Welcome to our dedicated page for Banco Bilbao SEC filings (Ticker: BBVA), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The SEC filings page for Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) (NYSE: BBVA) provides access to the bank’s regulatory disclosures as a foreign private issuer. BBVA files its annual report on Form 20-F and uses Form 6-K to furnish current reports and other relevant information under the Securities Exchange Act of 1934.
Recent Form 6-K filings describe a range of capital management and funding actions. These include announcements of buyback programs for BBVA’s own shares, with details on maximum aggregate cash amounts, execution periods, trading venues and the role of an external manager executing purchases independently. Filings also cover the completion of a buyback program, specifying the total number of own shares acquired and the percentage of share capital they represented, and explaining that the purpose of the program is to reduce BBVA’s share capital through the redemption of those shares.
Other filings report the partial execution of a share capital reduction resolution adopted by the Ordinary General Shareholders’ Meeting, implemented via the cancellation of tens of millions of treasury shares. These documents outline the resulting share capital, the accounting treatment through reserves for redeemed capital, and the intention to request delisting and cancellation of the redeemed shares in the relevant securities settlement systems.
BBVA’s Form 6-K submissions also include information on hybrid capital instruments. One filing announces the bank’s irrevocable decision, subject to prior regulatory consent, to redeem in whole an issuance of green preferred securities contingently convertible into ordinary shares of BBVA on a specified redemption date, and describes the redemption price as equal to the liquidation preference plus accrued and unpaid distributions, subject to the terms and conditions of the issuance.
Through Stock Titan, users can review these BBVA filings as they are furnished to EDGAR and use AI-powered summaries to interpret the implications of share buybacks, capital reductions, hybrid capital redemptions and other regulatory disclosures for the bank’s capital structure and governance.
BBVA reported record nine-month results, with net attributable profit of €7.98 billion through September, up 4.7% reported and +19.8% in constant euros. Growth was powered by lending (+16% in constant euros) and core revenues, as net interest income rose to €19.25 billion (+12.6%) and fees reached €6.07 billion (+16.6%), taking core revenues to €25.32 billion (+13.5%). Gross income was €27.14 billion (+16.2%), while expenses grew 11%, improving the efficiency ratio to 38.2%.
Profitability remained high with ROTE at 19.7% and ROE at 18.8%. Asset quality was resilient: cost of risk was 135 bps, with an NPL ratio of 2.8% and coverage of 84%. Capital stayed strong as the CET1 ratio reached 13.42%, above the 11.5–12% target range.
Shareholder returns are accelerating: on Oct. 31 BBVA will begin a €993 million share buyback; on Nov. 7 it will pay an interim dividend of €0.32 per share (about €1.84 billion); and, pending ECB authorization, it plans a significant additional buyback. Regional highlights included net profit of €3.14 billion in Spain and €3.88 billion in Mexico.
BBVA reported solid 9M 2025 performance with net attributable profit of €7,978m, up 4.7% year over year and 19.8% at constant FX. Recurring banking revenues drove results, while the efficiency ratio improved to 38.2% as income outpaced costs.
Balance-sheet growth remained healthy: gross customer loans reached €447,901m (+12.6% y/y) and total customer funds €687,781m (+10.7% y/y). Asset quality was resilient with an NPL ratio of 2.8% and cost of risk at 1.35%. Capital stayed strong; the CET1 ratio was 13.42%, comfortably above the 9.13% requirement.
By area, net profit was €3,139m in Spain, €3,875m in Mexico, €648m in Turkey, €585m in South America, and €481m in Rest of Business. Shareholder returns included a €0.41 final 2024 dividend (paid Apr 10, 2025) and an announced interim dividend of €0.32 per share (to be paid Nov 7, 2025), plus a €993m share buyback expected to start Oct 31, 2025.
Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) announced it will present its results for 3Q 2025 on October 30, 2025 at 9:30 a.m. (Madrid Time).
The presentation will be streamed on www.bbva.com, with a recording available on the site for at least one month.
BBVA said its takeover bid for Banco Sabadell will not proceed after shareholders representing 25.5 percent of voting rights accepted, below the minimum threshold. With the bid lapse, BBVA will accelerate shareholder distributions. On October 31, it will begin executing a pending share buyback of around €1 billion. On November 7, it will pay an interim dividend of €0.32 per share, totaling €1.8 billion. After authorization from the European Central Bank, it plans a significant additional share buyback.
Reaffirming its 2025–2028 Strategic Plan, BBVA targets ROTE around 22 percent and an efficiency ratio around 35 percent, and aims for growth in tangible book value per share plus dividends of about 15 percent CAGR. The bank also aims for approximately €48 billion in cumulative attributable profit over four years and expects to have €36 billion to distribute to shareholders through 2028, with about €13 billion available in the near term.
BBVA provided an update on its voluntary tender offer for Banco de Sabadell, confirming the minimum acceptance needed to satisfy the offer’s condition of obtaining “at least more than half of the voting rights.”
After Banco Sabadell reported 26,280,538 treasury shares, representing 0.52% of its share capital, the shares entitled to vote total 4,997,397,194 (4,997,397 voting rights). As a result, the offer requires acceptances covering 2,498,699,000 Banco Sabadell shares (2,498,699 voting rights) for the condition to be met. The acceptance period ended on October 10, 2025; this notice reflects the threshold calculation tied to that date.
BANCO BILBAO VIZCAYA ARGENTARIA, S.A. (BBVA) disclosed short-form rating updates: one rating moved to A- from BBB+ with the outlook changed to stable from Rating Watch Positive, and a separate rating of BBB- had its outlook changed to stable from Rating Watch Positive. The filing presents these changes as updates to credit assessments and outlook status; no numeric financial results, transactions, or forward guidance are provided in the text. The disclosure is concise and limited to the rating actions and outlook revisions.
Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) reports a credit upgrade from Moody’s Ratings. On October 3, 2025, Moody’s raised BBVA’s long‑term senior unsecured debt rating by one notch, to A2 from A3, and changed the rating outlook to stable from Rating Under Review for Possible Upgrade. This signals that Moody’s now sees BBVA’s senior unsecured debt as higher quality and with a more predictable risk profile. Moody’s also took additional actions on other BBVA ratings, indicating a broader review of the bank’s credit profile.
Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) has approved a cash interim dividend of euro 0.32 gross per share on account of the 2025 dividend, with a net amount of euro 0.2592 per share after a 19% withholding tax. The planned timetable sets the last trading date as 4 November 2025, ex-dividend date as 5 November 2025, record date as 6 November 2025, and payment date as 7 November 2025 through IBERCLEAR.
If BBVA’s voluntary offer for 100% of Banco de Sabadell, S.A. has a positive result by 4 November 2025 but is not yet effectively settled, the dividend payment will be postponed. In that case, it will be paid three Spanish trading days after the effective settlement of the offer, so that the ex-dividend date always comes after settlement and new BBVA shareholders from the offer can also receive this dividend.
Banco Bilbao Vizcaya Argentaria (BBVA) has updated documentation for its share-exchange offer for Banco de Sabadell. The bank confirms it is relying on exchange-offer exemptions under EU Regulation 2017/1129, so it will not publish a prospectus for the BBVA shares offered in the bid.
BBVA previously published an exemption document on its website and, after improving the offer terms, has now issued a supplement to that document. The revised consideration still consists entirely of newly issued BBVA ordinary shares, at an exchange ratio of one BBVA share for every 4.8376 Banco Sabadell shares, and the supplement is not subject to review or approval by any supervisory authority, including the Spanish CNMV.