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Bank of Montreal is offering US$1,476,000 of senior medium-term autocallable barrier notes due June 30, 2027, linked to the Class A common stock of Palantir Technologies Inc. The notes pay a contingent coupon of 4.625% per quarter (approximately 18.50% per year), or $46.25 per $1,000, only if Palantir’s share price on each observation date is at or above a coupon barrier of $94.36, which is 50.00% of the initial level of $188.71.
Beginning March 26, 2026, the notes will be automatically redeemed if Palantir closes above its initial level, returning principal plus the applicable coupon. If the notes are not called and Palantir’s final level is below the $94.36 trigger level, investors lose principal in line with the share price decline and could receive nothing at maturity; if at or above the trigger, they receive full principal back. The price to the public is 100% of principal, with a 1.875% selling commission, and the estimated initial value is $973.36 per $1,000.
Bank of Montreal is offering US$894,000 of senior medium‑term Callable Barrier Notes due January 02, 2029, linked to the worst performer of Meta Platforms Class A shares and Oracle Corporation common stock. The notes pay a contingent monthly coupon of 1.75% (approximately 21.00% per annum), or $17.50 per $1,000, only if on each observation date both stocks are at or above their coupon barrier levels of $397.97 for META and $118.79 for ORCL, each 60.00% of its initial level ($663.29 for META and $197.99 for ORCL).
Beginning June 29, 2026, Bank of Montreal may call the notes in whole on any observation date, in which case investors receive principal plus any due coupon. If the notes are not called and any reference asset finishes below its trigger level (the same 60.00% thresholds) on the valuation date, principal is reduced in line with the decline of the worst‑performing stock and can be lost entirely. The estimated initial value is $972.36 per $1,000, below the $1,000 issue price, reflecting fees and hedging costs.
Bank of Montreal is offering US$610,000 of senior Medium‑Term Notes, Series K, autocallable buffer enhanced return notes due December 31, 2027, linked to the Class A subordinate voting shares of Shopify Inc.
The notes provide 200% leveraged upside participation if held to maturity, with a 15% downside buffer and a downside leverage factor of about 117.65%, so losses accelerate if Shopify falls more than 15% from the Initial Level of $170.83. On January 08, 2027, if Shopify closes above 100% of its Initial Level, the notes are automatically redeemed at par plus a $332 call amount per $1,000, a return of about 33.20% per year.
The notes pay no interest, are unsecured obligations of Bank of Montreal, are not listed on any exchange, and may be difficult to sell before maturity. Investors can lose some or all of their principal, and the initial estimated value of the notes is $988.63 per $1,000, below the public offering price due to offering, structuring and hedging costs.
Bank of Montreal is offering US$5,741,000 of capped enhanced return notes linked to the S&P 500® Index, maturing on February 26, 2027. These unsecured senior notes provide 300% leveraged exposure to any positive index performance, but the payoff is capped at a Maximum Redemption Amount of $1,130.50 per $1,000 in principal, equal to a maximum return of 13.05%.
If the S&P 500® Final Level is below its Initial Level of 6,929.94, investors lose 1% of principal for each 1% decline and can lose their entire investment. The notes pay no interest, are not principal protected, and will not be listed on any exchange, so liquidity may be limited. All payments depend on Bank of Montreal’s credit, and the initial estimated value is $976.64 per $1,000, below the public offering price, reflecting embedded costs and hedging. BMOCM acts as calculation agent and selling agent and receives a 2.35% commission.
Bank of Montreal is offering US$500,000 of Senior Medium-Term Notes, Series K, that are autocallable barrier notes with memory coupons linked to RH common stock and maturing on December 29, 2028. The notes pay a contingent coupon of 4.775% per quarter (approximately 19.10% per year), or $47.75 per $1,000, but only if RH’s closing level on an observation date is at or above the coupon barrier of $92.83, which is 50% of the $185.65 initial level; missed coupons may be paid later if the barrier is met due to the memory feature.
Beginning June 25, 2026, if RH closes above its call level (100% of the initial level) on an observation date, the notes are automatically redeemed at par plus any due coupons. If not called, holders receive $1,000 per $1,000 note at maturity only if RH’s final level is at or above the $92.83 trigger level; if it is below, repayment is reduced in line with the stock’s decline and can fall to zero. The estimated initial value is $955.11 per $1,000, and the notes are unsecured obligations not insured by any government agency.
