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Bank of Montreal is issuing US$1,082,000 of Senior Medium-Term Notes, Series K, autocallable barrier notes with contingent coupons due March 24, 2027, linked to the common stock of Microsoft Corporation.
The notes pay a contingent coupon of 0.8675% per month (about 10.41% per year), only if Microsoft’s share price on each observation date is at or above a coupon barrier of $364.44, which is 75% of the $485.92 initial level. Starting June 18, 2026, if Microsoft closes above its initial level on an observation date, the notes are automatically redeemed at par plus the applicable coupon.
If the notes are not called and Microsoft’s final level is below the $364.44 trigger level on the valuation date, investors receive Microsoft shares (or cash equivalent) worth less than the principal, and this amount can be as low as zero. The estimated initial value is $985.41 per $1,000, and the notes are unsecured, unsubordinated obligations of Bank of Montreal with no deposit insurance.
Bank of Montreal is offering US$1,809,000 of Senior Medium-Term Notes, Series K, which are autocallable barrier notes with step-up call amounts due December 26, 2028, linked to the least performing of the S&P 500® Index and the Russell 2000® Index. The notes may be automatically redeemed starting December 24, 2026 if the closing level of each index is at or above its Call Level, paying back principal plus a call amount of $110, $220 or $330 per $1,000, representing returns of approximately 11.00% per annum. If the notes are not called, investors receive $1,000 per $1,000 note at maturity unless any index closes on the valuation date below its Trigger Level, set at 60.00% of its Initial Level (4,100.70 for SPX and 1,517.655 for RTY), in which case repayment is reduced in line with the loss of the worst-performing index and can be as low as zero. The price to the public is 100% of principal, with a 1.20% selling commission, and the estimated initial value is $982.16 per $1,000, reflecting hedging and issuance costs. The notes are unsecured obligations and involve significant market, credit and structural risks.
Bank of Montreal is offering US$830,000 of senior autocallable barrier notes due June 24, 2027, linked to the Class A common stock of Robinhood Markets, Inc. The notes pay a contingent coupon of 1.89% per month (about 22.68% per year) when Robinhood’s share price on an observation date is at or above the coupon barrier of $60.68, which is 50% of the initial level of $121.35.
Beginning June 18, 2026, the notes will be automatically redeemed if the stock closes above the initial level, returning principal plus the applicable coupon. If the notes are not called and Robinhood’s final stock price is at or above the $60.68 trigger level, investors receive full principal back. If the final price falls below the trigger, repayment is reduced one-for-one with the stock loss, and can be as low as zero. The estimated initial value is $975.50 per $1,000, reflecting dealer costs and hedging.
Bank of Montreal is offering US$300,000 of senior medium-term Autocallable Barrier Notes with Memory Coupons due December 27, 2027, linked to the least-performing of Ford, General Motors and Tesla common stock. The notes pay a contingent coupon of 2.00% per month (about 24.00% per year), or $20 per $1,000, but only if on each monthly observation date all three stocks are at or above their respective coupon barrier levels, set at 60.00% of their initial levels.
The notes can be automatically redeemed beginning March 24, 2026 if all three stocks are at or above their initial levels on an observation date, in which case investors receive principal plus any due coupons. If the notes are not called and any stock finishes below its 60.00% trigger level at maturity, repayment of principal is reduced in line with the worst-performing stock and could fall to zero. The estimated initial value is $973.96 per $1,000, reflecting structuring and hedging costs, and the notes are unsecured obligations of Bank of Montreal.
Bank of Montreal is issuing US$1,711,000 of Senior Medium‑Term Notes, Series K, callable barrier notes due December 31, 2027, linked to the least performing of the S&P 500 Index, the Russell 2000 Index and the Consumer Staples Select Sector SPDR ETF. These unsecured notes pay a contingent monthly coupon of 0.6917% (about 8.30% per year) only if each reference asset stays at or above its coupon barrier.
The coupon barriers and trigger levels are set at 60% of initial levels for each index/ETF. If any reference asset finishes below its trigger level at maturity and the notes have not been called, investors lose principal in line with the decline of the worst performer, potentially down to zero. Bank of Montreal may call the notes starting June 25, 2026, repaying principal plus any due coupon, and received approximately US$1,706,722.50 in proceeds after selling concessions.
