[Form 4] Better Home & Finance Holding Company Warrant Insider Trading Activity

Rhea-AI Filing Summary

The reporting person, Arnaud Massenet, a director of Better Home & Finance Holding Co (ticker reported as BETR), received 11,327 restricted stock units on 08/29/2025. Each restricted stock unit represents the contingent right to receive one share of the company's Class A common stock. The restricted stock units will vest on the business day immediately preceding the issuer's next annual meeting of stockholders. Following the grant, the reporting person beneficially owns 11,327 Class A shares represented by these units on a direct ownership basis. The filing was signed on 09/02/2025 by Andrew Holt as attorney-in-fact.

Positive

• Director alignment: Grant of 11,327 restricted stock units aligns the director's compensation with shareholder value.
• Clear vesting condition: RSUs vest on the business day before the next annual meeting, providing transparent timing.

Negative

• None.

Insights

Corporate Governance Expert

TL;DR Director received 11,327 RSUs that vest before the next annual meeting, a routine equity grant for alignment with shareholders.

The grant of 11,327 restricted stock units to a director is a standard compensation mechanism to align board members with shareholder interests. The units are directly held and will convert into Class A common stock upon vesting, which is scheduled for the business day before the next annual meeting. This is a nondiscretionary disclosure under Section 16 and does not indicate any sale or purchase for cash. For investors, the filing documents a future potential increase in outstanding Class A shares if the RSUs vest and convert, but the filing contains no information on dilution magnitude relative to total shares outstanding.

Securities Analyst

TL;DR Form 4 reports a single grant of 11,327 RSUs to a director, recorded as direct beneficial ownership, no cash transaction reported.

The transaction code is an award (code A) of restricted stock units with a $0 price, reflecting a compensation issuance rather than market purchase. The disclosure clarifies the nature, quantity, and vesting condition but provides no financial valuation or impact on outstanding share count in absolute company context. As a standalone event, it is routine and informative for cap table monitoring but not material on its own without total share count or further corporate actions disclosed.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Massenet Arnaud

(Last) (First) (Middle)

C/O BETTER HOME & FINANCE HOLDING CO

3 WORLD TRADE CENTER, 175 GREENWICH ST

(Street)

NEW YORK NY 10007

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Better Home & Finance Holding Co [ BETR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
08/29/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units (Class A)	(1)	08/29/2025		A		11,327		(2)	(2)	Class A Common Stock	11,327	$0	11,327	D

Explanation of Responses:

1. Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A common stock.

2. The restricted stock units will vest on the business day immediately preceding the Issuer's next annual meeting of stockholders.

Remarks:

	/s/ Andrew Holt, Attorney-in-Fact	09/02/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did the Form 4 filed for BETRW report?

The Form 4 reports that director Arnaud Massenet was granted 11,327 restricted stock units on 08/29/2025, each convertible to one Class A share.

When will the restricted stock units vest for BETRW?

The RSUs will vest on the business day immediately preceding the issuer's next annual meeting of stockholders.

Does the Form 4 show any cash purchase or sale by the reporting person?

No. The filing shows an award of RSUs with a reported price of $0, indicating a compensation grant rather than a market transaction.

How many shares will be issued upon vesting according to the filing?

Each RSU represents the right to one share of Class A common stock, so 11,327 RSUs would convert into 11,327 Class A shares upon vesting.

Who signed the Form 4 and when was it signed?

The form was signed by Andrew Holt, Attorney-in-Fact on 09/02/2025.