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Bank of Montreal is offering Accelerated Return Notes linked to the Invesco S&P 500® Equal Weight ETF (ticker RSP). Each note has a $10 principal amount, a term of about 14 months, and is an unsecured senior debt obligation subject to BMO’s credit risk.
The notes provide 300% leveraged upside to any increase in the ETF, but returns are capped at a Capped Value between $10.90 and $11.30 per unit, a gain of 9%–13%. If the ETF ends below its starting level, investors lose principal on a 1:1 basis, up to total loss. The estimated initial value is expected between $9.10 and $9.54 per unit, below the $10 public offering price due to underwriting discounts and hedging-related charges.
Bank of Montreal is issuing $1,971,000 of Senior Medium-Term Notes, Series K, called Digital Return Notes due February 5, 2029, linked to the worst performer of the Russell 2000 and S&P 500 indices.
The notes pay no interest but can deliver a fixed 20% digital return at maturity if the least performing index finishes on the valuation date at or above its initial level. If that index ends below its initial level, investors receive only the $1,000 principal per note, so upside is capped while principal is protected at maturity, subject to Bank of Montreal’s credit risk.
The public offer price is 100% of principal, with a 0.75% selling commission, resulting in proceeds to Bank of Montreal of about $1.96 million$983.93 per $1,000, reflecting structuring and hedging costs, and the notes will not be listed on any exchange, which may limit liquidity.
Bank of Montreal is issuing US$374,000 of Senior Medium-Term Notes, Series K, Digital Return Barrier Notes due February 3, 2031, linked to the S&P 500® Futures Excess Return Index. The notes offer a fixed 62.00% digital return if index gains are positive but below that threshold, and full upside participation above 62.00%.
Principal is fully at risk below a 70.00% barrier: if the index falls more than 30.00% from the Initial Level of 565.43, investors lose 1% of principal for each 1% decline, up to a total loss. The notes pay no interest, are unsecured obligations of Bank of Montreal, and had an estimated initial value of $947.50 per $1,000, versus a 100% price to the public.
Bank of Montreal is offering US$4,270,000 of senior market-linked notes tied to the least performing of the S&P 500 Index and the Russell 2000 Index. These unsecured notes return principal at maturity and provide 1-to-1 upside exposure, capped by a maximum redemption.
The Maximum Redemption Amount is $1,142.50 per $1,000 of principal, equal to a 14.25% maximum return. The notes pay no interest, are not listed on any exchange, and all payments depend on Bank of Montreal’s credit. The estimated initial value is $985.36 per $1,000.
Bank of Montreal is issuing $726,000 of autocallable barrier enhanced return notes due February 5, 2029, linked to the least performing of the Dow Jones Industrial Average, Russell 2000 Index and S&P 500 Index.
The notes offer 200% leveraged upside on the least performing index at maturity if they are not called and that index finishes at or above its initial level. Beginning February 4, 2027, the notes auto-call if all three indexes close above their initial levels, returning principal plus a call amount targeting about 12% per year.
If not called and the least performing index falls more than 30% from its initial level, repayment of principal is reduced one-for-one with the decline, up to a total loss. The notes pay no interest, are unsecured and unsubordinated obligations of Bank of Montreal, are not listed on any exchange, and had an estimated initial value of $954.08 per $1,000 on pricing.
Bank of Montreal is offering US$1,276,000 of senior medium-term Digital Return Barrier Notes due May 3, 2027, linked to the least performing of the S&P 500 Index and the Russell 2000 Index. These unsecured notes pay no interest and are not exchange-listed.
If the worst-performing index finishes at or above 75% of its initial level, investors receive $1,000 plus a 10.70% digital return per $1,000 of principal. If it falls below 75%, repayment is reduced 1% for each 1% decline, down to a possible total loss of principal.
The notes are subject to Bank of Montreal’s credit risk. The price to the public is $1,000 per note, with estimated initial value of $976.71 per $1,000, reflecting offering, structuring and hedging costs and an internal funding rate below conventional debt spreads.
Bank of Montreal is issuing US$1,908,000 of Senior Medium-Term Notes, Series K, Contingent Risk Absolute Return Buffer Notes due February 3, 2031, linked to the S&P 500® Futures Excess Return Index.
The notes offer 169.00% leveraged upside on positive index performance and a 20.00% downside buffer; if the index falls more than 20.00%, investors lose 1% of principal for each additional 1% decline, up to an 80.00% loss. If the index ends below its initial level but at or above 80.00% of that level, investors receive a positive “absolute return” up to a Maximum Downside Redemption Amount of $1,200.00 per $1,000. The notes pay no interest, are unsecured obligations subject to Bank of Montreal’s credit risk, and will not be listed on any exchange. The price to the public is 100% of principal, with an agent’s commission of approximately 0.6564% and proceeds to Bank of Montreal of approximately 99.3436%. The estimated initial value is $979.30 per $1,000, reflecting offering, structuring and hedging costs.
Bank of Montreal is issuing US$1,258,000 of senior medium-term Autocallable Barrier Enhanced Return Notes due February 5, 2029, linked to the S&P 500 Index. The notes offer 125% leveraged upside at maturity if the index finishes at or above its initial level and the notes have not been called early.
The notes may be automatically redeemed on February 4, 2027 if the S&P 500 closes above 100% of its initial level, paying back principal plus a US$90 call amount per US$1,000 note, a return of about 9.00% per annum. If held to maturity and the index falls more than 30% from its initial level, investors lose 1% of principal for each 1% decline and can lose their entire investment. The notes pay no interest, are unsecured obligations of Bank of Montreal, and had an estimated initial value of US$975.02 per US$1,000 at pricing.
Bank of Montreal is offering $3,384,000 of Capped Buffer Enhanced Return Notes linked to the S&P 500® Index. These senior unsecured notes run from a February 03, 2026 settlement date to an August 03, 2027 maturity and are issued in $1,000 denominations.
The notes provide 150.00% leveraged exposure to any positive S&P 500 return, but gains are capped at a 12.00% Maximum Return, for a Maximum Redemption Amount of $1,120.00 per $1,000 note. If the index ends below its Initial Level of 6,969.01 but not below the 80.00% Buffer Level of 5,575.21, investors receive only their principal back.
If the Final Level falls more than 20.00% below the Initial Level, principal is reduced 1% for each additional 1% decline, with up to 80.00% potential loss. The notes pay no interest, are not listed, and all payments depend on Bank of Montreal’s credit. Price to public is 100% of principal, with an estimated initial value of $985.93 and approximately 0.5679% in selling commissions.
Bank of Montreal is offering US$2,329,000 of Senior Medium‑Term Notes, Series K, Capped Buffer Enhanced Return Notes linked to the NASDAQ‑100 Index®. These unsecured notes provide 200% leveraged upside on index gains, but returns are capped at a Maximum Redemption Amount of $1,110 per $1,000 principal, an 11.00% maximum return.
The structure includes a 15.00% downside buffer: if the index falls by up to 15% investors receive only their $1,000 principal back, but if it falls more than 15% the payoff declines 1% for each additional 1% drop, with potential loss of up to 85.00% of principal at maturity. The notes pay no interest, will not be listed on any exchange, and all payments are subject to Bank of Montreal’s credit risk. The estimated initial value is $985.85 per $1,000 principal, below the price to public, reflecting offering, hedging and distribution costs.