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Bank of Montreal is offering US$2,614,000 of Senior Medium-Term Notes, Series K, autocallable barrier notes with contingent coupons due January 19, 2027, linked to the common stock of Target Corporation.
The notes have an Initial Level of $97.67 for Target stock and may pay monthly contingent coupons at 0.9808% (about 11.77% per year) if, on each Observation Date, the stock closes at or above the Coupon Barrier Level of $58.60, which is 60% of the Initial Level. Beginning June 16, 2026, if the stock closes above the Call Level (100% of the Initial Level) on an Observation Date, the notes are automatically redeemed at par plus the applicable coupon.
If the notes are not called and Target’s Final Level on the Valuation Date is at or above the Trigger Level of $58.60, investors receive their $1,000 principal per note plus any final coupon. If the Final Level is below the Trigger Level, investors receive shares (or cash) worth less than the principal, and repayment can be significantly reduced, including the risk of a total loss. The estimated initial value is $986.96 per $1,000 principal amount.
Bank of Montreal is offering US$500,000 of Senior Medium-Term Notes, Series K, structured as Autocallable Barrier Notes with Memory Coupons due December 19, 2028, linked to the Class A common stock of Roblox Corporation.
The notes pay a contingent coupon at a rate of 1.45% per month (approximately 17.40% per annum), or $14.50 per $1,000, only if on an Observation Date the Roblox share price is at or above the coupon barrier of $59.40, which is 60% of the $99.00 initial level. Missed coupons can be paid later under the memory feature if the barrier is subsequently met.
Beginning June 16, 2026, the notes are automatically redeemed if the stock closes above the initial level, returning principal plus any due coupons. If not called, and Roblox closes below the $49.50 trigger level (50% of the initial level) on the valuation date, investors take a loss matching the stock’s percentage decline, up to a total loss of principal. The estimated initial value is $984.00 per $1,000.
Bank of Montreal is offering $2,359,000 of Capped Buffer Enhanced Return Notes linked to the iShares MSCI EAFE ETF. These senior unsecured notes run from December 2025 to December 2027 and pay no interest. At maturity, if the ETF is at or above its initial level of $94.92, holders receive 150% of the ETF’s gain, but the total return is capped at 26.20%, for a maximum payment of $1,262 per $1,000 note.
If the ETF falls but stays within a 15% buffer (down to $80.68), investors simply receive back the $1,000 principal. Below that buffer, principal is reduced 1% for each additional 1% decline, with up to 85% of principal at risk if the ETF goes to zero. The notes are not listed, do not provide ETF dividends, and all payments depend on Bank of Montreal’s credit. The initial estimated value is $995.25 per $1,000, reflecting offering and hedging costs.
Bank of Montreal is offering US$650,000 of senior medium-term Autocallable Buffer Notes due June 21, 2027, linked to FedEx (FDX) and UPS Class B (UPS). The notes pay a contingent monthly coupon of 0.8167% (about 9.80% per year), or $8.167 per $1,000, only if on each observation date both stocks close at or above their coupon barrier levels, set at 70% of their initial levels.
Starting March 18, 2026, the notes are automatically redeemed if both stocks are at or above their initial levels, returning principal plus the applicable coupon. If the notes are not called and the least performing stock has fallen by more than 30% at maturity, investors receive shares or cash tied to that stock’s performance and can lose up to 70% of principal. The estimated initial value is $986.34 per $1,000.
Bank of Montreal is offering US$1,385,000 of Senior Medium-Term Notes, Series K, autocallable barrier notes with memory coupons due December 19, 2028. The notes are linked to the least performing of Chevron (CVX), EOG Resources (EOG) and Exxon Mobil (XOM).
Investors may receive monthly contingent coupons at 0.8958% (about 10.75% per year, but only if each stock closes on or above its coupon barrier, set at 60% of its initial level. Missed coupons can be paid later under the memory feature if barriers are later met.
Beginning June 16, 2026, the notes are automatically redeemed if each stock is at or above its initial level, returning principal plus any due coupons. If not called, investors get full principal at maturity only if no trigger event occurs; if any stock finishes below its 60% trigger level, repayment is reduced in line with the loss on the worst stock and can be zero. The notes are unsecured obligations, and the estimated initial value is $974.73 per $1,000 of principal.
