Welcome to our dedicated page for Banco Bilbao SEC filings (Ticker: BBVA), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The SEC filings page for Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) (NYSE: BBVA) provides access to the bank’s regulatory disclosures as a foreign private issuer. BBVA files its annual report on Form 20-F and uses Form 6-K to furnish current reports and other relevant information under the Securities Exchange Act of 1934.
Recent Form 6-K filings describe a range of capital management and funding actions. These include announcements of buyback programs for BBVA’s own shares, with details on maximum aggregate cash amounts, execution periods, trading venues and the role of an external manager executing purchases independently. Filings also cover the completion of a buyback program, specifying the total number of own shares acquired and the percentage of share capital they represented, and explaining that the purpose of the program is to reduce BBVA’s share capital through the redemption of those shares.
Other filings report the partial execution of a share capital reduction resolution adopted by the Ordinary General Shareholders’ Meeting, implemented via the cancellation of tens of millions of treasury shares. These documents outline the resulting share capital, the accounting treatment through reserves for redeemed capital, and the intention to request delisting and cancellation of the redeemed shares in the relevant securities settlement systems.
BBVA’s Form 6-K submissions also include information on hybrid capital instruments. One filing announces the bank’s irrevocable decision, subject to prior regulatory consent, to redeem in whole an issuance of green preferred securities contingently convertible into ordinary shares of BBVA on a specified redemption date, and describes the redemption price as equal to the liquidation preference plus accrued and unpaid distributions, subject to the terms and conditions of the issuance.
Through Stock Titan, users can review these BBVA filings as they are furnished to EDGAR and use AI-powered summaries to interpret the implications of share buybacks, capital reductions, hybrid capital redemptions and other regulatory disclosures for the bank’s capital structure and governance.
Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) reports further progress on its ongoing share buyback program. Between 17 November and 21 November 2025, the bank continued repurchasing its own shares on the market under the previously announced program.
BBVA states that the cumulative cash amount invested in repurchased shares under this buyback now totals 538,385,985.14 Euros. This figure represents approximately 54.22% of the program’s maximum cash amount, indicating that just over half of the planned monetary capacity for buybacks has been used so far.
Banco Bilbao Vizcaya Argentaria (BBVA) reports progress on its ongoing share buyback program. Between 11 and 14 November 2025, the bank continued repurchasing its own shares as part of the previously announced Buyback Program. The cash amount invested in shares purchased to date has reached 371,068,084.19 Euros, which represents approximately 37.37% of the program’s maximum cash amount. This update confirms the gradual execution of the capital return initiative to BBVA shareholders.
BANCO BILBAO VIZCAYA ARGENTARIA, S.A. filed a Form 13F holdings report showing 727 holdings with a reported value total of $13,072,532,251. The summary lists 11 other included managers. The report is signed by Maria Angeles Pelaez Moron, Chief Accounting Officer and dated 11-14-2025.
BBVA reported progress on its share buyback program. The company stated that the cash amount used to repurchase shares to date is €231,059,731.33, which is approximately 23.27% of the program’s maximum cash amount.
BBVA noted these transactions were executed between October 31 and November 10, 2025, and the disclosure is made pursuant to Article 5 of EU Regulation 596/2014 on market abuse. The update follows the inside information notice published on October 30, 2025 regarding the launch of the buyback program.
BBVA announced an issue of preferred securities contingently convertible into newly issued ordinary shares for a total nominal amount of €1,000,000,000, with exclusion of pre‑emptive subscription rights. Once fully paid, the securities are expected to qualify as Additional Tier 1 capital under applicable solvency regulations.
Distributions are discretionary and will accrue at 5.625% per annum from and including 11 November 2025 to but excluding 11 November 2032, then reset by adding 324.6 bps to the 5‑year Mid‑Swap Rate. BBVA will request listing on the Global Exchange Market of Euronext Dublin. The issue is not directed to retail investors. The director’s report and an independent expert report will be published on BBVA’s website on the expected closing date of 11 November 2025 and presented to the next General Shareholders’ Meeting.
BBVA reported the European Central Bank’s SREP outcome setting its minimum regulatory capital for 2026. Effective from January 1, 2026, the bank must maintain at the consolidated level a total capital ratio of 13.13% and a CET1 ratio of 8.97%. These include a consolidated Pillar 2 requirement of 1.62%, of which 0.96% must be met with CET1 and 0.12% reflects prudential provisioning expectations.
