Bank of America Corp 424B Filings

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the least performing of the SPDR S&P Regional Banking ETF (KRE) and the VanEck Semiconductor ETF (SMH), with a public offering price of $1,000.00 per Note and an expected term of approximately 18 months.

The Notes pay monthly contingent coupons using a memory feature of $13.75 per $1,000 payment period, but only if on each Observation Date both ETFs are at or above 70.00% of their Starting Values; missed coupons can be caught up later if the condition is met. Beginning November 9, 2026, the Notes are automatically called if both ETFs are at or above 100.00% of their Starting Values, repaying principal plus the applicable coupon. If not called, and either ETF finishes below 60.00% of its Starting Value, principal is reduced 1:1 with the decline in the worst-performing ETF, up to a total loss. The Notes are unsecured senior debt of BofA Finance, guaranteed by BAC, not exchange-listed, and initially valued between $900.00 and $950.00 per $1,000, below the public price.

BofA Finance LLC is offering medium-term, market-linked notes fully guaranteed by Bank of America Corporation. These auto-callable Securities are linked to the lowest performing of Alibaba Group’s ADSs and NVIDIA Corporation’s common stock and mature on August 3, 2029, unless called earlier.

The notes pay no interest or dividends and are not listed on an exchange. If, on the August 5, 2027 Call Date, the lowest-performing stock is at least 90% of its Starting Price, the notes are automatically called for principal plus a Call Premium of at least 41%. If not called, at maturity investors receive: leveraged upside of 250% of any gain in the lowest-performing stock; principal back if its decline is no more than 50%; or full downside exposure if the decline exceeds 50%, with the potential to lose all principal. The initial estimated value per $1,000 Security is between $915 and $965, below the $1,000 public offering price, and all payments are subject to the credit risk of BofA Finance and BAC.

BofA Finance LLC is offering Buffered Enhanced Return Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the S&P 500® Equal Weight Index, the S&P 500® Index and the iShares® S&P 500 Growth ETF. The notes are expected to price on July 23, 2026, issue on July 28, 2026, and mature on January 28, 2030, an approximate 3.5‑year term.

Each $1,000 note has an Upside Participation Rate of 140.50%: if the ending value of every underlying exceeds its starting value, holders receive 140.50% of the percentage gain of the least performing underlying. If the least performing ending value is at or above its Threshold Value (75.00% of its starting value), principal is returned at maturity. If the least performing ending value is below its Threshold Value, investors lose about 1.33333% of principal for each 1% decline of that underlying below the threshold, up to a complete loss of principal.

The notes pay no periodic interest, are unsecured senior debt of BofA Finance guaranteed by BAC, and will not be listed on any securities exchange. The initial estimated value is expected to be $940.00–$990.00 per $1,000, below the public offering price of $1,000, reflecting BAC’s internal funding rate, underwriting discounts and hedging‑related charges.

BofA Finance LLC is offering Contingent Income Auto-Callable Yield Notes linked to Microsoft Corporation common stock, at $1,000.00 per Note, fully and unconditionally guaranteed by Bank of America Corporation. The Notes have an approximate three-year term, ending July 27, 2029, unless automatically called starting October 26, 2026 when Microsoft’s stock is at or above 100% of its Starting Value.

The Notes pay a contingent coupon of at least 17.35% per annum (at least $43.375 per quarter per $1,000) only if Microsoft’s share price on an Observation Date is at or above 80% of its Starting Value. If not called and Microsoft falls more than 20% below its Starting Value at maturity, principal is exposed to 1:1 downside, up to a 100% loss of invested principal. Payments depend on the credit risk of BofA Finance and Bank of America, and the initial estimated value is between $925.00 and $975.00 per $1,000.00, below the public offering price.

BofA Finance LLC is offering Enhanced Return Notes fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the S&P 500® Equal Weight Index, the S&P 500® Index and the iShares® S&P 500 Growth ETF, under a shelf registration. The notes have an approximate 4-year term, with a pricing date of July 23, 2026, issue date of July 28, 2026, valuation date of July 23, 2030 and maturity on July 26, 2030.

Each $1,000 note offers 154.50% upside participation in any gain of the least performing underlying if all underlyings finish above their respective starting values. If the least performing underlying finishes between 70.00% and 100.00% of its starting value, investors receive par at maturity. If the least performing underlying ends below 70.00% of its starting value, principal is exposed 1:1 to downside, with up to 100% loss of principal possible. The notes pay no periodic interest, will not be listed on an exchange, and all payments are subject to the credit risk of BofA Finance and Bank of America.

The public offering price is $1,000 per note, with an underwriting discount of up to $2 and proceeds to BofA Finance of $998 per note. The initial estimated value is expected to be between $935 and $985 per $1,000, reflecting BAC’s internal funding rate and hedging-related charges, which may make secondary market values lower than the purchase price.

BofA Finance LLC is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500, fully and unconditionally guaranteed by Bank of America Corporation. The Notes have an approximate 11‑month term, are expected to price on July 28, 2026, and are issued in $1,000 denominations.

The Notes pay a contingent coupon of 11.05% per annum (0.9209% per month, $9.209 per $1,000) on monthly Observation Dates only if each index is at or above its Coupon Barrier of 75% of its Starting Value. Beginning November 2, 2026, the issuer may redeem the Notes monthly at $1,000 plus any due coupon.

If the Notes are not called and, at maturity, the least performing index has fallen below its Threshold Value of 70% of its Starting Value, principal is exposed 1:1 to that decline, with up to 100% loss of principal. The initial estimated value is expected to be $930–$980 per $1,000, below the $1,000 public offering price, reflecting internal funding rates, underwriting discount and hedging costs. All payments are subject to the credit risk of BofA Finance and Bank of America Corporation, and the Notes will not be listed on any securities exchange.

