BofA Finance LLC, fully and unconditionally guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Dow Jones Industrial Average, the Russell 2000 Index and the S&P 500 Index, with maturity on July 19, 2029.
The Notes pay a contingent coupon of 0.8125% per month (9.75% per annum), or $8.125 per $1,000, on monthly Contingent Payment Dates only if the closing level of each index on the relevant Observation Date is at least 70.00% of its Starting Value, and the Notes have not been called. Both the Coupon Barrier and the Threshold Value for each index are set at 70.00% of its Starting Value.
Beginning April 21, 2027, the issuer may redeem all Notes monthly at $1,000 per Note plus any due contingent coupon, limiting potential income. If the Notes are not called and, at maturity, the Least Performing Underlying is below its Threshold Value, principal is reduced 1:1 with that index’s decline, up to a 100% loss of principal; otherwise investors receive par, plus a final coupon if all indices are at or above their Coupon Barriers. The initial estimated value is expected between $940.00 and $990.00 per $1,000, below the $1,000 public offering price, reflecting BAC’s internal funding rate, underwriting discount and hedging-related charges. The Notes are unsecured senior obligations of BofA Finance, guaranteed by BAC, not listed on any exchange, and all payments depend on the credit of both entities.
BofA Finance LLC is offering Buffered Auto-Callable Enhanced Return Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the Dow Jones Industrial Average and the S&P 500 Index, maturing on August 3, 2029. Each Note has a $1,000 public offering price and no periodic interest.
The Notes may be automatically called on August 2, 2027 for $1,100 per $1,000 if on that date both indices are at or above 100% of their respective Starting Values. If not called, at maturity investors receive 198.00% of the positive performance of the least performing index if both finish at or above their Starting Values; return of principal if the least performing ends between 85% and 100% of its Starting Value; or a 1:1 loss beyond a 15% buffer if it ends below 85%, with up to 85% of principal at risk.
The initial estimated value is expected to be between $940.00 and $990.00 per $1,000, lower than the public offering price due to internal funding, underwriting discount and hedging costs. Payments depend on the credit of BofA Finance and BAC, and the Notes will not be listed on an exchange, so secondary liquidity may be limited.
Bank of America Corporation is offering senior unsecured Fixed Rate Callable Notes due December 27, 2029 under its Series P medium-term note program. The notes pay a fixed interest rate of 5.00% per annum, with interest periods and payments occurring monthly on the 27th, beginning August 27, 2026, using a 30/360 day-count convention.
The issuer may redeem all (but not less than all) of the notes at 100% of principal plus accrued interest on any monthly call date from January 27, 2027 through November 27, 2029. The public offering price is 100.00% of principal, including a 0.35% underwriting discount, resulting in initial proceeds to Bank of America of 99.65% of the principal amount before expenses, and may include a hedging-related charge of up to $5.00 per $1,000.
The notes are unsecured, unsubordinated obligations of Bank of America and are not bank deposits or FDIC insured. There is no holder put right and no exchange listing, and any secondary market is expected to be limited. The risk disclosures highlight issuer credit risk, call risk, potential illiquidity, pricing impacts from embedded fees and hedging, conflicts of interest from affiliate market-making and hedging, and U.S. federal income tax treatment as fixed-rate debt instruments for U.S. Holders.
BofA Finance LLC is offering Contingent Income Auto-Callable Yield Notes linked to NVIDIA common stock, with a public offering price of $1,000.00 per Note and a contingent coupon rate of 14.30% per annum (1.1917% monthly). The notes have an approximately 13‑month term, are expected to price on July 28, 2026, issue on July 31, 2026, and mature on September 2, 2027, and are fully and unconditionally guaranteed by Bank of America Corporation.
Monthly contingent coupons of $11.917 per $1,000.00 are paid only if NVDA’s closing price on each Observation Date is at least 60.00% of its Starting Value (the Coupon Barrier). Beginning January 28, 2027, the notes are automatically called if NVDA is at or above 100.00% of the Starting Value, returning $1,000.00 plus the applicable coupon. If not called and NVDA has fallen by more than 40% at maturity (Ending Value below the 60.00% Threshold Value), repayment is reduced 1:1 with the decline, up to a complete loss of principal; otherwise investors receive principal back, plus a final coupon if the barrier is met. The initial estimated value is expected to be between $914.80 and $984.80 per $1,000.00, below the offering price, and the notes will not be listed; all payments depend on the credit of BofA Finance and BAC.
BofA Finance LLC, fully and unconditionally guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500, maturing January 26, 2028, with an approximate 18‑month term.
The notes pay a contingent coupon of 11.75% per annum (0.9792% monthly, $9.792 per $1,000) on monthly observation dates only if each index closes at or above 70.00% of its Starting Value. Beginning October 26, 2026, the issuer may redeem all notes monthly at $1,000 per $1,000 principal plus any applicable coupon.
If the notes are not called and any index’s Ending Value is below 70.00% of its Starting Value, investors are exposed to 1:1 downside to the least performing index and can lose up to all principal; otherwise, principal is repaid and a final coupon may be paid. The notes are unsecured senior obligations of BofA Finance, guaranteed by BAC, will not be listed on any exchange, and have an initial estimated value between $940.00 and $990.00 per $1,000, below the $1,000 public offering price due to BAC’s internal funding rate, an underwriting discount of up to $2.50, a referral fee of up to $7.25 and hedging-related charges.
