Welcome to our dedicated page for BANK OF MONTREAL /CAN/ SEC filings (Ticker: BERZ), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Our SEC filing database is enhanced with expert analysis from Rhea-AI, providing insights into the potential impact of each filing on BANK OF MONTREAL /CAN/'s stock performance. Each filing includes a concise AI-generated summary, sentiment and impact scores, and end-of-day stock performance data showing the actual market reaction. Navigate easily through different filing types including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, proxy statements (DEF 14A), and Form 4 insider trading disclosures.
Designed for fundamental investors and regulatory compliance professionals, our page simplifies access to critical SEC filings. By combining real-time EDGAR feed updates, Rhea-AI's analytical insights, and historical stock performance data, we provide comprehensive visibility into BANK OF MONTREAL /CAN/'s regulatory disclosures and financial reporting.
Bank of Montreal is issuing $1,507,000 of Senior Medium-Term Notes, Series K, autocallable barrier notes with memory coupons due February 2, 2029, linked to the least performing of Intel, Broadcom and NVIDIA stock. The notes offer a contingent monthly coupon of 1.8958% (about 22.75% per year) when each stock closes at or above its coupon barrier, set at 60% of its initial level. Principal is protected only if no Trigger Event occurs; if any stock finishes below its 60% trigger level at maturity, repayment is reduced in line with the loss on the worst stock and can fall to zero. The estimated initial value is $941.28 per $1,000 note, they are unsecured obligations of Bank of Montreal and are not insured by any deposit insurance agency.
Bank of Montreal is offering US$2,009,000 of Senior Medium‑Term Notes, Series K, Callable Barrier Notes with Contingent Coupons due January 3, 2028. The notes are linked to the least performing of the VanEck Gold Miners ETF (GDX), the Russell 2000 Index (RTY) and the Nasdaq‑100 Technology Sector Index (NDXT).
The notes pay a contingent monthly coupon of 1.5175% (about 18.21% per year), but only if on each observation date all three reference assets close at or above their coupon barrier levels set at 70% of initial levels. Bank of Montreal may call the notes in whole on any observation date starting April 29, 2026, returning principal plus any due coupon.
If the notes are not called and, on the valuation date, any reference asset finishes below its 60% trigger level, investors lose principal in proportion to the decline of the worst performer, potentially losing the entire investment. The estimated initial value is $966.01 per $1,000, below the $1,000 issue price, reflecting fees, hedging and funding costs.
Bank of Montreal is offering US$2,783,000 of structured Autocallable Buffer Notes due January 2, 2029, linked to the VanEck Gold Miners ETF (GDX) and SPDR S&P Metals & Mining ETF (XME). The notes are unsecured senior medium-term notes, not insured deposits.
The notes can be automatically redeemed quarterly from July 29, 2026 if the closing level of each ETF is at or above its initial level, paying back principal plus a fixed call amount that equates to an 18.00% per annum return if called. If never called and held to maturity, investors receive full principal as long as the worst-performing ETF has not fallen more than 15.00% from its initial level.
The structure includes a 15.00% downside buffer; if the “least performing” ETF finishes below its buffer level on the valuation date, principal is reduced in line with the loss beyond the buffer and up to 85.00% of principal can be lost. The estimated initial value is $926.32 per $1,000 note, reflecting dealer costs and hedging.
Bank of Montreal is issuing US$226,000 of Senior Medium-Term Notes, Series K, as autocallable barrier notes with contingent coupons linked to the common stock of Target Corporation (TGT). The notes pay a contingent coupon of 2.7125% per quarter (about 10.85% per year) only if Target’s share price on each observation date is at or above the coupon barrier.
The Initial Level is $101.74, with both the coupon barrier and trigger level set at $71.22, or 70% of that level. The notes can be automatically redeemed starting July 29, 2026 if Target closes at or above the Initial Level, returning principal plus the applicable coupon. If not called and Target finishes below the trigger on the January 30, 2029 valuation date, investors lose principal in proportion to Target’s decline, potentially down to zero. The notes are unsecured obligations of Bank of Montreal, not insured by any deposit insurance agency, and have an estimated initial value of $926.52 per $1,000 principal amount.
Bank of Montreal is issuing US$113,000 of Senior Medium-Term Notes, Series K, autocallable barrier notes due February 2, 2029, linked to the common stock of NVIDIA Corporation (NVDA). The Initial Level is $191.52.
