Every 10-Q that Better Home & Finance Holding Company (BETR) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow BETR and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full BETR filings page.
Better Home & Finance Holding Company reported higher revenue but continued losses for the quarter ended June 30, 2026. From continuing operations, total net revenues rose to $54.7 million from $42.7 million a year earlier, driven mainly by higher gain on sale of loans.
The company recorded a quarterly net loss of $30.6 million compared with $36.3 million in the prior-year quarter. For the first six months of 2026, net loss was $100.9 million. Discontinued operations related to Birmingham Bank produced a six‑month net loss of $20.1 million, including a $15.7 million write‑down of the disposal group, partly offset by a $2.4 million write‑up.
Cash and cash equivalents increased to $102.3 million and total cash, cash equivalents and restricted cash to $111.9 million. Warehouse borrowings rose to $454.3 million on $511.1 million of mortgage loans held for sale at fair value. Customer deposits at Birmingham Bank were $746.0 million, and stockholders’ equity increased to $57.9 million, helped by equity issuances and warrant exercises, despite an accumulated deficit of $2.18 billion.
Better Home & Finance Holding Company reported a larger net loss for the three months ended March 31, 2026 as it advances plans to exit its U.K. banking operations. Total net revenues from continuing operations rose to $47.5 million from $31.3 million, driven mainly by higher gain on loans.
The company posted a net loss of $70.3 million, compared with $50.6 million a year earlier. Continuing operations lost $49.4 million, while discontinued operations, including Birmingham Bank, lost $21.0 million after an $18.1 million write‑down to fair value less costs to sell.
Total assets were $1.57 billion and stockholders’ equity fell to $8.6 million from $37.2 million at December 31, 2025, reflecting the quarterly loss. Cash, cash equivalents and restricted cash ended the period at $73.7 million. The company raised $11.7 million via an at‑the‑market equity program and $10.2 million from warrant exercises, while net cash used in operating activities increased to $125.2 million.
Better Home & Finance (BETR) reported Q3 2025 results showing higher revenue and a narrower loss. Total net revenues were $43.9 million, up from $29.0 million a year ago, driven by stronger gain on loans ($36.4 million vs $21.5 million) and stable net interest income. Net loss improved to $39.1 million from $54.2 million, with basic and diluted loss per share of $2.56 versus $3.58.
The balance sheet expanded as the business mix shifted. Total assets rose to $1.38 billion from $913.1 million, led by loans held for investment at $623.4 million (largely U.K. buy‑to‑let) and mortgage loans held for sale at $414.0 million. Customer deposits climbed to $694.8 million. Cash and cash equivalents were $73.9 million and short‑term investments $131.9 million.
Capital structure changed meaningfully. Convertible notes were eliminated (from $519.7 million), senior notes were $198.8 million, and stockholders’ equity turned positive at $41.9 million from a $(58.2) million deficit. Warehouse borrowings were $349.8 million, and the company remained in covenant compliance. Shares outstanding were 15,375,949 as of September 30, 2025.