BofA Finance LLC is offering Contingent Income Issuer Callable Yield Notes due February 10, 2028, fully and unconditionally guaranteed by Bank of America Corporation and linked to the least performing of two ETFs: the SPDR S&P Regional Banking ETF (KRE) and the Technology Select Sector SPDR ETF (XLK). The notes have an approximate 18‑month term and pay a contingent coupon of 13.25% per annum (1.1042% monthly) only if, on each monthly Observation Date, the price of both ETFs is at least 70% of its Starting Value.

Beginning November 13, 2026, the issuer may redeem the notes monthly at par plus any due coupon, which caps future income. If the notes are not called and the least performing ETF ends below 70% of its Starting Value, principal is reduced 1:1 with the decline and up to 100% of principal can be lost; otherwise, investors receive par plus any final contingent coupon. Payments depend on the credit of BofA Finance and BAC, the notes are unsecured, and will not be listed on any exchange. The initial estimated value is expected to be $900–$950 per $1,000, below the $1,000 public offering price, reflecting dealer compensation, hedging costs and BAC’s internal funding rate.

BofA Finance LLC is offering Contingent Income (with Memory Feature) Auto-Callable Yield Notes due February 10, 2028, fully and unconditionally guaranteed by Bank of America Corporation. Each Note has a $1,000 principal amount and is linked to the least performing of the SPDR S&P Regional Banking ETF (KRE) and the VanEck Semiconductor ETF (SMH).

The Notes pay only if, on an Observation Date, both ETFs are at or above 70% of their Starting Values. The per-period coupon is based on $16.042 per $1,000 and includes a memory feature that can make up missed coupons when conditions are later met. Beginning November 9, 2026, the Notes are auto-callable monthly at par plus the applicable coupon if each ETF is at or above 100% of its Starting Value.

If the Notes are not called, principal repayment at maturity depends on the Least Performing Underlying. If its Ending Value is at or above 60% of its Starting Value, investors receive full principal plus any final coupon if both ETFs are at or above 70% of their Starting Values. If the Least Performing Underlying ends below 60% of its Starting Value, repayment is reduced 1:1 with that decline, with up to 100% of principal at risk. The initial estimated value is expected to be $910–$960 per $1,000 Note, below the public offering price, and all payments are subject to the credit risk of BofA Finance and BAC.

BofA Finance LLC is offering Contingent Income Issuer Callable Yield Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the SPDR S&P Regional Banking ETF (KRE) and the VanEck Semiconductor ETF (SMH). The notes are expected to price on August 7, 2026, issue on August 12, 2026, and mature on February 10, 2028, unless called earlier.

Investors may receive a 20.50% per annum contingent coupon (1.7084% per month, or $17.084 per $1,000) on monthly dates if each ETF’s observation value is at least 70% of its starting value. Beginning November 13, 2026, the issuer may redeem the notes monthly at par plus any due coupon.

If the notes are not called and the least performing ETF’s ending value is at least 60% of its starting value, investors receive principal back (plus a final coupon if the 70% barrier is met). If the least performing ETF ends below 60% of its starting value, repayment is reduced 1:1 with that decline, with up to 100% of principal at risk. The public offering price is $1,000 per note, with underwriting discount up to $21.75 and proceeds to BofA Finance as low as $978.25 per $1,000; the initial estimated value is expected between $905 and $955 per $1,000. All payments depend on the credit of BofA Finance and BAC, and the notes will not be listed on any exchange.

BofA Finance LLC is offering Contingent Income Auto-Callable Yield Notes due June 30, 2028, fully and unconditionally guaranteed by Bank of America Corporation. The notes are linked to the least performing of the Dow Jones Industrial Average, the Russell 2000 Index and the VanEck Semiconductor ETF.

Investors may receive a 16.85% per annum contingent coupon (1.4042% monthly, $14.042 per $1,000) on each monthly Observation Date only if every underlying is at or above 70% of its Starting Value100% of their Starting Values on a Call Observation Date.

If the notes are not called and the least performing underlying finishes below 60% of its Starting Value at maturity, principal is exposed 1:1 to that decline, up to a 100% loss of principal; otherwise, principal is repaid, with a final coupon only if all underlyings are at or above their coupon barriers. The notes are unsecured obligations subject to the credit risk of BofA Finance and BAC, are offered at $1,000 per note with an initial estimated value between $885 and $935 per $1,000, and will not be listed on any exchange.

BofA Finance LLC is offering Contingent Income Issuer Callable Yield Notes due January 26, 2028, fully and unconditionally guaranteed by Bank of America Corporation. Each note has a $1,000 principal amount and is linked to the least performing of the Russell 2000® Index and the S&P 500® Index.

The notes pay a contingent coupon of 9.60% per annum (0.80% per month, $8.00 per $1,000) on monthly observation dates only if the closing level of each index is at or above 65.00% of its Starting Value. Both the coupon barrier and principal protection threshold are set at 65.00% of the respective Starting Values.

Beginning October 26, 2026, the issuer may call the notes monthly at par plus any due coupon. If the notes are not called and the least performing index finishes below its 65.00% threshold, investors incur 1:1 downside exposure, with up to 100% loss of principal; otherwise, principal is repaid and a final contingent coupon may be paid. The public offering price is $1,000 per note, with an underwriting discount of up to $3.50 and issuer proceeds as low as $996.50 per note. The initial estimated value is expected between $940.00 and $990.00 per $1,000, reflecting BAC’s internal funding rate and hedging costs. Payments depend on the credit risk of BofA Finance and Bank of America, and the notes will not be listed on any securities exchange.

BofA Finance LLC is issuing Contingent Income Auto-Callable Yield Notes linked to the least performing of the Nasdaq-100 Technology Sector Index (NDXT) and the S&P 500 Index (SPX), fully and unconditionally guaranteed by Bank of America Corporation. The notes have an approximate 13‑month term, pricing on July 31, 2026, issuing on August 5, 2026 and maturing on September 3, 2027, unless called earlier.

The notes pay a contingent coupon of 11.15% per annum (0.9292% monthly, $9.292 per $1,000) only if on each monthly Observation Date both indices are at or above 80% of their Starting Values. Beginning with the February 1, 2027 Call Observation Date, the notes are automatically called if both indices are at or above 100% of their Starting Values, paying back principal plus that month’s coupon.

