STOCK TITAN

Better Home & Finance Holding Co (BETR) awards 6,851 RSUs to director

(Neutral)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

FRATER HUGH R reported acquisition or exercise transactions in this Form 4 filing.

Better Home & Finance Holding Co director Hugh R. Frater received a grant of 6,851 Restricted Stock Units (Class A) on July 20, 2026. Each unit represents a contingent right to one share of Class A common stock and will vest on the business day immediately preceding the next annual meeting of stockholders. Following this grant, he directly holds 6,851 RSUs.

Positive

  • None.

Negative

  • None.
Insider FRATER HUGH R
Role Director
Type Security Shares Price Value
Grant/Award Restricted Stock Units (Class A) F1, F2 6,851 $0.00 $0.00
Holdings After Transaction: Restricted Stock Units (Class A) — 6,851 shares (Direct)
Footnotes (2)
  1. F1. Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A common stock.
  2. F2. The restricted stock units will vest on the business day immediately preceding the Issuer's next annual meeting of stockholders.
RSUs granted 6851.0000 units Restricted Stock Units (Class A) granted to director on July 20, 2026
Transaction price per RSU 0.0000 per unit Reported price for the RSU grant
RSUs following transaction 6851.0000 units Total Restricted Stock Units directly held after grant
Underlying shares per RSU 1 share Each RSU represents a contingent right to one Class A common share
Restricted Stock Units financial
"Each restricted stock unit represents a contingent right to receive one share"
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
Class A common stock financial
"one share of the Issuer's Class A common stock"
Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.
contingent right financial
"represents a contingent right to receive one share"
annual meeting of stockholders financial
"vest on the business day immediately preceding the Issuer's next annual meeting"

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What did BETR director Hugh R. Frater report on this Form 4?

Hugh R. Frater reported receiving a grant of 6,851 Restricted Stock Units (RSUs) linked to Better Home & Finance Holding Co Class A common stock. The RSUs are a form of equity compensation, not an open-market stock purchase or sale.

How many Better Home & Finance (BETR) RSUs were granted and at what price?

The filing shows a grant of 6,851 RSUs with a reported transaction price of $0.0000 per unit. This reflects a compensation award, where the director did not pay cash to acquire the RSUs.

When do the newly granted BETR RSUs to Hugh R. Frater vest?

The RSUs will vest on the business day immediately preceding Better Home & Finance Holding Co’s next annual meeting of stockholders. Vesting means the contingent right to receive Class A common shares becomes earned at that time.

What does each BETR Restricted Stock Unit represent in this Form 4?

Each Restricted Stock Unit represents a contingent right to receive one share of Better Home & Finance Holding Co Class A common stock. Shares are generally delivered after the RSUs vest, according to the company’s equity plan terms.

How many BETR RSUs does Hugh R. Frater hold after this transaction?

After this grant, Hugh R. Frater is reported as directly holding 6,851 Restricted Stock Units. This figure reflects his position in the RSUs covered by this Form 4 and does not address any other potential holdings not reported here.

Was this BETR Form 4 transaction under a Rule 10b5-1 trading plan?

The Rule 10b5-1 checkbox is not marked as affirmative, and there is no footnote stating the grant was made under a 10b5-1 trading plan. It appears as a standard equity compensation award to a director.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
FRATER HUGH R

(Last)(First)(Middle)
C/O BH&FHC, 1 WORLD TRADE CENTER
285 FULTON STREET, FLR 80, SUITE A

(Street)
NEW YORK NEW YORK 10007

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Better Home & Finance Holding Co [ BETR ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/20/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Units (Class A)(1)07/20/2026A6,851 (2) (2)Class A Common Stock6,851$06,851D
Explanation of Responses:
1. Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A common stock.
2. The restricted stock units will vest on the business day immediately preceding the Issuer's next annual meeting of stockholders.
Remarks:
/s/ Andrew Holt, Attorney-in-Fact07/22/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)