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Bank of Montreal is issuing US$4,254,000 of Senior Medium-Term Notes, Series K, that are autocallable barrier notes with contingent coupons due December 16, 2027, linked to Carrier Global Corporation common stock. The notes have an Initial Level of $52.94 for CARR, a Coupon Barrier and Trigger Level of $31.76 (60% of the Initial Level), and pay a contingent coupon of 2.955% per quarter (about 11.82% per year) when the stock closes at or above the Coupon Barrier on scheduled observation dates.
Beginning June 12, 2026, if the stock closes above the Call Level (100% of the Initial Level) on an observation date, the notes are automatically redeemed at par plus any due coupon, ending further payments. If the notes are not called and the stock finishes below the Trigger Level at maturity, investors receive a reduced amount based on the stock’s percentage change, which can be zero, so principal is at risk. The notes are unsecured obligations of Bank of Montreal, with an estimated initial value of $981.04 per $1,000 principal amount on the pricing date.
Bank of Montreal is issuing US$2.7 million of senior medium-term autocallable barrier notes linked to the common stock of Netflix, Inc. The notes pay a contingent coupon of 2.25% per quarter (about 9.00% per year), but only if Netflix’s closing share price on each observation date is at or above the coupon barrier of $47.05, which is 50.00% of the initial level of $94.09. Missed coupons can be paid later under a “memory” feature if the barrier is later met.
The notes can be automatically redeemed starting in June 2026 if Netflix’s share price is above its initial level on an observation date, returning principal plus any due coupons. If the notes are not called and Netflix finishes at or above the trigger level of $47.05 on the December 13, 2028 valuation date, investors receive full principal back. If a trigger event occurs and Netflix ends below this level, the maturity payment is reduced one-for-one with the stock’s percentage loss and can fall to zero. The estimated initial value is $971.09 per $1,000 in principal.
Bank of Montreal is offering US$1,600,000 of Senior Medium-Term Notes, Series K, structured as autocallable barrier notes with contingent coupons due December 18, 2028. The notes are linked to the least performing of the S&P 500®, EURO STOXX 50® and Russell 2000® indices.
Investors can receive contingent coupons at a rate of 2.20% per quarter (about 8.80% per year) when, on an observation date, each index closes at or above 70% of its initial level. From June 15, 2026, if all three indices are at or above their initial levels on an observation date, the notes are automatically redeemed at par plus the coupon.
If the notes are not called and any index finishes below its 70% trigger level on the valuation date, repayment of principal is reduced in line with the decline of the worst-performing index, and could fall to zero. The notes are unsecured obligations of Bank of Montreal, have an estimated initial value of $969.36 per $1,000 face amount, and are not insured by any government agency.
Bank of Montreal is offering US$4,372,000 of senior medium-term autocallable barrier notes due December 18, 2028, linked to the S&P 500®, EURO STOXX 50® and Russell 2000® indices. The notes pay a contingent coupon of 2.45% per quarter (about 9.80% per year) only if, on each observation date, all three indices are at or above their coupon barrier levels, set at 75% of their initial levels. Starting June 15, 2026, the notes are automatically redeemed if all indices are at or above 100% of their initial levels, returning principal plus the coupon for that date.
If the notes are not called and, on the valuation date, any index closes below its 75% trigger level, investors lose principal in proportion to the decline of the worst-performing index, and the repayment can be zero. The notes are unsecured obligations of Bank of Montreal and are not insured by any government agency. The estimated initial value is $968.49 per $1,000 of principal, reflecting structuring and hedging costs, and the issuer expects U.S. holders to treat the notes as pre-paid contingent income-bearing derivative contracts for tax purposes.
Bank of Montreal is offering US$1,000,000 of senior medium-term autocallable barrier notes with memory coupons, due December 18, 2028, linked to the common stock of Netflix, Inc. and Broadcom Inc. Holders can receive contingent coupons of 1.625% per month (about 19.50% per year), paying US$16.25 per US$1,000, whenever both stocks close at or above their coupon barriers, set at 70% of their initial levels.
Beginning June 15, 2026, the notes are automatically redeemed at par plus any due coupons if both stocks are at or above their initial levels. If not redeemed early, repayment at maturity depends on the worst-performing stock: full principal is returned if its final level stays at or above a 50% trigger level, but principal is reduced one-for-one with its loss below that level and can fall to zero. The notes are unsecured obligations, not insured deposits, and have an estimated initial value of US$972.28 per US$1,000, reflecting structuring and hedging costs and the complex risk profile.
