Welcome to our dedicated page for Banco Santander SEC filings (Ticker: BCDRF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The SEC filings page for BANCO SANTNDR NEW REG SHS (BCDRF) provides access to Banco Santander, S.A.’s reports as a foreign private issuer, with a focus on Form 6-K current reports. These documents are filed pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934 and are identified as reports of "other relevant information" under applicable securities market legislation.
In these filings, Banco Santander discloses detailed information about its share capital and own-share buyback programmes. Investors can review how the bank reports reductions in share capital through the cancellation of repurchased shares, including the resulting total share capital, the number of shares in issue, and the nominal value per share. The filings also describe the legal framework for capital reductions, such as the creation of a reserve for amortised capital and references to specific articles of the Spanish Companies Law and legislation governing credit institutions.
The 6-K reports contain granular data on buyback execution, with tables listing dates, trading venues, numbers of shares purchased, and weighted average prices for the bank’s ordinary shares (ISIN ES0113900J37). They also summarise the cumulative cash amount invested in the programme and the percentage of the maximum authorised amount that has been used, as well as the proportion of outstanding shares repurchased since 2021.
Beyond buybacks, the filings page also captures documents describing transactions involving subsidiaries, such as an accelerated placement of shares in Santander Bank Polska S.A. and related ownership changes. On Stock Titan, these filings are accompanied by AI-powered summaries that highlight key figures, explain the purpose of each transaction or capital measure in plain language, and help readers navigate the legal and regulatory references embedded in the original documents. Users can quickly identify capital changes, programme milestones, and subsidiary-related actions without reading every line of the source filing.
Banco Santander released an Investor Day presentation outlining 2026–2028 strategic targets and financial guidance tied to its proposed acquisition of Webster Financial Corporation. The presentation sets group targets including €20bn profit strength, a CET1 operating range of 12-13%, and a goal of >20% RoTE by 2028. It warns that the Webster transaction is pending customary regulatory and, for Webster, shareholder approvals and lists extensive forward-looking risk factors affecting attainment of synergies, timing and capital outcomes.
The deck emphasizes disciplined capital allocation: an ordinary remuneration policy targeting ~50% of underlying profit for 2026 results (split roughly half cash dividends and half buybacks) and a shift to ~35% cash payout from 2027. It also highlights deposit-led funding, liquidity buffers, TLAC/MREL metrics, NII and fee growth drivers, and execution risks tied to integration of announced bolt-ons including TSB and Webster.
Banco Santander released an Investor Day presentation outlining 2026–2028 strategic targets and financial guidance tied to its proposed acquisition of Webster Financial Corporation. The presentation sets group targets including €20bn profit strength, a CET1 operating range of 12-13%, and a goal of >20% RoTE by 2028. It warns that the Webster transaction is pending customary regulatory and, for Webster, shareholder approvals and lists extensive forward-looking risk factors affecting attainment of synergies, timing and capital outcomes.
The deck emphasizes disciplined capital allocation: an ordinary remuneration policy targeting ~50% of underlying profit for 2026 results (split roughly half cash dividends and half buybacks) and a shift to ~35% cash payout from 2027. It also highlights deposit-led funding, liquidity buffers, TLAC/MREL metrics, NII and fee growth drivers, and execution risks tied to integration of announced bolt-ons including TSB and Webster.
Banco Santander, S.A. outlines a 2026–2028 strategic plan focused on profitable growth, capital strength and higher shareholder payouts. The group is targeting a return on tangible equity above 20% by 2028, with profit of more than €20 billion and a Common Equity Tier 1 ratio of about 13% within a 12–13% operating range.
The plan calls for double‑digit annual EPS growth from 2026 to 2028, low‑ to mid‑single‑digit revenue growth, and cost reductions each year, helped by its ONE Transformation program. Santander expects net interest income to grow at low‑ to mid‑single‑digit rates, supported by active balance sheet, ALCO and hedging management, and a loan book mix shift toward lower‑risk segments.
Shareholder remuneration is planned at about 50% of underlying profit for 2026–2028, with an increased cash dividend payout of around 35% from 2027 and roughly 15% in share buybacks, plus the return of any excess capital above 13% at the end of the period, all subject to future corporate and regulatory approvals. Operationally, Santander aims to grow total customers to over 210 million by 2028, lift fee income at high single‑digit rates and keep group cost of risk around 1–1.10% on average, while integrating the pending TSB and Webster transactions.
