Welcome to our dedicated page for Better Home & Finance Holding Company SEC filings (Ticker: BETR), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Better Home & Finance Holding Company (NASDAQ: BETR; BETRW) SEC filings page on Stock Titan brings together the company’s regulatory disclosures from the U.S. Securities and Exchange Commission, with AI-powered tools to help interpret the information. As an AI-focused mortgage and home finance company, Better files annual reports on Form 10-K, quarterly reports on Form 10-Q, and current reports on Form 8-K that describe its financial condition, loan volumes, capital structure, and key corporate developments.
Recent Form 8-K filings have covered topics such as quarterly financial results, the implementation of an at-the-market equity offering program under a Form S-3 registration statement, partnerships expected to increase monthly loan volume, and executive compensation awards involving restricted stock units. Other 8-K filings have discussed senior management changes, including the planned retirement of the company’s chief financial officer, and provided context on warehouse facilities and anticipated growth in loan production.
Through this page, users can access core filings that matter to mortgage and home finance investors, including annual 10-K reports that summarize business operations and risk factors, quarterly 10-Q reports that update financial performance and funded loan volume metrics, and Form 4 and related filings that report transactions in the company’s Class A common stock and warrants listed on Nasdaq under the symbols BETR and BETRW.
Stock Titan’s platform adds AI-generated summaries to these documents, helping readers quickly understand the main points of lengthy filings, such as how non-GAAP measures like Adjusted EBITDA are defined, how at-the-market programs are structured, or how new partnerships may affect loan volume and capital needs. Real-time updates from EDGAR, combined with simplified explanations, make this page a useful starting point for reviewing Better Home & Finance’s regulatory history and ongoing disclosure practices.
Better Home & Finance Holding Company is offering shares of its Class A Common Stock pursuant to a preliminary prospectus supplement under its Form S-3 shelf registration. The supplement discloses preliminary Q1 2026 funded loan volume of $1.64B and an expected post-offering cash and cash equivalents balance of approximately $130M, which includes $24M attributable to its U.K.-based bank. The company states it has retained an investment bank to run a sale process for its U.K.-based bank and will classify that business as held for sale. Management expects $25M of annualized cost savings beginning in Q2 2026 and reiterates a target of $1.0B in monthly loan volume by the end of May 2026, subject to partnership growth.
Better Home & Finance Holding Company is offering shares of its Class A Common Stock pursuant to a preliminary prospectus supplement under its Form S-3 shelf registration. The supplement discloses preliminary Q1 2026 funded loan volume of $1.64B and an expected post-offering cash and cash equivalents balance of approximately $130M, which includes $24M attributable to its U.K.-based bank. The company states it has retained an investment bank to run a sale process for its U.K.-based bank and will classify that business as held for sale. Management expects $25M of annualized cost savings beginning in Q2 2026 and reiterates a target of $1.0B in monthly loan volume by the end of May 2026, subject to partnership growth.
Framework-affiliated reporting persons filed a Schedule 13G disclosing beneficial ownership of Better Home & Finance Holding Co. (Class A Common Stock). The filing reports Framework Ventures IV L.P. holds 952,312 shares (9.0%). Spencer Vance is shown with combined holdings of 1,320,912 shares (12.4%) and Michael Ernest Anderson with 1,199,762 shares (11.3%), each reflecting shared voting/dispositive power. The filing states there were 10,639,547 shares outstanding as of March 2, 2026, and the statement is a joint filing by the listed Framework entities and individuals.
Better Home & Finance Holding Co’s Chief Technology Officer, Orn Jonsson Sigurgeir, had shares withheld to cover taxes from equity compensation. On the vesting of restricted stock units, 1,409 shares of Class A Common Stock were withheld on April 2, 2026 at $32.90 per share to satisfy tax obligations. After this tax-withholding disposition, he holds 2,497 shares directly.
Better Home & Finance Holding Co’s Chief Technology Officer, Orn Jonsson Sigurgeir, reported his initial equity holdings. He holds 104,197 shares of Class B Common Stock directly, each convertible into one Class A share, plus additional Class B shares held indirectly through family and descendants trusts.
He also holds 3,906 shares of Class A Common Stock directly and multiple blocks of restricted stock units for Class A shares, including 58,594 and 57,500 RSUs. One RSU grant from February 11, 2026 vests quarterly over four years, while another is subject to stock-price performance goals between October 1, 2025 and December 31, 2030; unearned units are forfeited.
Better Home & Finance Holding Co director Harit Talwar bought shares of the company in the open market. On April 2, 2026, he purchased 5,000 shares of Class A Common Stock at a weighted average price of $35.2436 per share, in multiple trades priced between $35.0350 and $35.40. Following this transaction, he directly owns 30,698 shares, showing an increased personal stake in the company.
FRATER HUGH R reported acquisition or exercise transactions in this Form 4 filing.
Better Home & Finance Holding Co director Hugh R. Frater received a grant of 1,176 restricted stock units tied to Class A common stock. Each unit represents a contingent right to one share. The units will vest on the business day immediately preceding the company’s next annual meeting of stockholders.
Better Home & Finance Holding Co director Hugh R. Frater filed a Form 3 insider report. The filing lists him as a director and shows no reported purchases, sales, or other transactions in the company’s securities, indicating only his reporting status without changes in holdings.
Better Home & Finance Holding Co ownership disclosure: The Vanguard Group filed an amendment reporting 0 shares and 0% beneficial ownership of Common Stock as of the amendment filing. The amendment notes an internal realignment on January 12, 2026 causing certain Vanguard subsidiaries/divisions to report ownership separately under SEC Release No. 34-39538.
Better Home & Finance Holding Co Chief Executive Officer and 10% owner Vishal Garg bought 2,217 shares of Class A common stock in an open-market transaction. The weighted average purchase price was $29.9045 per share, with individual trades ranging from $29.79 to $30.00. Following this purchase, he directly owns 54,877 shares.
Better Home & Finance Holding Company elected Hugh R. Frater to its board of directors and to the audit committee, effective March 23, 2026. The board determined he is independent under Nasdaq rules. He will serve until the 2026 annual meeting and until a successor is elected and qualified.
Compensation under the company’s Director Compensation Policy includes an annual cash retainer of $150,000 and an annual equity retainer of restricted stock units valued at $150,000. For audit committee service, he will receive an additional annual cash retainer of $7,500 and additional restricted stock units valued at $7,500, with cash paid quarterly and equity vesting before the annual meeting, all prorated from his start date.