Welcome to our dedicated page for BETTER HOME & FINANCE HOLDING SEC filings (Ticker: BETRW), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Better Home & Finance Holding Company filings document material events, operating and financial results, governance matters, and the security structure for its Class A common stock and BETRW warrants. The records include 8-K disclosures on capital structure, executive and director compensation arrangements, board and audit committee changes, and changes in the company’s independent registered public accounting firm.
Proxy materials describe annual-meeting business, board oversight, stockholder voting matters, and compensation governance. The filings also identify warrants to purchase Class A common stock and disclose audit and internal-control matters relevant to the company’s technology-enabled mortgage and home equity finance business.
Better Home & Finance Holding Company filed Amendment No. 3 to a Schedule 13D updating the ownership position of Vishal Garg in its Class A common stock. Garg is reported to beneficially own 2,029,224 shares, representing 13.5% of the Class A shares outstanding based on 13,086,244 shares as of May 1, 2026.
The filing notes that the company completed an underwritten public offering of 2,156,250 Class A shares on April 9, 2026, which reduced Garg’s beneficial ownership percentage by about 2.5% due to the larger share base. His stake includes directly held Class A shares, currently exercisable options for Class B shares, and Class B shares convertible into Class A, along with interests held through 1/0 Real Estate, LLC and The 718 4Ever Trust I.
The amendment also discloses a new Garg 2026 Trading Plan under Rule 10b5-1, allowing a broker-dealer to make periodic purchases of up to an aggregate of $1.625 million in Class A shares on Garg’s behalf. In the last 60 days, Garg purchased multiple blocks of Class A stock in the open market, including 6,583 shares at a weighted average price of $29.9992 on May 7, 2026 and 10,000 shares at a weighted average price of $35.0519 on April 8, 2026, under or related to his trading plan.
Better Home & Finance Holding Company filed Amendment No. 3 to a Schedule 13D updating the ownership position of Vishal Garg in its Class A common stock. Garg is reported to beneficially own 2,029,224 shares, representing 13.5% of the Class A shares outstanding based on 13,086,244 shares as of May 1, 2026.
The filing notes that the company completed an underwritten public offering of 2,156,250 Class A shares on April 9, 2026, which reduced Garg’s beneficial ownership percentage by about 2.5% due to the larger share base. His stake includes directly held Class A shares, currently exercisable options for Class B shares, and Class B shares convertible into Class A, along with interests held through 1/0 Real Estate, LLC and The 718 4Ever Trust I.
The amendment also discloses a new Garg 2026 Trading Plan under Rule 10b5-1, allowing a broker-dealer to make periodic purchases of up to an aggregate of $1.625 million in Class A shares on Garg’s behalf. In the last 60 days, Garg purchased multiple blocks of Class A stock in the open market, including 6,583 shares at a weighted average price of $29.9992 on May 7, 2026 and 10,000 shares at a weighted average price of $35.0519 on April 8, 2026, under or related to his trading plan.
Better Home & Finance Holding Co director Harit Talwar bought 5,000 shares of Class A Common Stock in an open-market transaction at a weighted average price of $25.3392 per share. After this purchase, he directly holds 44,698 Class A shares.
On May 1, 2026, he also acquired 3,094 derivative securities tied to Class A Common Stock and separately exercised 3,094 Restricted Stock Units (Class B) at a conversion price of $0.00, increasing his derivative-related holdings. Each restricted stock unit represents a contingent right to receive one share of Class B Common Stock.
Better Home & Finance Holding Co director Harit Talwar bought 5,000 shares of Class A Common Stock in an open-market transaction at a weighted average price of $25.3392 per share. After this purchase, he directly holds 44,698 Class A shares.
On May 1, 2026, he also acquired 3,094 derivative securities tied to Class A Common Stock and separately exercised 3,094 Restricted Stock Units (Class B) at a conversion price of $0.00, increasing his derivative-related holdings. Each restricted stock unit represents a contingent right to receive one share of Class B Common Stock.
Better Home & Finance Holding Co Chief Executive Officer Vishal Garg reported an open-market purchase of 15,600 shares of Class A Common Stock. The weighted average purchase price was $24.8928 per share, with individual trade prices ranging from $24.75 to $25.00. Following this transaction, he directly owns 118,260 shares of the company.
Better Home & Finance Holding Co Chief Executive Officer Vishal Garg reported an open-market purchase of 15,600 shares of Class A Common Stock. The weighted average purchase price was $24.8928 per share, with individual trade prices ranging from $24.75 to $25.00. Following this transaction, he directly owns 118,260 shares of the company.
Better Home & Finance Holding Co Chief Executive Officer Vishal Garg bought additional shares of the company’s Class A Common Stock in the open market. On May 20, 2026, he purchased a total of 15,600 shares at prices around $25 per share.
The transactions were reported as direct ownership and classified as open‑market purchases, indicating he used personal capital rather than receiving stock as compensation. No derivative positions such as options or warrants were reported in this filing.
Better Home & Finance Holding Co Chief Executive Officer Vishal Garg bought additional shares of the company’s Class A Common Stock in the open market. On May 20, 2026, he purchased a total of 15,600 shares at prices around $25 per share.
The transactions were reported as direct ownership and classified as open‑market purchases, indicating he used personal capital rather than receiving stock as compensation. No derivative positions such as options or warrants were reported in this filing.
