Were Vishal Garg’s BETR share purchases open-market transactions?

Yes, both transactions are coded as open-market purchases of Class A Common Stock. The filing labels them as “Purchase in open market or private transaction,” indicating they were voluntary buys rather than automatic grants or tax-related share withholdings.

What is the net share direction of the BETR CEO’s recent activity?

The transaction summary shows a net buy of 15,600 shares of Class A Common Stock. There were two buy transactions and no sales, gifts, tax withholdings, or restructurings, resulting in a clear net-buy direction for the reported period.

Better Home CEO buys 15,600 shares

Better Home & Finance Holding Co Chief Executive Officer Vishal Garg bought additional shares of the company’s Class A Common Stock in the open market.

Filing Impact

(High)

Filing Sentiment

(Positive)How Sentiment works

Sentiment and the balance of points

Rhea-AI Sentiment reads the wording of the document, how positive or negative its language is on a 1 to 5 scale. The balance of points shown with the takes weighs what the document actually discloses, so the two can disagree, for example when a trial that missed its main goal is described in upbeat language.

How Sentiment works How the balance works

Form Type

Rhea-AI Filing Summary

Better Home & Finance Holding Co Chief Executive Officer Vishal Garg bought additional shares of the company’s Class A Common Stock in the open market. On May 20, 2026, he purchased a total of 15,600 shares at prices around $25 per share.

The transactions were reported as direct ownership and classified as open‑market purchases, indicating he used personal capital rather than receiving stock as compensation. No derivative positions such as options or warrants were reported in this filing.

Insider Trade Summary

Net Buyer: 15,600 shares

Net Buy 2 txns

Insider Garg Vishal

Role Chief Executive Officer

Bought 15,600 shs ($390K)

Type	Security	Shares	Price	Value
Purchase	Class A Common Stock	600	$24.99	$15K
Purchase	Class A Common Stock	15,000	$25.00	$375K

Holdings After Transaction: Class A Common Stock — 102,660 shares (Direct)

Key Figures

Total shares bought: 15,600 shares Large block purchase: 15,000 shares Additional purchase: 600 shares +3 more

6 metrics

Total shares bought 15,600 shares Net open-market purchases on May 20, 2026

Large block purchase 15,000 shares Class A Common Stock at $25.00 per share

Additional purchase 600 shares Class A Common Stock at $24.99 per share

Price per share (main trade) $25.00/share Open-market purchase of 15,000 shares

Price per share (smaller trade) $24.99/share Open-market purchase of 600 shares

Net buy direction 15,600 shares net-buy Two buy transactions, no sales reported

Key Terms

Class A Common Stock, open-market purchase, Purchase in open market or private transaction, non-derivative, +1 more

5 terms

Class A Common Stock financial

"security_title: "Class A Common Stock""

Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.

open-market purchase financial

"transaction_action: "open-market purchase""

An open-market purchase is when an investor or a company buys shares on a public stock exchange at the going market price, rather than through a private deal. It matters to investors because these purchases change how many shares are available, can push the stock price up or signal confidence from large buyers, and often affect per-share metrics like earnings—think of it like someone buying lots of apples off a grocery shelf, reducing supply and potentially raising the price.

Purchase in open market or private transaction financial

"transaction_code_description: "Purchase in open market or private transaction""

non-derivative financial

"transaction_type: "non-derivative""

net-buy financial

"netBuySellDirection: "net-buy""

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did BETR CEO Vishal Garg report?

Vishal Garg reported buying 15,600 shares of Better Home & Finance Holding Co Class A Common Stock. The purchases were open-market transactions, meaning he used personal funds rather than receiving stock awards, and they increased his directly held stake in the company.

How many BETR shares did the CEO buy and at what prices?

The CEO bought a total of 15,600 Class A Common Stock shares of BETR. One transaction was 15,000 shares at $25.00 per share, and another was 600 shares at $24.99 per share, both executed on May 20, 2026 in open-market trades.

Does the BETR Form 4 show any stock option exercises or derivatives?

The Form 4 data for BETR shows only non-derivative transactions in Class A Common Stock. The derivative summary is empty, indicating no reported option exercises, warrant conversions, or other derivative activities associated with these insider purchases on May 20, 2026.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

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Accepted by SEC EDGAR 05/20/2026 - 08:31 PM EDT

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Garg Vishal

(Last)

(First)

(Middle)

C/O BETTER HOME & FINANCE HOLDING CO

1 WORLD TRADE, 285 FULTON ST., FL 80, A

(Street)

NEW YORK

10007

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Better Home & Finance Holding Co [ BETR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	X	10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Executive Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/20/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Class A Common Stock	05/20/2026		P		600	A	$24.99	87,660	D
Class A Common Stock	05/20/2026		P		15,000	A	$25	102,660	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

Remarks:

	/s/ Andrew Holt, Attorney-in-Fact	05/20/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR