BETR CTO updates insider options disclosure

Better Home & Finance Holding Co Chief Technology Officer Jonsson Sigurgeir Orn has disclosed a previously omitted stock option position on an amended Form 3.

Rhea-AI Filing Summary

Better Home & Finance Holding Co Chief Technology Officer Jonsson Sigurgeir Orn has disclosed a previously omitted stock option position on an amended Form 3. The filing shows vested and exercisable options for 46,276 shares of Class B common stock at an exercise price of $82.77 per share, expiring on January 4, 2031. This amendment updates the insider’s initial holdings record and does not reflect a new transaction in the company’s stock.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Orn Jonsson Sigurgeir

Role Chief Technology Officer

Type	Security	Shares	Price	Value
holding	Stock Option	--	--	--

Holdings After Transaction: Stock Option — 46,276 contracts (Direct)

Footnotes (2)

1. F1. The options are vested and exercisable.
2. F2. The options were omitted from the reporting person's original Form 3.

Key Figures

Underlying option shares: 46,276 shares Exercise price: $82.77 per share Option expiration: January 4, 2031

3 metrics

Underlying option shares 46,276 shares Class B common stock underlying CTO stock options

Exercise price $82.77 per share Exercise price of CTO stock options

Option expiration January 4, 2031 Expiration date of CTO stock options

Key Terms

Form 3, vested and exercisable, stock option, Class B Common Stock

4 terms

Form 3 regulatory

"The options were omitted from the reporting person's original Form 3."

Form 3 is the initial public filing that officers, directors and large shareholders must submit to report their ownership of a company’s securities when they become insiders. It acts like an opening inventory sheet that gives investors a starting point to see who holds significant stakes and to spot later trades or potential conflicts of interest, helping assess insider confidence and transparency.

vested and exercisable financial

"The options are vested and exercisable."

stock option financial

"security_title": "Stock Option""

A stock option is a contract that gives you the right to buy or sell a company's stock at a specific price within a certain time frame. People use them to potentially make money if the stock's price moves favorably or to protect against losses. It's like holding a coupon that can be used to buy or sell stock at a set price later on.

Class B Common Stock financial

"underlying_security_title": "Class B Common Stock""

A class B common stock is one of multiple types of a company’s ordinary shares that carries specific rights—often different voting power or dividend priority—compared with other classes. For investors it matters because those differences affect how much influence you have over company decisions, the income you might receive, and how freely the shares trade; think of it like owning a car with different keys: some keys let you start the engine and open the trunk, others only unlock the door.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 04/30/2026 - 10:25 AM EDT Learn about SEC filing dates

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0104
Estimated average burden
hours per response:			0.5

1. Name and Address of Reporting Person^*

Orn Jonsson Sigurgeir

(Last) (First) (Middle)

C/O BH&FHC, ONE WORLD TRADE CENTER

285 FULTON STREET, FLR. 80, SUITE A

(Street)

NEW YORK NEW YORK 10007

(City) (State) (Zip)

UNITED STATES

(Country)

2. Date of Event Requiring Statement (Month/Day/Year)
03/12/2026

3. Issuer Name and Ticker or Trading Symbol
Better Home & Finance Holding Co [ BETR ]

3a. Foreign Trading Symbol

5. If Amendment, Date of Original Filed (Month/Day/Year)
04/06/2026

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Technology Officer

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option	(1)	01/04/2031	Class B Common Stock	46,276(2)	$82.77	D

Explanation of Responses:

1. The options are vested and exercisable.

2. The options were omitted from the reporting person's original Form 3.

Remarks:

	/s/ Andrew Holt, Attorney-in-Fact	04/30/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)