Better Home & Finance (BETR) director adds shares in open-market buy

Rhea-AI Filing Summary

Better Home & Finance Holding Co director Hugh R. Frater increased his stake through an option-related vesting and a market purchase. On June 9, 2026, 1,176 restricted stock units vested and converted into Class A shares. On June 11, 2026, he bought 5,150 Class A shares in the open market at $24.34 each, bringing his direct holdings to 6,326 shares.

Insider Trade Summary

Net Buyer: 5,150 shares ($125,351)

Net Buy 3 txns

Insider FRATER HUGH R

Role null

Bought 5,150 shs ($125K)

Type	Security	Shares	Price	Value
Purchase	Class A Common Stock	5,150	$24.34	$125K
Exercise	Restricted Stock Units (Class A)	1,176	$0.00	--
Exercise	Class A Common Stock	1,176	$0.00	--

Holdings After Transaction: Class A Common Stock — 6,326 shares (Direct, null); Restricted Stock Units (Class A) — 0 shares (Direct, null)

Footnotes (1)

1. Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A common stock. The restricted stock units vested on June 9, 2026.

Key Figures

Open-market purchase: 5,150 shares at $24.34 Holdings after purchase: 6,326 shares RSUs vested: 1,176 units +2 more

5 metrics

Open-market purchase 5,150 shares at $24.34 Class A Common Stock bought on June 11, 2026

Holdings after purchase 6,326 shares Class A Common Stock directly held after June 11, 2026

RSUs vested 1,176 units Restricted stock units converting to Class A shares on June 9, 2026

Derivative exercises 1 exercise for 1,176 shares Exercise/conversion of derivative security on June 9, 2026

Net buy shares 5,150 shares Net buy-sell direction reported as net-buy

Key Terms

Restricted Stock Units, Class A Common Stock, open-market purchase, derivative exercise/conversion

4 terms

Restricted Stock Units financial

"Each restricted stock unit represents a contingent right to receive one share"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

Class A Common Stock financial

"represents a contingent right to receive one share of the Issuer's Class A common stock"

Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.

open-market purchase financial

"transaction_action": "open-market purchase""

An open-market purchase is when an investor or a company buys shares on a public stock exchange at the going market price, rather than through a private deal. It matters to investors because these purchases change how many shares are available, can push the stock price up or signal confidence from large buyers, and often affect per-share metrics like earnings—think of it like someone buying lots of apples off a grocery shelf, reducing supply and potentially raising the price.

derivative exercise/conversion financial

"transaction_action": "derivative exercise/conversion""

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 06/11/2026 - 08:08 PM Accepted by SEC EDGAR 06/11/2026 - 08:08 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

FRATER HUGH R

(Last) (First) (Middle)

C/O BH&FHC, 1 WORLD TRADE CENTER

285 FULTON STREET, FLR 80, SUITE A

(Street)

NEW YORK NEW YORK 10007

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Better Home & Finance Holding Co [ BETR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/09/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	06/09/2026		M		1,176	A	$0	1,176	D
Class A Common Stock	06/11/2026		P		5,150	A	$24.34	6,326	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units (Class A)	(1)	06/09/2026		M			1,176	(2)	(2)	Class A Common Stock	1,176	$0	0	D

Explanation of Responses:

1. Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A common stock.

2. The restricted stock units vested on June 9, 2026.

Remarks:

	/s/ Andrew Holt, Attorney-in-Fact	06/11/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transactions did BETR director Hugh R. Frater report?

Hugh R. Frater reported two key transactions. On June 9, 2026, 1,176 restricted stock units vested into Class A shares. On June 11, 2026, he purchased 5,150 Class A shares in the open market at $24.34 per share, increasing his direct holdings.

How many Better Home & Finance (BETR) shares does Hugh R. Frater now hold?

After the reported transactions, Hugh R. Frater directly holds 6,326 shares of Better Home & Finance Class A common stock. This reflects his June 11, 2026 open-market purchase of 5,150 shares, combined with previously held and newly vested shares from restricted stock units.

What price did BETR director Hugh R. Frater pay for his latest share purchase?

Hugh R. Frater paid $24.34 per share for 5,150 Class A common shares in an open-market transaction on June 11, 2026. This cash purchase increased his direct ownership position in Better Home & Finance Holding Co to a total of 6,326 shares.

What happened to Hugh R. Frater’s restricted stock units in June 2026 at BETR?

On June 9, 2026, 1,176 restricted stock units held by Hugh R. Frater vested. Each unit represented a contingent right to receive one Class A common share, so vesting converted those 1,176 units into an equal number of Better Home & Finance Class A shares.

Did Hugh R. Frater sell any Better Home & Finance (BETR) shares in this filing?

The reported transactions show no sales of Class A common stock by Hugh R. Frater. The activity consists of 1,176 restricted stock units vesting into shares and a separate open-market purchase of 5,150 shares at $24.34, resulting in a net increase in his direct holdings.