Banco Santander, S.A. outlines a 2026–2028 strategic plan focused on profitable growth, capital strength and higher shareholder payouts. The group is targeting a return on tangible equity above 20% by 2028, with profit of more than €20 billion and a Common Equity Tier 1 ratio of about 13% within a 12–13% operating range.
The plan calls for double‑digit annual EPS growth from 2026 to 2028, low‑ to mid‑single‑digit revenue growth, and cost reductions each year, helped by its ONE Transformation program. Santander expects net interest income to grow at low‑ to mid‑single‑digit rates, supported by active balance sheet, ALCO and hedging management, and a loan book mix shift toward lower‑risk segments.
Shareholder remuneration is planned at about 50% of underlying profit for 2026–2028, with an increased cash dividend payout of around 35% from 2027 and roughly 15% in share buybacks, plus the return of any excess capital above 13% at the end of the period, all subject to future corporate and regulatory approvals. Operationally, Santander aims to grow total customers to over 210 million by 2028, lift fee income at high single‑digit rates and keep group cost of risk around 1–1.10% on average, while integrating the pending TSB and Webster transactions.
Banco Santander filed an investor presentation outlining its 2026–2028 strategic targets and the proposed acquisition of Webster Financial Corporation, noting the Webster transaction is pending customary regulatory and, for Webster, shareholder approvals.
The presentation sets financial goals including >€20bn profit, a >20% RoTE target by 2028, a CET1 operating range of 12 - 13%, and a shareholder remuneration framework targeting ~50% payout of underlying profit for 2026 (split roughly evenly between cash dividends and buybacks), shifting to ~35% cash and ~15% buybacks from 2027 results. Operational targets include ~125 million active customers and >210 million total customers by 2028 (including TSB and Webster), fee growth, and cost synergies from integrations.
Banco Santander filed an investor presentation outlining its 2026–2028 strategic targets and the proposed acquisition of Webster Financial Corporation, noting the Webster transaction is pending customary regulatory and, for Webster, shareholder approvals.
The presentation sets financial goals including >€20bn profit, a >20% RoTE target by 2028, a CET1 operating range of 12 - 13%, and a shareholder remuneration framework targeting ~50% payout of underlying profit for 2026 (split roughly evenly between cash dividends and buybacks), shifting to ~35% cash and ~15% buybacks from 2027 results. Operational targets include ~125 million active customers and >210 million total customers by 2028 (including TSB and Webster), fee growth, and cost synergies from integrations.
Banco Santander, S.A. used this 6‑K to share its Group CEO’s Investor Day strategy and financial targets for 2026–2028, emphasizing its “ONE Transformation” model and network businesses. The bank is aiming for a RoTE above 20% and profit over <money>€20bn</money> by 2028, supported by mid‑single‑digit revenue growth and yearly cost reductions in constant euros. Management highlights an operating CET1 ratio range of 12–13%, with capital above 13% intended to be returned at the end of the plan, subject to corporate and regulatory decisions.
The board intends to apply an ordinary shareholder remuneration policy allocating roughly 125 million active customers and more than 210 million total customers by 2028, with cost per active customer reduced from <money>€264</money> in 2025 to about <money>€220</money> in constant euros.
Banco Santander, S.A. used this 6‑K to share its Group CEO’s Investor Day strategy and financial targets for 2026–2028, emphasizing its “ONE Transformation” model and network businesses. The bank is aiming for a RoTE above 20% and profit over <money>€20bn</money> by 2028, supported by mid‑single‑digit revenue growth and yearly cost reductions in constant euros. Management highlights an operating CET1 ratio range of 12–13%, with capital above 13% intended to be returned at the end of the plan, subject to corporate and regulatory decisions.
The board intends to apply an ordinary shareholder remuneration policy allocating roughly 125 million active customers and more than 210 million total customers by 2028, with cost per active customer reduced from <money>€264</money> in 2025 to about <money>€220</money> in constant euros.
Banco Santander presented an Investor Day outlining a multi-year plan focused on scale, ONE Transformation, AI and bolt-ons (TSB and Webster) to lift returns and shareholder distributions. The board intends an ordinary remuneration policy for 2026-2028 allocating approximately 50% of underlying profit for 2026 results (split roughly evenly between cash dividends and buybacks) and targeting a split of 35% cash and 15% buybacks from 2027 results, subject to corporate and regulatory approvals.
