Welcome to our dedicated page for Bank of America SEC filings (Ticker: BAC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Bank of America Corporation (BAC) SEC filings page provides access to the company’s official disclosures filed with the U.S. Securities and Exchange Commission. As a large financial institution with common stock and multiple series of preferred stock and related depositary shares listed on the New York Stock Exchange, Bank of America files a wide range of documents that detail its financial condition, capital structure, and material corporate events.
Among the most closely watched filings are the company’s periodic reports and earnings-related Form 8-Ks, which announce quarterly and annual results, summarize net income and other key metrics, and reference accompanying press releases, presentation materials, and supplemental financial information. These filings also describe investor conference calls and webcasts where management discusses performance and other matters related to the corporation.
Bank of America’s filings further outline its registered securities, including common stock under the BAC ticker and numerous preferred stock series and hybrid income term securities, each with its own trading symbol. Other 8-Ks address topics such as changes in accounting methods for certain equity investments, the issuance of new preferred stock series and related depositary shares, and authorizations of common stock repurchase programs and dividends.
On this page, users can review Bank of America’s SEC filings as they are made available from EDGAR. AI-powered tools can assist by summarizing lengthy documents, highlighting important sections in 10-K and 10-Q reports, and making it easier to understand disclosures about capital, preferred stock terms, and other regulatory information that shapes the BAC investment profile.
Bank of America has announced new Capped Leveraged Index Return Notes (LIRNs) linked to the MSCI Emerging Markets Index with the following key features:
- Principal Amount: $10.00 per unit with approximately 2-year term
- Return Structure: 1.5-to-1 upside exposure up to a capped value of $12.80-$13.20 (28-32% max return)
- Downside Risk: 1-to-1 exposure to index declines with potential 100% principal loss
- No Interest Payments during the term
Key risks include: credit risk of BofA Finance and BAC as guarantor, capped upside potential, potential principal loss, emerging markets exposure, and impact of Russian securities removal from the index. The initial estimated value will be below the public offering price. Notes will not be exchange-listed and holders have no rights to underlying securities or dividends.
Bank of America Corporation has issued $15 million in Capped Floating Rate Notes linked to Compounded SOFR, due June 25, 2035. The notes are senior unsecured debt securities with key features:
- Interest rate: Compounded SOFR plus 1.60%, floating between 0.00% and 6.25% per annum
- Quarterly interest payments on March 25, June 25, September 25, and December 25, starting September 25, 2025
- 100% principal repayment at maturity
- Minimum denomination of $1,000
- No early redemption option
Notable risks include credit risk of Bank of America, potential for minimal interest payments during low-rate periods, and limited upside due to the 6.25% interest rate cap. The notes are not FDIC insured, not bank guaranteed, and will not be listed on any securities exchange. Trading liquidity may be limited as BofA Securities will act as the primary market maker.
Bank of America Corporation has announced new Jump Securities with Auto-Callable Feature linked to the performance of the Russell 2000® Index and S&P 500® Index, maturing July 3, 2031. Key features include:
- Principal Amount: $1,000 per security
- Early Redemption Feature: Quarterly automatic redemption if both indices close at/above initial values, starting July 8, 2026
- Early Redemption Payment: Approximately 9.10% per annum return
- Maturity Payment Structure: - At least $1,546 if both indices are at/above initial values - $1,000 if indices are above 80% threshold - Below 80% threshold: Payment based on worst-performing index, possible total loss
The securities offer no regular interest payments or participation in index appreciation. Estimated initial value between $900-$960 per $1,000 principal. Key risks include potential principal loss, limited returns, early redemption risk, and credit risk of Bank of America Corporation.
Bank of America Corporation (BAC) has filed a Rule 424(b)(2) pricing supplement for $25 million of senior unsecured Fixed-Rate Callable Notes due June 23, 2037. The notes carry a fixed coupon of 5.65% per annum, paid semi-annually on June 23 and December 23, beginning December 23, 2025. They are issued in $1,000 minimum denominations, rank pari passu with BAC’s other senior debt, and will not be listed on any exchange.
- Issue/Settlement Date: June 23, 2025
- Maturity: June 23, 2037 (12-year tenor)
- Call Feature: BAC may redeem the entire issue at par on June 23, 2026 and on each subsequent June 23 and December 23 (final call date – Dec 23, 2036) upon 5-60 days’ notice.
- Offering Economics: Public offering price 100%; underwriting discount 1.20% ($300k); net proceeds 98.80% ($24.7 million).
- CUSIP: 06055JMF3; Calculation Agent: Merrill Lynch Capital Services, Inc.
The supplement highlights key risks: (i) BAC credit risk—payments depend on the issuer’s ability to pay; (ii) call risk—investors may receive par early and face reinvestment risk; (iii) interest-rate risk—long 12-year tenor exposes holders to rate fluctuations; (iv) potential secondary-market discount due to embedded distribution and hedging costs. The notes are not FDIC-insured, not bank-guaranteed, and may lose value.
