BETR Form 4: 3,167 RSUs convert; shares withheld at $56.83

Better Home & Finance Holding Co (BETR) reported insider equity activity.

Rhea-AI Filing Summary

Better Home & Finance Holding Co (BETR) reported insider equity activity. A Form 4 for the General Counsel and CCO shows that on 10/01/2025, 3,167 restricted stock units (RSUs) converted into Class A Common Stock at $0 (code M). To cover obligations, 1,145 Class A shares were disposed of at $56.83 (code F).

Following these transactions, beneficial ownership stood at 37,143 Class A shares held directly and 16,442 held indirectly by Technology Stock Holding Master Trust/Series Tuffin 2021 Trust. The filing also lists 19,000 RSUs beneficially owned after the transaction. The RSUs vest as follows: 3/12ths on July 1, 2025; 8/12ths in equal monthly installments from August 1, 2025 through March 1, 2026; and the remaining 1/12th on March 15, 2026.

Insider Trade Summary

3,167 shares exercised/converted

Exercise 4 txns

Insider Tuffin Paula

Role General Counsel and CCO

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units (Class A)	3,167	$0.00	$0.00
Exercise	Class A Common Stock	3,167	$0.00	$0.00
Exercise Price or Tax Liability	Class A Common Stock	1,145	$56.83	$65K
holding	Class A Common Stock	--	--	--

Holdings After Transaction: Restricted Stock Units (Class A) — 19,000 contracts (Direct); Class A Common Stock — 37,143 shares (Direct); Class A Common Stock — 16,442 shares (Indirect, By Technology Stock Holding Master Trust/Series Tuffin 2021 Trust)

Footnotes (2)

1. F1. Each restricted stock unit represents a contingent right to receive one share of Class A Common Stock.
2. F2. The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

FAQ

What did BETR's Form 4 report on 10/01/2025?

It reported the General Counsel and CCO converted 3,167 RSUs into Class A shares (code M) and disposed of 1,145 shares at $56.83 (code F).

How many RSUs were converted by the BETR officer?

3,167 RSUs converted into Class A Common Stock at $0 per unit.

What price was used for the share disposal in the BETR Form 4?

The filing shows a disposal of 1,145 shares at $56.83 (transaction code F).

What are the officer's BETR share holdings after the transactions?

Direct holdings are 37,143 Class A shares; indirect holdings are 16,442 via Technology Stock Holding Master Trust/Series Tuffin 2021 Trust.

How many derivative securities (RSUs) remain after the transaction?

The filing lists 19,000 RSUs beneficially owned after the reported activity.

What is the RSU vesting schedule disclosed by BETR?

Vesting: 3/12ths on July 1, 2025; 8/12ths in equal monthly installments Aug 1, 2025–Mar 1, 2026; final 1/12th on Mar 15, 2026.

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Accepted by SEC EDGAR 10/03/2025 - 07:00 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Tuffin Paula

(Last) (First) (Middle)

C/O BETTER HOME & FINANCE HOLDING CO

1 WORLD TRADE CENTER, 80TH FLOOR SUITE A

(Street)

NEW YORK NY 10007

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Better Home & Finance Holding Co [ BETR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	General Counsel and CCO

3. Date of Earliest Transaction (Month/Day/Year)
10/01/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	10/01/2025		M		3,167	A	$0	38,288	D
Class A Common Stock	10/01/2025		F		1,145	D	$56.83	37,143	D
Class A Common Stock								16,442	I	By Technology Stock Holding Master Trust/Series Tuffin 2021 Trust

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units (Class A)	(1)	10/01/2025		M			3,167	(2)	(2)	Class A Common Stock	3,167	$0	19,000	D

Explanation of Responses:

1. Each restricted stock unit represents a contingent right to receive one share of Class A Common Stock.

2. The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

Remarks:

	/s/ Andrew Holt, Attorney-in-Fact	10/03/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.