Baycom Corp SEC Filings

BayCom Corp’s Chief Lending Officer, Miranda Felix Antonio Jr, reported acquiring 346 shares of BayCom common stock. The transaction took place on July 1, 2025 and is coded as an acquisition. The shares were recorded at a price of $0.00 per share, indicating they were received without cash payment, such as through an award or similar arrangement. Following this transaction, Antonio beneficially owned 346 common shares, held in direct ownership.

BayCom Corp announced a regular shareholder payout by declaring a quarterly cash dividend of $0.30 per share on its common stock. The dividend will be paid on January 9, 2026 to shareholders who are on record as of the close of business on December 11, 2025. This cash dividend provides direct income to investors holding BCML shares as of the record date.

BayCom Corp (BCML) reported Q3 2025 results. Net income was $5.0 million, or $0.46 per share, versus $6.0 million, or $0.54, a year ago. Net interest income rose to $23.4 million from $22.9 million, while the provision for credit losses increased to $3.0 million from $1.2 million.

For the first nine months, net income was $17.1 million and earnings per share were $1.55, matching last year’s per‑share level. Loans, net, grew to $2.02 billion from $1.93 billion at December 31, 2024, and the allowance for credit losses increased to $20.8 million from $17.9 million.

The balance sheet remained solid: deposits were $2.23 billion and shareholders’ equity rose to $334.3 million as accumulated other comprehensive loss improved to $8.0 million from $13.0 million. The company repaid $64.7 million of subordinated debt, contributing to lower leverage. Total assets were $2.60 billion, and there were 10,897,763 common shares outstanding as of November 3, 2025.

BayCom Corp filed an 8-K announcing it issued an earnings release for the quarter ended September 30, 2025. The press release is furnished as Exhibit 99.1 and incorporated by reference. The company’s common stock trades on Nasdaq under the symbol BCML. Readers should refer to the attached press release for detailed financial results.

BayCom Corp reported that its board has declared a quarterly cash dividend of $0.25 per share on its common stock. The dividend will be paid on October 9, 2025 to shareholders who are on record as of the close of business on September 11, 2025. The company disclosed this action in connection with a press release, which is attached as an exhibit.

BayCom Corp plans to redeem all of its outstanding 5.25% Fixed-to-Floating Rate Subordinated Notes due 2030. These subordinated notes have an aggregate principal amount of $64.7 million and will be redeemed on September 15, 2025 at 100% of principal, plus accrued and unpaid interest to, but excluding, the redemption date. The company states it will fund the redemption using cash on hand, which retires this layer of subordinated debt earlier than its stated 2030 maturity.

Bay Pond Partners, L.P. filed an amended Schedule 13G/A reporting beneficial ownership of 505,200 shares of BayCom Corp common stock, representing 4.59% of the class. The filing discloses no sole voting or dispositive power and reports shared voting and shared dispositive power over the full position, indicating the reported stake is exercised jointly or on behalf of others. The filing is identified as type PN and includes a certification that the securities were not acquired to change or influence control of the issuer. Sections on group membership and parent/subsidiary acquisition are marked not applicable.

BayCom Corp (BCML) reported solid year-over-year profitability in the quarter ended June 30, 2025, with net income of $6,364 (in thousands) versus $5,600 a year earlier and diluted earnings per share of $0.58 versus $0.50. Net interest income rose to $23,160 for the quarter as interest and dividend income increased to $33,453 while interest expense was $10,293.

The balance sheet shows $2,622,379 in total assets and loans net of allowance of $1,981,549. Deposits were $2,186,634, down from $2,234,009 at year-end. The allowance for credit losses on loans was $18,700 and provision expense was modest. Nonaccrual loans increased to $13.5 million from $9.2 million, and investment securities available-for-sale had an estimated fair value of $184,682 with aggregated unrealized losses of $14,653. Shareholders' equity was $330,562 and the company repurchased shares and paid cash dividends, including $0.20 per share in the quarter and $0.30 per share for the six months ended June 30, 2025.