The notes pay a contingent coupon of 2.50% per quarter (about 10% per year) when NVDA’s closing level on an Observation Date is at or above the Coupon Barrier of $114.91, which is 60% of the Initial Level. A “memory coupon” feature can pay previously missed coupons if the barrier is later met.
The notes are automatically redeemed beginning July 29, 2026 if NVDA’s closing level exceeds the Call Level (100% of the Initial Level), returning principal plus any due coupons. If not called and NVDA’s Final Level on the Valuation Date is below the Trigger Level of $114.91, investors lose principal in line with NVDA’s percentage decline, potentially down to zero. The estimated initial value is $936.42 per $1,000 principal amount, reflecting structuring and hedging costs.
Bank of Montreal is offering unsecured, market-linked notes tied to a weighted basket of five major non-U.S. equity indices, including the EURO STOXX 50®, TOPIX®, FTSE® 100, SMI® and S&P®/ASX 200. The notes pay no interest and are designed to be held to maturity, expected about 23–26 months from trade date.
For each $1,000 note, holders receive 250% of any positive basket return, capped at a maximum settlement amount expected between $1,215.75 and $1,253.75. A 15% downside buffer protects principal for basket declines up to 15%, but beyond that investors lose about 1.1765% of principal for each additional 1% drop, with potential loss of all principal. The estimated initial value is expected between $958.80 and $988.80 per $1,000, below issue price, and all payments are subject to Bank of Montreal’s credit risk.
Bank of Montreal is offering US$44,259,000 of market-linked notes tied to General Dynamics common stock, maturing January 26, 2029. These Senior Medium-Term Notes, Series K, pay quarterly interest at 0.25% (about 1.00% per year) on a $1,000 minimum denomination.
At maturity, holders receive the greater of $1,000 in cash or the Alternative Redemption Amount, which equals a Share Exchange Amount of 2.27743183 multiplied by the final average GD share price. Because of a 1.198 Conversion Premium (a 19.80% premium), investors only gain above $1,000 if GD’s final level exceeds the initial level of $366.5201 by more than 19.80%.
The notes are unsecured obligations of Bank of Montreal, are not listed on any exchange, and are subject to credit risk and liquidity risk. Payments are adjusted for regular GD dividends above or below a quarterly base of $1.50, and the bank’s estimated initial value is $988.20 per $1,000 note.
Bank of Montreal is offering US$1,288,000 of senior autocallable barrier enhanced return notes due January 31, 2029 linked to Broadcom, Southwest Airlines and Micron shares. The notes offer 200% leveraged upside on the worst-performing stock if held to maturity and that stock finishes at or above its initial level.
The notes may be automatically redeemed on April 27, 2026 if each stock closes above 80% of its initial level, paying back principal plus a US$247.50 call amount per US$1,000 (about 99% per annum) and ending further upside. If not called and the worst stock falls more than 40%, investors lose 1% of principal for each 1% decline, up to full loss.
The notes pay no interest, are unsecured obligations of Bank of Montreal, will not be listed on an exchange, and have an estimated initial value of US$935.16 per US$1,000, reflecting offering and hedging costs.
Bank of Montreal is issuing US$940,000 of Buffer Enhanced Return Notes, Series K, due March 31, 2027, linked to an equally weighted basket of JPMorgan Chase, Citigroup and Morgan Stanley common stock. The notes offer 200% leveraged upside on any basket gain, but the payment at maturity is capped at a Maximum Redemption Amount of $1,175 per $1,000 (a 17.50% maximum return).
If the basket falls up to 10%, investors receive back only their $1,000 principal. If it drops by more than 10%, repayment is reduced 1% for each additional 1% decline, so investors can lose up to 90% of principal. The notes pay no interest, are unsecured obligations of Bank of Montreal, and all payments depend on its credit. Pricing includes a 2.35% selling commission, and the estimated initial value is $969.35 per $1,000.
Bank of Montreal is offering $500,000 of senior medium-term notes linked to the VanEck Gold Miners ETF. These notes provide 200% leveraged upside to ETF gains, capped at a 52.60% maximum return, or $1,526 per $1,000 at maturity.
If the ETF falls but stays within a 25% downside buffer, investors earn a positive “absolute return” up to $1,250 per $1,000. Losses begin if the ETF declines more than 25%, with up to 75% of principal at risk. The notes pay no interest, are unsecured obligations of Bank of Montreal, and have an estimated initial value of $959.76 per $1,000, reflecting offering and hedging costs.