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Bank of Montreal is issuing US$339,000 of senior medium-term autocallable barrier notes due January 3, 2028, linked to the S&P 500, Russell 2000 and Nasdaq-100 Technology Sector Index.
The notes pay a 0.7917% monthly contingent coupon (about 9.50% per year) only if all three indexes are at or above 70% of their initial levels on each observation date. From July 29, 2026, the notes are automatically redeemed at par plus coupon if every index is at or above its initial level.
If not called and any index finishes below its 70% trigger level at maturity, principal is reduced in line with the loss on the worst-performing index, potentially to zero. The notes are unsecured obligations of Bank of Montreal, with an estimated initial value of $975.98 per $1,000.
Bank of Montreal is offering US$312,000 of senior Medium-Term Notes, Series K, structured as barrier notes with contingent coupons linked to the worst performer of the Russell 2000® Index and the S&P 500® Index, maturing on March 03, 2027.
The notes pay a contingent coupon of 0.75% per month (about 9.00% per year), or $7.50 per $1,000, only if on each observation date both indexes are at or above 80.00% of their initial levels. If a trigger event occurs at maturity—meaning either index finishes below its 80.00% trigger level—principal is reduced in line with the percentage loss of the worst-performing index and can fall to zero.
The public issue price is 100% of principal, with a 0.65% selling commission and 99.35% of proceeds to Bank of Montreal. The estimated initial value is $979.09 per $1,000, reflecting structuring and hedging costs built into the price.
Bank of Montreal is offering US$2,802,000 of Senior Medium-Term Notes, Series K, callable barrier notes due January 3, 2028. The notes pay a contingent monthly coupon of 1.4833% (about 17.80% per year) per $1,000 when each of GDX, NDX and KRE is at or above its coupon barrier level, set at 70% of its initial level.
Beginning July 29, 2026, the bank may call the notes on any observation date, returning principal plus any due coupon. If the notes are not called, investors receive $1,000 per $1,000 at maturity only if no trigger event occurs. A trigger event occurs if on the valuation date any reference asset is below its trigger level, set at 60% of its initial level, in which case the maturity payment is reduced based on the worst performer and can fall to zero. The notes are unsecured, not insured deposits, and their estimated initial value is $963.04 per $1,000 on the pricing date.
Bank of Montreal is issuing US$440,000 of Senior Medium‑Term Notes, Series K, in the form of autocallable barrier notes linked to the least performing of the S&P 500 Index and the Russell 2000 Index. The notes pay contingent monthly coupons of 0.6833% (about 8.20% per year) when both indexes stay at or above preset barrier levels.
The coupon barrier and principal protection trigger for each index are set at 75% of the initial level. Starting July 29, 2026, the notes are automatically redeemed if both indexes close at or above their initial levels, returning principal plus the applicable coupon. If not called and either index finishes below its trigger on the April 28, 2027 valuation date, repayment of principal is reduced one‑for‑one with the decline of the worst index and can fall to zero.
The price to the public is 100% of principal, with an agent’s commission of 0.75% (US$3,300) and proceeds to Bank of Montreal of 99.25% (US$436,700). The estimated initial value is US$978.66 per US$1,000, reflecting structuring and hedging costs, and the notes are unsecured obligations subject to the detailed risk factors and tax treatment described in the related offering documents.
Bank of Montreal is issuing US$1,605,000 of Senior Medium-Term Notes, Series K, callable barrier notes due January 3, 2028, linked to the least performing of the S&P 500 Index, Russell 2000 Index and Nasdaq-100 Technology Sector Index.
The notes pay a contingent coupon of 0.8083% per month (approximately 9.70% per year), but only if on an observation date each index is at or above its coupon barrier, set at 70% of its initial level. Bank of Montreal can call the notes in whole on any observation date beginning July 29, 2026, returning principal plus any due coupon.
