Welcome to our dedicated page for BANK OF MONTREAL /CAN/ SEC filings (Ticker: BERZ), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Our SEC filing database is enhanced with expert analysis from Rhea-AI, providing insights into the potential impact of each filing on BANK OF MONTREAL /CAN/'s stock performance. Each filing includes a concise AI-generated summary, sentiment and impact scores, and end-of-day stock performance data showing the actual market reaction. Navigate easily through different filing types including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, proxy statements (DEF 14A), and Form 4 insider trading disclosures.
Designed for fundamental investors and regulatory compliance professionals, our page simplifies access to critical SEC filings. By combining real-time SEC filing updates, Rhea-AI's analytical insights, and historical stock performance data, we provide comprehensive visibility into BANK OF MONTREAL /CAN/'s regulatory disclosures and financial reporting.
Bank of Montreal is issuing US$4,440,000 of Senior Medium‑Term Notes, Series K, Digital Return Barrier Notes due February 9, 2027, linked to the least performing of the S&P 500 Index, Russell 2000 Index and Nasdaq‑100 Technology Sector Index.
The notes offer a fixed 10.76% digital return per $1,000 if the worst index finishes at or above 70% of its initial level. If the least performing index falls more than 30%, investors lose 1% of principal for each 1% decline and can lose their entire investment. The notes pay no interest, are unsecured obligations subject to Bank of Montreal’s credit risk, and will not be listed on an exchange. Initial estimated value is $988.31 per $1,000, with a 0.20% agent commission and 99.80% proceeds to the issuer.
Bank of Montreal is offering $711,000 of senior Medium-Term Notes, Series K, autocallable buffer notes with step-up call amounts due January 8, 2029, linked to the least performing of the VanEck Gold Miners ETF (GDX) and SPDR S&P Metals & Mining ETF (XME).
The notes can be automatically redeemed beginning February 9, 2027 if both ETFs are at or above their initial levels, paying principal plus call amounts that target about 20% per annum. If never called, a 15% downside buffer applies; below that, principal is reduced one-for-one with further declines. The estimated initial value is $937.14 per $1,000, and the notes are unsecured and not insured by deposit protection schemes.
Bank of Montreal is offering US$1,288,000 of Senior Medium-Term Notes, Series K, autocallable barrier notes with memory coupons due August 06, 2027. The notes are linked to the least performing of the S&P 500 Index, NASDAQ-100 Index and iShares Silver Trust.
Investors may receive a monthly contingent coupon of 1.3333% ($13.333 per $1,000) if on an observation date each reference asset is at or above its coupon barrier, set at 60% of its initial level. Missed coupons can be paid later under a memory feature if barriers are later met.
Beginning August 03, 2026, the notes auto-redeem if each reference asset is at or above its initial level, returning principal plus due coupons. If held to maturity without auto-call, principal is protected only if no trigger event occurs; a trigger happens if any final level is below 50% of its initial level.
If a trigger event occurs, repayment is reduced in proportion to the loss on the least performing asset, potentially resulting in loss of the entire principal. The estimated initial value is $973.14 per $1,000, below the $1,000 issue price, and the notes are unsecured, uninsured obligations of Bank of Montreal.
Bank of Montreal is issuing unsecured, equity-linked notes tied to an unequally weighted basket of five international indices: EURO STOXX 50 (38%), TOPIX (26%), FTSE 100 (17%), SMI (11%) and S&P/ASX 200 (8%). The notes have a principal amount of $1,000, an original issue price of $1,000 and total issuance of $3,925,000, and do not pay interest.
At maturity on January 7, 2028, investors receive: up to $1,240.50 per $1,000 if the basket rises enough to hit the cap level (109.62% of the initial basket level); 250% participation on positive basket returns below the cap; full principal back if the basket is down but not below the 15% buffer; and a leveraged loss of about 1.1765% of principal for each 1% the basket falls beyond the 15% buffer. The initial estimated value is $986.54 per $1,000, and the notes are not listed, not insured and fully subject to Bank of Montreal’s credit risk.
Bank of Montreal is offering $2,750,000 of senior medium-term Notes, Series K, due February 6, 2041. Each Note has a $1,000 principal amount and pays a fixed interest rate of 5.25% per annum in U.S. dollars.
Interest is paid annually on February 6, starting in 2027, until maturity or earlier redemption. Bank of Montreal may redeem the Notes, in whole but not in part, at 100% of principal plus accrued interest on quarterly Optional Redemption Dates from February 6, 2029 through November 6, 2040.
