Credicorp secures Florida nod for Helm Bank USA deal
Credicorp Ltd. (BAP) reports a material regulatory milestone for its planned acquisition of Helm Bank USA.
Rhea-AI Filing Summary
Credicorp Ltd. (BAP) reports a material regulatory milestone for its planned acquisition of Helm Bank USA. On September 16, 2026, the Florida Office of Financial Regulation granted a Final Order of Approval for Banco de Crédito del Perú, Credicorp’s subsidiary, to acquire 100% of the shares and control of Helm Bank USA through two dedicated holding entities, Orange Perú Holding S.A. and Orange Financial Holding Inc.
The transaction is not yet completed. Credicorp states that closing remains subject to required regulatory approvals from the Federal Reserve System in the United States, as well as the fulfillment of other customary closing conditions.
Positive
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Negative
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Key Figures
Ownership stake in Helm Bank USA: 100% of shares and control
Florida approval date: September 16, 2026
Form 6-K report date: September 17, 2026
3 metrics
Ownership stake in Helm Bank USA
100% of shares and control
Scope of Banco de Crédito del Perú’s planned acquisition of Helm Bank USA
Florida approval date
September 16, 2026
Date Florida Office of Financial Regulation granted the Final Order of Approval
Form 6-K report date
September 17, 2026
Date Credicorp Ltd. signed and reported the material event
Key Terms
Final Order of Approval, Florida Office of Financial Regulation, Federal Reserve System, Material Event
4 terms
Final Order of Approval regulatory
"granting of the Final Order of Approval for the acquisition of 100%"
Florida Office of Financial Regulation regulatory
"the Florida Office of Financial Regulation (OFR) notified our subsidiary"
A state government agency that oversees banks, credit unions, insurance, securities dealers and other financial services operating in Florida; it enforces licensing, consumer protection rules and safety standards to reduce fraud and financial instability. For investors, its actions—such as licensing decisions, enforcement actions or rule changes—affect which firms can operate, the safety of customer funds and the regulatory risk that can influence company valuations, similar to a referee keeping a game fair and orderly.
Federal Reserve System regulatory
"subject to obtaining the required regulatory approvals in the United States from the Federal Reserve System"
The Federal Reserve System is the United States' central banking network that acts like a bank for banks and a thermostat for the economy: it sets short-term interest rates, supplies or withdraws money, and oversees financial stability. Investors watch its decisions because changes in interest rates and liquidity affect borrowing costs, company profits, bond yields and overall market sentiment—similar to how a building's thermostat influences comfort and energy use.
Material Event regulatory
"Credicorp Ltd. (‘Credicorp’) hereby notifies you, as a Material Event"
FAQ
AI-generated questions and answers. How Rhea-AI works. Not financial advice.
What did Credicorp Ltd. (BAP) announce regarding the Helm Bank USA acquisition?
Credicorp announced that on September 16, 2026, Florida’s Office of Financial Regulation granted a Final Order of Approval for its subsidiary Banco de Crédito del Perú to acquire 100% of the shares and control of Helm Bank USA.
Is the Helm Bank USA acquisition by Credicorp (BAP) now completed?
No. Credicorp states that completion of the Helm Bank USA acquisition remains subject to obtaining regulatory approvals from the Federal Reserve System and satisfying other customary closing conditions.
Which Credicorp subsidiary is acquiring Helm Bank USA?
The acquirer is Banco de Crédito del Perú, a subsidiary of Credicorp Ltd. The acquisition of 100% of Helm Bank USA’s shares and control will be implemented through Orange Perú Holding S.A. and Orange Financial Holding Inc.
What role do Orange Perú Holding S.A. and Orange Financial Holding Inc. play in the Credicorp (BAP) deal?
Credicorp explains that Orange Perú Holding S.A. and Orange Financial Holding Inc. were incorporated solely to implement the acquisition of Helm Bank USA and to hold its shares after completion.
What U.S. regulators are involved in Credicorp’s Helm Bank USA transaction?
The filing notes approval from the Florida Office of Financial Regulation and states that the transaction still requires regulatory approvals from the Federal Reserve System in the United States before it can be completed.
How does Credicorp (BAP) characterize this Helm Bank USA update?
Credicorp characterizes the notification of Florida’s final approval for the Helm Bank USA acquisition as a Material Event and reports it on a Form 6-K as an update to prior disclosures.
AI-generated analysis. How Rhea-AI works. Not financial advice.
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 6-K
Report of Foreign Private Issuer
Pursuant to Rule 13a-16 or 15d-16 under the
Securities Exchange Act of 1934
For the month of September 2026
Commission File Number: 001-14014
CREDICORP LTD.
(Translation of registrant’s name into English)
Of our subsidiary
Banco de Credito del Peru:
Calle Centenario 156
La Molina 15026
Lima, Peru (Address of principal executive office)
Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.
Form 20-F ☒ Form 40-F ☐
September 17, 2026
Securities and Exchange Commission - SEC
Re.: MATERIAL EVENT
Dear Sirs:
As a follow‑up to the information disclosed in the Forms 6-K furnished to the SEC on December 29, 2025 and May 5, 2026, Credicorp Ltd. (‘Credicorp’) hereby notifies you, as a Material Event, that on
September 16, 2026, the Florida Office of Financial Regulation (OFR) notified our subsidiary Banco de Crédito del Perú (BCP) of the granting of the Final Order of Approval for the acquisition of 100% of the shares and control of Helm Bank USA (“Helm
Bank”), through Orange Perú Holding S.A. and Orange Financial Holding Inc., entities incorporated for the sole purpose of implementing the acquisition and holding such shares.
The completion of the transaction is subject to obtaining the required regulatory approvals in the United States from the Federal Reserve System (FED), as well as the fulfillment of other customary
closing conditions.
The information in this Form 6-K (including any exhibit hereto) shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934 (the “Exchange Act”) or otherwise subject
to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933 or the Exchange Act.
Sincerely,
/s/ Guillermo Morales
Authorized Representative
Credicorp Ltd.
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly
authorized.
Date: September 17, 2026
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CREDICORP LTD.
(Registrant)
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By:
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/s/ Guillermo Morales
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Guillermo Morales
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Authorized Representative
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