STOCK TITAN

Director Harit Talwar boosts Better Home & Finance (BETR) stake with stock buy

Filing Impact
(Moderate)
Filing Sentiment
(Positive)
Form Type
4

Rhea-AI Filing Summary

Better Home & Finance Holding Co director Harit Talwar bought 5,000 shares of Class A Common Stock in an open-market transaction at a weighted average price of $25.3392 per share. After this purchase, he directly holds 44,698 Class A shares.

On May 1, 2026, he also acquired 3,094 derivative securities tied to Class A Common Stock and separately exercised 3,094 Restricted Stock Units (Class B) at a conversion price of $0.00, increasing his derivative-related holdings. Each restricted stock unit represents a contingent right to receive one share of Class B Common Stock.

Positive

  • None.

Negative

  • None.
Insider Talwar Harit
Role null
Bought 5,000 shs ($127K)
Type Security Shares Price Value
Purchase Class A Common Stock 5,000 $25.3392 $127K
Exercise Restricted Stock Units (Class B) 3,094 $0.00 --
Grant/Award Class B Common Stock 3,094 $0.00 --
Holdings After Transaction: Class A Common Stock — 44,698 shares (Direct, null); Restricted Stock Units (Class B) — 49,521 shares (Direct, null); Class B Common Stock — 49,508 shares (Direct, null)
Footnotes (1)
  1. The price reported in Column 4 is a weighted average price for shares purchased in multiple transactions. The purchase prices range from $25.27 to $25.35 per share, inclusive. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares purchased at each separate price within the range. Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class B Common Stock. The restricted stock units were granted on May 23, 2022. 1/16ths of the restricted stock units will vest on the first day of each three (3)-month period following May 1, 2022, with the first such quarterly vesting date to occur on August 1, 2022, subject to the Reporting Person's continuous service on the Board of Directors of the Issuer through each such date. Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better's founder.
Open-market purchase 5,000 shares Class A Common Stock bought on May 22, 2026
Purchase price $25.3392 per share Weighted average for 5,000 Class A shares
Class A holdings after trade 44,698 shares Direct ownership following May 22, 2026 purchase
Derivative grant/award 3,094 shares Class B-related derivative tied to Class A on May 1, 2026
RSU exercise 3,094 units Restricted Stock Units (Class B) exercised at $0.00
Conversion price $0.00 Conversion or exercise price for the 3,094 derivative and RSU entries
weighted average price financial
"The price reported in Column 4 is a weighted average price for shares purchased in multiple transactions."
Weighted average price is the average price of a security where each trade or component is counted according to its size, so bigger trades pull the average more than smaller ones. Think of it like calculating the average cost of a grocery haul where items you bought more of have greater influence on the final per-item cost. Investors use it to understand the true average price paid or received, judge execution quality, and compare trading performance against market movement.
restricted stock unit financial
"Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class B Common Stock."
A restricted stock unit is a promise from a company to give an employee shares of stock after certain conditions are met, like staying with the company for a set amount of time. It’s like earning a bonus that turns into company stock once you’ve proven your commitment, making it a way to motivate and reward employees.
Class B Common Stock financial
"Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date."
A class B common stock is one of multiple types of a company’s ordinary shares that carries specific rights—often different voting power or dividend priority—compared with other classes. For investors it matters because those differences affect how much influence you have over company decisions, the income you might receive, and how freely the shares trade; think of it like owning a car with different keys: some keys let you start the engine and open the trunk, others only unlock the door.
contingent right financial
"Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class B Common Stock."
vesting financial
"1/16ths of the restricted stock units will vest on the first day of each three (3)-month period following May 1, 2022."
Vesting is the process by which you earn full ownership of something, like company stock or a retirement benefit, over time. It’s like earning the right to keep a gift piece by piece the longer you stay with a company, making sure employees stay committed before they receive all the benefits.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Talwar Harit

(Last)(First)(Middle)
C/O BETTER HOME & FINANCE HOLDING CO
1 WORLD TRADE, 285 FULTON ST, FLOOR 80

(Street)
NEW YORK NEW YORK 10007

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Better Home & Finance Holding Co [ BETR ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
05/01/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Class A Common Stock05/22/2026P5,000A$25.3392(1)44,698D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Units (Class B)(2)05/01/2026M3,094 (3) (3)Class B Common Stock3,094$049,521D
Class B Common Stock(4)05/01/2026A3,094 (4) (4)Class A Common Stock3,094$049,508D
Explanation of Responses:
1. The price reported in Column 4 is a weighted average price for shares purchased in multiple transactions. The purchase prices range from $25.27 to $25.35 per share, inclusive. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares purchased at each separate price within the range.
2. Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class B Common Stock.
3. The restricted stock units were granted on May 23, 2022. 1/16ths of the restricted stock units will vest on the first day of each three (3)-month period following May 1, 2022, with the first such quarterly vesting date to occur on August 1, 2022, subject to the Reporting Person's continuous service on the Board of Directors of the Issuer through each such date.
4. Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better's founder.
Remarks:
/s/ Andrew Holt as attorney-in-fact05/26/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transactions did BETR director Harit Talwar report on this Form 4?

Harit Talwar reported buying 5,000 shares of Better Home & Finance Class A Common Stock in an open-market transaction and two derivative transactions involving 3,094 Class B-related securities each, including a grant/award and an exercise of Restricted Stock Units tied to Class B Common Stock.

How many Better Home & Finance (BETR) shares does Harit Talwar hold after these transactions?

Following the reported transactions, Harit Talwar directly holds 44,698 shares of Better Home & Finance Class A Common Stock. The filing also shows derivative activity involving 3,094 Restricted Stock Units (Class B) and a 3,094-share derivative grant, increasing his exposure beyond his direct Class A share position.

At what price did Harit Talwar buy BETR Class A Common Stock?

He purchased 5,000 shares of Better Home & Finance Class A Common Stock at a weighted average price of $25.3392 per share. A footnote explains this reflects multiple trades, with individual prices ranging from $25.27 to $25.35 per share, all executed as part of the same purchase.

What are the Restricted Stock Units (Class B) mentioned in the BETR Form 4?

Each Restricted Stock Unit (Class B) represents a contingent right to receive one share of Better Home & Finance Class B Common Stock. These units were granted previously and vest in 1/16 increments every three months, subject to Harit Talwar’s continuous service on the company’s Board of Directors.

How can BETR Class B Common Stock relate to Class A shares for Harit Talwar?

Each share of Better Home & Finance Class B Common Stock is convertible at any time into one share of Class A Common Stock at the holder’s option. Class B shares also automatically convert into Class A under specific conditions detailed in the company’s amended and restated certificate of incorporation.