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Bank of Montreal is issuing US$596,000 of senior market-linked notes due June 17, 2030, tied to the S&P 500® Index. The notes offer 1-to-1 upside exposure to index gains, but any payoff is capped at a Maximum Redemption Amount of $1,362.50 per $1,000 of principal, a maximum return of 36.25%.
If the index finishes at or below its Initial Level of 6,827.41 on the June 12, 2030 valuation date, investors receive only their $1,000 principal, with no upside. The notes pay no periodic interest and will not be listed on any exchange, and BMOCM is expected to make a secondary market only on a discretionary basis.
All payments depend on the credit of Bank of Montreal. The initial estimated value is $976.58 per $1,000, reflecting structuring and hedging costs, and U.S. holders are expected to be taxed under contingent payment debt instrument rules, recognizing ordinary income over the life of the notes.
Bank of Montreal is offering $1,075,000 of Senior Medium-Term Notes, Series K, structured as Autocallable Barrier Notes with Contingent Coupons due December 18, 2028, linked to the least performing of Apple Inc. and Amazon.com, Inc. common stock. The notes pay a contingent coupon of 2.9375% per quarter (about 11.75% per year) only if, on each observation date, both stocks close at or above their coupon barrier levels, set at 60% of their initial levels ($166.97 for AAPL and $135.71 for AMZN).
Beginning March 13, 2026, the notes are automatically redeemed if both stocks are at or above their initial levels, returning principal plus the applicable coupon. If the notes are not called and any stock finishes below its trigger level (also 60% of its initial level) on the valuation date, investors lose principal in proportion to the decline of the worst-performing stock, and could receive nothing at maturity. The estimated initial value is $969.59 per $1,000, below the $1,000 issue price, reflecting fees and hedging costs, and the notes are unsecured obligations of Bank of Montreal with significant structural and market risks.
Bank of Montreal is issuing US$1,307,000 of Senior Medium-Term Notes, Series K, barrier notes due September 17, 2027, linked to the least performing of the Russell 2000® Index and the S&P 500® Index. The notes pay a fixed coupon of 0.6167% per month (approximately 7.40% per annum), or $6.167 per $1,000 in principal, with monthly payments on the 17th from January 17, 2026 to maturity.
At maturity, investors receive $1,000 per $1,000 in principal if no Trigger Event occurs. A Trigger Event happens if, on the valuation date, the final level of either index is below 70.00% of its initial level (1,786.020 for RTY and 4,779.19 for SPX). If a Trigger Event occurs, the maturity payment becomes $1,000 plus $1,000 times the percentage change of the least performing index, which can reduce principal and may be zero, though the final coupon is still paid. The estimated initial value is $988.45 per $1,000, reflecting hedging and issuance costs, and the notes are unsecured obligations not insured by any deposit insurer.
Bank of Montreal is offering US$1,123,000 of Senior Medium-Term Notes, Series K, that are autocallable barrier notes with contingent coupons due June 17, 2027, linked to the Class A subordinate voting shares of Shopify Inc. The notes pay a contingent coupon of 3.775% per quarter (about 15.10% per year), or $37.75 per $1,000, only if Shopify’s closing share price on an observation date is at or above the coupon barrier of $82.10, which is 50% of the $164.19 initial level.
Starting March 12, 2026, the notes will be automatically redeemed if Shopify closes above the initial level on an observation date, returning principal plus the applicable coupon. If the notes are not called and Shopify’s final level on June 14, 2027 is at or above the $82.10 trigger, investors receive full principal back, plus any final coupon. If the final level is below the trigger, repayment is reduced in line with the percentage decline in Shopify’s price and can fall to zero.
The notes are unsecured obligations of Bank of Montreal, pay only cash (no Shopify shares), and have an estimated initial value of $972.36 per $1,000, reflecting structuring and hedging costs.
Bank of Montreal is offering US$1,366,000 of Senior Medium-Term Notes, Series K, in the form of autocallable barrier notes with contingent coupons due June 17, 2027, linked to the Class A common stock of Robinhood Markets, Inc. The notes pay a monthly contingent coupon of 1.9025% (about 22.83% per year), but only if on each observation date the Robinhood share price is at or above the coupon barrier of $59.75, which is 50% of the initial level of $119.50. Starting March 12, 2026, the notes will be automatically redeemed if the share price is at or above the initial level, returning principal plus the applicable coupon. If the notes are not called and the final share price on June 14, 2027 is below the $59.75 trigger, investors will lose principal in line with the stock’s percentage decline, and could lose their entire investment. The estimated initial value is $966.54 per $1,000, and the notes are unsecured obligations, not insured deposits.
