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Bank of Montreal is offering $1,000,000 of senior Market Linked Notes due January 5, 2029, tied to an equally weighted basket of the EURO STOXX 50 Index and the S&P 500 Equal Weight Index. The notes provide 1‑to‑1 upside exposure to any positive basket performance, but the total return is capped at 24%, so the maximum payment at maturity is $1,240 per $1,000 of principal.
If the basket is flat or down at maturity, investors receive back their $1,000 principal, with no additional return. The notes pay no periodic interest, are not listed on any exchange, and all payments depend on the creditworthiness of Bank of Montreal.
The price to the public is 100% of principal, with an agent’s commission of 1.85%, resulting in proceeds to Bank of Montreal of 98.15%. The issuer’s estimated initial value is $973.06 per $1,000, reflecting structuring and hedging costs. U.S. holders are generally taxed under contingent payment debt rules and may owe tax each year before maturity.
Bank of Montreal is offering US$400,000 of Senior Medium-Term Notes, Series K, in the form of callable barrier notes with contingent coupons linked to the worst performer among Tesla (TSLA), NVIDIA (NVDA) and Palantir (PLTR). The notes price on January 02, 2026, settle on January 07, 2026 and mature on January 08, 2029.
The notes pay a contingent coupon of 2.5083% per month (about 30.10% per year), or $25.083 per $1,000, only if on each observation date all three stocks are at or above their coupon barrier levels, set at 50% of their initial prices ($219.04 for TSLA, $94.43 for NVDA and $83.93 for PLTR). Bank of Montreal can call the notes in whole, starting April 02, 2026, paying back principal plus any due coupon.
If the notes are not called and on the valuation date any stock finishes below its 50% trigger level, principal is reduced in line with the percentage loss of the worst-performing stock, and investors could lose their entire investment. The estimated initial value is $974.87 per $1,000 of principal, reflecting structuring and hedging costs.
Bank of Montreal is offering US$610,000 of senior market-linked notes tied to the S&P 500® Index, maturing on April 9, 2029. The notes return principal at maturity even if the index falls, and provide 1-to-1 upside exposure to any index gain, but returns are capped at a Maximum Redemption Amount of $1,183.40 per $1,000, an 18.34% maximum gain.
The notes pay no periodic interest and will not be listed on any exchange. The initial estimated value is $965.88 per $1,000, below the 100% price to the public, reflecting structuring, hedging and distribution costs, including a 2.00% agent’s commission. Investors are exposed to the credit risk of Bank of Montreal and to limited liquidity, as any secondary market making by BMO Capital Markets is discretionary.
Bank of Montreal is offering US$928,000 of senior autocallable barrier notes linked to Baxter International Inc. common stock. The notes pay contingent monthly coupons at 0.8475% (about 10.17% per year), but only if Baxter’s closing price on an observation date is at or above the coupon barrier of $10.14, which is 52.00% of the $19.50 initial level.
Beginning July 01, 2026, the notes are automatically redeemed if Baxter closes at or above the initial level, returning principal plus that month’s coupon. If the notes are not called, investors receive $1,000 per $1,000 note at maturity on July 07, 2027 as long as the final stock price is at or above the $10.14 trigger level.
If the final level is below the trigger, principal is reduced one-for-one with the stock’s percentage loss, and repayment can fall to zero. The notes are unsecured obligations of Bank of Montreal, have an estimated initial value of $979.88 per $1,000, and are intended to be treated as pre-paid contingent income-bearing derivative contracts for U.S. tax purposes, though the tax outcome is uncertain.
Bank of Montreal is offering US$703,000 of Senior Medium-Term Notes, Series K, autocallable buffer notes due April 7, 2027, linked to the least performing of the S&P 500 Index and the Dow Jones Industrial Average. The notes pay a contingent coupon of 0.525% per month (about 6.30% per year), but only if on each observation date both indexes are at or above 75% of their initial levels.
Starting January 4, 2027, the notes will be automatically redeemed if both indexes are at or above their initial levels, in which case investors receive principal plus the applicable coupon. If the notes are not called and the worst-performing index ends below 85% of its initial level, principal is reduced 1% for each percentage point decline beyond 15%, up to a loss of 85%. The notes are unsecured obligations of Bank of Montreal, not insured deposits, and have an estimated initial value of $989.80 per $1,000 of principal.
