BETTER HOME & FINANCE HOLDING SEC Filings

Better Home & Finance Holding Co executive Chad M. Smith reported several equity transactions involving Class A Common Stock. A trust associated with Smith sold 2,455 shares in open-market transactions at weighted-average prices between about $29.16 and $31.61 per share.

Separately, 5,000 Restricted Stock Units converted into an equal number of shares, with 2,545 shares withheld to cover tax obligations and the remainder retained as direct holdings. After these events, Smith continued to hold shares both directly and indirectly through the trust.

Better Home & Finance Holding Company submitted a Form 144 notifying the sale of 2,455 shares of Common Stock in connection with a Restricted Stock Unit vest dated 05/08/2026. The filing also lists four prior small common‑stock sales by Chad & Gina Smith Trust on 02/10/2026, 02/17/2026, 03/16/2026, and 03/17/2026.

Better Home & Finance Holding Company submitted a Form 144 notifying the sale of 2,455 shares of Common Stock in connection with a Restricted Stock Unit vest dated 05/08/2026. The filing also lists four prior small common‑stock sales by Chad & Gina Smith Trust on 02/10/2026, 02/17/2026, 03/16/2026, and 03/17/2026.

Better Home & Finance Holding Co Chief Executive Officer and director Vishal Garg, who is also a ten percent owner, reported open-market purchases of a total of 6,583 shares of Class A Common Stock. The trades were executed at prices around $30 per share and are held as direct ownership, with no derivative positions shown in this filing.

Better Home & Finance Holding Co Chief Executive Officer and director Vishal Garg, who is also a ten percent owner, reported open-market purchases of a total of 6,583 shares of Class A Common Stock. The trades were executed at prices around $30 per share and are held as direct ownership, with no derivative positions shown in this filing.

Better Home & Finance Holding Company reported rapid growth but continued losses for Q1 2026. Loan volume reached $1.64 billion, up 89% year over year and above guidance, while total net revenues from continuing operations rose 52% to about $48 million.

The company posted a net loss of $70.3 million, larger than the $50.6 million loss a year earlier, though Adjusted EBITDA loss improved to $18.8 million from $36.0 million. Platform loan volume via the Tinman AI platform increased 404% to $821 million, representing half of total loan volume.

Better ended the quarter with roughly $136 million in cash, restricted cash and net assets held for sale, announced $25 million of planned annualized cost reductions, expanded warehouse capacity to $850 million, and completed a $69 million underwritten equity offering. For Q2 2026, it guides to loan volume of $1.575–$1.725 billion, total net revenues of $53.0–$56.0 million, Adjusted EBITDA loss of $12.5–$14.0 million, and reaffirms an Adjusted EBITDA breakeven target by the end of Q3 2026.

Better Home & Finance Holding Company reported rapid growth but continued losses for Q1 2026. Loan volume reached $1.64 billion, up 89% year over year and above guidance, while total net revenues from continuing operations rose 52% to about $48 million.

The company posted a net loss of $70.3 million, larger than the $50.6 million loss a year earlier, though Adjusted EBITDA loss improved to $18.8 million from $36.0 million. Platform loan volume via the Tinman AI platform increased 404% to $821 million, representing half of total loan volume.

Better ended the quarter with roughly $136 million in cash, restricted cash and net assets held for sale, announced $25 million of planned annualized cost reductions, expanded warehouse capacity to $850 million, and completed a $69 million underwritten equity offering. For Q2 2026, it guides to loan volume of $1.575–$1.725 billion, total net revenues of $53.0–$56.0 million, Adjusted EBITDA loss of $12.5–$14.0 million, and reaffirms an Adjusted EBITDA breakeven target by the end of Q3 2026.

Better Home & Finance Holding Company has called a virtual 2026 annual meeting for June 10, 2026, asking stockholders to elect eight directors and ratify the appointment of BDO USA, P.C. as independent auditor for 2026.

Holders of 13,083,708 shares of Class A common stock get one vote per share, and holders of 4,347,549 shares of Class B common stock get three votes per share as of the April 15, 2026 record date; 1,437,545 non‑voting Class C shares are also outstanding. The board reports that previously disclosed material weaknesses in internal control over financial reporting were remediated by December 31, 2025 and has replaced Deloitte, auditor since 2020, with BDO.

The proxy details extensive governance practices, including a majority‑independent board, a lead independent director, and combined compensation, governance and nominations oversight. It also outlines executive pay, with 2025 total compensation of $26.7 million for CEO Vishal Garg, $5.0 million for President/COO Chad Smith and $5.3 million for General Counsel Paula Tuffin, heavily weighted to equity awards and performance‑based PSUs. Director compensation includes cash and equity retainers, with Chairman Harit Talwar receiving $4.6 million in 2025, including consulting‑related PSUs tied to stock price and revenue goals.

Better Home & Finance Holding Company has called a virtual 2026 annual meeting for June 10, 2026, asking stockholders to elect eight directors and ratify the appointment of BDO USA, P.C. as independent auditor for 2026.