If not called, and the least performing index ends below 80% of its Starting Value, investors have 1:1 downside exposure to that index and can lose up to 100% of principal$915–$965 per $1,000, below the $1,000 public offering price due to internal funding rates, underwriting discount and hedging-related charges.

BofA Finance LLC is issuing Contingent Income Issuer Callable Yield Notes guaranteed by Bank of America Corporation, linked to the least performing of the SPDR S&P Regional Banking ETF (KRE) and Technology Select Sector SPDR ETF (XLK), with an expected term of approximately 18 months, maturing on February 10, 2028.

The notes pay a contingent coupon of 15.50% per annum (1.2917% monthly, $12.917 per $1,000) on monthly observation dates only if each ETF is at or above 70.00% of its Starting Value. From November 13, 2026 the issuer may redeem the notes monthly at par plus any due coupon.

If the notes are not called and either ETF finishes below 70.00% of its Starting Value on the valuation date, principal is reduced 1:1 with the decline of the worst ETF, up to a total loss of principal. The initial estimated value is expected between $915.00 and $965.00 per $1,000, below the $1,000 public offering price, and all payments are subject to the credit risk of BofA Finance and BAC. The notes will not be listed on any securities exchange.

BofA Finance LLC is offering Contingent Income Auto-Callable Yield Notes due February 10, 2028, fully and unconditionally guaranteed by Bank of America Corporation. The notes are linked to the least performing of the SPDR S&P Regional Banking ETF (KRE) and the Technology Select Sector SPDR ETF (XLK) and have an approximate 18‑month term.

The notes pay a contingent coupon of 11.25% per annum ($9.375 per $1,000 monthly) only if, on an Observation Date, each ETF is at or above 70% of its Starting Value100% of their Starting Values, returning principal plus the due coupon.

If not called, and the least performing ETF finishes below 70% of its Starting Value, investors are exposed to 1:1 downside risk and can lose up to all principal; otherwise, principal is returned and a final contingent coupon may be paid. The public offering price is $1,000 per note, with an initial estimated value between $895 and $945, reflecting dealer compensation, referral fees and hedging costs. The notes are unsecured obligations of BofA Finance, guaranteed by BAC, will not be listed on any exchange, and embed complex market, sector, credit, liquidity and tax risks.

BofA Finance LLC is offering $1,908,000 of senior unsecured auto-callable notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the common stocks of Advanced Micro Devices (AMD), Micron Technology (MU) and NVIDIA (NVDA). The notes price at $1,000 per note, with an initial estimated value of $996.30, and have an approximate three-year term, maturing on July 20, 2029, unless automatically called.

Starting values are $495.76 for AMD, $848.95 for MU and $202.81 for NVDA. Beginning July 22, 2027, the notes are automatically callable quarterly at call amounts from $1,500 to $2,375 per $1,000 principal if each stock’s observation value meets or exceeds its call value. If not called, and the least performing stock ends at or above its 50% Redemption Barrier, investors receive a fixed $2,500 per $1,000 at maturity; otherwise, repayment is reduced 1:1 with the decline of the least performing stock, with up to 100% of principal at risk. The notes pay no periodic interest, will not be listed, and all payments depend on the credit risk of BofA Finance and BAC.

BofA Finance LLC is issuing $12,000,000 of Contingent Income Auto-Callable Securities due January 22, 2029, linked to the worst performing of Broadcom Inc. (AVGO) and NVIDIA Corporation (NVDA), fully and unconditionally guaranteed by Bank of America Corporation. Each security has a $1,000 stated principal amount and offers a contingent quarterly coupon of $64.00 per security (6.40% per quarter, 25.60% per annum) only if on the determination date the price of each stock is at or above its respective downside threshold.

The initial share prices are $370.83 for AVGO and $202.81 for NVDA, with downside thresholds of $241.04 and $131.83, respectively, each 65% of its initial share price. If on any of the first nine determination dates both stocks are at or above their initial share prices, the notes are automatically redeemed for $1,000 plus the coupon. If not redeemed and at maturity both final prices are at or above their thresholds, investors receive principal plus the final coupon; otherwise, repayment equals principal multiplied by the share performance factor of the worst performing stock, resulting in less than 65% of principal and potentially zero. The initial estimated value is between $969.90 and $1,000 per security, below the issue price, reflecting internal funding and hedging costs. All payments are subject to the credit risk of BofA Finance and BAC.

BofA Finance LLC is offering $11,064,000 of Contingent Income Issuer Callable Yield Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the Dow Jones Industrial Average, the Russell 2000 Index and the VanEck Semiconductor ETF. The notes run for approximately 23 months to June 23, 2028, unless called early, and pay a 23.00% per annum contingent coupon (1.9167% monthly, $19.167 per $1,000) only if on each observation date all three underlyings are at or above 70% of their starting values. Beginning October 22, 2026, BofA Finance may redeem the notes monthly at par plus any due coupon, capping future income. If held to maturity and any underlying finishes below 60% of its starting value, principal is reduced 1:1 with the decline of the least performing underlying, up to a total loss; otherwise, principal is repaid, plus any final coupon if barriers are met. The initial estimated value is $969.30 per $1,000, below the public offering price, and all payments depend on the credit of BofA Finance and BAC; the notes will not be listed on an exchange.

BofA Finance LLC is issuing $3,841,000 of Contingent Income Issuer Callable Yield Notes due July 20, 2029, fully and unconditionally guaranteed by Bank of America Corporation. The notes are linked to the least performing of the Nasdaq-100® Technology Sector Index (NDXT), the Russell 2000® Index (RTY) and the S&P 500® Index (SPX).

The notes pay a contingent coupon of 12.50% per annum (3.125% quarterly, $31.25 per $1,000) on each observation date only if all three indices close at or above their Coupon Barriers, set at 70% of their respective starting values. Beginning January 22, 2027, BofA Finance may redeem all notes quarterly at $1,000 plus any due coupon.

