BofA Finance LLC is issuing $607,000 of Contingent Income Issuer Callable Yield Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the Dow Jones Industrial Average, Russell 2000 Index and S&P 500 Index. The Notes price on July 20, 2026, issue on July 23, 2026 and mature on July 24, 2031, unless called early.
The Notes pay a contingent coupon of 8.75% per annum (0.7292% monthly), only if on each Observation Date all three indices are at or above 60% of their Starting Values. Beginning July 23, 2027, BofA Finance may redeem the Notes monthly at par plus any due coupon. If held to maturity and the least performing index is below its 70% Threshold Value, investors are exposed to 1:1 downside to that index, with up to 100% of principal at risk; otherwise, principal is returned and a final contingent coupon may be paid.
The initial estimated value is $990.50 per $1,000, below the public offering price, reflecting internal funding rates, underwriting discount and hedging-related charges. Payments depend on the credit risk of BofA Finance and BAC, and the Notes will not be listed on any exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the least performing of the SPDR S&P Regional Banking ETF (KRE) and the VanEck Semiconductor ETF (SMH), with a public offering price of $1,000.00 per Note and an expected term of approximately 18 months.
The Notes pay monthly contingent coupons using a memory feature of $13.75 per $1,000 payment period, but only if on each Observation Date both ETFs are at or above 70.00% of their Starting Values; missed coupons can be caught up later if the condition is met. Beginning November 9, 2026, the Notes are automatically called if both ETFs are at or above 100.00% of their Starting Values, repaying principal plus the applicable coupon. If not called, and either ETF finishes below 60.00% of its Starting Value, principal is reduced 1:1 with the decline in the worst-performing ETF, up to a total loss. The Notes are unsecured senior debt of BofA Finance, guaranteed by BAC, not exchange-listed, and initially valued between $900.00 and $950.00 per $1,000, below the public price.
BofA Finance LLC is offering medium-term, market-linked notes fully guaranteed by Bank of America Corporation. These auto-callable Securities are linked to the lowest performing of Alibaba Group’s ADSs and NVIDIA Corporation’s common stock and mature on August 3, 2029, unless called earlier.
The notes pay no interest or dividends and are not listed on an exchange. If, on the August 5, 2027 Call Date, the lowest-performing stock is at least 90% of its Starting Price, the notes are automatically called for principal plus a Call Premium of at least 41%. If not called, at maturity investors receive: leveraged upside of 250% of any gain in the lowest-performing stock; principal back if its decline is no more than 50%; or full downside exposure if the decline exceeds 50%, with the potential to lose all principal. The initial estimated value per $1,000 Security is between $915 and $965, below the $1,000 public offering price, and all payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance LLC is offering Buffered Enhanced Return Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the S&P 500® Equal Weight Index, the S&P 500® Index and the iShares® S&P 500 Growth ETF. The notes are expected to price on July 23, 2026, issue on July 28, 2026, and mature on January 28, 2030, an approximate 3.5‑year term.
Each $1,000 note has an Upside Participation Rate of 140.50%: if the ending value of every underlying exceeds its starting value, holders receive 140.50% of the percentage gain of the least performing underlying. If the least performing ending value is at or above its Threshold Value (75.00% of its starting value), principal is returned at maturity. If the least performing ending value is below its Threshold Value, investors lose about 1.33333% of principal for each 1% decline of that underlying below the threshold, up to a complete loss of principal.
The notes pay no periodic interest, are unsecured senior debt of BofA Finance guaranteed by BAC, and will not be listed on any securities exchange. The initial estimated value is expected to be $940.00–$990.00 per $1,000, below the public offering price of $1,000, reflecting BAC’s internal funding rate, underwriting discounts and hedging‑related charges.
BofA Finance LLC is offering Contingent Income Auto-Callable Yield Notes linked to Microsoft Corporation common stock, at $1,000.00 per Note, fully and unconditionally guaranteed by Bank of America Corporation. The Notes have an approximate three-year term, ending July 27, 2029, unless automatically called starting October 26, 2026 when Microsoft’s stock is at or above 100% of its Starting Value.
The Notes pay a contingent coupon of at least 17.35% per annum (at least $43.375 per quarter per $1,000) only if Microsoft’s share price on an Observation Date is at or above 80% of its Starting Value. If not called and Microsoft falls more than 20% below its Starting Value at maturity, principal is exposed to 1:1 downside, up to a 100% loss of invested principal. Payments depend on the credit risk of BofA Finance and Bank of America, and the initial estimated value is between $925.00 and $975.00 per $1,000.00, below the public offering price.
BofA Finance LLC is offering Enhanced Return Notes fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the S&P 500® Equal Weight Index, the S&P 500® Index and the iShares® S&P 500 Growth ETF, under a shelf registration. The notes have an approximate 4-year term, with a pricing date of July 23, 2026, issue date of July 28, 2026, valuation date of July 23, 2030 and maturity on July 26, 2030.
