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Bank of Montreal is offering US$427,000 of callable barrier notes due December 14, 2027, linked to the worst performer among GDX, the NASDAQ-100 Index and KRE. The notes pay a contingent coupon of 1.2525% per month (about 15.03% per year), but only if on each observation date all three reference assets are at or above their respective coupon barriers, set at 70% of their initial levels.
Principal is at risk: if, at maturity, any reference asset has fallen below its trigger level, set at 60% of its initial level, repayment is reduced in line with the decline of the worst performer and can be zero. Bank of Montreal may call the notes in whole, at its discretion, on any observation date starting July 9, 2026, paying back principal plus any due coupon. The estimated initial value is $957.26 per $1,000, reflecting fees and hedging costs.
Bank of Montreal is offering US$1,686,000 of senior medium-term autocallable barrier notes due January 16, 2029, linked to the least performing of Apple, Morgan Stanley and Amazon common stock. The notes pay a contingent coupon of 3.325% per quarter (about 13.30% per year) only if on each observation date all three stocks close at or above their coupon barrier levels, set at 60% of their initial levels. Beginning April 13, 2026, the notes will be automatically redeemed if all reference assets are at or above their initial levels, returning principal plus the applicable coupon.
If the notes are not called and any stock finishes below its 60% trigger level on the valuation date, investors lose principal in line with the percentage decline of the worst-performing stock, up to total loss. The estimated initial value is $962.61 per $1,000 principal, below the issue price, reflecting hedging and distribution costs, and the notes are unsecured obligations of Bank of Montreal with complex tax treatment as pre-paid contingent income-bearing derivative contracts.
Bank of Montreal is offering US$1,238,000 of senior medium-term Callable Barrier Notes with Contingent Coupons due December 14, 2027. The notes are linked to the least performing of the VanEck Gold Miners ETF (GDX), the S&P 500 Index (SPX) and the Nasdaq-100 Technology Sector Index (NDXT).
Investors may receive a monthly contingent coupon of 1.235% of principal (approximately 14.82% per year), but only if on each observation date all three reference assets are at or above their coupon barrier levels, set at 70% of their initial levels. Starting April 9, 2026, Bank of Montreal may call the notes on any observation date, returning principal plus any due coupon.
If the notes are not called, principal repayment at maturity depends on performance. If each final level is at or above its trigger level (60% of initial), investors receive full principal back plus any final coupon. If any final level is below its trigger, repayment is reduced in proportion to the worst performer and can be zero. The estimated initial value is $964.53 per $1,000, reflecting fees and hedging costs. The notes are unsecured and not insured by any deposit insurance agency.
Bank of Montreal is issuing US$3,643,000 of Senior Medium-Term Notes, Series K, as autocallable barrier notes with contingent coupons due January 16, 2029. The notes are linked to the worst performance of American Airlines Group common stock and Alphabet Class C stock. Investors may receive monthly contingent coupons at 1.4167% (about 17.00% per year) when both stocks close at or above their coupon barrier levels, set at 60.00% of initial levels.
The notes can be automatically redeemed starting July 13, 2026 if each stock is at or above its initial level, returning principal plus the applicable coupon. If held to maturity without a trigger event, principal is repaid; if any stock finishes below its 60.00% trigger level, repayment is reduced in line with the loss on the worst-performing stock, and can fall to zero. The estimated initial value is $947.89 per $1,000 of principal, and the notes are unsecured obligations of Bank of Montreal with no FDIC or similar insurance.
Bank of Montreal is issuing US$8,856,000 of Senior Medium-Term Notes, Series K, maturing on January 14, 2028, that are linked to the S&P 500 Index. The notes provide 1-to-1 upside exposure to any increase in the index, but gains are capped at a Maximum Redemption Amount of $1,185 per $1,000 of principal (an 18.50% maximum return).
If the index falls but finishes between 80.00% and 100.00% of its initial level, investors receive a positive return equal to the absolute decline, up to a Maximum Downside Redemption Amount of $1,200 per $1,000 (a 20.00% gain). If the index closes below 80.00% of its initial level, investors lose 1% of principal for each 1% drop beyond the 20.00% buffer, and could lose up to 80.00% of principal.
The notes pay no interest, will not be listed on any exchange, and are unsecured obligations subject to the credit risk of Bank of Montreal. The initial estimated value is $992.95 per $1,000. An agent’s commission of 0.15% is reflected in the pricing, and the tax treatment as pre-paid derivative contracts is described as uncertain.