If the notes are not called and, at maturity, the least performing index is at or above its Threshold Value (60% of its starting level), investors receive full principal plus any final contingent coupon. If the least performing index finishes below its Threshold Value, repayment is reduced on a 1:1 basis with that decline, with up to 100% of principal at risk. The initial estimated value is $991.90 per $1,000, below the public offering price, reflecting internal funding and hedging costs. Payments depend on the credit of both BofA Finance and BAC, and the notes are not listed on any securities exchange.

BofA Finance LLC is offering $464,000 of Contingent Income Auto-Callable Yield Notes due June 23, 2028, fully and unconditionally guaranteed by Bank of America Corporation, under an existing shelf registration.

The notes pay a 10.00% per annum contingent coupon (0.8334% per month) when on an observation date each of the Dow Jones Industrial Average, Russell 2000 Index and Technology Select Sector SPDR ETF is at or above 70% of its Starting Value. Starting Values are INDU 52,146.42, RTY 2,962.217 and XLK $175.59, with Threshold Values at 60% of each. Beginning January 19, 2027 the notes are automatically callable monthly at par plus the coupon if all underlyings are at or above 100% of their Starting Values.

If not called and the least-performing underlying finishes below its Threshold Value, principal is exposed to 1:1 downside to that underlying, with up to 100% of principal at risk; otherwise principal is repaid (plus any final coupon if the 70% barriers are met). The notes are unsecured obligations of BofA Finance, guaranteed by BAC, are not exchange-listed, and priced at $1,000 per note with an initial estimated value of $972.90 per $1,000, reflecting underwriting discounts, referral fees and hedging-related costs.

BofA Finance LLC is offering $833,000 of Contingent Income Issuer Callable Yield Notes, fully and unconditionally guaranteed by Bank of America Corporation, maturing on July 20, 2028. The notes are linked to the least performing of the Nasdaq‑100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index.

The notes pay a 13.30% per annum contingent coupon (1.1084% monthly) only if, on each monthly observation date, all three indices are at or above 70% of their Starting Value. Beginning October 22, 2026, BofA Finance may redeem all notes monthly at $1,000 plus any due coupon.

If not called and any index finishes below its 70% Threshold Value on the valuation date, investors are exposed to 1:1 downside to the decline of the worst-performing index, with up to 100% of principal at risk. Payments depend on the credit risk of BofA Finance and Bank of America; the notes are unsecured, not listed, and have an initial estimated value of $984.50 per $1,000, below the public offering price.

BofA Finance LLC is offering $5,727,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100, Russell 2000 and S&P 500 indexes, due July 20, 2029, fully and unconditionally guaranteed by Bank of America Corporation. The notes pay a contingent coupon of 11.00% per annum (0.9167% monthly, $9.167 per $1,000) only if, on each monthly observation date, all three indexes close at or above 70% of their starting levels (the coupon barriers, which also equal the threshold values).

Beginning July 22, 2027, the issuer may redeem the notes monthly at $1,000 plus any due coupon, limiting the maximum income period. If the notes are not called and any index ends below its 70% threshold, principal is exposed to 1:1 downside based on the worst-performing index, with up to 100% loss of principal; otherwise investors receive par and, if conditions are met, a final coupon. The initial estimated value is $983 per $1,000, below the public offering price of $1,000, reflecting internal funding rates, dealer compensation and hedging costs. All payments depend on the credit of BofA Finance and BAC, and the notes will not be listed on any exchange.

BofA Finance LLC is offering $2,537,000 of Contingent Income Issuer Callable Yield Notes due July 20, 2029, fully and unconditionally guaranteed by Bank of America Corporation. The notes are linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices and pay a 9.50% p.a. contingent coupon (0.7917% monthly) of $7.917 per $1,000 when, on an observation date, each index is at or above 70% of its starting level. The issuer may call the notes monthly starting July 22, 2027 at par plus any applicable coupon. If held to maturity and any index has fallen more than 30% (ending value below its 70% threshold), principal is exposed 1:1 to the decline of the least performing index, with up to 100% of principal at risk; otherwise, investors receive par plus any final coupon. The public offering price is $1,000 per note, with an initial estimated value of $962.80, and all payments are subject to the credit risk of BofA Finance and BAC.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $3,335,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100, Russell 2000 and S&P 500 indices. The notes are issued in $1,000 denominations, priced with a public offering price of $1,000 and an initial estimated value of $972.20 per $1,000.

The notes run to January 21, 2028 (about 18 months) unless called, and pay a 10.10% per annum contingent coupon (0.8417% monthly) only if on each Observation Date all three indices are at or above 70% of their Starting Values. Beginning October 22, 2026, BofA Finance may redeem the notes monthly at par plus any due coupon.

If not called and any index finishes below its 70% Threshold Value, repayment of principal is reduced 1:1 with the decline of the least performing index, with up to 100% of principal at risk; otherwise, principal is repaid at par, plus a final contingent coupon if the barrier is met. All payments depend on the credit risk of BofA Finance and BAC, and the notes will not be listed on any exchange.

BofA Finance LLC is offering $162,000 of Contingent Income Auto-Callable Yield Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of three ETFs: XLE, XLU and SMH. The Notes have an approximate 3-year term, pricing on July 17, 2026 and maturing July 20, 2029, unless automatically called.

Investors receive a 15.00% per annum contingent coupon (1.25% per month, or $12.50 per $1,000) on any Observation Date where each ETF is at or above its Coupon Barrier of 70.00% of its Starting Value. Beginning January 19, 2027, the Notes are automatically called if on any Call Observation Date each ETF is at or above 100.00% of its Starting Value, paying back principal plus that month’s coupon.

If the Notes are not called and any ETF finishes below its 50.00% Threshold Value at maturity, investors have 1:1 downside exposure to the decline of the least performing ETF and can lose up to 100% of principal. The initial estimated value is $939.80 per $1,000 Note, below the public offering price, and all payments are subject to the credit risk of BofA Finance and BAC.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $3,292,000 of Contingent Income Issuer Callable Yield Notes due June 23, 2027, linked to the least performing of the Nasdaq-100 Index, Russell 2000 Index and S&P 500 Index. The notes have an approximate 11‑month term and are issued in $1,000 denominations.