BofA Finance LLC plans to issue Buffered Auto-Callable Notes linked to the least performing of the Dow Jones Industrial Average, Nasdaq‑100 Index and Russell 2000 Index, fully and unconditionally guaranteed by Bank of America Corporation. The unsecured senior notes have an approximately 3‑year term, $1,000 denominations and pay no interest.
Beginning July 22, 2027, the notes are automatically called if each index is at or above its Call Value, paying $1,101 per $1,000 then or $1,202 on the July 2028 Call Payment Date. If never called and, at maturity, each index is at or above its Starting Value, investors receive $1,303 per $1,000.
The structure includes a 30% downside buffer. If the least performing index falls more than 30% from its Starting Value, principal is reduced 1:1 beyond that buffer, with up to 70% of principal at risk. The initial estimated value is $920–$970 per $1,000, below the $1,000 public offering price due to underwriting, hedging costs and BAC’s internal funding rate. The notes will not be listed, and sales to EEA and UK retail investors are restricted.
BofA Finance LLC is offering Contingent Income Issuer Callable Yield Notes due July 24, 2031, fully and unconditionally guaranteed by Bank of America Corporation. The notes are linked to the least performing of the Dow Jones Industrial Average, the Russell 2000 Index and the S&P 500 Index.
The notes pay a contingent coupon of 8.75% per annum (0.7292% monthly, $7.292 per $1,000) on each monthly Observation Date only if all three indices close at or above 60.00% of their Starting Values. Beginning July 23, 2027, BofA Finance may redeem the notes monthly at $1,000 per note plus any due coupon, ending further payments.
If the notes are not called and, at maturity, the least performing index is below its 70.00% Threshold Value, principal is reduced 1:1 with that index’s decline from its Starting Value, putting up to 100% of principal at risk. The initial estimated value is expected to be $909.40–$959.40 per $1,000, below the $1,000 public offering price, reflecting internal funding, fees and hedging costs. All payments depend on the credit of BofA Finance and Bank of America, and the notes will not be listed on any exchange.
BofA Finance LLC is offering Contingent Income Issuer Callable Yield Notes linked to the S&P 500® Index, due July 29, 2031, fully and unconditionally guaranteed by Bank of America Corporation. Each note has a public offering price of $1,000, while the initial estimated value is expected to be between $940 and $990 per $1,000.
The notes pay a contingent coupon of 8.70% per annum (0.725% per month), or $7.25 per $1,000, on monthly Observation Dates when the S&P 500® closing level is at or above 75.00% of the Starting Value (the Coupon Barrier). Beginning January 28, 2027, BofA Finance may redeem the notes monthly at $1,000 per note plus any Contingent Coupon Payment then payable, ending all future payments.
If the notes are not called, at maturity holders receive $1,000 per note only if the S&P 500® Ending Value is at or above 70.00% of the Starting Value (the Threshold Value. Below that level, principal is reduced 1:1 with the index decline, with up to 100% loss of principal. Investors do not participate in any S&P 500® upside beyond principal repayment and coupons, and receive no dividends. All payments are subject to the unsecured credit of BofA Finance and BAC, and the notes will not be listed on any securities exchange, which may limit liquidity.
BofA Finance LLC is offering Contingent Income Buffered Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the State Street Utilities Select Sector SPDR ETF, due July 20, 2028. The notes are issued in $1,000 denominations at a public offering price of $1,000 and pay a contingent coupon of 10.85% per annum (0.9042% per month, or $9.042 per $1,000) only for months when, on the observation date, each underlying is at or above 70.00% of its Starting Value.
Beginning October 22, 2026, the issuer may redeem all notes monthly at $1,000 plus any due coupon. If not called, at maturity investors receive $1,000 per note if the least performing underlying is at or above 80.00% of its Starting Value. Otherwise, repayment falls 1:1 with that underlying’s decline beyond the 20% buffer, with up to 80.00% of principal at risk (a full underlying loss returns $200 per $1,000). The notes are unsecured obligations of BofA Finance, fully and unconditionally guaranteed by Bank of America Corporation, and will not be listed on an exchange. The initial estimated value is expected between $926.10 and $976.10 per $1,000, below the offering price due to internal funding, underwriting, referral and hedging costs. Investors may receive no coupons and all payments depend on issuer and guarantor credit and underlying performance.
BofA Finance LLC is offering Buffered Auto-Callable Notes linked to the least performing of the Dow Jones Industrial Average, Nasdaq-100 Index and Russell 2000 Index, fully and unconditionally guaranteed by Bank of America Corporation, with an expected term to July 26, 2029.
The Notes pay no periodic interest and are automatically callable if, on July 22, 2027 or July 21, 2028, each index is at or above its Call Value, for $1,101.00 or $1,202.00 per $1,000.00 respectively. If held to maturity and each Ending Value is at least its Starting Value, investors receive $1,303.00 per $1,000.00, a 30.30% total return.
If any index declines by more than 30% (Ending Value below its 70.00% Threshold Value), principal is exposed 1:1 to further declines, with up to 70.00% of principal at risk; between 70% and 100% of Starting Value, principal is returned. Payments depend on the credit of BofA Finance and BAC; the Notes are unsecured, not listed, and have an initial estimated value of $920.00–$970.00 per $1,000.00 versus a public offering price of $1,000.00, with issuer proceeds of $971.50 per Note before expenses.