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Bank of Montreal is offering US$25,000 Senior Medium‑Term Notes, Series K: Autocallable Barrier Enhanced Return Notes linked to the common stock of Tesla, Inc.
The notes pay no interest, have an Initial Level of $417.07, a Barrier Level of $250.24 (60.00% of Initial Level), and a Valuation Date of February 14, 2029 with Maturity on February 20, 2029. If on February 19, 2027 the closing level exceeds the Call Level (100.00% of Initial Level), the notes autocall and pay principal plus a Call Amount equal to $180.00 per $1,000 (approximately 18.00% per annum). If not called and the Final Level is below the Barrier Level, investors lose 1% of principal for each 1% decline below the Initial Level, potentially losing all principal.
The price to public was 100% ($1,000 per $1,000), Agent’s Commission 4.50%, estimated initial value $920.56 per $1,000, and payments are subject to the issuer’s credit risk.
Bank of Montreal priced US$2,384,000 Senior Medium-Term Notes, Series K — Autocallable Barrier Notes with Memory Coupons linked to the least performing of the common stock of Tesla, Inc. and NVIDIA Corporation. The Pricing Date was February 12, 2026, Settlement Date February 18, 2026, and Maturity Date February 18, 2028. The notes pay a contingent monthly coupon of 1.9833% per month (approximately 23.80% per annum) if each reference asset on an Observation Date is at or above its Coupon Barrier Level (70% of Initial Level), with a Memory Coupon feature for unpaid coupons. The notes are automatically redeemable beginning on May 13, 2026 if each Reference Asset is at or above its Call Level (100% of Initial Level). At maturity, if a Trigger Event (any Final Level below its Trigger Level, 60% of Initial Level) occurs, the cash payment equals $1,000 plus the Percentage Change of the Least Performing Reference Asset, which may result in principal loss. The estimated initial value on the Pricing Date was $958.14 per $1,000 principal amount. The public offering price was 100% of principal, with an Agent’s Commission of 2.20% and Proceeds to Bank of Montreal of 97.80%.
Bank of Montreal is offering US$563,000 of Series K Callable Barrier Notes due February 18, 2028, linked to XLE, the S&P 500 Index and XLRE. The notes pay a contingent coupon of 0.935% per month (about 11.22% per year) if all three reference assets stay at or above their coupon barrier levels, each set at 70% of its initial level.
The notes can be called at the issuer’s option beginning November 13, 2026, returning principal plus any due coupon. If held to maturity without a trigger event, investors receive full principal; if any reference asset finishes below its 70% trigger level, repayment is reduced one-for-one with the worst performer and can fall to zero. The estimated initial value is $981.37 per $1,000 in principal.
Bank of Montreal is offering unsecured notes linked to the S&P 500® Index that pay no interest and are designed to be held to maturity over roughly 13 to 15 months. Each note has a $1,000 principal amount.
If the final index level is at or above 85.00% of the initial level, investors receive a fixed threshold settlement amount expected to range between $1,069.80 and $1,081.90 per note, giving a limited, capped positive return. If the final index level is below 85.00% of the initial level, the payoff falls below principal, with about 1.1765% of principal lost for every 1% the index finishes below the threshold, potentially down to zero.
The estimated initial value of each note is expected between $957.30 and $987.30, below the original issue price, reflecting dealer costs and hedging. The notes will not be listed on any exchange, may have little or no secondary market, and all payments depend on the creditworthiness of Bank of Montreal. Complex U.S. and Canadian tax rules and potential future tax changes also create additional risk.
Bank of Montreal is issuing $9,038,000 of S&P 500®‑linked notes due June 7, 2028. The notes pay no interest and are designed to be held to maturity. Each $1,000 note returns $1,197 at maturity if the S&P 500 final level is at least 85% of its initial level of 6,832.76.
If the index finishes below the 85% threshold, investors lose about 1.1765% of principal for every 1% the index falls below that level, up to a total loss. The notes are unsecured obligations of Bank of Montreal, have an estimated initial value of $996.82 per $1,000, and will not be listed on any exchange.