Each $1,000 note offers 154.50% upside participation in any gain of the least performing underlying if all underlyings finish above their respective starting values. If the least performing underlying finishes between 70.00% and 100.00% of its starting value, investors receive par at maturity. If the least performing underlying ends below 70.00% of its starting value, principal is exposed 1:1 to downside, with up to 100% loss of principal possible. The notes pay no periodic interest, will not be listed on an exchange, and all payments are subject to the credit risk of BofA Finance and Bank of America.
The public offering price is $1,000 per note, with an underwriting discount of up to $2 and proceeds to BofA Finance of $998 per note. The initial estimated value is expected to be between $935 and $985 per $1,000, reflecting BAC’s internal funding rate and hedging-related charges, which may make secondary market values lower than the purchase price.
BofA Finance LLC is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500, fully and unconditionally guaranteed by Bank of America Corporation. The Notes have an approximate 11‑month term, are expected to price on July 28, 2026, and are issued in $1,000 denominations.
The Notes pay a contingent coupon of 11.05% per annum (0.9209% per month, $9.209 per $1,000) on monthly Observation Dates only if each index is at or above its Coupon Barrier of 75% of its Starting Value. Beginning November 2, 2026, the issuer may redeem the Notes monthly at $1,000 plus any due coupon.
If the Notes are not called and, at maturity, the least performing index has fallen below its Threshold Value of 70% of its Starting Value, principal is exposed 1:1 to that decline, with up to 100% loss of principal. The initial estimated value is expected to be $930–$980 per $1,000, below the $1,000 public offering price, reflecting internal funding rates, underwriting discount and hedging costs. All payments are subject to the credit risk of BofA Finance and Bank of America Corporation, and the Notes will not be listed on any securities exchange.
BofA Finance LLC is offering Contingent Income Issuer Callable Yield Notes due February 10, 2028, fully and unconditionally guaranteed by Bank of America Corporation and linked to the least performing of two ETFs: the SPDR S&P Regional Banking ETF (KRE) and the Technology Select Sector SPDR ETF (XLK). The notes have an approximate 18‑month term and pay a contingent coupon of 13.25% per annum (1.1042% monthly) only if, on each monthly Observation Date, the price of both ETFs is at least 70% of its Starting Value.
Beginning November 13, 2026, the issuer may redeem the notes monthly at par plus any due coupon, which caps future income. If the notes are not called and the least performing ETF ends below 70% of its Starting Value, principal is reduced 1:1 with the decline and up to 100% of principal can be lost; otherwise, investors receive par plus any final contingent coupon. Payments depend on the credit of BofA Finance and BAC, the notes are unsecured, and will not be listed on any exchange. The initial estimated value is expected to be $900–$950 per $1,000, below the $1,000 public offering price, reflecting dealer compensation, hedging costs and BAC’s internal funding rate.
BofA Finance LLC is offering Contingent Income (with Memory Feature) Auto-Callable Yield Notes due February 10, 2028, fully and unconditionally guaranteed by Bank of America Corporation. Each Note has a $1,000 principal amount and is linked to the least performing of the SPDR S&P Regional Banking ETF (KRE) and the VanEck Semiconductor ETF (SMH).
The Notes pay only if, on an Observation Date, both ETFs are at or above 70% of their Starting Values. The per-period coupon is based on $16.042 per $1,000 and includes a memory feature that can make up missed coupons when conditions are later met. Beginning November 9, 2026, the Notes are auto-callable monthly at par plus the applicable coupon if each ETF is at or above 100% of its Starting Value.
If the Notes are not called, principal repayment at maturity depends on the Least Performing Underlying. If its Ending Value is at or above 60% of its Starting Value, investors receive full principal plus any final coupon if both ETFs are at or above 70% of their Starting Values. If the Least Performing Underlying ends below 60% of its Starting Value, repayment is reduced 1:1 with that decline, with up to 100% of principal at risk. The initial estimated value is expected to be $910–$960 per $1,000 Note, below the public offering price, and all payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance LLC is offering Contingent Income Issuer Callable Yield Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the SPDR S&P Regional Banking ETF (KRE) and the VanEck Semiconductor ETF (SMH). The notes are expected to price on August 7, 2026, issue on August 12, 2026, and mature on February 10, 2028, unless called earlier.
Investors may receive a 20.50% per annum contingent coupon (1.7084% per month, or $17.084 per $1,000) on monthly dates if each ETF’s observation value is at least 70% of its starting value. Beginning November 13, 2026, the issuer may redeem the notes monthly at par plus any due coupon.
If the notes are not called and the least performing ETF’s ending value is at least 60% of its starting value, investors receive principal back (plus a final coupon if the 70% barrier is met). If the least performing ETF ends below 60% of its starting value, repayment is reduced 1:1 with that decline, with up to 100% of principal at risk. The public offering price is $1,000 per note, with underwriting discount up to $21.75 and proceeds to BofA Finance as low as $978.25 per $1,000; the initial estimated value is expected between $905 and $955 per $1,000. All payments depend on the credit of BofA Finance and BAC, and the notes will not be listed on any exchange.