up to their entire investment. All payments depend on the credit of BofA Finance and Bank of America.

BofA Finance LLC is offering $615,000 of auto-callable notes linked to the iShares 20+ Year Treasury Bond ETF, fully guaranteed by Bank of America Corporation. The notes have an approximately 4-year term, no periodic interest, and a $1,000 minimum denomination. They may be called semi-annually starting December 18, 2026, paying call amounts from $1,092.50 up to $1,323.75 per $1,000 if the ETF is at or above the call level.

If the notes are not called and the ETF’s ending value is at or above its $87.80 starting level, investors receive $1,370 per $1,000 at maturity, a 37% total return. If the ending value is between 80% and 100% of the starting level, principal is returned; below 80%, losses match the ETF’s decline, up to a full loss of principal. The initial estimated value is $954.10 per $1,000, below the public offering price, and all payments are unsecured and subject to BofA Finance and BAC credit risk, with no stock-exchange listing.

BofA Finance, guaranteed by Bank of America Corporation, is issuing Contingent Income Issuer Callable Yield Notes linked to the Nasdaq-100, Russell 2000 and S&P 500, in $1,000 denominations for an aggregate public offering price of $444,000.00. These roughly 11‑month notes pay a contingent coupon of $5.625 per $1,000 (0.5625% monthly, 6.75% per annum) only if on each monthly observation date all three indices are at or above their coupon barriers, set at 75% of their starting levels.

The issuer may redeem all notes early on specified call dates at $1,000 plus any due coupon. If held to maturity and the least‑performing index finishes at or above its 55% threshold value, investors receive full principal back (and possibly the final coupon). If the least‑performing index ends below its threshold, repayment is reduced in line with the index loss and investors can lose up to 100% of principal. The initial estimated value is $986.10 per $1,000, reflecting internal funding and hedging costs, and all payments depend on the credit of BofA Finance and BAC.