Bank of Montreal is offering US$1,641,000 of senior autocallable buffer enhanced return notes due January 8, 2029, linked to the S&P 500 Futures Excess Return Index. These unsecured notes pay no interest and are not listed on any exchange. On January 7, 2027, if the index is above 100% of its initial level, the notes are automatically redeemed at par plus a call amount of $101 per $1,000, equal to a return of approximately 10.10% per year.
If the notes are not called, maturity payment depends on index performance. For gains, investors receive 150% of the index’s positive return on top of principal. If the index is down but not below 80% of its initial level, principal is returned with no gain. If it falls below this 20% buffer, investors lose 1% of principal for each 1% decline beyond 20%, for a potential loss of up to 80% of principal.
All payments are subject to Bank of Montreal’s credit risk. The price to the public is 100% of principal, with estimated initial value of $976.60 per $1,000 after offering, structuring and hedging costs.
Bank of Montreal is offering US$800,000 of Senior Medium-Term Notes, Series K, in the form of autocallable barrier notes with memory coupons due January 05, 2029. The notes are linked to the least performing of Intel and NVIDIA common stock, with Initial Levels of $36.68 for INTC and $188.22 for NVDA.
The notes pay a contingent coupon of 4.25% per quarter (about 17% per year), or $42.50 per $1,000, only if on an Observation Date both stocks close at or above their coupon barrier levels of 50% of the Initial Level ($18.34 for INTC and $94.11 for NVDA). Missed coupons can be paid later under a memory feature if barriers are later met.
Beginning December 30, 2026, the notes can be automatically redeemed if both stocks are at or above their Initial Levels, returning principal plus due coupons. If held to maturity without autocall, investors receive full principal only if no Trigger Event occurs; if either stock finishes below its 50% trigger level, principal is reduced one-for-one with the loss on the worst stock, potentially to zero. The estimated initial value is $970.09 per $1,000, and the notes are unsecured obligations of Bank of Montreal.
Bank of Montreal is issuing US$875,000 of Senior Medium-Term Notes, Series K, autocallable barrier notes with memory coupons due January 5, 2029, linked to the worst performer among Apple (AAPL), Alphabet Class C (GOOG) and Amazon (AMZN). The notes pay a contingent coupon of 2.75% per quarter (about 11.00% per year), or $27.50 per $1,000, only if on an observation date each stock is at or above its coupon barrier, set at 50.00% of its initial level. Missed coupons can be paid later under the memory feature if the barriers are later met.
Beginning September 30, 2026, the notes will be automatically redeemed if on an observation date each stock is at or above its initial level, returning principal plus any due coupons. If the notes are not called and any stock finishes below its 50.00% trigger level at maturity, investors lose principal in line with the percentage decline of the worst-performing stock, potentially down to zero. The notes are unsecured obligations of Bank of Montreal, not insured deposits, and the estimated initial value is $972.72 per $1,000 in principal amount.
Bank of Montreal is issuing US$550,000 of Senior Medium‑Term Notes, Series K, as autocallable buffer notes due January 8, 2029, linked to the least performing of Apple, Microsoft and NVIDIA common stock. The notes offer contingent coupons of 4.00% per quarter (about 16% per year) when each stock closes at or above its coupon barrier, set at 80.00% of its initial level, with a memory feature that can pay previously missed coupons.
If from January 5, 2027 onward each stock closes at or above its initial level on an observation date, the notes are automatically redeemed at par plus any due coupons. At maturity, if not called, investors receive full principal only if the least performing stock has not fallen more than 20%; below that buffer, repayment is reduced in line with the decline, up to an 80% loss of principal. The notes are unsecured obligations, have an estimated initial value of $976.83 per $1,000, are cash‑settled only, and carry complex risk and tax characteristics described in the accompanying documents.
Bank of Montreal is issuing US$640,000 of Senior Medium-Term Notes, Series K, autocallable barrier notes with memory coupons due January 6, 2028, linked to the common stock of Apollo Global Management, Inc. (APO). The notes offer a contingent coupon of 3.0875% per quarter (approximately 12.35% per year), paying only if APO’s closing level on each observation date is at or above the coupon barrier of $108.57, which is 75% of the initial level of $144.76. Beginning July 1, 2026, the notes will be automatically redeemed if APO is above its call level, set at 100% of the initial level, returning principal plus any due coupons. If the notes are not called and APO finishes below the $108.57 trigger level on the January 3, 2028 valuation date, investors will receive shares (or cash) based on a physical delivery amount that can result in significant loss of principal. The estimated initial value is $967.32 per $1,000 principal amount, reflecting fees and hedging costs.