Bank of Montreal is offering US$2,476,000 of Senior Medium-Term Notes, Series K, in the form of autocallable barrier notes linked to the common stock of Tesla, Inc. The notes pay a contingent coupon of 4.00% per quarter (about 16.00% per year) only if Tesla’s closing share price on each observation date is at or above the coupon barrier.
The Tesla initial level is set at $458.96, with both the coupon barrier and trigger level at $229.48, or 50% of the initial level. If on or after March 13, 2026 Tesla closes at or above the initial level on an observation date, the notes are automatically redeemed at par plus the applicable coupon. If the notes are not called and Tesla finishes below the trigger on the valuation date, investors lose principal in line with the share decline, potentially down to zero. The estimated initial value is $967.40 per $1,000 of principal.
Bank of Montreal is offering $1,518,000 of Senior Medium-Term Notes, Series K, redeemable fixed rate notes due December 17, 2032. The notes pay 4.65% per annum, with interest paid semi-annually on June 17 and December 17, starting June 17, 2026, on minimum denominations of $1,000 per note. Unless earlier redeemed, investors receive $1,000 per note plus accrued interest at maturity.
The notes are callable at par plus accrued interest, in whole but not in part, on semi-annual optional redemption dates from June 17, 2027 through June 17, 2032. They are unsecured obligations of Bank of Montreal, are bail-inable under the Canada Deposit Insurance Corporation Act, and will not be listed on any securities exchange. The original issue price is $1,000 per note, with an underwriting discount of $7 per note, resulting in issuer proceeds of $1,507,374.
Bank of Montreal is offering US$16,864,000 of senior Medium-Term Notes, Series K, in the form of Autocallable Barrier Notes with Memory Coupons due June 16, 2027, linked to the worst performer of Apple and Amazon stock. The notes pay a contingent coupon of 2.75% per quarter (about 11.00% per year), or $27.50 per $1,000, only if both stocks close at or above their coupon barrier on each observation date.
The coupon barrier and trigger for Apple are $166.82 and for Amazon $138.17, each 60.00% of the initial level. Starting March 11, 2026, if both stocks are at or above their initial levels on an observation date, the notes are automatically redeemed at par plus any due coupons. If not called and any stock finishes below its trigger, investors receive shares of the worst-performing stock (or cash equivalent) worth less than principal. The price to the public is 100% of principal, with a 1.50% agent’s commission, and the estimated initial value is $979.04 per $1,000.
Bank of Montreal is offering unsecured, market-linked senior notes tied to the Class A common stock of Twilio Inc. Each security has a $1,000 face amount, an original offering price of $1,000 and an estimated initial value of $964.21. The notes pay a 15.90% per annum contingent coupon, due quarterly, but only if Twilio’s closing value on each calculation day is at or above the coupon threshold of $79.752, which is 60% of the starting value of $132.92.
The notes are auto-callable from March 2026 through September 2028 if Twilio’s closing value on a calculation day is at or above the starting value, in which case investors receive the $1,000 face amount plus the final coupon and no further payments. If not called, at maturity in December 2028 investors receive $1,000 only if the ending value is at or above the downside threshold of $79.752; otherwise the principal is reduced in line with Twilio’s decline, with losses greater than 40% and up to all principal possible. The securities do not participate in any upside of Twilio beyond coupons, are not listed on an exchange, carry full credit risk of Bank of Montreal, and involve complex, uncertain U.S. and non-U.S. tax treatment, including potential 30% withholding on coupons for non-U.S. holders.
Bank of Montreal is offering US$16,864,000 of senior Medium-Term Notes, Series K, structured as autocallable barrier notes with memory coupons due June 16, 2027, linked to the least-performing of Apple and Amazon common stock. The notes pay a contingent coupon of 2.75% per quarter (about 11.00% per year), or $27.50 per $1,000, only if both stocks stay at or above preset coupon barrier levels equal to 60% of their initial prices.
If on or after March 11, 2026 both stocks are at or above their initial levels on an observation date, the notes are automatically redeemed at par plus any due coupons. If the notes are not called and, on the valuation date, either stock is below its 60% trigger level, investors receive shares (or cash) of the worst-performing stock worth less than the principal, and possibly zero, so principal is at risk. The estimated initial value is $979.04 per $1,000, below the issue price, reflecting fees and hedging costs.