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Bank of Montreal is offering US$50,000 of Senior Medium-Term Notes, Series K, in the form of autocallable barrier notes with contingent coupons due June 23, 2026. The notes are linked to the least performing of Intel Corporation common stock and Advanced Micro Devices, Inc. common stock.
The notes pay a contingent monthly coupon of 1.6667% (approximately 20.00% per annum), or $16.667 per $1,000, only if on each Observation Date both stocks close at or above their respective coupon barrier levels, set at 65.00% of their initial levels ($23.58 for INTC and $130.69 for AMD). Beginning March 18, 2026, if on any Observation Date both stocks are at or above their initial levels, the notes are automatically redeemed at par plus the applicable coupon.
If the notes are not called and, on the Valuation Date, either stock finishes below its trigger level (the same 65.00% barriers), investors receive shares or cash linked to the worst performer, which can be worth substantially less than the principal, down to zero. The estimated initial value is $964.11 per $1,000, less than the US$1,000 price, and the notes are unsecured, uninsured obligations of Bank of Montreal.
Bank of Montreal is offering senior unsecured market-linked notes tied to the worst-performing of Arista Networks and Meta Platforms stock, maturing on February 1, 2027. Each security has a $1,000 face amount and an original offering price of $1,000, with an estimated initial value of $987.30 per security (not less than $930.00 at pricing.
At maturity, if the worst-performing stock ends at or above 55% of its starting value, investors receive $1,000 plus a contingent fixed return of at least 17.50% ($175). If it ends below 55% of its starting value, repayment is reduced 1-for-1 with the decline in that stock, and investors can lose more than 45%, up to their entire principal. The notes pay no interest, are not insured, are not bail-inable, and all payments depend on Bank of Montreal’s credit. The securities will not be listed, and any secondary market is expected to be limited and dealer-driven.
Bank of Montreal is offering $11,900,000 of Senior Medium-Term Notes, Series K, redeemable fixed rate notes due December 23, 2030. Each note has a principal amount of $1,000 and pays fixed interest at 4.30% per annum, with semi-annual interest payments on June 23 and December 23, starting June 23, 2026. Unless redeemed earlier, investors receive $1,000 per note plus accrued interest at maturity.
Bank of Montreal may redeem all (but not part) of the notes on December 23, 2029 at 100% of principal plus accrued interest. The notes are unsecured obligations of Bank of Montreal, are not insured by any governmental agency, will not be listed on any securities exchange, and may have limited or no secondary market. They are bail-inable under the Canada Deposit Insurance Corporation Act and can be converted into common shares or varied or extinguished in a resolution event. The original issue price is $1,000 per note, with total underwriting discounts of $64,498 and net proceeds to Bank of Montreal of $11,835,502.
Bank of Montreal is offering $2,000,000 of Senior Medium-Term Notes, Series K, redeemable fixed rate notes due December 23, 2037. The notes pay fixed interest of 5.15% per year, with semi-annual payments each June 23 and December 23, beginning June 23, 2026, and a $1,000 repayment per note at maturity if they are not redeemed earlier.
Bank of Montreal may redeem the notes in whole, but not in part, at 100% of principal plus accrued interest on specified semi-annual dates from December 23, 2027 through June 23, 2037. The notes are unsecured, will not be listed on any exchange, are subject to Bank of Montreal’s credit risk and Canadian bail-in conversion powers, and will provide the bank with approximately $1,978,000 in proceeds after underwriting discounts.
Bank of Montreal is offering $1,500,000 of Senior Medium-Term Notes, Series K, redeemable fixed-rate notes due December 23, 2030. Each note has a $1,000 principal amount and pays fixed interest of 4.50% per year, with semi-annual payments each June 23 and December 23 starting June 23, 2026. Unless redeemed earlier, investors receive $1,000 per note plus accrued interest at maturity.
The notes are callable by Bank of Montreal at par plus accrued interest on specified optional redemption dates every June 23 and December 23 from December 23, 2027 through June 23, 2030. The notes are unsecured, not insured by any deposit insurer, will not be listed on an exchange, and are "bail-inable," meaning they can be converted into common shares or varied or extinguished under Canadian bank resolution powers. The original issue price is $1,000 per note, with an underwriting discount of $5.40 per note and total proceeds to Bank of Montreal of $1,491,900.