The plan targets >€20bn profit and a Group RoTE of >20% by 2028, a 12-13 CET1 operating range with excess >13% to be returned at plan end, and specific cost synergies of c.$800mn for Webster and >£400mn for TSB. The transactions remain pending customary regulatory and, for Webster, shareholder approvals.
Banco Santander presented an Investor Day outlining a multi-year plan focused on scale, ONE Transformation, AI and bolt-ons (TSB and Webster) to lift returns and shareholder distributions. The board intends an ordinary remuneration policy for 2026-2028 allocating approximately 50% of underlying profit for 2026 results (split roughly evenly between cash dividends and buybacks) and targeting a split of 35% cash and 15% buybacks from 2027 results, subject to corporate and regulatory approvals.
The plan targets >€20bn profit and a Group RoTE of >20% by 2028, a 12-13 CET1 operating range with excess >13% to be returned at plan end, and specific cost synergies of c.$800mn for Webster and >£400mn for TSB. The transactions remain pending customary regulatory and, for Webster, shareholder approvals.
Banco Santander uses this investor presentation to lay out 2026–2028 strategic and financial targets, supported by its ONE Transformation program and planned bolt-on deals TSB and Webster, both still subject to customary approvals.
The group aims for underlying profit of more than €20bn and RoTE above 20% by 2028, while keeping its CET1 ratio in a 12–13% operating range and returning any capital above 13% at the end of the plan. Management targets mid-single-digit revenue growth with total costs falling each year in constant euros, helped by €4–5bn of transformation efficiencies and cost synergies, including more than £400mn from TSB and about $800mn from Webster at full run rate.
The bank plans to cut its efficiency ratio from 45.3% in 2025 to about 36% in 2028 and to grow customers from 180mn to more than 210mn, with active customers rising to about 125mn. The board intends to apply a shareholder remuneration policy of around 50% payout of underlying profit for 2026–2028, split between cash dividends and share buybacks, with approximately 35% in cash dividends and 15% in buybacks from 2027 results.
Banco Santander uses this investor presentation to lay out 2026–2028 strategic and financial targets, supported by its ONE Transformation program and planned bolt-on deals TSB and Webster, both still subject to customary approvals.
The group aims for underlying profit of more than €20bn and RoTE above 20% by 2028, while keeping its CET1 ratio in a 12–13% operating range and returning any capital above 13% at the end of the plan. Management targets mid-single-digit revenue growth with total costs falling each year in constant euros, helped by €4–5bn of transformation efficiencies and cost synergies, including more than £400mn from TSB and about $800mn from Webster at full run rate.
The bank plans to cut its efficiency ratio from 45.3% in 2025 to about 36% in 2028 and to grow customers from 180mn to more than 210mn, with active customers rising to about 125mn. The board intends to apply a shareholder remuneration policy of around 50% payout of underlying profit for 2026–2028, split between cash dividends and share buybacks, with approximately 35% in cash dividends and 15% in buybacks from 2027 results.
Banco Santander presents 2026–2028 strategic plan with financial and operational targets and proposes shareholder actions tied to 2025 results. The group targets serving more than 210 million customers, delivering over €20 billion profit and achieving a RoTE above 20% by 2028.
The board intends an ordinary shareholder remuneration policy allocating approximately 50% of underlying profit for 2026 results split roughly evenly between cash dividends and buybacks, and expects from 2027 results to target around 35% in cash dividends and 15% in buybacks. The board proposes a final cash dividend of €0.125 per share for 2025, bringing total 2025 cash dividend to €0.24 per share and total shareholder remuneration charged to 2025 results to approximately €7.05 billion. The plan assumes completion of the announced TSB and Webster acquisitions, which remain subject to customary approvals.
Banco Santander presents 2026–2028 strategic plan with financial and operational targets and proposes shareholder actions tied to 2025 results. The group targets serving more than 210 million customers, delivering over €20 billion profit and achieving a RoTE above 20% by 2028.
The board intends an ordinary shareholder remuneration policy allocating approximately 50% of underlying profit for 2026 results split roughly evenly between cash dividends and buybacks, and expects from 2027 results to target around 35% in cash dividends and 15% in buybacks. The board proposes a final cash dividend of €0.125 per share for 2025, bringing total 2025 cash dividend to €0.24 per share and total shareholder remuneration charged to 2025 results to approximately €7.05 billion. The plan assumes completion of the announced TSB and Webster acquisitions, which remain subject to customary approvals.