Bank of Montreal is issuing US$1,520,000 of Senior Medium-Term Notes, Series K, maturing on February 18, 2031, linked to the worst performer of the S&P 500 Index and the Russell 2000 Index. These “Digital Return Barrier Notes” offer a 43.20% digital return at maturity per $1,000 principal if the final level of the least performing index is at least 65% of its initial level.
If the least performing index falls more than 35% from its initial level (i.e., finishes below the 65% barrier), investors lose 1% of principal for each 1% decline, up to a total loss of principal. The notes pay no interest, are unsecured obligations of Bank of Montreal, and will not be listed on any exchange. The price to the public is 100% of principal, with a 0.15% agent’s commission and 99.85% of proceeds to Bank of Montreal. The estimated initial value is $981.38 per $1,000 based on the bank’s internal models, reflecting structuring and hedging costs and credit spreads.
Bank of Montreal is offering US$1,110,000 of Senior Medium-Term Notes, Series K, autocallable barrier notes due February 20, 2029, linked to the least performing of Coca-Cola (KO), Duke Energy (DUK) and Dell Technologies (DELL) shares.
The notes pay a 1.4333% monthly contingent coupon (about 17.20% per year) only if each stock stays at or above its coupon barrier, set at 60% of its initial level. If all three stocks are above their initial levels on specified call observation dates, the notes are automatically redeemed at par plus the coupon.
At maturity, if not called and no trigger event occurs, investors receive full principal; if any stock finishes below its 50% trigger level, repayment is reduced in line with the worst-performing stock and can fall to zero. The notes are unsecured obligations, not insured deposits, and their estimated initial value is $964.24 per $1,000 of principal.
Bank of Montreal is offering US$636,000 of Capped Buffer Enhanced Return Notes linked to the Russell 2000® Index, maturing March 17, 2027. These senior unsecured notes target 110% of any positive index performance, but the payoff is capped at a Maximum Redemption Amount of $1,190.60 per $1,000 principal (a 19.06% maximum return).
If the index falls up to 10% from the Initial Level of 2,669.467, investors receive back only the $1,000 principal per note. If it falls more than 10%, principal is reduced 1% for each additional 1% decline, down to as little as $100 per $1,000 if the index goes to zero, meaning up to 90% of principal can be lost.
The notes pay no interest, will not be listed on any exchange, and all payments depend on Bank of Montreal’s credit. The estimated initial value is $989.11 per $1,000, below the $1,000 price, reflecting offering, structuring and hedging costs embedded in the deal.
Bank of Montreal is issuing US$1,540,000 of senior medium-term Series K Callable Barrier Notes due February 19, 2030, linked to the least performing of the S&P 500, NASDAQ-100 and Russell 2000 indexes.
The notes pay a 4.00% semiannual contingent coupon (about 8.00% per year) only if, on each observation date, all three indexes are at or above their coupon barrier levels, set at 60% of initial levels. Principal protection is conditional: if any index finishes below its 50% trigger level at maturity, repayment of principal is reduced in line with the loss on the worst-performing index and can fall to zero.
Starting August 14, 2026, BMO may call the notes on any observation date, returning principal plus any due coupon but no further payments. The notes are unsecured, not insured by deposit protection schemes, and their estimated initial value is $987.84 per $1,000, reflecting embedded fees and hedging costs.
Bank of Montreal is issuing US$1,500,000 of senior medium‑term Callable Barrier Notes due February 20, 2029, linked to the least performing of the S&P 500 Index, NASDAQ‑100 Index and Russell 2000 Index.
The notes pay a 4.20% semiannual contingent coupon (about 8.40% per year) only if, on each observation date, all three indices close at or above their coupon barriers, set at 60% of their initial levels. Beginning August 17, 2026, Bank of Montreal may redeem the notes in whole on any observation date at par plus any due coupon.
If the notes are not called and any index finishes below its trigger level (55% of its initial level) on the valuation date, principal is reduced in line with the percentage decline of the worst‑performing index, and repayment can be zero. The estimated initial value is $988.76 per $1,000 principal, reflecting structuring and hedging costs, and the notes are unsecured and not insured by any government agency.