Bank of Montreal is offering US$1,000,000 of senior Autocallable Barrier Notes due December 31, 2027, linked to the least performing of the S&P 500, NASDAQ-100 and Russell 2000 indices. The notes pay a contingent monthly coupon of 0.7917% (about 9.50% per year), but only if on each observation date all three indices are at or above 70% of their initial levels.
Beginning December 28, 2026, the notes will be automatically redeemed if, on an observation date, each index is at or above 100% of its initial level, returning principal plus that month’s coupon. If the notes are not called and, on the final valuation date, any index is below its 70% trigger level, repayment of principal is reduced in line with the loss on the worst-performing index and can fall to zero. The estimated initial value is $987.96 per $1,000 note, compared with a 100% public offering price; the selling agent’s commission is 0.65%, with 99.35% of proceeds to Bank of Montreal.
Bank of Montreal is offering senior medium-term Redeemable Fixed Rate Notes, Series K, due January 12, 2038, in minimum denominations of $1,000 per Note. The Notes pay fixed interest at 5.05% per annum, with interest paid semi-annually on January 12 and July 12, starting July 12, 2026, until maturity or earlier redemption.
Bank of Montreal may redeem the Notes, in whole but not in part, at 100% of principal plus accrued interest on semi-annual optional redemption dates beginning January 12, 2028 and ending July 12, 2037. The Notes are unsecured, bail-inable obligations subject to Canadian bank resolution powers and will not be listed on any securities exchange. The original issue price is $1,000 per Note, including a $20 underwriting discount, resulting in proceeds to Bank of Montreal of $980 per Note before expenses.
Bank of Montreal is offering unsecured senior medium-term notes linked to the worst performer of Datadog Class A, Intel, and Micron common stock, maturing on December 29, 2028. Each security has a $1,000 face amount and an estimated initial value of $943.21, with total proceeds to Bank of Montreal of $2,292,432.25 on a $2,347,000 original offering.
The notes pay a contingent coupon at 23.75% per annum, evaluated monthly. A coupon is paid only if the lowest performing stock on the relevant calculation day closes at or above its coupon threshold, set at 55% of its starting value; missed coupons can be “remembered” and paid later if conditions are met. Beginning in June 2026, the notes are auto-callable if the lowest performer is at or above its starting value, returning face value plus applicable coupons.
If the notes are not called and, on the final calculation day, the lowest performing stock is at or above its downside threshold (55% of start), investors receive $1,000 per security. If it is below that level, repayment is reduced in proportion to the decline, and investors can lose more than 45% and up to all of their principal. The securities do not participate in any stock gains, are subject to Bank of Montreal credit risk, will not be listed on an exchange, and involve complex tax and market risks.
Bank of Montreal is offering unsecured senior medium-term notes linked to the worst performer of the common stock of Advanced Micro Devices, Inc. (AMD), Micron Technology, Inc. (MU) and UnitedHealth Group Incorporated (UNH), maturing on December 29, 2028. Each security has a $1,000 face amount and an estimated initial value of $941.34.
The notes pay a 21.30% per annum contingent coupon, evaluated monthly. A coupon is paid only if the lowest performing stock on the relevant calculation day is at or above 50% of its starting value; a “memory” feature allows missed coupons to be paid later if the test is subsequently met. Starting in June 2026, the notes are automatically called if the lowest performing stock is at or above its starting value, returning $1,000 plus due coupons.
If not called, at maturity investors receive $1,000 per note only if the lowest performing stock is at or above 50% of its starting value. If it is below that level, repayment is reduced in line with that stock’s decline, and investors can lose more than 50%, up to their entire principal. Investors do not participate in any stock upside. The notes are not insured, depend on Bank of Montreal’s credit, involve complex tax treatment and may have limited or no secondary market liquidity.
Bank of Montreal is issuing US$500,000 of Senior Medium-Term Notes, Series K, Buffer Enhanced Return Notes due March 29, 2029, linked to the worst performer of the S&P 500 Index and NASDAQ-100 Index. The notes offer 106.00% leveraged upside on any positive performance of the least performing index.
Principal is protected only down to a 20.00% decline. If the least performing index falls more than 20.00% from its initial level, investors lose 1% of principal for each 1% drop beyond that, up to an 80.00% loss at maturity. The notes pay no interest, are unsecured obligations of Bank of Montreal, and will not be listed on any securities exchange.
The price to the public is 100% of principal with a 0.60% selling commission, and the estimated initial value is $988.02 per $1,000, reflecting offering and hedging costs. All payments depend on Bank of Montreal’s credit and the final index levels on March 26, 2029.