Given BAC’s trillion-dollar balance sheet, the $25 million issuance is routine funding rather than a material capital event for common-equity investors.
Bank of America Corporation (BAC) proposes to issue senior, unsecured Capped Floating-Rate Notes linked to Compounded SOFR, maturing 25 June 2035. These securities are offered under the December 2022 shelf (Reg. No. 333-268718) via prospectus supplement dated 30 December 2022.
Key terms
- Pricing date: 23 June 2025; Issue date/settlement: 25 June 2025.
- Issue price: 100% of principal; minimum denomination US$1,000; CUSIP 06055JMP1.
- Aggregate principal: to be determined at pricing; proceeds before expenses: 99.65% (after max. 0.35% underwriting concession).
- Maturity: 25 June 2035 with 100% principal repayment plus final accrued interest.
- Coupon: Compounded SOFR + 1.60 % per annum, reset and paid quarterly (25 Mar/25 Jun/25 Sep/25 Dec). Coupon is floored at 0.00 % and capped at 6.25 %.
- Ranking: pari passu with other senior, unsecured BAC obligations; no collateral, no FDIC insurance.
- Optionality: no issuer call and no holder put; notes will not be listed on an exchange.
- Settlement: book-entry through DTC; calculation agent: Merrill Lynch Capital Services, Inc.
Risk highlights
- Credit exposure to BAC—payments depend solely on the issuer’s ability to pay.
- Variable coupon may fall to 0 % in a low-rate environment, while upside is limited to 6.25 %.
- No secondary-market listing could restrict liquidity; market values may fluctuate with rates and BAC credit spreads.
- Product is not bank-guaranteed or insured by the FDIC or other agencies.
Investors should review the comprehensive “Risk Factors” discussion (PS-6) and consult advisers regarding suitability, taxation, and market risks.
Bank of America Corporation (BAC) is issuing $6.362 million in Fixed-Rate Callable Notes due 20 December 2028 under its Series P MTN program.
- Coupon: 4.75% fixed, paid quarterly on Mar 20, Jun 20, Sep 20 and Dec 20, beginning 20 Sep 2025 (30/360 day-count).
- Redemption: BAC may redeem the entire issue at par plus accrued interest on any quarterly call date starting 20 Dec 2025, with 5-60 business days’ notice.
- Ranking: Senior unsecured obligations of BAC; payments depend solely on BAC’s creditworthiness.
- Denominations: $1,000 minimums; CUSIP 06055JMG1; the notes will not be listed on an exchange and no market-making is required.
- Offer Price & Fees: Public offering price 100%; underwriting discount 0.30% ($19,086); net proceeds 99.70% ($6,342,914) before expenses. Select fee-based accounts may pay as low as 99.70%.
Key risks highlighted by the issuer include early-call reinvestment risk, exposure to changes in BAC’s credit profile, and potential secondary-market illiquidity. The pricing supplement also outlines standard U.S. federal tax treatment for fixed-rate debt, FINRA Rule 5121 conflicts, and distribution restrictions in the EEA and U.K.
Overall, this is a small, routine debt issuance that offers a modest fixed yield but gives BAC flexibility to refinance if rates fall, limiting investors’ upside.
Bank of America Corporation (BAC) is issuing $20 million of senior unsecured Fixed-Rate Callable Notes due June 20 2040 under its Series P MTN program. The notes price at 100% of face value and settle on 20 June 2025. After a 1.40% underwriting discount, net proceeds to BAC are $19.72 million.
The securities pay a fixed coupon of 5.75% per annum, calculated on a 30/360 basis and paid semi-annually on 20 June and 20 December, beginning 20 December 2025. Principal is repaid at 100% of par at maturity, provided the notes are not redeemed earlier.
Issuer call option: BAC may redeem the entire issue at par plus accrued interest on 20 December 2027 and on every subsequent semi-annual interest date through 20 December 2039. Notice must be given 5 business to 60 calendar days in advance. No holder put option is available.
Key structural terms include:
- Denominations: $1,000 and integral multiples thereof
- CUSIP: 06055JMD8
- Ranking: senior, unsecured obligations of BAC
- Listing: none; the notes will not trade on an exchange
- Calculation agent: Merrill Lynch Capital Services, Inc.
Risk considerations highlighted by BAC include: (i) issuer credit risk—all payments depend on BAC’s solvency; (ii) call risk—the notes are likely to be redeemed when prevailing rates fall below 5.75%, limiting upside and creating reinvestment risk; (iii) interest-rate risk—with a 15-year final term, price volatility may be significant if rates rise; (iv) liquidity risk—no exchange listing could constrain secondary-market trading; and (v) valuation risk—issue price embeds hedging and distribution costs, so resale prices may be below par.
FAQ
What is the current stock price of Bank of America (BAC)?
What is the market cap of Bank of America (BAC)?