Banco Santander outlines its 2026–2028 strategic plan, targeting profit of over €20 billion, a RoTE above 20% and an efficiency ratio of about 36% by 2028. The bank aims to serve more than 210 million customers and operate with a CET1 ratio of around 13% within its 12–13% target range.
Capital returns remain central: total shareholder remuneration against 2025 results is about €7.05 billion, roughly 50% of attributable profit, split between cash dividends and share buybacks. The total 2025 cash dividend is 24 euro cents per share, up from 21 euro cents for 2024, and the board intends to more than double the cash dividend per share by 2028 versus 2025.
Santander highlights a record attributable profit of €14.1 billion in 2025, EPS growth of 68% over 2023–2025 and a share price increase of over 250% since 2021. It has committed at least €10 billion of buybacks from 2025–2026 earnings, including a new approximately €5 billion programme. The plan assumes completion of the TSB and Webster acquisitions, with UK and US RoTE expected around 16% and 18% respectively by 2028.
Banco Santander outlines its 2026–2028 strategic plan, targeting profit of over €20 billion, a RoTE above 20% and an efficiency ratio of about 36% by 2028. The bank aims to serve more than 210 million customers and operate with a CET1 ratio of around 13% within its 12–13% target range.
Capital returns remain central: total shareholder remuneration against 2025 results is about €7.05 billion, roughly 50% of attributable profit, split between cash dividends and share buybacks. The total 2025 cash dividend is 24 euro cents per share, up from 21 euro cents for 2024, and the board intends to more than double the cash dividend per share by 2028 versus 2025.
Santander highlights a record attributable profit of €14.1 billion in 2025, EPS growth of 68% over 2023–2025 and a share price increase of over 250% since 2021. It has committed at least €10 billion of buybacks from 2025–2026 earnings, including a new approximately €5 billion programme. The plan assumes completion of the TSB and Webster acquisitions, with UK and US RoTE expected around 16% and 18% respectively by 2028.
Banco Santander announced that its board resolved to propose at the 2026 Annual Shareholders' Meeting the payment, against 2025 results, of a final gross cash dividend of €12.50 cents per share to shareholders entitled to receive dividends. Subject to shareholder approval, the dividend would be payable from 5 May 2026, with the last day to trade with dividend rights on 29 April 2026, an ex-dividend date of 30 April 2026, and a record date of 4 May 2026.
The meeting will be called to be held on 26 March 2026 (first call) or 27 March 2026 (second call), and is expected to be held on second call. The communication also reiterates forward-looking statement cautions and references the pending Webster acquisition and related disclosure and proxy materials to be filed with the SEC.
Banco Santander announced that its board resolved to propose at the 2026 Annual Shareholders' Meeting the payment, against 2025 results, of a final gross cash dividend of €12.50 cents per share to shareholders entitled to receive dividends. Subject to shareholder approval, the dividend would be payable from 5 May 2026, with the last day to trade with dividend rights on 29 April 2026, an ex-dividend date of 30 April 2026, and a record date of 4 May 2026.
The meeting will be called to be held on 26 March 2026 (first call) or 27 March 2026 (second call), and is expected to be held on second call. The communication also reiterates forward-looking statement cautions and references the pending Webster acquisition and related disclosure and proxy materials to be filed with the SEC.
Banco Santander plans to ask shareholders at its 2026 Annual Shareholders’ Meeting to approve a final gross cash dividend of €12.50 cents per share against 2025 results. If approved, the dividend would be paid on 5 May 2026.
The last day to trade shares with dividend rights would be 29 April, the ex-dividend date 30 April, and the record date 4 May. The AGM is scheduled for 26 March 2026 on first call or 27 March 2026 on second call, and is expected to be held on second call.
Banco Santander plans to ask shareholders at its 2026 Annual Shareholders’ Meeting to approve a final gross cash dividend of €12.50 cents per share against 2025 results. If approved, the dividend would be paid on 5 May 2026.
The last day to trade shares with dividend rights would be 29 April, the ex-dividend date 30 April, and the record date 4 May. The AGM is scheduled for 26 March 2026 on first call or 27 March 2026 on second call, and is expected to be held on second call.