[SCHEDULE 13G] Better Home & Finance Holding Co Passive Investment Disclosure (>5%)
Better Home & Finance gains 5.5% Millennium stake
Better Home & Finance Holding Company (BETR) has a new institutional ownership disclosure showing that funds affiliated with Millennium now report beneficial ownership of a bit more than five percent of the Class A common stock.
Better Home & Finance Holding Company (BETR) has a new institutional ownership disclosure showing that funds affiliated with Millennium now report beneficial ownership of a bit more than five percent of the Class A common stock. Integrated Core Strategies (US) LLC reports beneficial ownership of 681,001 shares, representing 5.1% of this class.
Millennium Management LLC, Millennium Group Management LLC and Israel A. Englander each report beneficial ownership of 730,265 shares, or 5.5% of the Class A common stock, with shared voting and dispositive power and no sole power. The percentages include shares underlying warrants deemed exercisable within sixty days under Rule 13d-3(d)(1)(i).
Positive
None.
Negative
None.
Key Figures
Shares beneficially owned by Integrated Core Strategies (US) LLC:681,001 sharesOwnership percentage of Integrated Core Strategies (US) LLC:5.1%Shares beneficially owned by Millennium Management LLC:730,265 shares+3 more
6 metrics
Shares beneficially owned by Integrated Core Strategies (US) LLC681,001 sharesClass A Common Stock of Better Home & Finance Holding Company reported on Schedule 13G
Ownership percentage of Integrated Core Strategies (US) LLC5.1%Percent of Class A Common Stock of Better Home & Finance Holding Company
Shares beneficially owned by Millennium Management LLC730,265 sharesClass A Common Stock of Better Home & Finance Holding Company reported on Schedule 13G
Ownership percentage of Millennium Management LLC5.5%Percent of Class A Common Stock of Better Home & Finance Holding Company
Shares beneficially owned by Millennium Group Management LLC730,265 sharesSame BETR Class A Common Stock position as Millennium Management LLC
Shares beneficially owned by Israel A. Englander730,265 sharesReported beneficial ownership in BETR Class A Common Stock with shared voting and dispositive power
"For each reporting person, the percent of the class reported herein as beneficially owned"
Beneficially owned describes securities or assets where a person has the economic rights and control—such as the right to receive dividends and to direct voting—even if legal title is held in another name. Think of it like having the keys and using a car that’s registered to someone else: you get the benefits and make decisions. Investors care because beneficial ownership reveals who truly controls value and voting power, affecting corporate decisions and takeover dynamics.
shared voting powerfinancial
"6 | Shared Voting Power 730,265.00"
Shared voting power occurs when two or more parties jointly have the right to vote or decide how a block of company shares is cast, like co-owners who must agree before moving a piece of furniture. Investors care because who controls voting rights affects board elections, major corporate decisions and takeover outcomes, and shared control can alter regulatory disclosures and the practical influence any holder has over a company’s direction and value.
shared dispositive powerfinancial
"8 | Shared Dispositive Power 730,265.00"
Rule 13d-3(d)(1)(i)regulatory
"gives effect to shares deemed to be outstanding as provided in Rule 13d-3(d)(1)(i)"
Joint Filing Agreementregulatory
"Exhibit I: Joint Filing Agreement, dated as of September 21, 2026"
FAQ
AI-generated questions and answers. How Rhea-AI works. Not financial advice.
What stake in BETR does Integrated Core Strategies (US) LLC report on this Schedule 13G?
Integrated Core Strategies (US) LLC reports beneficial ownership of 681,001 shares of Better Home & Finance Holding Company Class A common stock, representing 5.1% of that class, with 0 sole voting or dispositive power and shared voting and dispositive power over all reported shares.
How much of BETR’s stock do Millennium Management LLC and related entities report owning?
Millennium Management LLC, Millennium Group Management LLC and Israel A. Englander each report beneficial ownership of 730,265 shares of Better Home & Finance Holding Company Class A common stock, representing 5.5% of the class, with shared voting and dispositive power over all reported shares.
