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Banco Santander, S.A. files Form 6-K reports as a foreign private issuer, with materials that document Grupo Santander interim consolidated financial statements and current-event disclosures. The records include balance sheets, income statements, recognised income and expense, equity changes, cash flows, and explanatory notes on financial assets, financial liabilities, provisions, equity, tangible and intangible assets, and non-current assets held for sale.
The filings also cover shareholder remuneration and earnings per share, director and senior-manager remuneration, segment information, related-party matters, off-balance-sheet exposures, capital-structure disclosures, governance matters, shareholder voting matters, and press releases on operating and financial results. Certain 6-K reports are incorporated by reference into a Form F-4 registration statement.
Banco Santander, S.A. reports the issuance of $400,000,000 Senior Non Preferred Floating Rate Notes due 2029, $1,000,000,000 4.600% Senior Non Preferred Fixed Rate Notes due 2029, $1,250,000,000 4.867% Senior Non Preferred Fixed Rate Notes due 2031, and $1,000,000,000 5.437% Senior Non Preferred Fixed Rate Notes due 2036. The company is furnishing this report to incorporate the related underwriting agreement, senior non preferred debt securities indenture, supplemental indenture, global note forms, and legal opinions into its existing Registration Statement on Form F-3.
Banco Santander, S.A. reports the issuance of $400,000,000 Senior Non Preferred Floating Rate Notes due 2029, $1,000,000,000 4.600% Senior Non Preferred Fixed Rate Notes due 2029, $1,250,000,000 4.867% Senior Non Preferred Fixed Rate Notes due 2031, and $1,000,000,000 5.437% Senior Non Preferred Fixed Rate Notes due 2036. The company is furnishing this report to incorporate the related underwriting agreement, senior non preferred debt securities indenture, supplemental indenture, global note forms, and legal opinions into its existing Registration Statement on Form F-3.
Banco Santander, S.A. reports that Banco de España has notified new binding minimum requirements for own funds and eligible liabilities (MREL) for the resolution group headed by Banco Santander, replacing the prior framework. The new Total MREL is 31.17% of total risk‑weighted assets and 11.86% of leverage ratio exposure, while Subordinated MREL is 11.56% and 6.11%, respectively. The applicable Combined Buffer Requirement on risk‑weighted assets is 4.42%, so Total MREL plus this buffer is 35.59%. As of 31 December 2025, the group’s own funds and eligible liabilities structure meets both Total and Subordinated MREL requirements.
Banco Santander is offering four series of Senior Non Preferred notes due in 2029, 2031 and 2036, including a floating-rate series tied to Compounded SOFR and three fixed-rate series. Interest timing, business-day conventions and redemption rights (including tax, TLAC/MREL disqualification and clean‑up redemptions) are described. The offering is expected to issue in April 2026 and the notes are intended to be listed on the New York Stock Exchange. By acquiring the notes, holders acknowledge and agree to the exercise of the statutory Bail-in Power and related implementation mechanics described in the prospectus supplement.
Banco Santander is offering four series of Senior Non Preferred notes due in 2029, 2031 and 2036, including a floating-rate series tied to Compounded SOFR and three fixed-rate series. Interest timing, business-day conventions and redemption rights (including tax, TLAC/MREL disqualification and clean‑up redemptions) are described. The offering is expected to issue in April 2026 and the notes are intended to be listed on the New York Stock Exchange. By acquiring the notes, holders acknowledge and agree to the exercise of the statutory Bail-in Power and related implementation mechanics described in the prospectus supplement.
Banco Santander, S.A. reports progress on its ongoing share buyback programme, disclosing purchases of its own ordinary shares between 26 March and 7 April 2026. The bank states that the cash amount invested in shares to 7 April 2026 totals 2,705,434,576 Euros, representing approximately 53.8% of the maximum investment amount of the Buyback Programme approved by the Board of Directors.
Including these transactions, Banco Santander has repurchased approximately 16.8% of its outstanding shares as of 2021. Over the reported period, the bank bought 31,955,792 shares across several European trading venues at weighted average prices around 9.4 Euros per share, as detailed in Annex I.
Banco Santander, S.A. reports progress on its ongoing share buyback programme, disclosing purchases of its own ordinary shares between 26 March and 7 April 2026. The bank states that the cash amount invested in shares to 7 April 2026 totals 2,705,434,576 Euros, representing approximately 53.8% of the maximum investment amount of the Buyback Programme approved by the Board of Directors.
Including these transactions, Banco Santander has repurchased approximately 16.8% of its outstanding shares as of 2021. Over the reported period, the bank bought 31,955,792 shares across several European trading venues at weighted average prices around 9.4 Euros per share, as detailed in Annex I.
Banco Santander, S.A. and Webster Financial Corporation disclosed integration planning and leadership changes ahead of their announced acquisition, targeting closing in the second half of 2026. A Joint Integration Steering Committee and an Integration Management Office are in place to prepare for Legal Day 1; execution will begin only after required shareholder and regulatory approvals.
Senior moves: Mike Lee will retire with day-to-day duties ending June 30; interim Commercial leadership will be Diego Gonzalez and Juan Redondo. Swati Bhatia will depart, remaining through June 30. The communication reiterates customary forward-looking risk factors and potential dilution from issuance of additional ordinary shares/ADSs in connection with the Transaction.
