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Bank of Montreal is offering $5,593,000 of Senior Medium-Term Notes, Series K, structured as autocallable barrier notes due December 14, 2027. The notes are linked to the least performing of the VanEck Gold Miners ETF (GDX), the Russell 2000 Index (RTY) and the Nasdaq-100 Technology Sector Index (NDXT).
Investors may receive monthly contingent coupons of 0.7708% of principal (about 9.25% per year), but only if on an observation date each reference asset is at or above its coupon barrier, set at 70% of its initial level. Beginning April 9, 2026, the notes are automatically redeemed if all three assets are at or above their initial levels, returning principal plus any due coupons. If held to maturity and any asset finishes below its trigger level at 50% of its initial level, repayment of principal is reduced one-for-one with the loss on the worst performer and can fall to zero. The estimated initial value is $961.42 per $1,000 of principal.
Bank of Montreal is offering senior unsecured market-linked notes tied to the worst of Amazon, Oracle and UnitedHealth common stocks, with a face amount of $1,000 per security and a term to January 26, 2029. Investors may receive monthly contingent coupons at a rate of at least 19.00% per annum, but only when the lowest performing stock on each calculation day is at or above 60% of its starting value, with a memory feature for missed coupons.
The notes are auto-callable from April 2026 through December 2028 if the worst-performing stock is at or above its starting value, in which case investors receive $1,000 plus the applicable coupons. If not called, at maturity investors receive $1,000 only if the worst stock is at or above 60% of its starting value; otherwise repayment is reduced one-for-one with that stock’s loss, down to zero. The estimated initial value is $960.40 per security (not less than $910.00 at pricing), reflecting fees and hedging costs.
The securities are unsecured obligations of Bank of Montreal, are not insured or bail-inable, will not be listed on an exchange and may have limited liquidity. The product entails complex risks, including full exposure to the worst-performing stock, credit risk of Bank of Montreal, and uncertain U.S. tax treatment, with indicated 30% withholding on coupons for many non-U.S. holders.
Bank of Montreal is offering senior unsecured market-linked notes tied to the common stocks of Amazon, NVIDIA and UnitedHealth. Each security has a $1,000 face amount, an estimated initial value of $962.30 and will not be priced below $910.00 per security. The notes pay a contingent monthly coupon at a rate of at least 17.60% per annum only if, on the relevant calculation day, the lowest performing stock is at or above 60% of its starting value; missed coupons can be “remembered” and paid later if this condition is met.
The notes are auto-callable from April 2026 if the lowest performing stock is at or above its starting value, in which case investors receive $1,000 plus the applicable coupon(s). If not called, at maturity in January 2029 investors receive $1,000 only if the lowest performing stock is at or above its 60% downside threshold; otherwise repayment is reduced in line with that stock’s decline, and losses can reach 100% of principal.
The securities are subject to Bank of Montreal’s credit risk, are not insured, will not be listed on an exchange and may have limited or no secondary market. The estimated value is lower than the offering price due to selling, structuring and hedging costs. U.S. and non-U.S. tax treatment is complex and uncertain, and non-U.S. holders generally face 30% withholding on coupons.
Bank of Montreal is offering senior medium‑term Redeemable Fixed Rate Notes, Series K, paying 4.55% per annum and scheduled to mature on January 29, 2031. Each Note has a $1,000 principal amount, with interest paid semi‑annually on January 29 and July 29, starting July 29, 2026, using a 30/360 day count.
The Notes are callable at 100% of principal plus accrued interest, in whole but not in part, on January 29 and July 29 of each year from January 29, 2027 through July 29, 2030, at the issuer’s option. They are unsecured obligations of Bank of Montreal, are not insured by any deposit insurance agency, and will not be listed on any securities exchange, so liquidity may be limited.
The Notes are designated as bail‑inable, meaning they may be converted into common shares of Bank of Montreal or its affiliates, or varied or extinguished, under Canadian bank resolution powers. The original issue price is $1,000 per Note, including a $15 underwriting discount, resulting in $985 in proceeds to Bank of Montreal per Note, before expenses.
Bank of Montreal is offering senior Medium-Term Notes, Series K, which are redeemable fixed rate notes due January 29, 2031. Each Note has a $1,000 principal amount and pays fixed interest at 4.65% per annum, with semi-annual payments on January 29 and July 29, starting July 29, 2026. Unless earlier redeemed, investors receive $1,000 per Note plus accrued interest at maturity.
The Notes are callable at Bank of Montreal’s option at 100% of principal plus accrued interest on January 29 and July 29 of each year from January 29, 2027 through July 29, 2030. They are unsecured obligations subject to the credit risk of Bank of Montreal, will not be listed on any securities exchange, and may have limited or no secondary market.