Bank of Montreal is offering US$500,000 of Senior Medium-Term Notes, Series K, in the form of Autocallable Buffer Notes with Memory Coupons due December 27, 2027. The notes are linked to the least performing of the S&P 500 Index, NASDAQ-100 Index and Russell 2000 Index.
The notes pay a contingent quarterly coupon of 2.0275% (about 8.11% per year), but only if on each observation date all three indices are at or above 80% of their initial levels, with missed coupons potentially paid later under a memory feature. Starting December 22, 2026, the notes are automatically redeemed if all indices are at or above 100% of their initial levels, returning principal plus any due coupons.
At maturity, if not called and the worst-performing index has not fallen more than 20%, investors receive full principal; if it is below 80% of its initial level, principal is reduced 1% for each 1% decline beyond 20%, up to an 80% loss. The estimated initial value is $986.72 per $1,000, reflecting structuring and hedging costs, and the notes are unsecured obligations of Bank of Montreal.
Bank of Montreal is offering US$1,126,000 of Senior Medium-Term Notes, Series K, in the form of autocallable barrier notes with memory coupons due December 26, 2028. The notes are linked to the worst performance of Meta Platforms Class A (META), Alphabet Class C (GOOG) and NVIDIA (NVDA).
The notes pay a contingent coupon of 3.60% per quarter (approximately 14.40% per annum), or $36.00 per $1,000, but only if on an observation date each stock is at or above its coupon barrier, set at 50.00% of its initial level. Missed coupons can be paid later under a memory feature if the barriers are met on a future date.
Beginning December 22, 2026, the notes are automatically redeemed if each stock is at or above its initial level, returning principal plus any due coupons. If not called, principal repayment at maturity depends on the worst-performing stock. If any stock finishes below its 50.00% trigger level, investors lose principal in line with that stock’s decline, potentially down to zero. The notes are unsecured obligations, not insured deposits, and their estimated initial value is $967.30 per $1,000.
Bank of Montreal is offering US$1,565,000 of autocallable barrier notes due January 25, 2027, linked to CVS Health Corporation common stock. These senior unsecured medium-term notes can pay contingent monthly coupons of 0.94% (approximately 11.28% per year) if CVS closes on each observation date at or above a coupon barrier of $57.51, which is 74% of the initial level of $77.72.
Beginning June 22, 2026, the notes will be automatically redeemed if CVS closes above its initial level on an observation date, returning principal plus the applicable coupon. If the notes are not called and CVS finishes below the $57.51 trigger level on the valuation date, investors will receive CVS shares (or cash) worth less than the principal, potentially down to zero. The estimated initial value is $973.96 per $1,000, below the $1,000 price to the public, reflecting fees and hedging costs.
The notes are unsecured obligations of Bank of Montreal, are not bank deposits, and are not insured by U.S. or Canadian deposit insurance schemes. The filing highlights significant structural, market, and tax risks, and describes complex U.S. federal income tax treatment as pre-paid contingent income-bearing derivative contracts.
Bank of Montreal is issuing $1,990,000 of Senior Medium-Term Notes, Series K Digital Return Barrier Notes due January 25, 2027, linked to the least performing of the S&P 500 Index and the Russell 2000 Index. These unsecured notes pay no interest and are not insured by U.S. or Canadian deposit insurance schemes.
At maturity, investors receive $1,118.30 per $1,000 if the least performing index finishes at or above 85% of its initial level, reflecting an 11.83% Digital Return. If that index falls more than 15% from its initial level, principal is reduced 1% for each 1% decline, down to a possible total loss. The price to the public is 100% of principal, with a 1.93% agent’s commission, and the estimated initial value is $975.89 per $1,000, highlighting embedded offering and hedging costs and potential secondary-market discounts.
Bank of Montreal is offering US$946,000 of senior medium-term autocallable barrier notes due December 26, 2028, linked to the least-performing of Capital One Financial (COF), NVIDIA (NVDA) and CrowdStrike (CRWD). The notes pay a contingent coupon of 1.7525% per month (about 21.03% per year) only if all three stocks close on or above their coupon barriers, set at 70% of their initial levels.
Beginning in March 2026, the notes are automatically redeemed if each stock is above its call level of 85% of its initial level, returning principal plus the due coupon. If the notes are not called and any stock finishes below its trigger level (also 70% of its initial level), investors lose principal in line with the decline of the worst-performing stock, potentially down to zero. The notes are unsecured obligations of Bank of Montreal, have an estimated initial value of $959.54 per $1,000, and involve significant structural, market and tax risks.