Banco Santander, S.A. reports recast 2025 results showing strong growth under a new reporting structure. Profit attributable to the parent reached €14,101 million, up 12% from 2024, while underlying profit was €13,152 million, also 12% higher. Total income rose slightly to €58,308 million as higher fees and trading gains offset a 3% decline in net interest income. Cost discipline reduced total costs by 4% on an underlying basis, improving the efficiency ratio to 45.3%. Credit quality remained solid with a cost of risk of 1.14% and an NPL ratio of 2.91%. The phased-in CET1 capital ratio strengthened to 13.5%, and RoTE post-AT1 increased to 16.3%, supported by growth across retail, Openbank, CIB, wealth and payments.
Banco Santander, S.A. reports recast 2025 results showing strong growth under a new reporting structure. Profit attributable to the parent reached €14,101 million, up 12% from 2024, while underlying profit was €13,152 million, also 12% higher. Total income rose slightly to €58,308 million as higher fees and trading gains offset a 3% decline in net interest income. Cost discipline reduced total costs by 4% on an underlying basis, improving the efficiency ratio to 45.3%. Credit quality remained solid with a cost of risk of 1.14% and an NPL ratio of 2.91%. The phased-in CET1 capital ratio strengthened to 13.5%, and RoTE post-AT1 increased to 16.3%, supported by growth across retail, Openbank, CIB, wealth and payments.
Banco Santander, S.A. reported that its General Shareholders’ Meeting held on 27 March 2026 approved the 2025 annual and consolidated accounts and the consolidated non-financial (sustainability) statement for the year ended 31 December 2025. The meeting approved a total separate profit allocation of EUR 11,113,251,675, including a final supplementary dividend estimated at EUR 1,821,058,805.75 payable in cash from 5 May 2026.
The shareholders authorised a share buyback Programme with a maximum amount of EUR 5,030 million (maximum 1,326,455,826 shares) and relatedcapital reduction mechanics, and separately authorised a broader capital reduction of up to EUR 734,465,975 (up to 1,468,931,950 shares). The meeting also approved a capital increase by issuing up to 334,809,216 new Banco Santander shares to be paid by non-cash contribution of Webster common shares under a defined exchange ratio.
Banco Santander, S.A. reported that its General Shareholders’ Meeting held on 27 March 2026 approved the 2025 annual and consolidated accounts and the consolidated non-financial (sustainability) statement for the year ended 31 December 2025. The meeting approved a total separate profit allocation of EUR 11,113,251,675, including a final supplementary dividend estimated at EUR 1,821,058,805.75 payable in cash from 5 May 2026.
The shareholders authorised a share buyback Programme with a maximum amount of EUR 5,030 million (maximum 1,326,455,826 shares) and relatedcapital reduction mechanics, and separately authorised a broader capital reduction of up to EUR 734,465,975 (up to 1,468,931,950 shares). The meeting also approved a capital increase by issuing up to 334,809,216 new Banco Santander shares to be paid by non-cash contribution of Webster common shares under a defined exchange ratio.
Banco Santander shareholders approved the 2025 accounts and profit allocation, with separate profit of EUR 11.11 billion. Of this, EUR 3.52 billion goes to cash dividends (11.5 euro cents already paid and a final 12.5 euro cents per share from 5 May 2026), and the remainder to voluntary reserves.
The meeting backed a share buyback programme of up to EUR 5.03 billion (maximum 1,326,455,826 shares) with a related capital reduction, plus an additional authorization to cancel up to 10% of share capital through further buybacks, linked to a target to allocate at least EUR 10,000 million to repurchases. It also approved a non‑cash capital increase of EUR 167.4 million via up to 334,809,216 new shares to acquire Webster Financial common stock, without pre‑emptive rights for existing shareholders.
Shareholders re‑elected PricewaterhouseCoopers as auditor for 2026 and as verifier of sustainability information, set the board at 15 members with several independent director appointments and renewals, and approved the 2026‑2028 directors’ remuneration policy, including a maximum 200% variable‑to‑fixed ratio for key risk‑taking staff and a share‑based buyout scheme capped at EUR 40 million.
Banco Santander reports a strong start to 2026, with executive chair Ana Botín reaffirming all 2026 targets and stating profit is on track to be higher than the €14.1 billion achieved in 2025. Management expects mid-single digit revenue growth, lower costs in constant euros, stable cost of risk and a CET1 capital ratio between 12.8–13%.
Botín highlights solid commercial activity, efficiency gains of about 250 basis points in the first quarter, stable credit quality and increasing CET1 versus December 2025. She also stresses the benefits of geographic diversification and the planned acquisition of Webster Financial, for which AGM shareholders are set to approve a share-based capital increase.
The bank is intensifying use of artificial intelligence and expects it to generate more than €1 billion in business value by 2028, targeting profit above €20 billion, RoTE above 20% and over 210 million customers that year. Shareholder returns are rising: the 2025 total cash dividend will be €0.24 per share (up over 14%), with total 2025 remuneration of about €7.05 billion and a c.€5 billion share buyback underway, alongside an ongoing ordinary payout policy of roughly 50% of underlying profit.
Banco Santander reports further progress on its share buyback programme. By 25 March 2026, the bank had spent €2,404,144,244 repurchasing its own shares, equal to approximately 47.8% of the programme’s maximum investment amount. These buybacks mean the bank has repurchased about 16.6% of its outstanding shares as of 2021.
Between 19 and 25 March 2026, Banco Santander bought a total of 28,038,361 shares across several trading venues, at weighted average prices generally around €9 to €9.70 per share. Detailed, trade-by-trade information for this period is provided in an attached annex.