Welcome to our dedicated page for Better Home & Finance Holding Company SEC filings (Ticker: BETR), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Better Home & Finance Holding Company filings document the public-company record for a mortgage and home equity finance issuer with Class A common stock and BETRW warrants listed on Nasdaq. Recent 8-K reports cover operating and financial results, preliminary results, funded loan volume, warehouse credit facilities, public offering activity under shelf registration statements, warrant agreements, and other material-event disclosures.
The filing record also includes proxy materials for annual stockholder voting, board and audit committee matters, director compensation, auditor changes, and internal-control disclosures. These documents describe the company’s capital structure, registered securities, governance practices, financing arrangements, and accounting and reporting matters associated with its digital mortgage and home equity platform.
Better Home & Finance Holding Co Chief Executive Officer Vishal Garg reported an open-market purchase of 15,600 shares of Class A Common Stock. The weighted average purchase price was $24.8928 per share, with individual trade prices ranging from $24.75 to $25.00. Following this transaction, he directly owns 118,260 shares of the company.
Better Home & Finance Holding Co Chief Executive Officer Vishal Garg bought additional shares of the company’s Class A Common Stock in the open market. On May 20, 2026, he purchased a total of 15,600 shares at prices around $25 per share.
The transactions were reported as direct ownership and classified as open‑market purchases, indicating he used personal capital rather than receiving stock as compensation. No derivative positions such as options or warrants were reported in this filing.
Better Home & Finance Holding Co’s major shareholder group updated its ownership in this Schedule 13D amendment. Novator Capital Sponsor Ltd. now reports beneficial ownership of 659,446 Class A shares, or 5.02% of the class, including 46,050 shares issuable upon warrant exercise. The Telco Holding Trust holds 298,756 Class A shares, or 2.28%. Thor Bjorgolfsson is deemed to beneficially own 958,202 shares, or 7.30%, through these entities but disclaims beneficial ownership. The filing notes that Telco Holding Trust bought 298,756 Class A shares in open-market transactions between May 7 and May 8, 2026, prompting this ownership update.
Better Home & Finance Holding Co Chief Executive Officer and 10% owner Vishal Garg bought additional shares of the company’s Class A Common Stock in the open market. On May 18, 2026, he purchased a total of 15,600 shares at prices between $24.71 and $25.00 per share.
After these transactions, Garg held 74,793 Class A shares directly. These are discretionary open-market purchases, not option exercises or tax-related transactions, indicating he increased his direct equity stake using personal capital.
FRONTIER CAPITAL MANAGEMENT CO., LLC reported beneficial ownership of 793,934 shares of Better Home & Finance Holding Co Class A common stock, representing 7.46% of the class as of 03/31/2026. The filer reports sole voting power over 339,480 shares and sole dispositive power over 793,934 shares. The filing is an amendment signed by Robert E. Phay on 05/15/2026.
Better Home & Finance Holding Co Chief Financial Officer Loveen Advani reported two open-market purchases of Class A Common Stock. She bought 100 shares at $31.25 per share on May 11, 2026 and 400 shares at $30.55 per share on May 12, 2026. These transactions total 500 shares, and she now holds 510 shares directly.
Better Home & Finance Holding Company reported a larger net loss for the three months ended March 31, 2026 as it advances plans to exit its U.K. banking operations. Total net revenues from continuing operations rose to $47.5 million from $31.3 million, driven mainly by higher gain on loans.
The company posted a net loss of $70.3 million, compared with $50.6 million a year earlier. Continuing operations lost $49.4 million, while discontinued operations, including Birmingham Bank, lost $21.0 million after an $18.1 million write‑down to fair value less costs to sell.
Total assets were $1.57 billion and stockholders’ equity fell to $8.6 million from $37.2 million at December 31, 2025, reflecting the quarterly loss. Cash, cash equivalents and restricted cash ended the period at $73.7 million. The company raised $11.7 million via an at‑the‑market equity program and $10.2 million from warrant exercises, while net cash used in operating activities increased to $125.2 million.
Better Home & Finance Holding Co director Harit Talwar made an open-market purchase of 3,000 shares of Class A Common Stock on May 8, 2026 at $30.43 per share. Following this transaction, he directly owns 39,698 shares of the company.
Better Home & Finance Holding Co executive Chad M. Smith reported several equity transactions involving Class A Common Stock. A trust associated with Smith sold 2,455 shares in open-market transactions at weighted-average prices between about $29.16 and $31.61 per share.
Separately, 5,000 Restricted Stock Units converted into an equal number of shares, with 2,545 shares withheld to cover tax obligations and the remainder retained as direct holdings. After these events, Smith continued to hold shares both directly and indirectly through the trust.
Better Home & Finance Holding Company submitted a Form 144 notifying the sale of 2,455 shares of Common Stock in connection with a Restricted Stock Unit vest dated 05/08/2026. The filing also lists four prior small common‑stock sales by Chad & Gina Smith Trust on 02/10/2026, 02/17/2026, 03/16/2026, and 03/17/2026.