Holders of 13,083,708 shares of Class A common stock get one vote per share, and holders of 4,347,549 shares of Class B common stock get three votes per share as of the April 15, 2026 record date; 1,437,545 non‑voting Class C shares are also outstanding. The board reports that previously disclosed material weaknesses in internal control over financial reporting were remediated by December 31, 2025 and has replaced Deloitte, auditor since 2020, with BDO.

The proxy details extensive governance practices, including a majority‑independent board, a lead independent director, and combined compensation, governance and nominations oversight. It also outlines executive pay, with 2025 total compensation of $26.7 million for CEO Vishal Garg, $5.0 million for President/COO Chad Smith and $5.3 million for General Counsel Paula Tuffin, heavily weighted to equity awards and performance‑based PSUs. Director compensation includes cash and equity retainers, with Chairman Harit Talwar receiving $4.6 million in 2025, including consulting‑related PSUs tied to stock price and revenue goals.

Better Home & Finance Holding Co Chief Technology Officer Jonsson Sigurgeir Orn has disclosed a previously omitted stock option position on an amended Form 3. The filing shows vested and exercisable options for 46,276 shares of Class B common stock at an exercise price of $82.77 per share, expiring on January 4, 2031. This amendment updates the insider’s initial holdings record and does not reflect a new transaction in the company’s stock.

Better Home & Finance Holding Co Chief Technology Officer Jonsson Sigurgeir Orn has disclosed a previously omitted stock option position on an amended Form 3. The filing shows vested and exercisable options for 46,276 shares of Class B common stock at an exercise price of $82.77 per share, expiring on January 4, 2031. This amendment updates the insider’s initial holdings record and does not reflect a new transaction in the company’s stock.

Better Home & Finance Holding Company filed a registration statement on Form S-3 to register for resale up to 211,312 shares of Class A Common Stock held by a selling stockholder that acquired the shares and an associated warrant in a private placement that closed on February 17, 2026. The company itself is not selling any shares and will receive no proceeds from resales; it will pay registration expenses. The resale shares include shares issuable upon exercise of a warrant with a $27.00 per-share first exercise price for the initial portion and a variable second exercise price for the remainder. The selling stockholder named is Framework Ventures IV L.P., which held 1,006,696 shares before the offering and would hold 795,384 shares after selling all registered shares, based on 13,079,960 shares outstanding as of April 14, 2026.

Better Home & Finance Holding Company filed a registration statement on Form S-3 to register for resale up to 211,312 shares of Class A Common Stock held by a selling stockholder that acquired the shares and an associated warrant in a private placement that closed on February 17, 2026. The company itself is not selling any shares and will receive no proceeds from resales; it will pay registration expenses. The resale shares include shares issuable upon exercise of a warrant with a $27.00 per-share first exercise price for the initial portion and a variable second exercise price for the remainder. The selling stockholder named is Framework Ventures IV L.P., which held 1,006,696 shares before the offering and would hold 795,384 shares after selling all registered shares, based on 13,079,960 shares outstanding as of April 14, 2026.

Framework Ventures IV L.P., a large shareholder of Better Home & Finance Holding Co, reported an open-market purchase of 54,384 shares of common stock at $32.96 per share. Following this buy, one indirect holding line shows 1,006,696 shares. Additional indirect holdings reported in the filing total 247,450 shares and 121,150 shares on separate lines, reflecting several related entities’ positions. No derivative securities are listed, so the disclosure focuses on common stock ownership and the recent net share increase.

Framework Ventures IV L.P., a large shareholder of Better Home & Finance Holding Co, reported an open-market purchase of 54,384 shares of common stock at $32.96 per share. Following this buy, one indirect holding line shows 1,006,696 shares. Additional indirect holdings reported in the filing total 247,450 shares and 121,150 shares on separate lines, reflecting several related entities’ positions. No derivative securities are listed, so the disclosure focuses on common stock ownership and the recent net share increase.

Better Home & Finance Holding Co director Harit Talwar bought additional shares of the company in the open market. On April 9, 2026, he purchased 5,000 shares of Class A Common Stock in open-market transactions at a weighted average price of $32.8863 per share, with individual trade prices ranging from $32.81 to $32.89. Following these purchases, his direct ownership increased to 36,698 shares of Better Home & Finance Holding Co.

Better Home & Finance Holding Co director Harit Talwar bought additional shares of the company in the open market. On April 9, 2026, he purchased 5,000 shares of Class A Common Stock in open-market transactions at a weighted average price of $32.8863 per share, with individual trade prices ranging from $32.81 to $32.89. Following these purchases, his direct ownership increased to 36,698 shares of Better Home & Finance Holding Co.

Better Home & Finance Holding Co Chief Executive Officer Vishal Garg made an open-market purchase of 10,000 shares of Class A Common Stock at a weighted average price of $35.0519 per share. Following this transaction, he directly owns 64,877 shares of the company.

Better Home & Finance Holding Co Chief Executive Officer Vishal Garg made an open-market purchase of 10,000 shares of Class A Common Stock at a weighted average price of $35.0519 per share. Following this transaction, he directly owns 64,877 shares of the company.