Welcome to our dedicated page for BANK OF MONTREAL /CAN/ SEC filings (Ticker: BERZ), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Our SEC filing database is enhanced with expert analysis from Rhea-AI, providing insights into the potential impact of each filing on BANK OF MONTREAL /CAN/'s stock performance. Each filing includes a concise AI-generated summary, sentiment and impact scores, and end-of-day stock performance data showing the actual market reaction. Navigate easily through different filing types including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, proxy statements (DEF 14A), and Form 4 insider trading disclosures.
Designed for fundamental investors and regulatory compliance professionals, our page simplifies access to critical SEC filings. By combining real-time EDGAR feed updates, Rhea-AI's analytical insights, and historical stock performance data, we provide comprehensive visibility into BANK OF MONTREAL /CAN/'s regulatory disclosures and financial reporting.
Bank of Montreal is offering US$203,000 of Senior Medium‑Term Notes, Series K, autocallable barrier enhanced return notes due December 18, 2028, linked to Palantir Technologies Inc. Class A stock. The notes offer 150% leveraged upside on any positive stock return if not called, a potential automatic call on December 21, 2026 at 100% of the initial level with a US$278.50 call amount per US$1,000 note (about 27.85% per year), and a 60% downside barrier at US$109.95. If the stock falls more than 40% from the US$183.25 initial level and the barrier is breached, principal is lost one‑for‑one and can be wiped out. The notes pay no interest, are unsecured obligations subject to Bank of Montreal’s credit risk, are not exchange‑listed, and were sold at 100% of face value with an estimated initial value of US$925.84 per US$1,000.
Bank of Montreal is offering US$2,901,000 of senior Medium-Term Notes, Series K, maturing on January 19, 2027, whose payoff is linked to the shares of the SPDR® Gold Trust (GLD). The notes provide 300% leveraged upside on any increase in GLD from the Initial Level of $395.80, but gains are capped by a Maximum Return of 18.91%, so the maximum payment at maturity is $1,189.10 per $1,000 of principal.
If GLD finishes below its Initial Level on the valuation date, investors lose 1% of principal for each 1% decline, with the potential to lose their entire investment. The notes pay no interest, are unsecured obligations of Bank of Montreal, will not be listed on any exchange, and all payments are subject to the bank’s credit risk. The price to the public is 100% of principal, including a 1.93% agent’s commission, while the bank’s estimated initial value is $973.51 per $1,000, reflecting embedded costs and hedging.
Bank of Montreal is issuing US$1,045,000 of senior medium‑term Autocallable Barrier Notes due December 20, 2027, linked to the common stock of Amazon.com, Inc. The notes pay a contingent coupon of 0.775% per month (about 9.30% per year), or $7.75 per $1,000, only if on each monthly observation date Amazon’s share price is at or above the coupon barrier of $144.65, which is 65% of the $222.54 initial level.
Starting March 17, 2026, the notes are automatically redeemed if Amazon closes above its initial level, returning principal plus that month’s coupon. If the notes are not called and Amazon finishes at or above the $144.65 trigger on the December 15, 2027 valuation date, investors receive full principal. If it finishes below the trigger, repayment is reduced one‑for‑one with the stock’s decline and can fall to zero. The notes are unsecured obligations, and their estimated initial value is $968.12 per $1,000.
Bank of Montreal is offering US$1,670,000 of Senior Medium-Term Notes, Series K, linked to the common stock of Palo Alto Networks, Inc. The notes are autocallable barrier notes with contingent coupons of 2.54% per quarter (approximately 10.16% per year) if the stock closes on each observation date at or above the coupon barrier of $120.82, which is 65% of the initial level of $185.88.
Beginning March 13, 2026, the notes will be automatically redeemed if the stock closes above the initial level, returning principal plus the applicable coupon. If not called, and if on the valuation date the stock is at or above the $120.82 trigger level, investors receive full principal back at maturity on December 18, 2028, plus any final coupon. If the final stock level is below the trigger, repayment is reduced one-for-one with the stock’s loss and can fall to zero.
The notes are unsecured obligations of Bank of Montreal, offer only cash settlement, and had an estimated initial value of $966.15 per $1,000, reflecting structuring and hedge costs.
Bank of Montreal is offering US$104,000 of senior autocallable barrier enhanced return notes due December 18, 2028, linked to Tesla, Inc. common stock. The notes pay no interest and may be automatically redeemed on December 21, 2026 if Tesla’s stock closes above 100% of its initial level of $475.31, in which case investors receive principal plus a call amount of $231.50 per $1,000 (about 23.15% per year) and no further upside. If the notes are not called, gains above the initial level are multiplied by a 150% upside leverage factor at maturity. Protection is limited by a barrier level of $285.19 (60% of the initial level); if Tesla finishes below this barrier, investors lose 1% of principal for each 1% decline, up to a total loss. The estimated initial value is $920.97 per $1,000, and all payments depend on Bank of Montreal’s credit.
