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BANK OF AMERICA CORP /DE/ (BACRP) SEC Filings, Jul-Aug 2026

BACRP OTC
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BofA Finance LLC is offering Contingent Income Auto-Callable Yield Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of Meta Platforms Class A, Broadcom common stock and NVIDIA common stock. The Notes are expected to price on August 12, 2026, be issued on August 17, 2026 and, if not called, mature on August 15, 2031.

Investors may receive a 10.40% per annum contingent coupon (2.60% quarterly, or $26 per $1,000) on each Observation Date if every underlying stock is at or above 75% of its Starting Value. Beginning August 12, 2027, the Notes are automatically called if each stock is at or above 100% of its Starting Value, returning principal plus the current coupon. If never called and held to maturity, principal is returned and a final coupon is paid only if the least performing stock is at or above its Coupon Barrier; otherwise only principal is repaid. The initial estimated value is expected to be $915–$965 per $1,000, below the $1,000 public offering price, reflecting internal funding and hedging costs. All payments depend on the credit of BofA Finance and BAC, and the Notes will not be listed on any exchange.

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BofA Finance LLC is offering market-linked, auto-callable notes due August 10, 2028, fully and unconditionally guaranteed by Bank of America Corporation. The notes are linked to the lowest performing of Intel, Morgan Stanley, and Caterpillar common stock.

Each Security has a $1,000 principal amount and may pay a monthly Contingent Coupon at a rate set on the pricing date, expected to be at least 26.40% per annum, but only when the lowest performing stock on a Calculation Day is at or above its Coupon Barrier, set at 50% of its Starting Price. Missed coupons can be recovered later via a “memory” feature if conditions are met.

From November 2026 to July 2028, if on any monthly Calculation Day the lowest performing stock is at or above its Starting Price, the notes will be automatically called for principal plus the applicable coupon and any unpaid coupons. If never called, principal is protected at maturity only if the lowest performing stock ends at or above its Threshold Price, also 50% of its Starting Price; otherwise investors are fully exposed to downside and can lose more than half, up to all, of principal. The initial estimated value is expected to be $920.00–$970.00 per $1,000 note, below the public offering price, and all payments are subject to BofA Finance and BAC credit risk.

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BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering primary Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the least performing of the Dow Jones Industrial Average, the State Street Industrial Select Sector SPDR ETF (XLI) and the VanEck Semiconductor ETF (SMH), maturing on February 26, 2031.

The notes pay monthly contingent coupons of $8.334 per $1,000 of principal per observation period, with a “memory” feature, but only if on that observation date each underlying is at or above its Coupon Barrier of 70% of its Starting Value. From the August 26, 2027 call observation date onward, the notes are auto-callable monthly at $1,000 plus the applicable coupon if each underlying is at or above 85% of its Starting Value.

If the notes are not called, and the Ending Value of the least performing underlying is below its Threshold Value of 60% of its Starting Value, principal is exposed 1:1 to the decline of that underlying, up to a total loss; if it is at or above the threshold, principal is returned and a final coupon may be paid. The initial estimated value is between $880 and $930 per $1,000, below the $1,000 public offering price, reflecting internal funding rates, underwriting discount and hedging costs. The notes are unsecured, subject to the credit risk of BofA Finance and BAC, and will not be listed on any securities exchange.

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BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Fixed Income Issuer Callable Yield Notes linked to the least performing of the Market Guard Top 100 Index, the Nasdaq‑100 Index and the S&P 500 Index, maturing on September 2, 2027, with a denomination of $1,000.00 per note.

The notes pay a fixed coupon of 8.85% per annum (monthly $7.375 per $1,000) so long as they remain outstanding, and are callable monthly at the issuer’s option starting March 4, 2027 at par plus the coupon. If not called, principal repayment depends on the worst underlying: if its ending level is at least 70.00% of its starting value, investors receive full principal plus final coupon; if it falls more than 30%, repayment is reduced 1:1 with the decline, up to total loss of principal, though the final coupon is still paid. Initial estimated value is expected between $937.50 and $987.50 per $1,000, below the $1,000 public offering price, and all payments are subject to the credit risk of BofA Finance and BAC.

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BofA Finance LLC is offering Trigger Callable Yield Notes linked to the least performing of the EURO STOXX 50 Index and the Russell 2000 Index, fully and unconditionally guaranteed by Bank of America Corporation. Each Note has a Stated Principal Amount of $10.00, with a minimum investment of 100 Notes ($1,000).

The Notes pay a fixed monthly coupon at an annual rate between 9.65% and 10.15%, regardless of index performance, until the Notes are called or mature. Beginning in November 2026, the issuer may, in its sole discretion, call the Notes on any monthly Call Date and repay $10.00 per Note plus the coupon due on that date.

If the Notes are not called, at maturity on November 10, 2027 you receive $10.00 per Note plus the final coupon if the Least Performing Underlying is at or above its Downside Threshold, set at 70% of its Initial Value. If it is below that level, principal is reduced in proportion to the negative Underlying Return, potentially to zero, though the final coupon is still paid. The Notes are senior unsecured obligations of BofA Finance, guaranteed by BAC, not listed on any exchange, and may have limited or no liquidity. The initial estimated value is expected to be between $9.40 and $9.90 per $10 of Stated Principal Amount.

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BofA Finance LLC is offering Contingent Income Issuer Callable Yield Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index. The Notes are expected to price on August 21, 2026, issue on August 26, 2026, and mature on August 24, 2029, unless called earlier.

