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Bank of Montreal is offering unsecured Series K senior medium-term notes that are equity-linked and auto-callable, with contingent coupons and principal at risk. The notes are linked to the worst performer among the common stocks of Amazon.com, Inc. (AMZN), NVIDIA Corporation (NVDA) and UnitedHealth Group Incorporated (UNH) and are scheduled to mature on December 15, 2028, unless automatically called earlier.
Each security has a $1,000 face amount and original offering price of $1,000, with an estimated initial value of $958.57. Investors may receive a monthly contingent coupon at a 18.65% per annum rate, but only if, on the relevant calculation day, the lowest performing stock is at or above its coupon threshold, set at 60% of its starting value. Missed coupons can be recovered later via a “memory” feature if the condition is subsequently met.
If from March 2026 through November 2028 the lowest performing stock is at or above its starting value on a calculation day, the notes are automatically called at par plus the applicable coupon and any unpaid coupons. If the notes are not called and, on the final calculation day, the lowest performer is at or above its downside threshold (also 60% of starting value), investors receive the $1,000 face amount; if it is below that level, the maturity payment is reduced in line with the stock’s decline, and investors can lose more than 40%, up to their entire principal. Investors do not participate in any upside of the underliers and are fully exposed to Bank of Montreal’s credit risk.
Bank of Montreal is issuing senior unsecured market-linked notes tied to the worst performer of Amazon, Alphabet Class A, and NVIDIA, maturing on December 15, 2028. Each security has a $1,000 face amount and an original offering price of $1,000, with an estimated initial value of $961.21, reflecting offering and hedging costs.
The notes pay a quarterly contingent coupon at a 14.10% per annum rate only if the lowest-performing stock on the calculation day is at or above 50% of its starting value; missed coupons can be paid later via a memory feature. From June 2026, the notes are auto-callable if the worst stock is at or above its starting value, returning face value plus due coupons.
If not called, investors receive $1,000 at maturity only if the worst stock is at or above its 50% downside threshold; otherwise repayment is reduced in line with that stock’s decline, with losses potentially reaching 100% of principal. The notes carry full credit risk of Bank of Montreal, lack deposit insurance, may have limited secondary liquidity, and involve complex tax and market risks.
Bank of Montreal is offering senior Medium-Term Notes, Series K, which are fixed-rate, redeemable notes due December 23, 2030. Each Note has a $1,000 principal amount and pays fixed interest of 4.30% per annum, with semi-annual payments on June 23 and December 23 starting in 2026.
The Notes are callable at Bank of Montreal’s option, in whole but not in part, at 100% of principal plus accrued interest on December 23, 2029. They are unsecured obligations of the bank, are not insured by any deposit insurance agency, and will not be listed on any securities exchange, so liquidity may be limited.
The Notes are designated as bail-inable notes under the Canada Deposit Insurance Corporation Act, meaning they can be converted into common shares of Bank of Montreal or its affiliates, or varied or extinguished, in a bail-in conversion. Each holder is deemed to agree to these Canadian bail-in powers and related jurisdictional terms.
Bank of Montreal is offering unsecured notes linked to the S&P 500® Index that pay no interest and are designed to be held to maturity over an expected 27–30 month term. For each $1,000 note, investors get 150% of any positive S&P 500 return, but gains are capped by a maximum settlement amount expected to range from $1,230.55 to $1,271.05. If the index finishes between 85.00% and 100.00% of its initial level, investors receive back only the $1,000 principal. Below the 85.00% buffer level, principal losses increase at about 1.1765% for every 1% further decline, up to a total loss. The estimated initial value is expected between $969.00 and $999.00 per $1,000, the notes will not be listed on an exchange, and all payments depend on Bank of Montreal’s creditworthiness, with complex and uncertain U.S. tax treatment.
Bank of Montreal is offering unsecured, fixed-rate senior medium-term notes due December 18, 2037, with a principal amount of $1,000 per Note and a 5.15% annual interest rate. Interest is paid in cash in U.S. dollars semi-annually on June 18 and December 18, starting June 18, 2026, until maturity or earlier redemption. Unless previously redeemed, holders receive $1,000 per Note plus any accrued and unpaid interest at maturity.
The Notes are redeemable at Bank of Montreal’s option, in whole but not in part, at 100% of principal plus accrued interest on each June 18 and December 18 from December 18, 2030 through June 18, 2037. The Notes are bail-inable under the Canada Deposit Insurance Corporation Act, meaning they can be converted into common shares of Bank of Montreal or its affiliates, or varied or extinguished under Canadian bank resolution powers. They are not listed on any securities exchange, are subject to Bank of Montreal’s credit risk, and may have limited or no secondary market liquidity. The original issue price is $1,000 per Note, with a $7 underwriting discount and $993 in proceeds to Bank of Montreal per Note.
