Welcome to our dedicated page for BANK OF MONTREAL /CAN/ SEC filings (Ticker: BERZ), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Our SEC filing database is enhanced with expert analysis from Rhea-AI, providing insights into the potential impact of each filing on BANK OF MONTREAL /CAN/'s stock performance. Each filing includes a concise AI-generated summary, sentiment and impact scores, and end-of-day stock performance data showing the actual market reaction. Navigate easily through different filing types including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, proxy statements (DEF 14A), and Form 4 insider trading disclosures.
Designed for fundamental investors and regulatory compliance professionals, our page simplifies access to critical SEC filings. By combining real-time SEC filing updates, Rhea-AI's analytical insights, and historical stock performance data, we provide comprehensive visibility into BANK OF MONTREAL /CAN/'s regulatory disclosures and financial reporting.
Bank of Montreal is offering US$3,985,000 of Senior Medium-Term Notes, Series K, in the form of autocallable barrier notes linked to the State Street SPDR S&P Regional Banking ETF (ticker "KRE"). The notes pay a contingent coupon of 2.25% per quarter (about 9.00% per year) when the ETF closes at or above the coupon barrier of $51.54, which is 70.00% of the initial level of $73.63.
Beginning May 07, 2026, the notes are automatically redeemed if KRE closes above the initial level on an observation date, returning principal plus the applicable coupon. If the notes are not called and KRE finishes below the $51.54 trigger level on the February 07, 2029 valuation date, investors lose principal in line with the ETF’s decline, and the maturity payment can be zero. The notes are unsecured obligations of Bank of Montreal, not insured deposits, and the estimated initial value is $968.90 per $1,000 in principal amount.
Bank of Montreal is issuing $1,251,000 of Senior Medium-Term Notes, Series K, barrier notes due June 12, 2028, linked to the least performing of Alphabet Inc. Class C shares (GOOG) and the S&P 500 Index (SPX). The notes pay a fixed coupon of 0.705% per month (about 8.46% per year, or $7.05 per $1,000) on the 12th of each month from March 12, 2026 to maturity.
At maturity, investors receive $1,000 per $1,000 in principal unless a trigger event occurs. A trigger event happens if, on the valuation date, the final level of either reference asset is below 55% of its initial level (GOOG trigger $182.23, SPX trigger 3,739.12). If triggered, repayment is reduced in proportion to the loss of the worst-performing asset and can fall to zero, although the final coupon is still paid. The notes are unsecured obligations of Bank of Montreal, not insured by any deposit insurance agency. The estimated initial value is $985.68 per $1,000 of principal, reflecting structuring and hedging costs.
Bank of Montreal is issuing US$2,843,000 of senior medium-term Autocallable Barrier Notes due February 12, 2029, linked to the common stock of The Goldman Sachs Group, Inc. The notes are unsecured obligations with no deposit insurance protection.
Investors can receive contingent coupons at a rate of 2.75% per quarter (about 11.00% per year) if Goldman Sachs’ share price on each observation date is at or above a coupon barrier of $650.13, which is 70.00% of the $928.75 initial level. Beginning May 7, 2026, the notes are automatically redeemed if the stock closes above the initial level, returning principal plus the applicable coupon.
If the notes are not called and Goldman Sachs’ final level is below the $650.13 trigger level, principal is reduced in line with the stock’s percentage loss and can fall to zero. The price to the public is 100% of principal, with a 2.00% selling commission and proceeds to Bank of Montreal of 98.00%. The estimated initial value is $971.04 per $1,000, reflecting structuring and hedging costs.
Bank of Montreal is offering senior medium-term, auto-callable, principal-at-risk securities linked to the U.S. Global Jets ETF, with a $1,000 face amount per security and no periodic interest.
The notes can be automatically called on scheduled dates from March 2027 to February 2029 if the ETF’s closing value is at or above a threshold equal to 85% of the starting value. In that case, investors receive $1,000 plus a call premium of at least 7.13% to at least 21.39%, depending on the call date.
If the notes are never called and the ending value is below the threshold, the maturity payment equals $1,000 × (performance factor + 15% buffer), exposing investors to 1‑for‑1 downside beyond a 15% buffer and potential loss of up to 85% of principal. The estimated initial value is $964.60 per security on the preliminary date and will not be less than $914.00 at pricing, below the $1,000 offering price due to structuring, hedging costs and dealer compensation. The notes are unsecured obligations subject to Bank of Montreal’s credit risk, will not be listed on any exchange, and may have limited or no secondary market liquidity.
Bank of Montreal is offering senior unsecured medium-term notes that pay a fixed 5.05% annual interest rate in cash, with interest paid semi-annually each February 24 and August 24, starting August 24, 2026. Each Note has a $1,000 principal amount and is scheduled to mature on February 24, 2038, when holders are paid principal plus any accrued interest, unless the Notes are redeemed earlier.
