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Bank of Montreal is issuing US$799,000 of Senior Medium-Term Notes, Series K, Digital Return Barrier Notes due March 24, 2027, linked to the least performing of the S&P 500 Index and the Russell 2000 Index. These notes offer a fixed 11.10% digital return at maturity per $1,000 of principal if the worst-performing index finishes at or above 75% of its initial level.
If the least performing index closes below this 75% barrier, investors lose 1% of principal for each 1% decline and can lose their entire investment. The notes pay no periodic interest, will not be listed on any exchange, and all payments depend on the credit of Bank of Montreal. The price to the public is 100% of principal, with an agent’s commission of approximately 0.4966%, and an estimated initial value of $982.36 per $1,000 at pricing, reflecting structuring and hedging costs.
Bank of Montreal is offering US$1,910,000 of senior medium-term Autocallable Barrier Enhanced Return Notes linked to the S&P 500® Index, maturing on December 26, 2028. The notes offer 125.00% leveraged upside on any index gain at maturity if they are not called, but pay no coupons and are unsecured obligations.
The notes may be automatically redeemed on December 24, 2026 if the S&P 500® closes above 100.00% of its Initial Level of 6,834.50, in which case investors receive principal plus a US$92.00 Call Amount per US$1,000 (about 9.20% per annum) and no further participation. Capital is protected only down to a Barrier Level of 4,784.15 (70.00% of the Initial Level); below that, principal losses mirror the index decline and can reach 100%. The price to public is 100% of principal, with a 1.20% agent’s commission and an estimated initial value of US$976.33 per US$1,000.
Bank of Montreal is offering US$65,000 of structured barrier notes maturing in December 2028, linked to the worst performer of the NASDAQ‑100 Index and the iShares Semiconductor ETF. The notes provide 106.61% leveraged upside on any gain in the least performing reference asset. If that asset finishes below its initial level but stays at or above 70% of its initial level, investors receive a positive “absolute return” up to a maximum of $1,300 per $1,000 of principal (a 30% gain).
If the least performing asset falls below the 70% barrier, repayment is reduced dollar‑for‑dollar with the decline, and investors can lose their entire principal. The notes pay no interest, are unsecured senior obligations of Bank of Montreal, and will not be listed on any exchange. The price to the public is 100% of principal, including a 2.95% selling commission, and the bank’s estimated initial value is $941.21 per $1,000.
Bank of Montreal is offering US$2,025,000 of senior Digital Return Barrier Notes due December 26, 2028, linked to the S&P 500 and Russell 2000. These unsecured notes pay no interest and are designed to provide a fixed 25.55% digital gain at maturity if the worst-performing index (the “Least Performing Reference Asset”) finishes at or above 65% of its initial level.
If the Least Performing Reference Asset falls more than 35% from its initial level, repayment of principal is reduced one-for-one with the decline, so holders can lose up to 100% of their investment. The notes will not be listed, and their value and all payments depend on Bank of Montreal’s credit. The price to the public is 100% of principal, with a 0.15% selling commission and an estimated initial value of $990.15 per $1,000, reflecting embedded costs and hedging.
Bank of Montreal is offering US$1,268,000 of Senior Medium-Term Notes, Series K, linked to the S&P 500® Futures Excess Return Index, maturing on June 24, 2027. The notes provide 1-to-1 upside exposure to index gains but cap total return at 19.64%, or a maximum redemption of $1,196.40 per $1,000 of principal. If the index falls but stays above the 15% buffer (85% of the initial level), investors earn a positive “absolute return” up to a maximum downside redemption of $1,150.00. Below the buffer, principal is reduced 1% for each 1% additional decline, with losses up to 85.00% of principal.
The notes pay no interest, are not listed on any exchange, and all payments depend on the credit of Bank of Montreal. The price to the public is 100% of principal, with agent’s commission of 0.375% and proceeds to the issuer of 99.625%. The estimated initial value is $984.14 per $1,000, reflecting structuring and hedging costs and an internal funding rate below conventional debt spreads.
