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Bank of Montreal is offering US$1,569,000 of Senior Medium-Term Notes, Series K, callable barrier notes with contingent coupons due December 31, 2027. The notes are linked to the least performing of the S&P 500 Index, Russell 2000 Index and Nasdaq-100 Technology Sector Index.
Investors can receive a monthly contingent coupon of 0.6917% of principal (about 8.30% per year) if on each observation date all three indexes are at or above 70% of their initial levels. Beginning July 28, 2026, BMO may redeem the notes in whole on any observation date at par plus any due coupon.
If the notes are not called, principal is protected at maturity only if the final level of each index is at or above its 70% trigger level. If any index closes below its trigger, repayment is reduced in line with the percentage loss of the worst-performing index, potentially to zero. The estimated initial value is $960.08 per $1,000 principal, reflecting fees and hedging costs.
Bank of Montreal is issuing US$1,020,000 of senior medium-term Autocallable Barrier Notes with Memory Coupons due January 31, 2029, linked to the least-performing of Alphabet Class C (GOOG), United Airlines (UAL) and NVIDIA (NVDA).
The notes pay a contingent coupon of 1.675% per month (US$16.75 per US$1,000), only if each share is at or above its coupon barrier, set at 60% of the initial level for each stock. Starting January 26, 2027, the notes are automatically redeemed if all three shares are at or above their initial levels, returning principal plus any due coupons. If not redeemed and any stock finishes below its 60% trigger level at maturity, repayment of principal is reduced in line with the decline of the worst-performing stock, and could fall to zero. The estimated initial value is $973.23 per $1,000 of principal.
Bank of Montreal is offering US$1,797,000 of Senior Medium-Term Notes, Series K, autocallable barrier notes with contingent coupons due January 31, 2029, linked to the least-performing of GDX, the Russell 2000 Index and the Nasdaq-100 Technology Sector Index.
The notes pay a contingent coupon of 0.9167% per month (about 11.00% per year), but only if on each observation date all three reference assets are at or above their coupon barrier levels, set at 70% of their initial levels. Starting July 28, 2026, the notes are automatically redeemed if all three assets are at or above their initial levels, returning principal plus the applicable coupon.
If the notes are not called and any reference asset finishes below its 50% trigger level on the valuation date, investors lose principal in proportion to the decline of the worst-performing asset, potentially down to zero. The notes are unsecured obligations of Bank of Montreal, and their estimated initial value is $935.05 per $1,000 principal, reflecting fees, hedging costs and market factors.
Bank of Montreal is offering US$488,000 of Senior Medium-Term Notes, Series K, autocallable barrier notes due January 31, 2029, linked to the least-performing of the S&P 500 Index, Russell 2000 Index and Nasdaq-100 Technology Sector Index.
The notes pay a contingent coupon of 0.575% per month (about 6.90% per year), or $5.75 per $1,000, only if on each observation date all three indices close at or above their coupon barrier levels, set at 70% of their initial levels. Beginning July 28, 2026, if on any observation date all indices are at or above 100% of their initial levels, the notes are automatically redeemed at par plus the coupon.
If the notes are not called and on the valuation date any index finishes below its 70% trigger level, investors lose principal in line with the percentage decline of the worst-performing index, potentially down to zero; otherwise they receive full principal back plus any final coupon. The estimated initial value is $951.79 per $1,000, below the issue price, reflecting fees and hedging costs. The notes are unsecured obligations of Bank of Montreal and are not insured by any deposit insurance agency.
Bank of Montreal is issuing $587,000 of Senior Medium-Term Notes, Series K, Capped Buffer Enhanced Return Notes due January 31, 2029, linked to the S&P 500 Index. These unsecured notes offer 150% leveraged upside on index gains, capped at a 22.8% maximum return ($1,228 per $1,000).
The structure includes a 20% downside buffer; losses begin if the S&P 500 falls more than 20% from the initial level and can reach up to 80% of principal at maturity. The notes pay no interest, will not be listed on an exchange, and the estimated initial value is $958.89 per $1,000, below the issue price due to offering and hedging costs.