Bank of Montreal is offering US$635,000 of senior medium-term Capped Enhanced Return Notes due January 19, 2027, linked to the Utilities Select Sector SPDR Fund (XLU). The notes provide 300% leveraged upside on any increase in XLU from the Initial Level of $43.04, but gains are capped at a Maximum Redemption Amount of $1,182.30 per $1,000 in principal (an 18.23% maximum return).
If the fund’s Final Level is below its Initial Level, investors lose 1% of principal for each 1% decline and can lose their entire investment. The notes pay no interest, are unsecured obligations of Bank of Montreal, and will not be listed on any exchange. They are issued in $1,000 denominations, with a price to public of 100%, agent’s commission of 1.93%, and proceeds to Bank of Montreal of 98.07% of principal. The estimated initial value is $974.30 per $1,000, reflecting structuring and hedging costs and the bank’s internal funding rate.
Bank of Montreal is offering unsecured notes linked to the S&P 500® Index with a $1,000 principal amount per note. The notes pay no interest and are designed to be held to maturity, with the determination date expected 26–29 months after the trade date and payment on the second business day after that.
If the final S&P 500® level is at least 85.00% of the initial level, investors receive a fixed threshold settlement amount, expected to be between $1,159.40 and $1,187.50 per note. If the final level is below 85.00%, the payoff is reduced so that investors lose approximately 1.1765% of principal for every 1% the index falls below the threshold, and they can lose all of their investment.
The estimated initial value is expected to be between $969.00 and $999.00 per $1,000, below the original issue price, reflecting structuring and hedging costs. The notes will not be listed on any exchange, may have limited secondary liquidity, and all payments depend on the credit of Bank of Montreal. The U.S. and Canadian tax treatment is complex and uncertain, and investors are directed to detailed tax discussions.
Bank of Montreal is offering unsecured, MSCI EAFE Index®-linked notes with a total offering size of $2.033 million at $1,000 per note. The notes pay no interest and return at maturity depends on index performance from December 16, 2025 to February 2, 2028.
If the index rises, holders earn 160% of the index gain, capped at a maximum payment of $1,265.44 per $1,000 note. If the index falls up to 15%, principal is protected; below that buffer, investors lose about 1.1765% of principal for every 1% drop beyond 15%, and can lose all principal. The estimated initial value is $989.87 per $1,000 note, the notes are not listed, and all payments are subject to Bank of Montreal’s credit risk.
Bank of Montreal is offering senior unsecured market-linked notes that pay a fixed monthly coupon at a rate of at least 11.90% per year on a $1,000 face amount. The notes are linked to the worst performer among the common stock of Advanced Micro Devices, Inc., NextEra Energy, Inc. and the Class A common stock of Visa Inc. and may be automatically called monthly from April 2026 if the lowest performing stock is at or above 90% of its starting value.
If not called, the notes mature on December 31, 2027. At maturity, investors receive $1,000 per note if the lowest performing stock is at or above 50% of its starting value; otherwise they receive $1,000 multiplied by that stock’s performance factor, which can result in losing more than 50%, up to all, of principal. Investors do not participate in any stock price appreciation; total return is limited to coupon payments.
The estimated initial value is $970.60 per security on the preliminary date and will not be less than $920.00 at pricing. The notes are not bail-inable, are subject to Bank of Montreal’s credit risk, will not be listed on any exchange and may have limited or no secondary market. The U.S. tax treatment is uncertain and may be affected by future IRS or legislative actions.
Bank of Montreal is offering senior unsecured, market-linked notes that are auto-callable and pay fixed monthly coupons, linked to the worst performer of Advanced Micro Devices (AMD), NextEra Energy (NEE) and Visa Class A (V). Each security has a $1,000 face amount, with a coupon rate set on the pricing date at no less than 11.35% per annum, paid monthly.
The notes can be automatically called monthly from April 2026 to December 2026 if the lowest performing stock is at or above 90% of its starting value on a call date, in which case investors receive $1,000 plus a final coupon and the notes terminate. If never called, at maturity on December 31, 2026 investors receive $1,000 per security if the lowest stock is at or above 50% of its starting value; if it is below 50%, repayment is reduced in proportion to that stock’s decline, and investors can lose most or all principal. Any upside is limited to coupons.
The estimated initial value on the preliminary date is $974.00 per security (and will not be less than $920.00 at pricing) versus a $1,000 offering price, reflecting structuring and hedging costs and dealer compensation, including up to $15.75 per security in agent discount. The notes are unsecured obligations of Bank of Montreal, not insured by any government agency, are not expected to be listed, and involve complex and uncertain U.S. tax treatment.