Bank of Montreal is offering $1,299,000 of Senior Medium-Term Notes, Series K, maturing on March 24, 2027, that are linked to the worst performer of the S&P 500® Index and the Russell 2000® Index. The notes pay a fixed 12.17% digital return at maturity per $1,000 of principal if the least performing index finishes at or above 75.00% of its initial level. If the least performing index falls more than 25.00% from its initial level, investors lose 1% of principal for each 1% decline and can lose their entire investment. The notes pay no periodic interest, are unsecured obligations subject to the credit risk of Bank of Montreal, are issued in $1,000 minimum denominations, and are not listed on any securities exchange. The public issue price is 100% of principal, including a 0.50% selling commission, and the estimated initial value is $991.11 per $1,000.
Bank of Montreal is offering US$1,786,000 of senior Medium-Term Notes, Series K, Capped Buffer Enhanced Return Notes linked to the S&P 500® Index, maturing on January 25, 2027. These notes provide 110% leveraged upside to the index, but gains are capped at a Maximum Redemption Amount of $1,094.40 per $1,000 of principal, a 9.44% maximum return. If the S&P 500® falls by up to 10% from the Initial Level of 6,834.50, investors receive their principal back at maturity. If it falls by more than 10%, principal is reduced 1% for each additional 1% decline, up to a maximum 90% loss. The notes pay no interest, will not be listed on an exchange, and are unsecured obligations subject to the credit risk of Bank of Montreal. The price to the public is 100% of principal, with a 1.93% selling commission and an estimated initial value of $977.22 per $1,000.
Bank of Montreal is issuing US$2,945,000 of Senior Medium-Term Notes, Series K Capped Buffer Enhanced Return Notes due June 24, 2027, linked to the S&P 500 Index. These notes offer 150% leveraged upside on any gain in the index, but total payment at maturity is capped at a Maximum Redemption Amount of $1,122 per $1,000 of principal, a 12.20% maximum return.
If the S&P 500 falls by up to 20% from the initial level of 6,834.50, investors receive their $1,000 principal at maturity. If it falls by more than 20%, the payoff is reduced by 1% of principal for every 1% additional decline, down to as little as $200 per $1,000, meaning up to an 80% loss of principal. The notes pay no interest, are not listed on an exchange, and all payments depend on Bank of Montreal’s credit. The price to public is 100% of principal, with an agent’s commission of 0.60% and an estimated initial value of $986.35 per $1,000.
Bank of Montreal is offering US$1,316,000 of Senior Medium-Term Notes, Series K Capped Buffer Enhanced Return Notes due January 25, 2027, linked to the NASDAQ-100 Index®. These notes provide 200% leveraged exposure to any positive index performance, but the total payoff is capped at a Maximum Redemption Amount of $1,115 per $1,000 of principal, an 11.50% maximum return.
If the index is flat or up at maturity, investors receive their principal plus leveraged gains, subject to this cap. If the index falls but not by more than 15% from the Initial Level of 25,346.18, investors receive only their $1,000 principal back. If the index declines more than 15%, repayment is reduced dollar-for-dollar beyond that buffer, with potential loss of up to 85% of principal.
The notes pay no interest, will not be listed on any exchange, and all payments depend on the credit of Bank of Montreal. The estimated initial value is $988.44 per $1,000, reflecting structuring and hedging costs, and the agent’s commission is approximately 0.4232% of the offering amount.
Bank of Montreal is issuing US$3,964,000 of Senior Medium-Term Notes, Series K, in the form of autocallable barrier notes with contingent coupons linked to the common stock of Amazon.com, Inc. (AMZN), maturing January 25, 2027. The notes pay a contingent monthly coupon of 0.8833% (approximately 10.60% per year), or $8.833 per $1,000, only if Amazon’s closing share price on the observation date is at or above the coupon barrier of $159.15, which is 70% of the initial level of $227.35.
Starting June 22, 2026, the notes will be automatically redeemed if Amazon’s share price on an observation date is at or above the initial level, returning principal plus the applicable coupon. If the notes are not called and Amazon’s final level on January 20, 2027 is at or above the $159.15 trigger level, investors receive full principal back plus any final coupon. If the final level is below the trigger, repayment is in Amazon shares (or cash equivalent) based on a physical delivery amount, and the value can be substantially less than principal, potentially down to zero.
The notes are unsecured obligations of Bank of Montreal, carry an estimated initial value of $972.33 per $1,000, and involve complex structural and tax risks highlighted in the accompanying prospectus documents.