Bank of Montreal is issuing US$655,000 of senior medium-term Autocallable Barrier Notes due December 18, 2028, linked to the common stock of Axon Enterprise, Inc. The notes pay a contingent coupon of 3.875% per quarter (about 15.50% per year) only if Axon’s closing level on each observation date is at or above the coupon barrier of $338.57, which is 60% of the initial level of $564.28.
Starting June 15, 2026, the notes are automatically redeemed if Axon’s level is at or above 100% of the initial level on an observation date, returning principal plus the due coupon. If the notes are not called and Axon’s final level on the valuation date is below the same $338.57 trigger level, investors lose principal in line with the stock’s decline and could receive nothing. The estimated initial value is $966.67 per $1,000 note, and the notes are unsecured obligations of Bank of Montreal, not insured by any deposit insurance agency.
Bank of Montreal is offering $2,538,000 of Senior Medium-Term Notes, Series K, redeemable fixed rate notes due December 18, 2035. Each Note has a $1,000 principal amount and pays fixed interest at 4.87% per annum, with semi-annual interest payments on June 18 and December 18, starting June 18, 2026.
The Notes are callable at Bank of Montreal’s option, in whole but not in part, at 100% of principal plus accrued interest on each June 18 and December 18 from December 18, 2027 through June 18, 2035. They are unsecured, not listed on any securities exchange, and subject to the issuer’s credit risk and Canadian bail-in powers, which may convert the Notes into common shares or extinguish them under the CDIC Act. The offering price is $1,000 per Note, with proceeds to Bank of Montreal of $990 per Note, or $2,512,620 in total after a $25,380 underwriting discount.
Bank of Montreal is offering $20,000,000 of Senior Medium-Term Notes, Series K, redeemable fixed rate notes due December 18, 2037. Each note has a principal amount of $1,000 and pays fixed interest of 5.15% per annum, with semi-annual payments on June 18 and December 18, starting June 18, 2026.
The notes are callable at Bank of Montreal’s option at par plus accrued interest on each June 18 and December 18 from December 18, 2030 through June 18, 2037. They are unsecured obligations, not insured by any government agency, and are subject to Canadian bail-in powers, meaning they can be converted into Bank of Montreal common shares or varied or extinguished under the Canada Deposit Insurance Corporation Act.
The original issue price is $1,000 per note, including a $5 underwriting discount, resulting in proceeds to Bank of Montreal of $995 per note, or $19,900,000 in total. The notes will not be listed on any securities exchange, and any secondary market is expected to be limited.
Bank of Montreal is issuing $3,678,000 of Senior Medium-Term Notes, Series K, redeemable fixed-rate notes due December 18, 2028. Each Note has a $1,000 principal amount, pays fixed interest at 4.10% per annum, and makes semi-annual interest payments on June 18 and December 18, starting June 18, 2026.
The Notes may be redeemed by Bank of Montreal, in whole but not in part, at 100% of principal plus accrued interest on optional redemption dates every June 18 and December 18 from December 18, 2026 through June 18, 2028. The Notes are unsecured, bail-inable obligations subject to Canadian bank resolution powers, are not insured by any government agency, and will not be listed on any securities exchange.
The original issue price is $1,000 per Note, with an underwriting discount of $3.60 per Note. Total proceeds to Bank of Montreal are $3,667,260.24 after an underwriting discount of $10,739.76.
Bank of Montreal is issuing $9,672,000 of Senior Medium-Term Notes, Series K, which are redeemable fixed-rate notes maturing on December 18, 2030. Each note has a $1,000 principal amount and pays interest at a fixed rate of 4.40% per annum, with semi-annual interest payments on June 18 and December 18, starting June 18, 2026.
The notes are callable by Bank of Montreal at 100% of principal plus accrued interest on each June 18 and December 18 from December 18, 2026 through June 18, 2030. They are unsecured obligations of Bank of Montreal, are not insured by any government agency, and will not be listed on any securities exchange, so liquidity may be limited. The notes are bail-inable under the Canada Deposit Insurance Corporation Act, meaning they may be converted into common shares of Bank of Montreal or its affiliates or varied or extinguished in a resolution scenario. The bank expects to receive proceeds of $9,623,640 after a $48,360 underwriting discount.