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Bank of Montreal is offering $2,594,000 of Senior Medium-Term Notes, Series K, redeemable fixed rate notes due November 26, 2030. Each note has a $1,000 principal amount and pays a fixed 4.40% annual interest rate, with semi-annual payments each May 26 and November 26 starting May 26, 2026. The notes may be redeemed by the bank at 100% of principal plus accrued interest on semi-annual call dates from November 26, 2026 through May 26, 2030.
The notes are unsecured, not insured by U.S. or Canadian deposit insurers, and are designated as Canadian bail-inable notes, meaning they can be converted into common shares or varied or extinguished under the Canada Deposit Insurance Corporation Act. The original issue price is $1,000 per note, with an underwriting discount of $5 per note, resulting in total proceeds to Bank of Montreal of $2,581,030. The notes will not be listed on any securities exchange, and investors face interest rate, credit, liquidity and potential dealer conflict-of-interest risks.
Bank of Montreal is offering $3,488,000 of Senior Medium-Term Notes, Series K, redeemable fixed rate notes due November 12, 2032. Each Note has a $1,000 principal amount and pays a fixed interest rate of 4.60% per annum, with interest paid semi-annually on May 26 and November 26, starting May 26, 2026.
Unless earlier redeemed, investors receive $1,000 per Note plus accrued interest at maturity. Bank of Montreal may redeem the Notes, in whole but not in part, at 100% of principal plus accrued interest on optional redemption dates every May 26 and November 26 from May 26, 2027 through May 26, 2032. The Notes are unsecured, not insured by any deposit insurance agency, will not be listed on any securities exchange, and are bail-inable under the Canada Deposit Insurance Corporation Act, meaning they can be converted into common shares or varied or extinguished under Canadian bank resolution powers.
Bank of Montreal is offering $4,455,000 of Senior Medium-Term Notes, Series K, redeemable fixed rate notes due November 13, 2028. Each Note has a $1,000 principal amount and pays fixed interest of 4.00% per annum, with semi-annual payments on May 26 and November 26 starting May 26, 2026.
The Notes are callable at Bank of Montreal’s option at 100% of principal plus accrued interest on each May 26 and November 26 from May 26, 2026 through May 26, 2028. At maturity, if not redeemed or subject to a bail-in conversion, investors receive $1,000 per Note plus accrued interest in cash.
The Notes are unsecured obligations of Bank of Montreal, are bail-inable under the Canada Deposit Insurance Corporation Act, are not insured by U.S. or Canadian deposit insurers, and will not be listed on any securities exchange. The original issue price is $1,000 per Note, with a $6.00 underwriting discount, resulting in $4,428,270 in proceeds to Bank of Montreal.
Bank of Montreal is offering $2,000,000 of Senior Medium-Term Notes, Series K, redeemable fixed rate notes due November 26, 2030. Each Note has a $1,000 principal amount and pays fixed interest at 4.40% per annum, with cash interest paid semi-annually on May 26 and November 26, starting May 26, 2026, until maturity or earlier redemption.
Unless redeemed, investors receive $1,000 per Note plus accrued interest at maturity. The Notes are callable at the issuer’s option at 100% of principal plus accrued interest on specified semi-annual dates from November 26, 2027 through May 26, 2030. They are unsecured obligations of Bank of Montreal and are bail-inable under the Canada Deposit Insurance Corporation Act, meaning they can be converted into common shares or varied or extinguished in a resolution scenario.
The Notes will not be listed on any securities exchange, and a trading market is not expected. The total underwriting discount is $10,000, providing net proceeds to Bank of Montreal of $1,990,000. The Notes are not insured by any government deposit insurance agency and are subject to the credit risk of Bank of Montreal.
Bank of Montreal is issuing $2,000,000 of Senior Medium-Term Notes, Series K, redeemable fixed rate notes due November 26, 2030. Each Note has a $1,000 principal amount and pays a fixed interest rate of 4.50% per annum, with interest paid semi-annually on May 26 and November 26, starting May 26, 2026.
Unless redeemed earlier, investors receive $1,000 per Note plus accrued interest at maturity. The bank may redeem the Notes in whole, but not in part, at 100% of principal plus accrued interest on optional redemption dates every May 26 and November 26 from November 26, 2026 through May 26, 2030.
The Notes are unsecured obligations of Bank of Montreal, are bail-inable under the Canada Deposit Insurance Corporation Act, and are not insured by U.S. or Canadian deposit insurance schemes. They will not be listed on any securities exchange, and no active trading market is expected. The original issue price is $1,000 per Note, with a $5 underwriting discount, resulting in $1,990,000 in proceeds to Bank of Montreal.