Bank of Montreal is offering senior medium-term notes that pay a fixed interest rate of 4.60% per year and are scheduled to mature on December 16, 2032. Each note has a $1,000 principal amount, with an original issue price of $1,000, a $15 underwriting discount and $985 in proceeds to Bank of Montreal per note.
Interest is paid in cash in U.S. dollars semi-annually on June 26 and December 26, starting June 26, 2026. The notes are redeemable at Bank of Montreal’s option, in whole but not in part, at 100% of principal plus accrued interest on semi-annual dates from June 26, 2027 through June 26, 2032.
The notes are unsecured obligations of Bank of Montreal, are not insured by any government agency and will not be listed on any securities exchange, so liquidity may be limited. They are bail-inable under the Canada Deposit Insurance Corporation Act, meaning they can be converted into common shares or varied or extinguished under Canadian bank resolution powers.
Bank of Montreal is offering senior, unsecured Market Linked Securities that are auto-callable and linked to the worst performer of Baidu ADS, Alphabet Class A, and Meta Class A, maturing on December 22, 2028. Each security has a $1,000 face amount and pays a quarterly contingent coupon at a rate to be set on the pricing date, expected to be at least 17.50% per year, but only if the lowest-performing stock on each observation date is at or above 60% of its starting value. If from June 2026 onward the lowest-performing stock is at or above its starting value on a calculation day, the notes are automatically called and repay $1,000 plus the due and any unpaid coupons. If the notes are not called and, at final observation, the lowest-performing stock is below 60% of its starting value, the maturity payment is reduced in line with that stock’s loss, and investors can lose most or all of principal. The estimated initial value on the preliminary date is $956.40 per $1,000, and all payments are subject to Bank of Montreal’s credit risk.
Bank of Montreal is offering auto-callable market-linked securities tied to the common stock of Super Micro Computer, Inc., each with a $1,000 face amount and an estimated initial value of $959.70 per security, not less than $920.00 at pricing. The notes pay a contingent coupon at a rate of at least 23.40% per year, but only for months when the stock closes at or above a coupon threshold set at 60% of the starting value, with missed coupons potentially paid later under a memory feature.
The notes can be automatically called on monthly dates from March 2026 through November 2028 if the stock closes at or above its starting value, in which case investors receive $1,000 plus the due coupon payments. If the notes are not called and the ending value is at or above the 60% downside threshold, investors receive $1,000 at maturity; if it is below that level, repayment follows the stock’s decline and investors can lose more than 40% and up to all of principal.
All payments depend on Bank of Montreal’s credit, the securities are unsecured and not insured by any government agency, there may be little or no secondary market, and the U.S. and Canadian tax treatment, including possible 30% withholding on coupons for many non-U.S. holders, involves significant uncertainty.
Bank of Montreal is issuing US$1,251,000 of Senior Medium-Term Notes, Series K, barrier notes due December 16, 2027, linked to the least performing of Salesforce common stock and the S&P 500® Index.
The notes pay monthly coupons at 0.7625% of principal (approximately 9.15% per year), so each coupon equals $7.625 for every $1,000 of principal.
At maturity, holders receive $1,000 per $1,000 of principal unless a trigger event occurs, which happens if either reference asset finishes below 60.00% of its initial level ($158.52 for Salesforce and 4,132.01 for the S&P 500) on the valuation date; in that case, repayment is reduced in proportion to the percentage decline of the worst performer and can fall to zero, although the final coupon is still paid.
The estimated initial value is $988.78 per $1,000, reflecting structuring and hedging costs, and the notes are unsecured, unsubordinated obligations of Bank of Montreal distributed through BMO Capital Markets, which receives a 0.40% selling commission, resulting in 99.60% of proceeds to the bank.
Bank of Montreal is offering $4,629,000 of senior medium-term autocallable barrier notes linked to Tesla, Inc. common stock. The notes pay a contingent coupon of 3.7625% per quarter (approximately 15.05% per year), or $37.625 per $1,000 of principal, but only if Tesla’s closing price on an observation date is at or above the coupon barrier of $223.45, which is 50.00% of the $446.89 initial level.
Beginning on June 15, 2026, if Tesla closes above the call level of 100% of the initial level on an observation date, the notes are automatically redeemed at par and any due contingent coupons are paid, ending further payments. If the notes are not called and Tesla finishes at or above the $223.45 trigger level on the valuation date in December 2028, investors receive their full $1,000 principal per note plus any due coupons; if Tesla finishes below the trigger, principal is reduced in line with Tesla’s percentage loss and can fall to zero.
The notes are unsecured obligations of Bank of Montreal and are not insured by U.S. or Canadian deposit insurance agencies. The estimated initial value is $970.63 per $1,000 of principal, below the $1,000 issue price, reflecting embedded costs, hedging and commissions, including a 1.50% selling commission and proceeds to the issuer of 98.50% of principal.