Investors receive a 10.20% per annum contingent coupon (0.85% monthly, $8.50 per $1,000) only if on each Observation Date every index is at or above 70% of its Starting Value. Starting values are NDX 28,592.66, RTY 2,962.217 and SPX 7,457.69, with Coupon Barriers and Threshold Values set at 70% of each. Beginning October 22, 2026 the issuer may call the notes monthly at par plus any due coupon.

If not called and the least performing index ends below its Threshold Value, principal is reduced 1:1 with the index decline and investors can lose up to 100% of principal. The initial estimated value is $980.30 per $1,000, below the public offering price, reflecting internal funding, underwriting discounts and hedging costs. Payments depend on the credit of BofA Finance and BAC, and the notes will not be listed on an exchange.

BofA Finance LLC is issuing $2,704,000 of Contingent Income Issuer Callable Yield Notes due June 23, 2028, fully and unconditionally guaranteed by Bank of America Corporation. The notes are linked to the least performing of the Dow Jones Industrial Average, the Russell 2000 Index and the VanEck Semiconductor ETF.

The notes pay a contingent coupon of 20.00% per annum (1.6667% per month), payable only if on each monthly Observation Date every underlying is at or above its Coupon Barrier set at 70% of its Starting Value. Beginning October 22, 2026, BofA Finance may redeem the notes monthly at par plus any due coupon.

If the notes are not called and, at maturity, the least performing underlying is below its Threshold Value of 60% of its Starting Value, investors are exposed to 1:1 downside in that underlying and can lose up to 100% of principal; otherwise principal is repaid and a final contingent coupon may be paid. The public offering price is $1,000 per note, with an initial estimated value of $954.30, and all payments are subject to the credit risk of BofA Finance and BAC.

BofA Finance LLC is offering $1,787,000 of Contingent Income Auto-Callable Yield Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the S&P 500 Index and the iShares Russell 2000 Value ETF, maturing July 20, 2028.

The Notes pay a 9.10% per annum contingent coupon (0.7584% monthly, $7.584 per $1,000) only if on each Observation Date both underlyings are at or above 70% of their Starting Values; coupons can be zero for some or all months. Beginning July 19, 2027, the Notes are automatically called if both underlyings are at or above 100% of their Starting Values, returning principal plus the relevant coupon.

If not called and either underlying finishes below 70% of its Starting Value, principal is reduced 1:1 with the decline of the least performing underlying, with up to 100% of principal at risk. The initial estimated value is $990.80 per $1,000, below the public offering price, and all payments depend on the credit of BofA Finance and Bank of America Corporation. The Notes will not be listed on any securities exchange.

BofA Finance LLC is offering $2,818,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Russell 2000 Index and the State Street Technology Select Sector SPDR ETF (XLK), maturing June 23, 2028, fully and unconditionally guaranteed by Bank of America Corporation. The Notes pay a contingent coupon of 15.00% per annum (1.25% monthly, $12.50 per $1,000) only if on each Observation Date both underlyings are at or above 70% of their Starting Values, and are callable monthly at the issuer’s option beginning October 22, 2026 at par plus any due coupon. If held to maturity and the least performing underlying is below its 70% Threshold Value, principal is exposed 1:1 to that decline with up to 100% loss of principal; otherwise, investors receive par plus any final contingent coupon. The initial estimated value is $985.80 per $1,000, below the public offering price, and all payments depend on the credit risk of BofA Finance and BAC; the Notes will not be listed on any exchange.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $2,059,000 of Contingent Income Auto-Callable Yield Notes linked to the least-performing of three ETFs: XLE, XLU and SMH. The notes price at $1,000 per note, with an initial estimated value of $959.30 per $1,000, reflecting internal funding and fees.

The notes have an approximate 3-year term, maturing July 20, 2029, unless automatically called starting January 19, 2027 if each ETF is at or above 100.00% of its Starting Value. They pay a monthly contingent coupon of 1.4375% (17.25% per annum) only when each ETF is at or above its Coupon Barrier of 70.00% of its Starting Value. At maturity, if not called and the least-performing ETF is at or above its Threshold Value of 50.00% of its Starting Value, investors receive principal plus any final contingent coupon; if it is below 50.00%, repayment is reduced 1:1 with the decline, with up to 100% of principal at risk.

The notes are unsecured senior obligations of BofA Finance, fully and unconditionally guaranteed by BAC, are not listed on any exchange, and all payments depend on the credit risk of both entities.

BofA Finance LLC is issuing $706,000 of Contingent Income Auto-Callable Yield Notes due June 23, 2028, fully and unconditionally guaranteed by Bank of America Corporation. The Notes are linked to the least performing of the Dow Jones Industrial Average, the Russell 2000 Index and the Technology Select Sector SPDR ETF.

The Notes pay a 12.00% per annum contingent coupon (1.00% monthly, $10 per $1,000) only if, on each monthly Observation Date, every underlying is at or above 70% of its Starting Value. Beginning January 19, 2027, the Notes are automatically called if each underlying is at or above 100% of its Starting Value, returning principal plus that month’s coupon.

If the Notes are not called and any underlying finishes below 60% of its Starting Value, investors are exposed 1:1 to the decline of the least performing underlying and can lose up to 100% of principal. The initial estimated value is $987.60 per $1,000, below the public offering price, and all payments depend on the credit risk of BofA Finance and Bank of America.

BofA Finance LLC, fully and unconditionally guaranteed by Bank of America Corporation, is issuing $2,095,000 of Auto-Callable Notes linked to the least performing of the Financial Select Sector SPDR ETF (XLF), iShares 20+ Year Treasury Bond ETF (TLT) and iShares Silver Trust (SLV), due July 22, 2031. Each Note has a $1,000 denomination, no periodic interest, and will not be listed on any exchange.