Bank of Montreal is offering senior unsecured market-linked notes due February 1, 2027 that are tied to the worst performer of the Nasdaq-100, Russell 2000 and S&P 500 indexes. Each security has a $1,000 face amount and original offering price of $1,000, with a contingent fixed return of at least 13% (at least $130) if, on the calculation day in January 2027, the lowest performing index is at or above its threshold value.
The threshold for each index is 79% of its starting level, giving a 21% cushion. If the lowest performing index finishes below its threshold, investors are fully exposed to its decline and can lose more than 21%, up to all of their principal. The notes pay no periodic interest, are not redeemable early, and will not be listed on any exchange.
These are senior unsecured obligations of Bank of Montreal, so all payments depend on the bank’s credit. The estimated initial value is $987.20 per security on the preliminary date and will not be less than $930 at pricing, versus a $1,000 offering price. Wells Fargo Securities acts as agent, earning up to $10.75 per security, with net proceeds to Bank of Montreal of $989.25 per security.
Bank of Montreal is offering Accelerated Return Notes linked to the Invesco S&P 500 Equal Weight ETF, maturing on February 26, 2027. The notes are senior unsecured debt, not insured by Canadian or U.S. deposit insurers, and all payments depend on BMO’s credit.
Each unit has a $10 principal amount and offers a 300% participation rate in any gain of the ETF, up to a capped value of $11.206 per unit, a maximum return of 12.06%. If the ETF is flat at maturity, investors receive $10; if it falls, principal is lost one-for-one and can drop to zero. The public offering price is $10.00 per unit, with an initial estimated value of $9.72 after reflecting a $0.175 underwriting discount and a $0.05 hedging-related charge, meaning investors pay more than the bank’s estimated economic value.
Bank of Montreal is offering Capped Leveraged Index Return Notes linked to the Invesco S&P 500 Equal Weight ETF, with a $10 principal amount per unit and a total public offering of $14,211,640. The notes mature on December 31, 2027 and provide 200% leveraged exposure to gains in the ETF, but returns are capped at a maximum redemption value of $11.611 per unit, a 16.11% upside limit. If the ETF’s ending value is at or above 90% of its starting value of $192.18, investors receive at least their principal back; below that threshold, principal losses apply. The notes pay no interest, do not pass through dividends, are unsecured senior debt subject to BMO’s credit risk, and are not listed on any exchange. The initial estimated value is $9.65 per unit, below the $10 offering price, reflecting underwriting discounts, a $0.05 per unit hedging charge, and BMO’s internal funding rate.
Bank of Montreal is offering Capped Notes with an Absolute Return Buffer linked to the Russell 2000® Index, at $10 per unit, for total public offering proceeds of about $17.1 million. The notes mature on February 26, 2027 and pay a 1‑to‑1 return on Index gains up to a Capped Value of $11.20 per unit, a maximum return of 12% over principal.
If the Index ending level is below the starting level but at or above 89.95% of the Starting Value, investors receive a positive “absolute” return matching the Index’s percentage decline. Below that threshold, principal is exposed to losses, which can be substantial. Payments depend entirely on Index performance and BMO’s credit, and the notes will not be listed on any exchange.
Bank of Montreal is offering $1,882,000 of Senior Medium-Term Notes, Series K, redeemable fixed-rate notes due December 23, 2030. The notes pay interest at a fixed rate of 4.60% per annum, with semi-annual payments each June 23 and December 23, starting June 23, 2026. Each note has a $1,000 principal amount, to be repaid in cash at maturity unless the bank redeems earlier.
Bank of Montreal may redeem the notes in whole, but not in part, at 100% of principal plus accrued interest on specified optional redemption dates from December 23, 2026 through June 23, 2030. The notes are unsecured, subject to the bank’s credit risk, and are bail-inable under Canadian law, meaning they can be converted into common shares or varied or extinguished in a resolution scenario. They will not be listed on any securities exchange, and buyers may face limited or no secondary market liquidity.