Bank of Montreal is issuing $5,824,000 of Senior Medium-Term Notes, Series K, redeemable fixed rate notes due November 13, 2030. Each note has a $1,000 principal amount and pays fixed interest at 4.35% per annum, with semi-annual payments each May 26 and November 26 starting May 26, 2026.
The notes are callable at the issuer’s option at 100% of principal plus accrued interest on specified semi-annual dates from November 26, 2026 through May 26, 2030. They are unsecured obligations of Bank of Montreal and are bail-inable notes, meaning they can be converted into common shares or varied or extinguished under Canadian bank resolution powers.
The notes will not be listed on any securities exchange, and a liquid secondary market is not expected. Underwriting discounts total $58,240, with net proceeds to Bank of Montreal of $5,765,760. Investors face interest rate risk, issuer credit risk, potential early redemption, limited liquidity and the possibility of loss under Canadian bail-in powers.
Bank of Montreal is offering $1,549,000 of Senior Medium-Term Notes, Series K, redeemable fixed rate notes due November 26, 2032. Each Note has a $1,000 principal amount and pays a fixed interest rate of 4.70% per annum, with interest paid semi-annually on May 26 and November 26, starting May 26, 2026.
Unless earlier redeemed, investors receive $1,000 per Note plus accrued interest at maturity. The bank may redeem the Notes in whole, but not in part, at 100% of principal plus accrued interest on optional redemption dates every May 26 and November 26 from 2027 through May 26, 2032. The Notes are unsecured, bail-inable obligations of Bank of Montreal, are subject to Canadian bail-in conversion into common shares under the CDIC Act, and will not be listed on any securities exchange. Per Note, the original issue price is $1,000, the underwriting discount is $7, and proceeds to Bank of Montreal are $993, for total proceeds of $1,538,157.
Bank of Montreal is offering S&P 500® Index-linked notes that pay no interest and return a variable amount at maturity on January 7, 2027. Each note has a $1,000 principal amount and is designed to be held to maturity, with no stock exchange listing.
If the S&P 500 final level is at or above 90% of the initial level of 6,642.16, investors receive a fixed threshold settlement amount of $1,099.50 per note, a capped positive return. If the index closes below 90% of the initial level (5,977.944), the payoff is reduced by about 1.1111% of principal for every 1% the index falls below that threshold, down to a possible total loss of principal.
The notes are unsecured obligations of Bank of Montreal, subject to its credit risk, and are not insured by any government agency. The initial estimated value is $986.77 per $1,000 note, below the original issue price, reflecting offering and hedging costs. The total offering is $3,000,000, with underwriting discounts of $29,100 and proceeds to Bank of Montreal of $2,970,900.
Bank of Montreal is offering senior medium-term, equity-linked notes tied to the Class A common stock of Meta Platforms, Inc. (META), with a face amount of $1,000 per security and a total original offering price of $3,544,000. The notes price at $1,000 but have an estimated initial value of $969.80 per security.
At maturity on May 26, 2027, investors receive $1,000 plus a 29.00% contingent fixed return ($290) if META’s ending value is at or above the threshold value of $505.1125 (85% of the $594.25 starting value). If META falls more than 15% at maturity, investors have full downside exposure and can lose more than 15%, up to their entire principal. The notes pay no interest, are unsecured obligations of Bank of Montreal subject to its credit risk, are not insured, and are not expected to be listed, so any secondary market could be limited and at prices below face value plus the contingent return.
Bank of Montreal is offering senior unsecured market-linked notes tied to the EURO STOXX 50® Index, with a principal amount of $1,000 per note and scheduled maturity on January 4, 2029. The notes do not pay interest. At maturity, investors receive $1,000 plus any positive index performance, with 100% upside participation, but gains are capped by a maximum return of at least 22.10%, for a minimum maximum maturity payment of $1,221 per note. If the index ends at or below its starting level, investors receive only the $1,000 principal.
The notes are subject to the credit risk of Bank of Montreal and are not insured by any government agency. They will not be listed on any exchange, and any secondary market is expected to be limited. On the preliminary date, the estimated initial value is $958.30 per note, and at pricing it will not be less than $920.00 per note, reflecting offering, structuring and hedging costs. For U.S. investors, the issuer intends to treat the notes as contingent payment debt instruments, which generally require recognizing taxable income each year based on a comparable yield, even though no cash payments are made before maturity.