The Notes may be automatically called quarterly starting July 19, 2027 if each underlying is at or above its applicable Call Value, paying the relevant Call Amount (from $1,152 to $1,722 per $1,000). If not called, and at maturity each underlying is at or above its Redemption Barrier (75% of its Starting Value), investors receive a fixed $1,760 per $1,000. If the least performing underlying ends between its Redemption Barrier and its Threshold Value (60% of Starting Value), principal is returned. Below the Threshold Value, repayment is reduced 1:1 with the decline in the least performing underlying, with up to 100% loss of principal.

The initial estimated value is $961.70 per $1,000, lower than the public offering price, reflecting BofA’s internal funding rate, referral fees and hedging costs. All payments are subject to the unsecured credit risk of BofA Finance as issuer and BAC as guarantor.

BofA Finance LLC is issuing $2,315,000 of Contingent Income Issuer Callable Yield Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the Nasdaq-100® Index, the Russell 2000® Index and the S&P 500® Index. The Notes price on July 17, 2026, issue on July 22, 2026 and mature on July 20, 2029, unless called earlier.

The Notes pay a contingent coupon of 9.50% per annum (0.7917% per month) if on any monthly Observation Date each index is at or above 75% of its Starting Value. Beginning January 22, 2027, the issuer may redeem the Notes monthly at $1,000 per Note plus any due coupon. If held to maturity and the least performing index finishes below 60% of its Starting Value, investors are exposed 1:1 to that decline, up to a complete loss of principal; otherwise, principal is returned, plus a final contingent coupon if the 75% barrier is met.

The Notes are unsecured senior obligations of BofA Finance, guaranteed by BAC, and will not be listed on any exchange. The initial estimated value is $963.90 per $1,000 Note, below the public offering price of $1,000, reflecting internal funding rates, underwriting discounts and hedging-related charges.

BofA Finance LLC is offering $4,000,000 of Contingent Income Buffered Issuer Callable Yield Notes due July 20, 2028, fully and unconditionally guaranteed by Bank of America Corporation. The notes are linked to the least performing of the Nasdaq‑100 Technology Sector Index, the Russell 2000 Index and the Utilities Select Sector SPDR ETF.

The notes pay a contingent coupon of 10.85% per year (0.9042% monthly, $9.042 per $1,000) only if on each monthly observation date every underlying is at or above 70% of its starting value. Beginning October 22, 2026, BofA may redeem the notes monthly at par plus any due coupon.

If not called and the least performing underlying is at or above 80% of its starting value at maturity, investors receive principal back (plus any final coupon if the 70% barrier is met). If it is below 80%, principal is reduced 1:1 with the decline beyond 20%, with up to 80% of principal at risk. The notes are unsecured obligations of BofA Finance, guaranteed by BAC, are not listed, and price at $1,000 per note with an initial estimated value of $990.

BofA Finance LLC is offering $11,156,000 of Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the Class A common stock of Veeva Systems Inc., fully and unconditionally guaranteed by Bank of America Corporation. The notes have an approximate 13‑month term, pricing on July 17, 2026 and maturing on August 20, 2027, unless automatically called beginning January 19, 2027 if Veeva’s stock is at or above 100.00% of the $195.38 Starting Value.

Investors pay $1,000 per note (underwriting discount up to $15, proceeds to BofA Finance $985 per note), while the initial estimated value is $975. Monthly contingent coupons follow a “memory” formula based on $10.834 per period and are paid only when the stock is at or above the Coupon Barrier/Threshold Value of $107.46 (55% of the Starting Value. If the notes are not called and the Ending Value is below this threshold, repayment is reduced 1:1 with the stock decline, with up to 100% of principal at risk. All payments depend on the credit of BofA Finance and BAC, and the notes will not be listed on any exchange.

BofA Finance LLC is offering $150,000 of Contingent Income Issuer Callable Yield Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the Nasdaq-100 Index, Russell 2000 Index and S&P 500 Index. The notes price on July 17, 2026, issue on July 22, 2026 and mature on June 23, 2027, an approximate 11‑month term, unless called earlier.

Investors receive a monthly contingent coupon of 1.0084% of principal (12.10% per annum) only if on each Observation Date every index is at or above its Coupon Barrier, set at 70% of its Starting Value. Beginning October 22, 2026, BofA Finance may redeem the notes monthly at par plus any due coupon.

If not called, and the least performing index finishes at or above its Threshold Value (also 70% of its Starting Value), investors receive full principal back plus any final coupon. If the least performing index is below its Threshold Value, repayment is reduced 1:1 with that index’s loss from its Starting Value, with up to 100% of principal at risk. The initial estimated value is $988.70 per $1,000, below the public offering price, reflecting internal funding and hedging costs. All payments depend on the credit of BofA Finance and BAC, and the notes will not be listed on an exchange.

BofA Finance LLC is offering $917,000 of Contingent Income Issuer Callable Yield Notes due June 23, 2028, linked to the least performing of the Russell 2000® Index and the Technology Select Sector SPDR® ETF (XLK), fully and unconditionally guaranteed by Bank of America Corporation. The Notes pay a 13.00% per annum contingent coupon (1.0834% monthly, $10.834 per $1,000) only if on each Observation Date both underlyings are at or above 70.00% of their Starting Values (RTY 2,962.217; XLK $175.59). Beginning October 22, 2026, BofA Finance may redeem the Notes monthly at $1,000 per Note plus any due coupon. If not called and the least performing underlying ends below its Threshold Value (also 70.00% of Starting Value), principal is exposed 1:1 to downside, with up to 100% loss of invested principal. The initial estimated value is $972.50 per $1,000, below the public offering price of $1,000, reflecting internal funding rates, underwriting discounts and hedging costs. Payments depend on the credit risk of BofA Finance and BAC, and the Notes will not be listed on any securities exchange.

BofA Finance LLC is issuing $17,310,000 of Auto-Callable Notes linked to the least performing of the Russell 2000 Index and the S&P 500 Index, fully and unconditionally guaranteed by Bank of America Corporation. The Notes price at $1,000 per Note, with an initial estimated value of $988.20 and an approximate 4-year term, from July 22, 2026 to July 22, 2030.