The bank may redeem the Notes in whole at 100% of principal plus accrued interest on any February 24 or August 24 from 2028 through 2037. The Notes are not listed on any securities exchange, so liquidity may be limited. They are designated as bail-inable notes, meaning they can be converted into common shares of Bank of Montreal or its affiliates, or varied or extinguished, under Canadian bank resolution powers. The offering price is $1,000 per Note, including a $20 underwriting discount, resulting in $980 in proceeds to Bank of Montreal per Note sold. The Notes are not insured by any deposit insurance agency and are fully subject to the credit risk of Bank of Montreal.
Bank of Montreal is offering US$511,000 of senior medium-term Callable Barrier Notes due February 10, 2028, linked to the least performing of the S&P 500 Index, NASDAQ-100 Index and Russell 2000 Index. These unsecured notes pay a monthly contingent coupon of 0.8917% (about 10.70% per year) only if all three indices stay at or above 70% of their initial levels on each observation date.
Beginning August 5, 2026, the bank may redeem the notes in whole on any observation date, returning principal plus any due coupon. If the notes are not called and any index finishes below its 70% trigger level at maturity, repayment of principal is reduced in line with the worst index’s loss and can fall to zero. The estimated initial value is $985.13 per $1,000 principal, reflecting dealer compensation and hedging costs.
Bank of Montreal is issuing US$2,760,000 of senior autocallable barrier notes due February 12, 2029, linked to the worst performer among Microsoft, Micron Technology and NVIDIA shares. The notes are unsecured obligations of BMO and are not insured by any deposit insurance scheme.
Investors may receive quarterly contingent coupons at 6.825% per quarter (about 27.30% per year) only if each stock closes at or above its coupon barrier level, set at 55% of its initial level, on the relevant observation dates. Missed coupons can be paid later under a “memory” feature if all stocks recover above their barriers.
Beginning May 7, 2026, the notes are automatically redeemed if all three stocks are at or above their initial levels, returning principal plus any due coupons. If the notes are not called and any stock ends below its 55% trigger level at maturity, investors receive shares (or cash equivalent) of the worst-performing stock, which can be worth significantly less than principal, including a total loss. Estimated initial value is $4,778.30 per $5,000 of principal, reflecting structuring and hedging costs, and the supplement highlights extensive structural, market and tax risks.
Bank of Montreal is offering senior fixed-rate medium-term notes due February 10, 2031 that pay 4.20% per year. Each note has a $1,000 principal amount, pays interest in cash semi-annually every February 24 and August 24, and returns principal at maturity unless redeemed earlier.
The bank may redeem the notes in whole, at par plus accrued interest, on specified semi-annual dates from February 24, 2027 through August 24, 2030. The notes are unsecured, not insured by any deposit insurance scheme, will not be listed on any exchange, and may have limited secondary market liquidity. They are also bail-inable under the Canada Deposit Insurance Corporation Act, meaning they can be converted into common shares or written down in a resolution scenario, exposing holders to bank credit and resolution risk.
Bank of Montreal is offering $12,000,000 of 5.10% senior medium-term Notes, Series K, due February 10, 2038. Each Note has a $1,000 principal amount and pays fixed interest semi-annually on February 10 and August 10, starting August 10, 2026.
The bank may redeem the Notes, in whole only, at 100% of principal plus accrued interest on any February 10 or August 10 from February 10, 2028 through August 10, 2037. The Notes are unsecured, not listed on any exchange, and subject to Canadian bail-in powers, meaning they can be converted into common shares or varied or extinguished under the CDIC Act in a resolution scenario.
Underwriting discounts total $129,000, providing $11,871,000 in proceeds to Bank of Montreal. Investors face interest rate risk, credit risk, limited liquidity, potential early redemption, dealer conflicts of interest, and the possibility of bail-in conversion, as outlined in the risk considerations.
Bank of Montreal is offering $4,145,000 of S&P 500® Index-linked notes that pay no interest and are designed to be held to the April 12, 2028 maturity date.
For each $1,000 note, investors get 160% upside participation in the index, capped at a maximum settlement amount of $1,260.00. A 15.00% buffer protects principal against moderate declines, but if the index falls more than 15.00%, repayment is reduced by about 1.1765% for every 1% drop beyond the buffer, and investors can lose some or all principal.
The notes are unsecured obligations of Bank of Montreal, are not bail-inable, will not be listed on any exchange, and carry tax and valuation complexities. The initial estimated value is $996.26 per $1,000, lower than the original issue price, reflecting structuring and hedging costs.