At the individual BBVA S.A. level, the required minimums are a total capital ratio of 10.98% and a CET1 ratio of 7.48%, also effective from January 1, 2026. The table specifies component buffers such as the conservation buffer and the O-SII buffer at the consolidated level. These thresholds define BBVA’s regulatory capital floors under the ECB framework for 2026.
BBVA reported steady growth for the nine months ended September 30, 2025. Profit attributable to the parent reached €7,978 million (up 4.7%), supported by gross income €27,136 million (up 3.7%) and net interest income €19,246 million (up 2.0%). Operating profit before tax was €12,292 million (up 5.5%). Segment earnings were led by Mexico €3,875 million and Spain €3,139 million, with improvements also in Turkey and South America. Total assets were €813,063 million, up from €772,402 million at year‑end 2024.
Currency depreciation in Turkey and Argentina weighed on translated results, but lower hyperinflation monetary losses and solid fees helped. In Spain, the new Interest Margin and Commission Tax contributed to a higher tax charge. Capital returns remain active: a €0.41 final 2024 dividend (approx. €2,360 million) was paid in April, and an interim €0.32 per share dividend (approx. €1,842 million) is scheduled for November 7, 2025. BBVA also announced a €993 million share buyback expected to start on October 31, 2025.
BBVA announced a temporary own share buyback program, cleared by the European Central Bank, to reduce its share capital by cancelling repurchased shares. The program authorizes purchases of up to €993,000,000 or a maximum of 555,385,663 shares.
Execution starts on October 31, 2025 and will end no later than February 18, 2026, or earlier if the cash or share limit is reached; BBVA may suspend or terminate it early. Trades will occur on Spain’s Continuous Market and on Cboe Europe, Turquoise Europe, and Aquis Exchange. Citigroup Global Markets Europe AG will manage the program and independently decide purchase timing. No transactions will be executed on December 24 and December 31, 2025. BBVA will report purchase activity and any suspension or completion in line with applicable regulations.
BBVA reported resilient 3Q25 results with net attributable profit of €2,531 million, down 3.7% year over year at constant terms and 8.0% quarter over quarter, as lower trading income offset strong core revenue. Net interest income rose 18.3% versus 3Q24 at constant currency and fees grew 15.3%, supporting gross income growth.
Capital and efficiency strengthened: CET1 ratio reached 13.42% (+8 bps vs. June), above the 11.5%–12.0% target range, and the efficiency ratio improved to 38.2% for 9M25. Cost of risk stood at 1.35% year to date with stable non‑performing loan trends. Total loan growth was up 16.0% versus September 2024 at constant terms, reflecting continued franchise momentum.
Year-to-date performance was robust with 9M25 net attributable profit of €7,978 million, up 19.8% year over year. The company announced a share buyback of approximately €1 billion starting tomorrow and a record interim dividend of €0.32 per share payable on November 7. BBVA added 8.7 million new customers in 9M25 and channeled €97 billion in sustainable business.
BBVA reported record nine-month results, with net attributable profit of €7.98 billion through September, up 4.7% reported and +19.8% in constant euros. Growth was powered by lending (+16% in constant euros) and core revenues, as net interest income rose to €19.25 billion (+12.6%) and fees reached €6.07 billion (+16.6%), taking core revenues to €25.32 billion (+13.5%). Gross income was €27.14 billion (+16.2%), while expenses grew 11%, improving the efficiency ratio to 38.2%.
Profitability remained high with ROTE at 19.7% and ROE at 18.8%. Asset quality was resilient: cost of risk was 135 bps, with an NPL ratio of 2.8% and coverage of 84%. Capital stayed strong as the CET1 ratio reached 13.42%, above the 11.5–12% target range.
Shareholder returns are accelerating: on Oct. 31 BBVA will begin a €993 million share buyback; on Nov. 7 it will pay an interim dividend of €0.32 per share (about €1.84 billion); and, pending ECB authorization, it plans a significant additional buyback. Regional highlights included net profit of €3.14 billion in Spain and €3.88 billion in Mexico.