Beginning July 22, 2027, the Notes are automatically callable annually if each index is at or above its Call Value; investors then receive the applicable Call Amount of $1,135.50, $1,271.00, or $1,406.50 per $1,000. If not called, and at maturity both indexes are at or above their Redemption Barriers (100% of starting levels), holders receive a maximum Redemption Amount of $1,542.00 per $1,000. If the least performing index finishes between 70% and 100% of its Starting Value, principal is returned; below 70%, investors incur 1:1 downside exposure, with up to 100% loss of principal possible.

The Notes pay no interest, will not be listed on any exchange, and all payments depend on the credit of BofA Finance and BAC. Economic terms reflect BAC’s internal funding rate, and the public offering price exceeds the initial estimated value. A referral fee of up to $6.50 per $1,000 may be paid to distributing broker-dealers.

BofA Finance LLC is issuing $2,103,000 of Contingent Income Auto-Callable Yield Notes due June 23, 2028, fully and unconditionally guaranteed by Bank of America Corporation. The notes are linked to the least performing of the Dow Jones Industrial Average, Russell 2000 Index and VanEck Semiconductor ETF.

The notes pay a contingent coupon of 19.60% per annum (1.6334% monthly) only if on each Observation Date every underlying is at or above 70% of its Starting Value

If not called, and the least performing underlying finishes below 60% of its Starting Value, investors are exposed 1:1 to that decline, with up to 100% of principal at risk; otherwise principal is returned, plus a final coupon if all underlyings are at or above their coupon barriers. The initial estimated value is $969.70 per $1,000, below the public offering price, reflecting internal funding and hedge-related costs. All payments depend on the credit of BofA Finance and BAC, and the notes will not be listed.

BofA Finance LLC is offering $7,820,000 of Contingent Income Issuer Callable Yield Notes due July 20, 2029, fully and unconditionally guaranteed by Bank of America Corporation. The notes are linked to the least performing of the Nasdaq‑100 Index, Russell 2000 Index and S&P 500 Index and will not be listed on any exchange.

The notes pay a contingent coupon of 11.50% per annum (0.9584% monthly) only if, on an Observation Date, each index is at or above 75% of its Starting Value. Beginning January 22, 2027, BofA Finance may redeem all notes monthly at par plus any due coupon. If not called, and the least performing index has fallen more than 40% of its Starting Value at maturity, principal is reduced 1:1 with the decline, up to a total loss of investment; otherwise, investors receive par plus any final coupon.

All payments depend on the credit of BofA Finance and BAC. The initial estimated value is $985.10 per $1,000, below the public offering price of $1,000, reflecting internal funding rates, underwriting discount and hedging‑related charges.

BofA Finance LLC is offering $6,707,000 of Contingent Income Issuer Callable Yield Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices. The notes price on July 17, 2026, issue on July 22, 2026 and are scheduled to mature on January 21, 2028, unless called earlier.

Investors receive a 12.50% per annum contingent coupon (1.0417% monthly) only if on each observation date all three indices are at or above 70% of their starting values. From October 22, 2026 the issuer may redeem the notes monthly at par plus any due coupon. If held to maturity and any index has fallen more than 30% from its starting level, principal is exposed 1:1 to the decline of the least performing index, up to a total loss. The notes are unsecured obligations of BofA Finance, guaranteed by BAC, will not be listed, and have an initial estimated value of $986.50 per $1,000, below the public offering price.

BofA Finance LLC is offering $17,213,000 of Performance Leveraged Upside Securities (PLUS) linked to the Russell 2000® Index, maturing November 3, 2027, under its Medium-Term Notes, Series A program and fully and unconditionally guaranteed by Bank of America Corporation.

Each PLUS has a $1,000 stated principal amount, pays no coupons, and provides 300.00% leveraged upside on any index gain, capped at a maximum payment at maturity of $1,225.50 (122.55% of principal). If the final index value is less than or equal to the initial value of 2,962.217, investors receive $1,000 multiplied by the index performance factor, giving 1:1 downside exposure with no minimum repayment, so the entire investment can be lost.

The PLUS will not be listed on any exchange, and any sale before maturity depends on secondary market conditions. The estimated value on the pricing date is $973.20 per $1,000 PLUS, below the issue price, reflecting BAC’s internal funding rate, hedging-related charges, and distributor commissions. All payments are subject to the unsecured senior credit risk of BofA Finance and BAC, and the U.S. federal tax treatment of the PLUS is uncertain.

BofA Finance LLC is issuing $1,735,000 of Contingent Income Issuer Callable Yield Notes due April 22, 2031, fully and unconditionally guaranteed by Bank of America Corporation. The notes are linked to the least performing of the Dow Jones Industrial Average, Nasdaq-100 Index and Russell 2000 Index.

The notes pay a contingent coupon of 11.25% per annum (0.9375% monthly), but only for months when each index closes on the observation date at or above 75% of its Starting Value. BofA Finance may redeem the notes in whole, monthly starting July 22, 2027, at $1,000 per note plus any applicable contingent coupon.

If the notes are not called and, at maturity, the least performing index is below 65% of its Starting Value, investors are exposed to 1:1 downside in that index and can lose up to 100% of principal; otherwise, principal is repaid, plus a final contingent coupon if the 75% barrier is met. The initial estimated value is $983.20 per $1,000, below the public offering price, reflecting internal funding rates, fees and hedging costs. All payments are subject to the credit risk of BofA Finance and BAC, and the notes will not be listed on any exchange.

BofA Finance LLC is offering $1,140,000 of Contingent Income Auto-Callable Yield Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of XLF, TLT and SLV, maturing July 22, 2031 unless called earlier.

The Notes pay a 12.80% per annum contingent coupon (1.0667% monthly) when on an Observation Date each underlying is at or above 70% of its Starting Value, and become callable quarterly from July 19, 2027 if each underlying is at or above 100% of its Starting Value, returning principal plus the applicable coupon. If not called, and the least performing underlying finishes below 60% of its Starting Value, investors have 1:1 downside exposure to that decline, with up to 100% of principal at risk; otherwise principal is repaid and a final coupon may be paid if all underlyings are at or above their Coupon Barriers.