Does the reported BETR ownership include warrants held by Millennium-affiliated entities?
Yes. Each reporting person’s percentage of class in BETR gives effect to shares deemed outstanding under Rule 13d-3(d)(1)(i), presuming that all warrants to purchase Class A common stock held or controlled by any reporting person are exercisable within sixty days of the reporting date.
Who are the reporting persons on this BETR Schedule 13G filing?
The reporting persons are Integrated Core Strategies (US) LLC, Millennium Management LLC, Millennium Group Management LLC and Israel A. Englander. The securities are held by entities subject to voting control and investment discretion by Millennium Management LLC and/or other investment managers it or related entities control.
What voting and dispositive powers over BETR shares do the Millennium filers report?
For the BETR Class A shares, each Millennium-related reporting person discloses 0 sole voting and sole dispositive power and shared voting power and shared dispositive power over all shares reported as beneficially owned on its cover page.
Is there any admission of beneficial ownership by Millennium Group Management LLC or Israel A. Englander?
The filing states that the disclosure of BETR securities held by the underlying entities should not be construed in and of itself as an admission of beneficial ownership by Millennium Management LLC, Millennium Group Management LLC or Israel A. Englander of the securities held by those entities.
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 13G
UNDER THE SECURITIES EXCHANGE ACT OF 1934
Better Home & Finance Holding Company
(Name of Issuer)
Class A Common Stock, par value $0.0001 per share
(Title of Class of Securities)
08774B508
(CUSIP Number)
09/16/2026
(Date of Event Which Requires Filing of this Statement)
Check the appropriate box to designate the rule pursuant to which this Schedule is filed:
Rule 13d-1(b)
Rule 13d-1(c)
Rule 13d-1(d)
schemaVersion:
SCHEDULE 13G
CUSIP Number(s):
08774B508
1
Names of Reporting Persons
Integrated Core Strategies (US) LLC
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
DELAWARE
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
0.00
6
Shared Voting Power
681,001.00
7
Sole Dispositive Power
0.00
8
Shared Dispositive Power
681,001.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
681,001.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
5.1 %
12
Type of Reporting Person (See Instructions)
OO
SCHEDULE 13G
CUSIP Number(s):
08774B508
1
Names of Reporting Persons
Millennium Management LLC
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
DELAWARE
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
0.00
6
Shared Voting Power
730,265.00
7
Sole Dispositive Power
0.00
8
Shared Dispositive Power
730,265.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
730,265.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
5.5 %
12
Type of Reporting Person (See Instructions)
OO
SCHEDULE 13G
CUSIP Number(s):
08774B508
1
Names of Reporting Persons
Millennium Group Management LLC
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
DELAWARE
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
0.00
6
Shared Voting Power
730,265.00
7
Sole Dispositive Power
0.00
8
Shared Dispositive Power
730,265.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
730,265.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
5.5 %
12
Type of Reporting Person (See Instructions)
OO
SCHEDULE 13G
CUSIP Number(s):
08774B508
1
Names of Reporting Persons
Israel A. Englander
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
UNITED STATES
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
0.00
6
Shared Voting Power
730,265.00
7
Sole Dispositive Power
0.00
8
Shared Dispositive Power
730,265.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
730,265.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
5.5 %
12
Type of Reporting Person (See Instructions)
IN
SCHEDULE 13G
Item 1.
(a)
Name of issuer:
Better Home & Finance Holding Company
(b)
Address of issuer's principal executive offices:
1 World Trade Center, 285 Fulton Street, 80th Floor, Suite A, New York, New York 10007
Item 2.