The Notes are bail-inable under the Canada Deposit Insurance Corporation Act, meaning they may be converted into common shares of Bank of Montreal or its affiliates, or varied or extinguished, in a bail-in conversion. The original issue price is $1,000 per Note, including a $15 underwriting discount and $985 in proceeds to Bank of Montreal.
Bank of Montreal is offering senior unsecured medium-term notes due January 12, 2029 that pay a fixed interest rate of 4.05% per annum on a $1,000 minimum denomination. Interest is paid in cash semi-annually on January 26 and July 26, starting July 26, 2026, using a 30/360 day count. Unless redeemed earlier, investors receive $1,000 per note plus accrued interest at maturity.
The notes are callable at 100% of principal plus accrued interest, in whole but not in part, on January 26 and July 26 of each year from July 26, 2026 through July 26, 2028. They are not listed on any securities exchange, so liquidity may be limited. The notes are designated as bail-inable under the Canada Deposit Insurance Corporation Act, meaning they can be converted into Bank of Montreal common shares or varied or extinguished in a Canadian bank resolution, with holders deemed to consent to this treatment.
The notes are subject to Bank of Montreal’s credit risk and are not insured by any government agency. The original issue price is $1,000 per note, including a $10 underwriting discount and $990 in proceeds to Bank of Montreal. Investors face risks from changing interest rates, potential early redemption, limited secondary market, dealer conflicts of interest and specific U.S. federal tax considerations.
Bank of Montreal is offering senior medium-term Redeemable Fixed Rate Notes, Series K, due January 13, 2031. Each Note has a $1,000 principal amount and pays a fixed interest rate of 4.40% per annum, with interest paid semi-annually on January 26 and July 26, starting July 26, 2026. Unless earlier redeemed, investors receive $1,000 per Note plus accrued interest at maturity. The Notes are callable at Bank of Montreal’s option at 100% of principal plus accrued interest on semi-annual dates from January 26, 2027 through July 26, 2030. They are unsecured, not listed on any exchange, and subject to Canadian bail-in powers, meaning they can be converted into common shares or written down under the Canada Deposit Insurance Corporation Act, so repayment depends on Bank of Montreal’s credit and regulatory treatment.
Bank of Montreal is offering senior medium‑term, auto‑callable, equity‑linked notes tied to the worst performer among Datadog, Intel and Micron common stocks, maturing on December 29, 2028. Each security has a $1,000 face amount and an original offering price of $1,000, with estimated initial value of $943.21 per security, reflecting structuring and hedging costs. Investors may receive a 23.75% per annum contingent coupon, paid monthly, but only when the lowest performing stock on the relevant calculation day is at or above its coupon threshold (55% of its starting value), with a memory feature for missed coupons.
The notes are automatically called if, from June 2026 to November 2028, the lowest performing stock is at or above its starting value, returning principal plus applicable coupons. If not called and, at maturity, the lowest performer is below its 55% downside threshold, investors’ principal repayment is reduced one‑for‑one with that stock’s decline, with potential loss of most or all of principal. The securities are unsecured and subject to Bank of Montreal’s credit risk.
Bank of Montreal is issuing $3,000,000 of senior medium-term notes, Series K, redeemable fixed rate notes due January 13, 2031. Each Note has a $1,000 principal amount and pays a fixed 4.60% per annum, with interest paid in cash semi-annually on January 13 and July 13, starting July 13, 2026.
Unless earlier redeemed, investors receive $1,000 per Note plus accrued interest at maturity. The Notes may be redeemed by Bank of Montreal, in whole but not in part, at 100% of principal plus accrued interest on January 13 and July 13 from 2027 through July 13, 2030.
The Notes are unsecured obligations of Bank of Montreal, are bail-inable under the Canada Deposit Insurance Corporation Act and can be converted into common shares or varied/extinguished in a resolution scenario. They are not insured by FDIC, CDIC or any governmental agency and will not be listed on any securities exchange, so liquidity may be limited. The original issue price is $1,000 per Note, with a $4.50 underwriting discount and total proceeds of $2,986,500 to Bank of Montreal.
Bank of Montreal is issuing senior unsecured structured notes that pay a high, contingent coupon linked to the worst-performing of AMD, Intel and Tesla stock. Each $1,000 note offers a contingent coupon at a 20.50% per annum rate, paid monthly only if the lowest-performing stock on each calculation day stays at or above 50% of its starting value; missed coupons can be "remembered" and paid later if the trigger is met.
The notes can be auto-called from July 2026 through December 2028 if the worst-performing stock is at or above its starting value, returning principal plus the due coupon(s). If not called, investors receive $1,000 at maturity in January 2029 only if the lowest-performing stock is at or above 50% of its starting value. If it finishes below that 50% downside threshold, repayment is reduced in full proportion to the decline, and investors can lose most or all of their principal while never participating in stock price gains.