Better Home & Finance Holding Co’s major shareholder group updated its ownership in this Schedule 13D amendment. Novator Capital Sponsor Ltd. now reports beneficial ownership of 659,446 Class A shares, or 5.02% of the class, including 46,050 shares issuable upon warrant exercise. The Telco Holding Trust holds 298,756 Class A shares, or 2.28%. Thor Bjorgolfsson is deemed to beneficially own 958,202 shares, or 7.30%, through these entities but disclaims beneficial ownership. The filing notes that Telco Holding Trust bought 298,756 Class A shares in open-market transactions between May 7 and May 8, 2026, prompting this ownership update.
Better Home & Finance Holding Co’s major shareholder group updated its ownership in this Schedule 13D amendment. Novator Capital Sponsor Ltd. now reports beneficial ownership of 659,446 Class A shares, or 5.02% of the class, including 46,050 shares issuable upon warrant exercise. The Telco Holding Trust holds 298,756 Class A shares, or 2.28%. Thor Bjorgolfsson is deemed to beneficially own 958,202 shares, or 7.30%, through these entities but disclaims beneficial ownership. The filing notes that Telco Holding Trust bought 298,756 Class A shares in open-market transactions between May 7 and May 8, 2026, prompting this ownership update.
Better Home & Finance Holding Co Chief Executive Officer and 10% owner Vishal Garg bought additional shares of the company’s Class A Common Stock in the open market. On May 18, 2026, he purchased a total of 15,600 shares at prices between $24.71 and $25.00 per share.
After these transactions, Garg held 74,793 Class A shares directly. These are discretionary open-market purchases, not option exercises or tax-related transactions, indicating he increased his direct equity stake using personal capital.
Better Home & Finance Holding Co Chief Executive Officer and 10% owner Vishal Garg bought additional shares of the company’s Class A Common Stock in the open market. On May 18, 2026, he purchased a total of 15,600 shares at prices between $24.71 and $25.00 per share.
After these transactions, Garg held 74,793 Class A shares directly. These are discretionary open-market purchases, not option exercises or tax-related transactions, indicating he increased his direct equity stake using personal capital.
FRONTIER CAPITAL MANAGEMENT CO., LLC reported beneficial ownership of 793,934 shares of Better Home & Finance Holding Co Class A common stock, representing 7.46% of the class as of 03/31/2026. The filer reports sole voting power over 339,480 shares and sole dispositive power over 793,934 shares. The filing is an amendment signed by Robert E. Phay on 05/15/2026.
FRONTIER CAPITAL MANAGEMENT CO., LLC reported beneficial ownership of 793,934 shares of Better Home & Finance Holding Co Class A common stock, representing 7.46% of the class as of 03/31/2026. The filer reports sole voting power over 339,480 shares and sole dispositive power over 793,934 shares. The filing is an amendment signed by Robert E. Phay on 05/15/2026.
Better Home & Finance Holding Co Chief Financial Officer Loveen Advani reported two open-market purchases of Class A Common Stock. She bought 100 shares at $31.25 per share on May 11, 2026 and 400 shares at $30.55 per share on May 12, 2026. These transactions total 500 shares, and she now holds 510 shares directly.
Better Home & Finance Holding Co Chief Financial Officer Loveen Advani reported two open-market purchases of Class A Common Stock. She bought 100 shares at $31.25 per share on May 11, 2026 and 400 shares at $30.55 per share on May 12, 2026. These transactions total 500 shares, and she now holds 510 shares directly.
Better Home & Finance Holding Company reported a larger net loss for the three months ended March 31, 2026 as it advances plans to exit its U.K. banking operations. Total net revenues from continuing operations rose to $47.5 million from $31.3 million, driven mainly by higher gain on loans.
The company posted a net loss of $70.3 million, compared with $50.6 million a year earlier. Continuing operations lost $49.4 million, while discontinued operations, including Birmingham Bank, lost $21.0 million after an $18.1 million write‑down to fair value less costs to sell.
Total assets were $1.57 billion and stockholders’ equity fell to $8.6 million from $37.2 million at December 31, 2025, reflecting the quarterly loss. Cash, cash equivalents and restricted cash ended the period at $73.7 million. The company raised $11.7 million via an at‑the‑market equity program and $10.2 million from warrant exercises, while net cash used in operating activities increased to $125.2 million.
Better Home & Finance Holding Company reported a larger net loss for the three months ended March 31, 2026 as it advances plans to exit its U.K. banking operations. Total net revenues from continuing operations rose to $47.5 million from $31.3 million, driven mainly by higher gain on loans.
The company posted a net loss of $70.3 million, compared with $50.6 million a year earlier. Continuing operations lost $49.4 million, while discontinued operations, including Birmingham Bank, lost $21.0 million after an $18.1 million write‑down to fair value less costs to sell.
Total assets were $1.57 billion and stockholders’ equity fell to $8.6 million from $37.2 million at December 31, 2025, reflecting the quarterly loss. Cash, cash equivalents and restricted cash ended the period at $73.7 million. The company raised $11.7 million via an at‑the‑market equity program and $10.2 million from warrant exercises, while net cash used in operating activities increased to $125.2 million.
Better Home & Finance Holding Co director Harit Talwar made an open-market purchase of 3,000 shares of Class A Common Stock on May 8, 2026 at $30.43 per share. Following this transaction, he directly owns 39,698 shares of the company.
Better Home & Finance Holding Co director Harit Talwar made an open-market purchase of 3,000 shares of Class A Common Stock on May 8, 2026 at $30.43 per share. Following this transaction, he directly owns 39,698 shares of the company.