(a)
Name of person filing:
Integrated Core Strategies (US) LLC
Millennium Management LLC
Millennium Group Management LLC
Israel A. Englander
(b)
Address or principal business office or, if none, residence:
Integrated Core Strategies (US) LLC
c/o Millennium Management LLC
399 Park Avenue
New York, New York 10022
Millennium Management LLC
399 Park Avenue
New York, New York 10022
Millennium Group Management LLC
399 Park Avenue
New York, New York 10022
Israel A. Englander
c/o Millennium Management LLC
399 Park Avenue
New York, New York 10022
(c)
Citizenship:
Integrated Core Strategies (US) LLC - Delaware
Millennium Management LLC - Delaware
Millennium Group Management LLC - Delaware
Israel A. Englander - United States
(d)
Title of class of securities:
Class A Common Stock, par value $0.0001 per share
(e)
CUSIP Number(s):
08774B508
Item 3.
If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:
(a)
Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o);
(b)
Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
(c)
Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c);
(d)
Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8);
(e)
An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);
(f)
An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);
(g)
A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);
(h)
A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);
(i)
A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);
(j)
A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J). If filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J),
please specify the type of institution:
(k)
Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).
Item 4.
Ownership
(a)
Amount beneficially owned:
See response to Item 9 on each cover page.
(b)
Percent of class:
See response to Item 11 on each cover page.
For each reporting person, the percent of the class reported herein as beneficially owned by such reporting person gives effect to shares deemed to be outstanding as provided in Rule 13d-3(d)(1)(i), if any, presuming that all those warrants to purchase shares of the class reported herein that are held or otherwise controlled by any reporting person are exercisable within sixty days of the date hereof.
(c)
Number of shares as to which the person has:
(i) Sole power to vote or to direct the vote:
See response to Item 5 on each cover page.
(ii) Shared power to vote or to direct the vote:
See response to Item 6 on each cover page.
(iii) Sole power to dispose or to direct the disposition of:
See response to Item 7 on each cover page.
(iv) Shared power to dispose or to direct the disposition of:
See response to Item 8 on each cover page.
The securities disclosed herein as potentially beneficially owned by Millennium Management LLC, Millennium Group Management LLC and Mr. Englander are held by entities subject to voting control and investment discretion by Millennium Management LLC and/or other investment managers that may be controlled by Millennium Group Management LLC (the managing member of Millennium Management LLC) and Mr. Englander (the sole voting trustee of the managing member of Millennium Group Management LLC). The foregoing should not be construed in and of itself as an admission by Millennium Management LLC, Millennium Group Management LLC or Mr. Englander as to beneficial ownership of the securities held by such entities.
Item 5.
Ownership of 5 Percent or Less of a Class.
Not Applicable
Item 6.
Ownership of more than 5 Percent on Behalf of Another Person.
Not Applicable
Item 7.
Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person.
Not Applicable
Item 8.
Identification and Classification of Members of the Group.
Not Applicable
Item 9.
Notice of Dissolution of Group.
Not Applicable
Item 10.
Certifications:
By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under § 240.14a-11.
SIGNATURE
After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.
Integrated Core Strategies (US) LLC
Signature:
/s/ Gil Raviv
Name/Title:
Gil Raviv, Global General Counsel
Date:
09/21/2026
Millennium Management LLC
Signature:
/s/ Gil Raviv
Name/Title:
Gil Raviv, Global General Counsel
Date:
09/21/2026
Millennium Group Management LLC
Signature:
/s/ Gil Raviv
Name/Title:
Gil Raviv, Global General Counsel
Date:
09/21/2026
Israel A. Englander
Signature:
/s/ Israel A. Englander
Name/Title:
Israel A. Englander
Date:
09/21/2026
Comments accompanying signature: ** INTEGRATED CORE STRATEGIES (US) LLC
By: Integrated Holding Group LP, its Managing Member
By: Millennium Management LLC, its General Partner
Exhibit Information
Exhibit I: Joint Filing Agreement, dated as of September 21, 2026, by and among Integrated Core Strategies (US) LLC, Millennium Management LLC, Millennium Group Management LLC and Israel A. Englander.