The Notes pay a contingent coupon of 10.10% per annum (0.8417% per month, $8.417 per $1,000) on monthly Observation Dates only if each index is at or above 70% of its Starting Value. From November 27, 2026, the issuer may redeem the Notes monthly at par plus any due coupon. If held to maturity and the least performing index ends below 50% of its Starting Value, investors are exposed to 1:1 downside in that index, with up to 100% of principal at risk; otherwise principal is returned and a final coupon is paid if all indices are at or above the 70% barrier.

The public offering price is $1,000 per Note, with an underwriting discount up to $7 and issuer proceeds as low as $993 per $1,000. The initial estimated value is expected between $915 and $965 per $1,000, reflecting BAC’s internal funding rate and hedging-related charges. Payments depend on the credit risk of BofA Finance and BAC, and the Notes will not be listed on any securities exchange.

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BofA Finance LLC is offering $4,006,000 principal amount of Market Linked Securities, Series A, fully and unconditionally guaranteed by Bank of America Corporation. These auto-callable, principal-at-risk notes are linked to the lowest performing of the Russell 2000, S&P 500 and EURO STOXX 50 indices and mature on August 2, 2029.

The notes pay no interest and may be automatically called quarterly starting August 4, 2027 if the lowest-performing index is at or above its Starting Value, returning principal plus a fixed Call Premium that rises from 15.050% to 45.150% of principal. If not called, investors receive full principal only if the final level of the lowest-performing index is at or above its Threshold Value (75% of its Starting Value). Below that threshold, repayment is reduced 1-for-1 with index decline, exposing investors to losses greater than 25% and up to 100% of principal.

The initial estimated value is $972.20 per $1,000 note versus a public offering price of $1,000, reflecting dealer discounts and hedging costs. All payments depend on the credit of BofA Finance and BAC; the securities are unsecured, unsubordinated obligations and will not be listed on any exchange.

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BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $5,448,000 of unsecured, market-linked, principal-at-risk notes tied to the Russell 2000® Index. The notes pay no interest and may be automatically called on specified Call Dates if the index is at or above the Starting Value of 2,946.101, returning principal plus a fixed Call Premium of 10.15%, 20.30%, 30.45% or 40.60% depending on the year.

If not called, at maturity in August 2030 investors receive full principal only if the index has not fallen more than the 10.00% buffer (Threshold Value 2,651.4909). Below that, losses are 1‑for‑1 beyond the buffer and investors may lose up to 90.00% of principal. The initial estimated value is $967.70 per $1,000 note, below the public offering price, and all payments are subject to the credit risk of BofA Finance and BAC.

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Bank of America Corporation reported higher Q2 2026 results, with total revenue of $31,558 million and net income of $9.1 billion, or $1.21 per diluted share, up from $7.2 billion and $0.90 a year earlier. Returns improved, with ROA at 1.03 percent and ROE at 12.71 percent, and the efficiency ratio improved to 59.02 percent.

Revenue growth was driven by net interest income of $15,997 million and noninterest income of $15,561 million, alongside a lower provision for credit losses of $1,366 million, partly offset by higher operating expenses. Total assets were $3.5 trillion at June 30, 2026, with total loans and leases of $1,217,619 million and deposits of $2,025,124 million. Credit quality remained solid, with annualized net charge-offs at 0.47 percent of average loans and an allowance for credit losses of $14,264 million.

All major segments contributed: Consumer Banking earned $3,281 million, GWIM $1,413 million on client balances of $4,934,396 million, Global Banking $2,046 million with investment banking fees 50 percent higher, and Global Markets $2,626 million supported by $7,098 million of sales and trading revenue. Capital remained strong, with a CET1 ratio of 11.2 percent versus a 10.0 percent minimum and an SLR of 5.5 percent. The company repurchased $6.0 billion of common stock in the quarter and increased its quarterly common dividend by 14 percent to $0.32 per share.

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BofA Finance LLC is offering Capped Buffered Enhanced Return Notes linked to the S&P 500® Index, fully and unconditionally guaranteed by Bank of America Corporation. The Notes are expected to price on August 31, 2026, issue on September 3, 2026 and mature on March 3, 2028, an approximate 18‑month term, in minimum denominations of $1,000.00.

At maturity, if the S&P 500® Ending Value exceeds its Starting Value, investors receive 150.00% of the upside, capped at a Max Return of $1,172.50 per $1,000.00 (17.25%). If the Index is between 90.00% and 100.00% of the Starting Value, investors receive principal only. Below 90.00%, principal is reduced 1:1 beyond the 10% buffer, with up to 90.00% of principal at risk. The Notes pay no periodic interest and will not be listed on any exchange.

The public offering price is $1,000.00 per Note, including an underwriting discount of up to $6.75, yielding proceeds to BofA Finance as low as $993.25 per $1,000.00. The initial estimated value is expected to be between $935.00 and $985.00 per $1,000.00, lower than the offering price due to the issuer’s internal funding rate, hedging costs, underwriting discount and referral fees. All payments are subject to the unsecured credit risk of BofA Finance and BAC, and the Notes are not insured or collateralized.

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FAQ

How many BANK OF AMERICA /DE/ (BACRP) SEC filings are available on StockTitan?

StockTitan tracks 402 SEC filings for BANK OF AMERICA /DE/ (BACRP), including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and Form 4 insider trading disclosures. Each filing includes AI-generated summaries, impact scoring, and sentiment analysis.

When was the most recent SEC filing for BANK OF AMERICA /DE/ (BACRP)?

The most recent SEC filing for BANK OF AMERICA /DE/ (BACRP) was filed on August 6, 2026.