If the notes are not called and any index finishes below its 70% trigger level at maturity, investors suffer a loss of principal in line with the decline of the worst index, potentially losing the entire investment. The estimated initial value is $975.12 per $1,000 principal, reflecting fees and hedging costs.
Bank of Montreal is issuing US$1,726,000 of Senior Medium‑Term Notes, Series K, autocallable barrier notes due February 4, 2030, linked to the NASDAQ‑100 Index®, Russell 2000® Index and Dow Jones Industrial Average®.
The notes can be automatically redeemed starting February 4, 2027 if each index is at or above its initial level, paying back principal plus a step‑up Call Amount that equates to approximately 12.30% per annum (from $123 to $492 per $1,000 over the observation schedule).
If the notes are not called, investors receive $1,000 per note at maturity unless any index finishes below its Trigger Level of 70% of its Initial Level, in which case repayment is reduced one‑for‑one with the loss of the worst‑performing index and can fall to zero. The estimated initial value is $973.23 per $1,000.
Bank of Montreal is offering S&P 500® Index-linked notes that pay no interest and may be automatically called on February 8, 2027. If called, holders receive $1,000 plus an 8.16% call premium per note on the call payment date.
If not called and held to the stated maturity on February 2, 2028, returns depend on index performance. If the final index level is at or above the initial level of 6,969.01, the payoff is at least the 16.32% maturity premium, with 100% upside participation above that.
A 10% downside buffer protects principal if the index decline is within that range; below 90% of the initial level, holders lose about 1.1111% of principal for every additional 1% drop and could lose their entire investment. The notes are unsecured obligations of Bank of Montreal, not listed on an exchange, and the initial estimated value is $974.79 per $1,000, below the issue price.
Bank of Montreal is offering Accelerated Return Notes linked to the iShares U.S. Aerospace & Defense ETF, with a total public offering price of $18,818,610. These senior unsecured notes pay a leveraged upside of 300% of ETF gains, capped at a Redemption Amount of $11.821 per $10 unit (an 18.21% maximum return) at maturity on March 29, 2027.
If the ETF Ending Value is at or below the Starting Value of $232.78, principal is at risk and losses match the ETF’s decline, up to a total loss. The initial estimated value is $9.67 per unit, below the $10.00 price, reflecting an underwriting discount of $0.175 per unit and a hedging-related charge of $0.05 per unit. Returns exclude ETF dividends, and payments depend on BMO’s creditworthiness and the performance of a sector-concentrated aerospace and defense basket.
Bank of Montreal is issuing Accelerated Return Notes linked to the SPDR Gold Trust, with a $10 principal amount per unit and a total public offering price of $7,685,510.00. The notes mature on March 29, 2027 and are unsecured senior debt subject to BMO’s credit risk.
Holders receive 300% of any positive average return of GLD over the term, capped at a maximum payment of $12.835 per unit, a 28.35% gain. If the ending value equals the starting value of $495.90, investors receive only principal; if it is lower, principal is lost proportionally, up to total loss. The bank’s initial estimated value is $9.70 per unit, below the $10 offering price, reflecting an underwriting discount of $0.175 and a $0.05 hedging-related charge, as well as BMO’s internal funding rate and hedging costs. The notes pay no interest or dividends and do not convey ownership of GLD or gold.
Bank of Montreal is offering Accelerated Return Notes linked to the Russell 2000 Index, with a total public offering of $44,612,070 at $10 per unit. These senior unsecured notes mature on March 29, 2027 and expose holders to BMO’s credit risk.
The notes provide a 300% leveraged upside on any index gain, capped at a maximum redemption of $11.9905 per unit, a 19.905% return over principal. If the index finishes below its starting level of 2,654.776, investors lose principal, potentially all of it.
The initial estimated value is $9.76 per unit, below the offering price, reflecting BMO’s internal funding rate, underwriting discount of $0.175 per unit, and an additional $0.05 per unit hedging-related charge. The notes are not listed on any exchange and are tied to the small-cap focused Russell 2000 Index.