All payments depend on Bank of Montreal’s credit, and investors do not receive S&P 500 dividends or shareholder rights. Proceeds to Bank of Montreal are approximately $570,430 after agent commissions.
Bank of Montreal is offering US$304,000 of Senior Medium-Term Notes, Series K, Buffer Enhanced Return Notes due January 31, 2031, linked to the S&P 500® Futures Excess Return Index. The notes provide 149.80% leveraged upside on any positive index performance.
Principal is protected only to a 20.00% downside buffer. If the index falls more than 20% from the Initial Level of $566.70, investors lose 1% of principal for each additional 1% decline, for a potential loss of up to 80.00% at maturity.
The notes pay no interest, will not be listed on any exchange, and are unsecured obligations subject to the credit risk of Bank of Montreal. The estimated initial value is $935.16 per $1,000 principal amount. The price to public is 100% of principal, with an agent’s commission of approximately 4.0276%, leaving proceeds to Bank of Montreal of approximately 95.9724% of the offering amount.
Bank of Montreal is offering US$638,000 of Senior Medium-Term Notes, Series K, Contingent Risk Absolute Return Buffer Notes due January 31, 2031, linked to the S&P 500 Index.
The notes offer 150% leveraged upside on S&P 500 gains, capped at a maximum redemption of $1,390 per $1,000 (a 39% return). If the index ends below its initial level but stays at or above 80% of that level, investors receive 150% of the absolute decline, up to $1,300 per $1,000 (a 30% return). If the index falls more than 20%, principal is reduced 1% for each 1% drop beyond the 20% buffer, with losses up to 80% of principal.
The notes pay no interest, will not be listed on an exchange, and are unsecured obligations subject to the credit risk of Bank of Montreal. The estimated initial value is $938.36 per $1,000, below the 100% public offering price, reflecting offering, structuring and hedging costs.
Bank of Montreal is issuing US$484,000 of senior Series K market-linked notes due January 31, 2029, tied to the NASDAQ-100 Index® and the Dow Jones Industrial Average®. The notes offer 1-to-1 upside on the worst-performing index, capped at a 20.30% maximum return, or $1,203 per $1,000.
If the least performing index is flat or down at maturity, investors receive only their $1,000 principal, with no additional return. The notes pay no interest, are unsecured obligations of Bank of Montreal, and are not FDIC- or CDIC-insured. Price to public is 100% of principal; estimated initial value is $967.06 per $1,000, reflecting offering, structuring and hedging costs and internal funding assumptions.
Bank of Montreal is issuing US$3,559,000 of Senior Medium-Term Notes, Series K, market-linked to the least performing of the S&P 500 Index and the Russell 2000 Index, maturing January 31, 2028. The notes offer 1-to-1 upside on any gain in the weakest index, capped at a maximum return of 11.50%, so investors receive no more than $1,115 per $1,000 of principal at maturity. If the least performing index is flat or down at maturity, holders receive only their $1,000 principal per note, with no additional return.
The notes pay no interest, are unsecured obligations of Bank of Montreal, and will not be listed on any exchange. The price to the public is 100% of principal, while net proceeds to Bank of Montreal are approximately 98.3375%, after an agent’s commission of approximately 1.6625%. The bank’s estimated initial value is $973.91 per $1,000, reflecting structuring and hedging costs. U.S. investors are expected to be taxed under contingent payment debt instrument rules, recognizing ordinary income over the term even though cash is only paid at maturity.
Bank of Montreal is issuing US$1,449,000 of Senior Medium-Term Notes, Series K, Digital Return Barrier Notes due February 26, 2027, linked to the least performing of the S&P 500 Index and the Russell 2000 Index.
The notes offer a fixed 10.20% digital return per $1,000 if the worst-performing index finishes at or above its initial level on the valuation date. If the worst index finishes between 70% and 100% of its initial level, investors only receive principal back. Below 70%, repayment is reduced one-for-one with the index loss, and all principal can be lost.
The notes pay no interest, are unsecured obligations of Bank of Montreal, are not insured, and will not be listed. The price to the public is 100% of principal, while the issuer’s estimated initial value is $966.54 per $1,000, reflecting structuring and hedging costs.