Bank of Montreal is offering $2,166,000 of senior autocallable barrier notes linked to Uber Technologies, Inc. common stock. These three-year notes, due December 18, 2028, pay a contingent coupon of 2.75% per quarter (about 11.00% per year) for each $1,000 in principal, but only if Uber’s closing share price on an observation date is at or above the coupon barrier.
The initial level is $85.11, with both the coupon barrier and trigger level set at $51.07, which is 60.00% of the initial level. Starting March 13, 2026, the notes are automatically redeemed if Uber closes above the call level, which is 100% of the initial level, returning principal plus any due coupon.
If the notes are not called and Uber’s final level is below the trigger level, investors lose principal on a 1-to-1 basis with Uber’s percentage decline, and the payment at maturity can be zero. The estimated initial value is $969.26 per $1,000, reflecting structuring and hedging costs, and the agent’s commission is 2.00% of principal.
Bank of Montreal is offering US$1,000,000 of Senior Medium‑Term Notes, Series K, autocallable barrier notes with memory coupons due March 17, 2027. The notes are linked to the least performing of the S&P 500 Index, NASDAQ‑100 Index and Russell 2000 Index and pay a contingent monthly coupon of 0.9667% (about 11.60% per year) only if each index closes at or above its coupon barrier level.
Investors may receive missed coupons later under the memory feature if the barriers are subsequently met. The notes can be automatically redeemed starting June 12, 2026 if all indices are at or above their initial levels, returning principal plus any due coupons. If not called and any index ever closes below its trigger level and then finishes below its initial level at maturity, principal is reduced in line with the loss on the worst index and can be fully lost. The estimated initial value is $990.13 per $1,000 principal, and the notes are unsecured obligations of Bank of Montreal.
Bank of Montreal is offering US$2,555,000 of Senior Medium-Term Notes, Series K, autocallable buffer enhanced return notes due December 18, 2028, linked to the least performing of the Russell 2000 Index and the S&P 500 Index. The notes pay no interest and are unsecured obligations of Bank of Montreal, sold in $1,000 denominations and not listed on any exchange.
On December 18, 2026, if the least performing index is above 100% of its initial level, the notes are automatically redeemed at par plus a call amount of $145 per $1,000, which equals about 14.5% per year. If the notes are not called and the least performing index finishes at or above its initial level, investors receive principal plus 125% of any index gain; if it is between 80% and 100% of its initial level, principal is returned with no gain.
If the least performing index closes below 80% of its initial level at maturity, repayment is reduced 1% for each 1% decline beyond the 20% buffer, with losses up to 80% of principal. The estimated initial value is $987.99 per $1,000, reflecting offering and hedging costs, and all payments depend on Bank of Montreal’s credit.
Bank of Montreal is offering US$2,806,000 of Senior Medium-Term Notes, Series K, autocallable buffer enhanced return notes due December 18, 2028, linked to the least performing of the Russell 2000® Index and the S&P 500® Index. The notes pay no interest and are unsecured obligations of Bank of Montreal.
On December 18, 2026, if the closing level of the least performing index is above 100.00% of its Initial Level, the notes are automatically redeemed and investors receive their principal plus a Call Amount of $110.00 per $1,000 in principal, representing a return of approximately 11.00% per annum, with no further upside participation. If the notes are not called and the least performing index finishes at or above its Initial Level on the Valuation Date, investors receive principal plus 125.00% of any positive index performance.
If the least performing index declines but remains at or above 80.00% of its Initial Level, investors receive only their $1,000 principal per note. If it falls below 80.00%, repayment is reduced 1% for each 1% decline beyond this 20.00% buffer, with up to 80.00% of principal potentially lost. The estimated initial value is $969.38 per $1,000, and the notes will not be listed on any securities exchange.
Bank of Montreal is offering US$220,000 of senior market-linked notes due June 17, 2031 that are tied to the S&P 500® Index. These unsecured notes give investors 1-to-1 upside exposure to any increase in the index, but gains are capped at a Maximum Redemption Amount of $1,382.50 per $1,000 of principal, equal to a 38.25% maximum return over the term.
If the S&P 500® Final Level is at or below its Initial Level of 6,827.41 on the June 12, 2031 valuation date, investors receive only their principal back at maturity, with no additional return. The notes pay no periodic interest, will not be listed on any exchange, and all payments depend on the credit of Bank of Montreal.
The price to the public is 100% of principal, with a 3.00% agent commission and 97.00% of proceeds to Bank of Montreal. The bank’s estimated initial value is $941.62 per $1,000, reflecting embedded costs, hedging and funding assumptions. Investors also face potential illiquidity, tax complexity under contingent payment debt rules, and structural risks outlined in the risk sections.