The Notes are unsecured obligations of Bank of Montreal, are not insured by any deposit insurance agency, and will not be listed on any securities exchange, so liquidity may be limited. They are bail-inable under the Canada Deposit Insurance Corporation Act and may be converted into common shares or varied or extinguished in a resolution scenario.
The original issue price is $1,000 per Note, with a $19 underwriting discount and $981 in proceeds to Bank of Montreal per Note, for total proceeds of $2,703,140. Key risks include interest rate risk, issuer credit risk, call risk, potential lack of a trading market and dealer hedging and conflicts of interest.
Bank of Montreal is offering senior, unsecured, bail-inable fixed rate notes due February 25, 2041 with a principal amount of $1,000 per Note. The Notes pay 5.20% per annum, with interest paid annually each February 25, starting in 2027.
The bank may redeem the Notes early, in whole but not in part, at 100% of principal plus accrued interest on quarterly optional redemption dates beginning February 25, 2028. If not redeemed, investors receive $1,000 per Note plus accrued interest at maturity.
The Notes are bail-inable under the Canada Deposit Insurance Corporation Act, meaning they can be converted into common shares of Bank of Montreal or its affiliates, or varied or extinguished, in a resolution scenario. They are not insured by U.S. or Canadian deposit insurance, will not be listed on any exchange, and a secondary market is not assured.
The original issue price is $1,000 per Note, including a $40 underwriting discount, resulting in $960 in proceeds to Bank of Montreal per Note. The Notes are expected to be treated as debt without original issue discount for U.S. federal tax purposes.
Bank of Montreal is offering senior Medium-Term Notes, Series K, which are bail-inable, fixed-rate debt maturing on February 25, 2036. Each Note has a $1,000 principal amount and pays 5.00% per annum, with annual interest payments each February 25 starting in 2027.
The Notes may be redeemed by Bank of Montreal, in whole but not in part, at 100% of principal plus accrued interest on quarterly call dates beginning August 25, 2027. The original issue price is $1,000 per Note, including a $30 underwriting discount, resulting in $970 in proceeds to Bank of Montreal per Note. The Notes are unsecured, not insured by any deposit insurer, will not be listed on any exchange, and are subject to Canadian bail-in powers, meaning they can be converted into common shares or varied or extinguished under the CDIC Act.
Bank of Montreal is offering Capped Leveraged Index Return Notes linked to the Russell 2000 Index, with a $10 principal amount per unit and a term to February 2028. These unsecured senior notes provide 200% leveraged upside to index gains, subject to a capped value between $11.975 and $12.375 per unit.
Investors are protected down to 90% of the Starting Value; below this Threshold Value, principal losses match index declines and can reach 90%. The initial estimated value is expected between $9.10 and $9.52 per unit, below the $10 public price, reflecting a $0.20 underwriting discount and a $0.05 hedging-related charge.
The notes are not principal-protected, are subject to BMO’s credit risk, will not be listed on any exchange, and are tied to the small-cap Russell 2000, which can be more volatile and less liquid than large-cap indices.
Bank of Montreal is offering principal-at-risk notes linked to the S&P 500® Index that pay no interest and are designed to be held to maturity. The notes run for an expected 26 to 29 months, with payment at maturity based on index performance.
If the index gains, investors receive 160% of the index return, capped at a maximum settlement amount expected between $1,215.84 and $1,253.92 per $1,000 note. If the index falls by up to 15.00%, investors receive their principal back. Below that 85.00% buffer level, principal is reduced at roughly 1.1765% for every 1% additional decline, and investors could lose all principal.
The notes are unsecured obligations of Bank of Montreal, are not insured by any government agency, and will not be listed on any exchange. The estimated initial value is expected between $969.00 and $999.00 per $1,000 note, reflecting structuring and hedging costs and potential dealer profits.
Bank of Montreal is offering unsecured, S&P 500® Index-linked notes that pay no interest and are designed to be held to maturity. Your payoff depends on the index level on a future determination date roughly 27–30 months after pricing.
If the final index level is at or above 85% of its initial level, you receive a fixed threshold settlement amount, expected to be $1,158.50–$1,186.40 per $1,000 note. If it falls below 85%, you lose about 1.1765% of principal for every 1% decline below that level, up to a total loss.
The notes will not be listed on any exchange, their estimated initial value is expected between $969.00 and $999.00 per $1,000, and all payments are subject to Bank of Montreal’s credit risk. The tax treatment is complex and may change, and the notes are not insured or bail-inable.