BETR insider awarded 25,000 RSUs; performance vesting through 2030

Q: What did BETR disclose in this Form 4?

A grant of 25,000 RSUs to a reporting person on 11/03/2025, each RSU representing one share of Class A common stock.

Q: What are the vesting terms of the 25,000 BETR RSUs?

They are subject to a stock price performance goal during 10/01/2025–12/31/2030 and time vesting: 25% on the one-year anniversary, then quarterly over 36 months.

Q: How is ownership reported after the transaction?

The filing shows 25,000 derivative securities beneficially owned directly following the reported transaction.

Better Home & Finance Holding Co. (BETR) reported an insider equity grant.

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Rhea-AI Filing Summary

Better Home & Finance Holding Co. (BETR) reported an insider equity grant. On 11/03/2025, the reporting person received 25,000 restricted stock units (RSUs) at a price of $0, each representing one share of Class A common stock. The filing notes the person is a director, but this grant was made in a consultant capacity.

The RSUs have dual criteria: a stock price performance goal during 10/01/2025–12/31/2030, plus time vesting where 25% vests on the one-year anniversary of grant and the remainder vests quarterly over the following 36 months. RSUs are forfeited if the performance goal is not achieved.

Insider Trade Summary

Grant/Award: 50,000 shares

Grant/Award 2 txns

Insider Narasimhan Prabhu

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Restricted Stock Units (Class A)	25,000	$0.00	$0.00
Grant/Award	Restricted Stock Units (Class A)	25,000	$0.00	$0.00

Holdings After Transaction: Restricted Stock Units (Class A) — 50,000 contracts (Direct)

Footnotes (2)

F1. Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A common stock.
F2. The restricted stock units ("RSUs") are subject to both performance- and time-based vesting criteria. The performance-based criteria provides for the achievement of a specified stock price goal of the Issuer's Class A common stock occuring during the period beginning on October 1, 2025 and ending on December 31, 2030 (the "Performance Period"). 25% of the RSUs shall time vest on the one year anniversary of the grant date and the remainder of the RSUs shall time vest quarterly over the following 36 months, subject to the Reporting Person's continued service with the Issuer. In the event the performance criteria is not met during the Performance Period, the RSUs shall be forfeited. This grant was made to the Reporting Person in his capacity as a consultant to the Issuer and not as a director.

FAQ

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What did BETR disclose in this Form 4?

A grant of 25,000 RSUs to a reporting person on 11/03/2025, each RSU representing one share of Class A common stock.

What are the vesting terms of the 25,000 BETR RSUs?

They are subject to a stock price performance goal during 10/01/2025–12/31/2030 and time vesting: 25% on the one-year anniversary, then quarterly over 36 months.

What does each BETR RSU represent?

Each restricted stock unit represents a contingent right to receive one share of BETR Class A common stock.

At what price were the BETR RSUs granted?

The RSUs were granted at $0 as reported in the filing.

In what capacity was the grant made to the reporting person?

The filing states the grant was made in the reporting person’s consultant capacity, not as a director.

What happens if the performance goal is not met by 12/31/2030?

If the performance criterion is not met during the performance period, the RSUs are forfeited.

How is ownership reported after the transaction?

The filing shows 25,000 derivative securities beneficially owned directly following the reported transaction.

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Accepted by SEC EDGAR 11/04/2025 - 09:04 PM EST

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Narasimhan Prabhu

(Last)

(First)

(Middle)

C/O BETTER HOME & FINANCE HOLDING CO.

1 WORLD TRADE CENTER, 285 FULTON, FL. 80

(Street)

NEW YORK

10007

(City)

(State)

(Zip)

2. Issuer Name and Ticker or Trading Symbol
Better Home & Finance Holding Co [ BETR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
	Officer (give title below)	Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
11/03/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
Restricted Stock Units (Class A)	⁽¹⁾	11/03/2025		A		25,000		⁽²⁾	⁽²⁾	Class A Common Stock	25,000	$0	25,000	D
Restricted Stock Units (Class A)	⁽¹⁾	11/03/2025		A		25,000		⁽²⁾	⁽²⁾	Class A Common Stock	25,000	$0	25,000	D

Explanation of Responses:

1. Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A common stock.

2. The restricted stock units ("RSUs") are subject to both performance- and time-based vesting criteria. The performance-based criteria provides for the achievement of a specified stock price goal of the Issuer's Class A common stock occuring during the period beginning on October 1, 2025 and ending on December 31, 2030 (the "Performance Period"). 25% of the RSUs shall time vest on the one year anniversary of the grant date and the remainder of the RSUs shall time vest quarterly over the following 36 months, subject to the Reporting Person's continued service with the Issuer. In the event the performance criteria is not met during the Performance Period, the RSUs shall be forfeited. This grant was made to the Reporting Person in his capacity as a consultant to the Issuer and not as a director.

Remarks:

	/s/ Andrew Holt, Attorney-in-Fact	11/04/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

Source: View Original Filing on SEC EDGAR