Bank of Montreal is offering senior market-linked notes tied to the worst performer among Amazon, Marvell Technology and Micron Technology, maturing in January 2029. Each security has a $1,000 face amount, with an original offering price of $1,000 and an estimated initial value of $964.70 per security, not less than $920.00 at pricing. The notes pay monthly contingent coupons at a rate of at least 22.00% per annum, but only when the lowest performing stock on a calculation day is at or above 50% of its starting value; missed coupons may be recovered later under a memory feature.
The notes are auto-callable from July 2026 through December 2028 if the lowest performing stock is at or above its starting value, in which case holders receive principal plus the applicable coupons and the notes terminate early. If not called, at maturity investors receive $1,000 per security only if the lowest performing stock is at or above 50% of its starting value; otherwise the payoff is fully exposed to that stock’s decline, with losses greater than 50% and up to the entire principal possible. Payments depend on Bank of Montreal’s credit and the securities will not be listed on an exchange.
Bank of Montreal is offering US$424,000 of autocallable barrier notes linked to Molina Healthcare, Inc. stock, maturing on January 16, 2029. The notes pay contingent coupons at a rate of 3.65% per quarter (about 14.60% per year), but only if Molina’s share price on each observation date is at or above the coupon barrier of $108.90, which is 60% of the $181.50 initial level. Missed coupons can be paid later under a memory feature if the barrier is met on a future date.
Starting July 13, 2026, the notes are automatically redeemed if the stock closes above the initial level on an observation date, returning principal plus any due coupons. If not called, investors receive full principal at maturity unless Molina closes below the same $108.90 trigger level, in which case repayment is reduced one-for-one with the stock decline and can fall to zero. The estimated initial value is $968.84 per $1,000, and the notes are unsecured, uninsured obligations of Bank of Montreal.
Bank of Montreal is offering US$1,010,000 of Senior Medium‑Term Notes, Series K, as autocallable barrier notes with memory coupons due January 16, 2029, linked to the least performing of Meta (META), Alphabet Class C (GOOG) and Applied Materials (AMAT).
The notes pay a contingent monthly coupon of 1.4333% (about 17.20% per year), or $14.333 per $1,000, only if each stock closes at or above its coupon barrier level, set at 60% of its initial level. Missed coupons can be paid later under the memory feature if all three stocks recover to at least their barriers on a future observation date.
Beginning January 13, 2027, the notes are automatically redeemed if all three stocks are at or above 100% of their initial levels, returning principal plus any due coupons. If not called, and on the valuation date any stock finishes below its 60% trigger level, repayment of principal is reduced in line with the decline of the worst performer and can fall to zero. The notes are unsecured obligations, with an estimated initial value of $968.14 per $1,000, and are treated as pre-paid contingent income-bearing derivative contracts for U.S. tax purposes.
Bank of Montreal is offering US$860,000 of senior medium‑term autocallable barrier notes due January 14, 2028, linked to Tesla, AMD and Nvidia common stock. The notes pay contingent monthly coupons at 2.4167% (about 29.00% per year) only if each stock stays at or above its coupon barrier, with a memory feature that can catch up previously missed coupons.
The notes can be automatically redeemed starting April 9, 2026 if each stock is at or above its initial level, returning principal plus any due coupons. If the notes are not called and any stock finishes below its trigger level (60.00% of its initial level) at maturity, investors lose principal in line with the decline of the worst‑performing stock, potentially down to zero. The estimated initial value is $966.28 per $1,000, below the $1,000 issue price, reflecting fees and hedging costs.
Bank of Montreal is offering US$1,307,000 of Senior Medium-Term Notes, Series K, in the form of autocallable barrier notes linked to the common stock of Tesla, Inc. These notes pay a contingent coupon of 4.70% per quarter (about 18.80% per year) when Tesla’s closing price on an observation date is at or above a coupon barrier of $267.01, which is 60% of the initial level of $445.01.
Beginning April 13, 2026, the notes can be automatically redeemed if Tesla closes above its initial level; in that case, holders receive principal plus the applicable coupon and the notes terminate early. If the notes are not called and a Trigger Event occurs at maturity—Tesla’s final level is below $267.01—investors’ principal is exposed one-for-one to Tesla’s decline and the payment can be significantly less than US$1,000 per note, potentially zero, plus any final coupon if due.
The notes are unsecured obligations of Bank of Montreal, not insured deposits, and the estimated initial value is $970.44 per US$1,000 of principal, reflecting dealer compensation and hedging costs. The product carries complex structural, market, and tax risks and is intended only for investors who understand equity-linked, contingent-income notes.