The initial estimated value is $951.40 per $1,000 note, below the public offering price, reflecting internal funding rates, referral fees and hedging-related charges. Payments depend on the credit risk of BofA Finance and Bank of America, and the Notes will not be listed on any securities exchange.

BofA Finance LLC is offering $739,000 of Contingent Income Auto-Callable Yield Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the Dow Jones Industrial Average, the Russell 2000 Index and the VanEck Semiconductor ETF. The notes are issued at $1,000 per note, with an initial estimated value of $931 per $1,000, and mature on June 23, 2028, unless called earlier.

The notes pay a 17.50% per annum contingent coupon (1.4584% monthly) only if, on an Observation Date, each underlying is at or above 70% of its Starting Value. Beginning January 19, 2027, the notes are automatically called if each underlying is at or above 100% of its Starting Value, returning principal plus that month’s coupon. If held to maturity and the least performing underlying is below its 60% Threshold Value, investors are exposed to 1:1 downside to that underlying and can lose up to all principal. All payments depend on the credit of BofA Finance and Bank of America, and the notes will not be listed on any exchange.

BofA Finance LLC is offering $12,343,000 of Callable Contingent Income Securities due July 20, 2028, linked to the worst performing of the S&P 500, Russell 2000 and NASDAQ‑100 indices. The notes pay a contingent quarterly coupon of $22.875 per $1,000 (2.2875% per quarter, 9.15% per annum) only if, on every index business day in a quarter, each index stays at or above 60% of its initial value (the coupon barrier level).

Beginning October 22, 2026, BofA Finance may redeem all notes quarterly at par plus any due coupon, at its discretion. If the notes are held to maturity and every index finishes at or above its 60% downside threshold, investors receive the $1,000 principal plus any final coupon. If any index ends below its downside threshold, repayment is reduced 1‑for‑1 with the worst index’s decline, and the maturity payment will be less than 60% of principal and could be zero. Investors do not participate in any index upside and face full principal risk, as well as the credit risk of BofA Finance and Bank of America Corporation; the initial estimated value is $972.90 per $1,000 note, below the issue price.

BofA Finance LLC is issuing $31,663,000 of Callable Contingent Income Securities due July 20, 2028, linked to the worst performing of the S&P 500, Russell 2000 and NASDAQ-100, fully and unconditionally guaranteed by Bank of America Corporation.

The notes pay a contingent quarterly coupon of $30.125 per $1,000 (12.05% per annum) only if, on every index business day in the quarter, each index stays at or above 70% of its initial level. Otherwise no coupon is paid for that period. From October 22, 2026, BofA Finance may redeem all notes quarterly at par plus any due coupon.

At maturity, if not called and each index is at or above its 70% downside threshold, investors receive principal plus any final coupon. If any index is below its threshold, repayment is reduced 1:1 with the decline of the worst index and can fall below 70% of principal or to zero. The initial estimated value is $973.50 per $1,000, below the issue price, reflecting fees, hedging costs and BAC’s internal funding rate. All payments are subject to the credit risk of BofA Finance and BAC.

BofA Finance LLC is offering $3,223,260 of Trigger Autocallable Notes linked to the S&P 500® Equal Weight Index (SPW), maturing on July 20, 2028, fully and unconditionally guaranteed by Bank of America Corporation. Each Note has a $10.00 stated principal amount and does not pay interest. The Notes may be automatically called quarterly, beginning July 26, 2027, if the index level is at or above the Initial Value of 8,646.40, paying $10 plus a Call Return based on a fixed 8.80% per annum Call Return Rate. If not called, and on the Final Observation Date the index is at or above the Downside Threshold of 6,484.80 (75% of the Initial Value), investors receive principal only. If the index is below the Downside Threshold, repayment is reduced dollar-for-dollar with the index decline, potentially to zero, exposing investors to full downside market risk. The initial estimated value is $9.761 per $10, below the public offering price, and any payment depends on the credit of BofA Finance and BAC.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Auto-Callable Notes maturing on July 26, 2029, linked to the least performing of the Nasdaq-100 Technology Sector Index (NDXT), Russell 2000 Index (RTY) and S&P 500 Index (SPX). The notes have an approximate three-year term and no periodic interest.

Beginning with the July 28, 2027 Call Observation Date, the notes are automatically called if each index is at or above its Call Value (100% of its Starting Value), paying the applicable Call Amount per $1,000 principal (from $1,172.50 up to $1,474.375 on later dates). If not called, and at maturity each index is at or above its Starting Value, investors receive $1,517.50 per $1,000.

If not called and any index finishes below 70% of its Starting Value, repayment is reduced 1:1 with the decline of the least performing index, with up to 100% of principal at risk; between 70% and 100%, principal is returned. The initial estimated value is expected between $940.00 and $990.00 per $1,000, below the $1,000 public offering price, reflecting underwriting discounts, hedging costs and BAC’s internal funding rate. The notes are unsecured obligations of BofA Finance, guaranteed by BAC, are not listed, bear no interest, and all payments depend on issuer and guarantor credit.

BofA Finance LLC is offering Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the least performing of Meta Platforms Class A common stock and CrowdStrike Holdings Class A common stock, fully and unconditionally guaranteed by Bank of America Corporation.

The Notes have an approximate 3-year term, $1,000 minimum denomination, and pay monthly contingent coupons of $18.542 per $1,000 when each stock is at or above 60.00% of its Starting Value, with a memory feature. Beginning February 1, 2027, the Notes are automatically callable monthly at par plus coupon if each stock is at or above 95.00% of its Starting Value. If not called and either stock finishes below 60.00% of its Starting Value, principal is exposed 1:1 to the decline of the least performing stock, up to a 100% loss of principal. The initial estimated value is expected between $910.00 and $960.00 per $1,000, below the $1,000 public offering price, and all payments are subject to the credit risk of BofA Finance and BAC.