| Item 1. | Security and Issuer |
| (a) | Title of Class of Securities:
Class A Common Stock |
| (b) | Name of Issuer:
Better Home & Finance Holding Co |
| (c) | Address of Issuer's Principal Executive Offices:
1 World Trade Center, 285 Fulton Street,, 80th Floor, Suite A,, New York,
NEW YORK
, 10007. |
Item 1 Comment:
This Amendment No. 9 ("Amendment No. 9") amends and supplements the original Schedule 13D filed with the SEC on March 18, 2021 (as amended by Amendment No. 1 filed with the SEC on August 28, 2023, Amendment No. 2 filed with the SEC on October 20, 2023, Amendment No. 3 filed with the SEC on October 25, 2024, Amendment No. 4 filed with the SEC on November 21, 2024, Amendment No. 5 filed with the SEC on December 2, 2024, Amendment No. 6 filed with the SEC on December 17, 2024, Amendment No. 7 filed with the SEC on May 20, 2025, and Amendment No. 8 filed with the SEC on March 23, 2026, the "Original Schedule 13D") relating to shares of Class A common stock, par value $0.0001 per share (the "Class A Common Stock"), of the Issuer, Better Home & Finance Holding Company, a Delaware corporation, formerly Aurora Acquisition Corp., a Cayman Islands exempted company.
Except as provided herein, all Items of the Original Schedule 13D remain unchanged and this Amendment No. 9 does not modify any information previously reported on the Original Schedule 13D. All capitalized terms contained herein but not otherwise defined shall have the meanings ascribed to such terms in the Original Schedule 13D.
This Amendment No. 9 is being filed to report the current percentage of the outstanding shares of Class A Common Stock (calculated in accordance with Rule 13d-3 under the Exchange Act) and Warrants beneficially owned by the Reporting Persons, and reflects an increase of more than one percent in the percentage of outstanding Class A Common Stock that Thor Bjorgolfsson beneficially owns, or may be deemed to beneficially own, which resulted from purchases of shares of Class A Common Stock by The Telco Holding Trust. |
| Item 2. | Identity and Background |
|
| (a) | This statement is filed by (i) NCSL, (ii) The Telco Holding Trust, and (iii) Thor Bjorgolfsson (collectively, the "Reporting Persons"). |
| (b) | The business address of the Reporting Person is at 2, Rue Jargonnant, CH-1207 Geneva, Switzerland.(c) NCSL is a Cyprus limited liability company, wholly owned by BB Trustees SA, as trustee of the irrevocable discretionary trust known as The Future Holdings Trust for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Peter Mitchell and Arnaud Cywie. The Telco Holding Trust is a Gurnsey entity for which BB Trustees S.A. acts as trustee; the directors of such trust are Peter Mitchell, Arnaud Cywie and Alessandro Passardi. Thor Bjorgolfsson may have dispositive and voting control over those securities held by NCSL and The Telco Holding Trust, as described herein. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by each of NCSL and The Telco Holding Trust. |
| (d) | During the last five years, none of the Reporting Persons has been convicted in a criminal proceeding (excluding traffic violations or similar misdemeanors). |
| (e) | During the last five years, none of the Reporting Persons has been a party to a civil proceeding of a judicial or administrative body of competent jurisdiction and, as a result of such proceeding, was or is subject to a judgment, decree or final order enjoining future violations of, or prohibiting or mandating activities subject to, federal or state securities laws or finding any violation with respect to such laws. |
| (f) | NCSL is a Cyprus limited liability company. The Telco Holding Trust is a Guernsey irrevocable discretionary trust. Mr. Bjorgolfsson is a citizen of Iceland. |
| Item 3. | Source and Amount of Funds or Other Consideration |
| | Item 3 of the Original Schedule 13D is hereby amended and supplemented as follows: The information set forth in Item 4 hereof is hereby incorporated by reference into this Item 3, as applicable. |
| Item 4. | Purpose of Transaction |
| | Item 4 of the Schedule 13D is hereby amended and supplemented to include the following:
Purchaser by Telco Holding Trust: Between May 7, 2026 and May 8, 2026, Telco Holding Trust purchased an aggregate of 298,756 shares of Class A Common Stock of the Issuer in open market purchases, as set forth in Annex A hereto. |
| Item 5. | Interest in Securities of the Issuer |
| (a) | The response set forth in Item 5 of the Original Schedule 13D is hereby amended by deleting the previous response in its entirety and replacing it with the following:
The information contained in rows 7, 8, 9, 10, 11, and 13 on each of the cover pages of this Schedule 13D is incorporated by reference in its entirety into this Item 5. |
| (b) | The information contained in rows 7, 8, 9, 10, 11, and 13 on each of the cover pages of this Schedule 13D is incorporated by reference in its entirety into this Item 5. |
| (c) | Except for the transaction described in Item 4 of this Schedule 13D, the Reporting Persons have not engaged in any transaction during the past 60 days involving ordinary shares of the Issuer. |
| (d) | None. |
