Better Home & Finance Holding Co (BETR) director and 10% owner Vishal Garg reported grants of 6,132 Class A shares on September 1, 2026 and 2,234 shares on October 1, 2026. The September grant was restricted stock units that vested immediately under a compensatory arrangement approved by the board on August 3, 2026. Also reported were 3,391 shares on September 1 and 1,236 shares on October 1 delivered or withheld for payment of exercise price or tax liability.
Better Home & Finance Holding Co (BETR) director Nicholas J. Calamari reported holdings as of October 5, 2026, including 102,505 Class B shares and 68,747 Class A shares held directly, plus 19,567 Class B shares held through each of the Anika G Austin Descendants Trust and Nicholas J. Calamari Family Trust. Each Class B share is convertible into one Class A share. He also reported 50,000 restricted stock units subject to performance- and time-based vesting. He may be deemed to have voting and dispositive power over the trust shares but disclaims beneficial ownership except to the extent of his pecuniary interest.
Better Home & Finance Holding Co (BETR) General Counsel and CCO and director Paula Tuffin acquired 2,234 Class A common shares as a grant/award on October 1, 2026. She held 43,165 shares directly after the transaction.
Better Home & Finance Holding Co (BETR) officer Paula Tuffin reported a proposed sale of 1,225 common shares through UBS Financial Services Inc., with an aggregate market value of $12,736.04 and an approximate sale date of October 19, 2026, on Nasdaq. The remarks state that the sale is to cover tax liability, and the shares came from a restricted stock release on October 1, 2026. The notice also lists a sale of 3,108 common shares on September 17, 2026, for gross proceeds of $38,387 during the prior three months.
Better Home & Finance Holding Co officer Nicholas Calamari reported a proposed sale of 1,320 common shares, with an indicated aggregate market value of $13,798. The sale is listed for October 19, 2026, through UBS Financial Services Inc., with NASDAQ identified as the exchange. The shares were received in a restricted stock release from the issuer on October 1, 2026, and the stated reason for the planned sale is to cover tax liability. Calamari also reported selling 3,346 common shares on September 21, 2026, with an aggregate market value of $41,509.
Better Home & Finance Holding Co (BETR) ownership disclosures report 581,594 Class A common shares, or 4.4%, for Integrated Core Strategies (US) LLC. Millennium Management LLC, Millennium Group Management LLC, and Israel A. Englander each report 591,575 shares, or 4.5%, with shared voting and dispositive power. The disclosure describes the latter three positions as securities held by entities subject to voting control and investment discretion by Millennium Management LLC and/or investment managers that may be controlled by Millennium Group Management LLC and Israel A. Englander; it says the disclosures alone are not admissions of their beneficial ownership.
Better Home & Finance Holding Co (BETR) reported that director William B. Gordon directly held 5,000 shares of Class A Common Stock and 15,000 Restricted Stock Units (Class A) as of October 5, 2026. Each unit represents a contingent right to receive one share of Class A Common Stock. Gordon was granted 20,000 restricted stock units on February 11, 2026, vesting in equal quarterly installments over four years.
Better Home & Finance Holding Co (BETR) reports indirect share positions associated with director Steven Sarracino: 1,217,972 Class B shares held for the account of Better Voyager Partners Limited and 72,206 Class A shares held for the accounts of certain private limited partnerships known as the AV III Funds, as of October 5, 2026. Sarracino disclaims beneficial ownership except to the extent of any pecuniary interest.
Better Home & Finance Holding Co. reported preliminary, unaudited third-quarter 2026 loan volume of $1.395 billion, within its prior guidance range of $1.375 billion to $1.525 billion.
Total net revenues were $45.1 million, up 8.6% year over year but down 17.5% sequentially, and below guidance of $49.0 million to $52.0 million. Net loss was $33.1 million to $34.1 million, versus $39.1 million in Q3 2025 and $30.6 million in Q2 2026. Adjusted EBITDA loss was $24.8 million to $25.8 million, versus guidance of $15.0 million to $18.0 million. The estimate includes approximately $8.0 million in proxy-related legal, public-relations and other expenses; excluding them, the company said Adjusted EBITDA loss would have been approximately $17.8 million, within guidance. The results remain preliminary and unaudited.
Better reported $81 million in cash and cash equivalents, $9 million in restricted cash and $75 million of unencumbered tangible equity in its UK Bank. The UK Bank sale is expected to close in Q1 2027 and generate an additional $65 million of cash for the company. Better stated a goal of Adjusted EBITDA breakeven by year-end, assuming the current rate environment and expense savings.
Better Home & Finance Holding Company reported that Nasdaq found it out of compliance with two corporate governance standards: a majority-independent board and an audit committee with at least 3 independent members. The company had notified Nasdaq on October 5, 2026, after resignations and removals from its board.
Nasdaq's October 13, 2026, notice gives the company until November 27, 2026, or 45 calendar days, to submit a plan to regain compliance. If Nasdaq accepts the plan, it may grant up to 180 calendar days from the notice date to evidence compliance. The company intends to submit a plan. The notice has no immediate effect on the listing of its Class A common stock or warrants; failure to regain compliance could result in a delisting determination.